Cheap Volkswagen Routan Car Insurance in 2024 (Save Big With These 10 Companies!)
American Family, Farmers, and USAA are our leading choices for cheap Volkswagen Routan car insurance, with premiums for only $82 per month. These companies provide exceptional coverage options, making them ideal for Volkswagen Routan owners seeking affordable and dependable insurance.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Insurance Agent
UPDATED: Oct 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
2,180 reviewsCompany Facts
Min. Coverage for Volkswagen Routan
A.M. Best Rating
Complaint Level
Pros & Cons
2,180 reviews
2,903 reviewsCompany Facts
Min. Coverage for Volkswagen Routan
A.M. Best Rating
Complaint Level
Pros & Cons
2,903 reviews
6,435 reviewsCompany Facts
Min. Coverage for Volkswagen Routan
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
American Family, Farmers, and USAA offer the cheap Volkswagen Routan car insurance, with rates starting at just $82 per month for comprehensive coverage.
Insuring a Volkswagen Routan varies in cost. Understanding “Collision vs. Comprehensive Car Insurance” is crucial. Collision covers accident damages, while comprehensive covers theft and vandalism, helping you save on coverage.
Our Top 10 Company Picks: Cheap Volkswagen Routan Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $82 A Customer Service American Family
#2 $85 A Personalized Service Farmers
#3 $88 A++ Military Members USAA
#4 $91 A++ Affordable Rates Geico
#5 $94 A+ Flexible Coverage Progressive
#6 $95 B Multiple Discount State Farm
#7 $98 A++ Financial Standing Travelers
#8 $99 A+ Claims Satisfaction Nationwide
#9 $103 A+ Local Agents Allstate
#10 $106 A Accident Forgiveness Liberty Mutual
In this article, we will explore the various factors that affect insurance rates for the Volkswagen Routan, compare insurance quotes, and provide useful tips to help you reduce your premiums. Enter your ZIP code now.
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#1 – American Family: Top Overall Pick
Pros
- Affordable Premiums: Competitive rates starting at $82 per month, which can be particularly beneficial for Volkswagen Routan owners looking to save on insurance costs. Lower premiums help keep overall vehicle ownership expenses manageable.
- Comprehensive Coverage Options: Offers a wide range of coverage options, including comprehensive and collision, tailored to protect Volkswagen Routan drivers from various types of damage and loss. This flexibility ensures comprehensive protection for diverse driving needs. Read more through our American Family insurance review.
- Strong Customer Service: Rated highly for customer service, ensuring responsive and helpful support when needed, which is crucial for Volkswagen Routan enthusiasts who value personalized assistance. Effective support enhances the overall insurance experience.
Cons
- Limited Availability: May not be available in all states, potentially limiting options for some Volkswagen Routan owners. This limitation could affect access to quality coverage for drivers in certain regions.
- Policy Customization: Fewer options for customizing policies compared to competitors, which may restrict coverage flexibility for Volkswagen Routan drivers with specific needs. Limited customization could result in less tailored insurance solutions.
#2 – Farmers: Best for Personalized Service
Pros
- Personalized Service: Known for offering personalized service with local agents, providing tailored advice and support that benefits Volkswagen Routan owners. Local agents can offer specific recommendations based on individual driving habits and vehicle needs.
- Customizable Policies: Offers a variety of policy options and add-ons, allowing Volkswagen Routan drivers to tailor coverage to their specific preferences and requirements. Customization options help ensure all aspects of vehicle protection are addressed.
- Strong Financial Rating: A.M. Best rating of A reflects solid financial stability, ensuring Farmers can reliably cover claims for Volkswagen Routan drivers. This stability enhances trust in the insurer’s ability to manage potential claims. as highlighted in the Farmers insurance review & ratings.
Cons
- Higher Premiums: Premiums start at $85 per month, which can be higher compared to some competitors, potentially affecting affordability for Volkswagen Routan owners. Higher premiums might impact the overall budget for vehicle expenses.
- Limited Discount Options: Fewer discount opportunities, which may affect overall affordability for Volkswagen Routan drivers looking to save on insurance costs. Limited discounts can lead to higher rates compared to insurers with more savings opportunities.
#3 – USAA: Best for Military Members
Pros
- Best Rates for Military: Exceptional rates for military families, starting at $88 per month, making it a highly affordable choice for Volkswagen Routan owners who are military members. This affordability is especially valuable for those in the armed forces. as noted in the USAA insurance review & ratings.
- Excellent Financial Stability: A.M. Best rating of A++ highlights USAA’s strong financial standing, ensuring reliability in covering claims for Volkswagen Routan drivers. High financial ratings offer confidence in the insurer’s claims handling.
- High Customer Satisfaction: Known for top-notch customer service and satisfaction, especially within the military community, benefiting Volkswagen Routan enthusiasts. Outstanding service levels enhance the overall experience for policyholders.
Cons
- Eligibility Restrictions: Available only to military members and their families, which limits its accessibility to the general public, including Volkswagen Routan drivers who are not military-affiliated. This exclusivity restricts broader access to USAA’s benefits.
- Limited Non-Military Options: Fewer options for those not associated with the military, affecting broader customer base inclusivity, including Volkswagen Routan owners outside the military community. This could limit options for a significant portion of potential customers.
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#4 – Geico: Best for Affordable Rates
Pros
- Very Affordable Rates: Known for low premiums starting at $91 per month, making it a cost-effective option for Volkswagen Routan owners. This affordability helps keep insurance costs low for drivers looking to budget effectively.
- Excellent Financial Rating: A.M. Best rating of A++ signifies strong financial health, ensuring that Geico can handle claims for Volkswagen Routan drivers effectively. High ratings provide assurance of the insurer’s reliability in covering claims.
- User-Friendly Online Tools: Offers an intuitive website and mobile app for easy policy management and claims, which is beneficial for Volkswagen Routan drivers seeking convenient access to their insurance details. Digital tools streamline managing and tracking insurance. Learn more through “How can I pay my Geico insurance premium?“
Cons
- Impersonal Customer Service: May experience less personalized service due to its focus on online and automated support, which might not meet the needs of Volkswagen Routan drivers who prefer more hands-on assistance. Impersonal service can impact customer satisfaction.
- Limited Local Agents: Fewer options for in-person assistance compared to competitors with a larger network of local agents, which might affect Volkswagen Routan owners who value face-to-face interactions. Limited local presence can reduce accessibility to personalized support.
#5 – Progressive: Best for Flexible Coverage
Pros
- Flexible Coverage Options: Offers a variety of coverage choices and add-ons, starting at $94 per month, catering to different needs of Volkswagen Routan drivers. This flexibility allows for tailored insurance solutions to match specific driving conditions. according to Progressive insurance review & ratings.
- Good for High-Risk Drivers: Competitive rates for drivers with less-than-perfect records, making it a viable option for Volkswagen Routan enthusiasts who might have a higher risk profile. Affordable rates for high-risk drivers help manage insurance costs effectively.
- Strong Financial Standing: A.M. Best rating of A+ reflects robust financial stability and claims-paying ability, ensuring that Progressive can handle claims for Volkswagen Routan drivers. Financial health contributes to trust in the insurer’s ability to manage claims.
Cons
- Higher Premiums for Some: Premiums may be higher for drivers with poor records or high-risk profiles, which could affect affordability for some Volkswagen Routan drivers. Higher rates for certain profiles may impact overall insurance costs.
- Complex Policy Options: The variety of options can be overwhelming and confusing to navigate, particularly for Volkswagen Routan owners who might find it challenging to choose the best coverage. Complexity in policy choices can lead to decision-making difficulties.
#6 – State Farm: Best for Multiple Discount
Pros
- Multiple Discounts: Offers various discounts, including for bundling policies and safe driving, helping to reduce premiums for Volkswagen Routan drivers. These discounts can significantly lower the cost of insurance. as highlighted in the State Farm insurance review & ratings.
- Extensive Local Agent Network: Large network of local agents provides personalized service and support, which is advantageous for Volkswagen Routan owners seeking tailored advice. In-person support enhances customer experience and satisfaction.
- Solid Customer Service: Known for good customer service and reliable support, benefiting Volkswagen Routan enthusiasts who value responsive assistance. Positive service experiences contribute to overall satisfaction with the insurer.
Cons
- Variable Rates: Premiums can vary widely based on location and driver profile, affecting affordability for Volkswagen Routan owners. Rate variability can lead to inconsistent insurance costs for different drivers.
- Limited Customization: Fewer options for policy customization compared to other insurers, which may restrict coverage flexibility for Volkswagen Routan drivers with specific needs. Limited customization might not fully meet individual insurance preferences.
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#7 – Travelers: Best for Financial Standing
Pros
- Strong Financial Standing: A.M. Best rating of A++ indicates excellent financial stability and claims-paying ability, ensuring Travelers can cover claims for Volkswagen Routan drivers reliably. High financial ratings offer assurance of the insurer’s reliability.
- Comprehensive Coverage Options: Offers a broad range of coverage options and add-ons, starting at $98 per month, catering to diverse needs of Volkswagen Routan drivers. Comprehensive options ensure all aspects of vehicle protection are addressed.
- High Claims Satisfaction: Known for high customer satisfaction in claims processing, which benefits Volkswagen Routan owners who prioritize a smooth claims experience. High satisfaction levels contribute to a more positive insurance experience. as mentioned in the Travelers insurance review & ratings.
Cons
- Higher Premiums for Some: Can be more expensive for drivers with less-than-perfect records, potentially impacting affordability for Volkswagen Routan drivers with higher risk profiles. Higher premiums could lead to increased insurance costs.
- Fewer Discounts: Limited discount opportunities compared to some other insurers, which might affect overall savings for Volkswagen Routan drivers. Fewer discounts can result in higher overall premiums.
#8 – Nationwide: Best for Claims Satisfaction
Pros
- High Claims Satisfaction: Noted for excellent claims satisfaction, ensuring a positive claims experience for Volkswagen Routan drivers. High satisfaction levels reflect effective claims handling and customer service.
- Broad Coverage Options: Provides extensive coverage options and add-ons, starting at $99 per month, to meet the diverse needs of Volkswagen Routan owners. Wide coverage options help address various protection requirements. as noted in the Nationwide insurance review & ratings.
- Strong Financial Health: A.M. Best rating of A+ highlights solid financial stability, ensuring Nationwide can handle claims for Volkswagen Routan drivers. Strong financial health supports confidence in the insurer’s reliability.
Cons
- Higher Premiums: Premiums can be higher compared to some other providers, potentially affecting affordability for Volkswagen Routan drivers. Higher rates might impact budget-conscious drivers.
- Discount Variability: Discounts and savings opportunities can vary based on location and individual circumstances, which might limit overall savings for Volkswagen Routan owners. Variability can affect the consistency of insurance costs.
#9 – Allstate: Best for Local Agents
Pros
- Extensive Local Agent Network: Large network of local agents for personalized service and support, which is beneficial for Volkswagen Routan drivers seeking tailored insurance solutions. Local agents provide in-depth, customized support. according to Allstate insurance review & ratings.
- Strong Accident Forgiveness: Offers accident forgiveness programs to protect Volkswagen Routan drivers from rate increases following an accident. Accident forgiveness helps maintain stable premiums despite driving incidents.
- Comprehensive Coverage: Broad range of coverage options and add-ons, starting at $103 per month, to protect Volkswagen Routan owners from various risks. Comprehensive coverage options ensure all potential risks are addressed.
Cons
- Higher Average Premiums: Premiums tend to be higher compared to some competitors, which might affect affordability for Volkswagen Routan drivers. Higher premiums can impact overall insurance expenses.
- Less Flexible Online Tools: Fewer online management tools compared to insurers that focus on digital solutions, which may be less convenient for Volkswagen Routan drivers who prefer managing their insurance online. Limited digital tools can affect ease of use.
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#10 – Liberty Mutual: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Offers accident forgiveness options to prevent rate hikes after an accident, which is beneficial for Volkswagen Routan drivers who want to avoid increased premiums. Accident forgiveness helps maintain stable insurance costs. as highlighted in the Liberty Mutual Review & Ratings.
- Competitive Bundling Rates: Attractive rates when bundling with other types of insurance, which can benefit Volkswagen Routan owners looking to save by combining policies. Bundling options enhance overall cost savings.
- Strong Customer Service: Known for providing reliable customer service and support, which benefits Volkswagen Routan drivers seeking responsive assistance. High-quality service contributes to a positive insurance experience.
Cons
- Higher Premiums for Some Drivers: Premiums can be higher for certain driver profiles, which may impact affordability for Volkswagen Routan owners with specific risk factors. Higher rates could affect overall insurance costs.
- Limited Discount Opportunities: Fewer discount options compared to other insurance providers, which might limit savings potential for Volkswagen Routan drivers. Limited discounts can result in higher premiums and reduced cost benefits.
Factors That Influence the Cost of Volkswagen Routan Car Insurance
When determining the cost of car insurance for your Volkswagen Routan, insurance companies take various factors into consideration. These factors can include your age, gender, marital status, driving record, and where you live. Insurance companies will also consider the make and model of your vehicle, as well as the vehicle’s safety features, how it is used, and its overall value.
Volkswagen Routan Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $103 $220
American Family $82 $210
Farmers $85 $210
Geico $91 $205
Liberty Mutual $106 $225
Nationwide $99 $215
Progressive $94 $210
State Farm $95 $215
Travelers $98 $220
USAA $88 $200
Additionally, your credit history and the amount of coverage you choose, including whether you opt for comprehensive coverage, will also affect your insurance rates. It’s important to be aware of these factors as they can significantly impact the cost of insuring your Volkswagen Routan.
Understanding the Insurance Rates for Volkswagen Routan
Car insurance rates for the Volkswagen Routan can vary depending on the insurer and the coverage options chosen. Younger drivers typically face higher car insurance rates due to their inexperience on the road, while seasoned drivers with a clean driving history may enjoy lower premiums.
The make and model of your vehicle can also influence car insurance rates, with the Volkswagen Routan being a midsize minivan that could potentially have more affordable options compared to other vehicles in its class.
Understanding how car insurance rates are calculated will help you make informed decisions when choosing coverage for your Volkswagen Routan. Enter your ZIP code now.
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Comparing Insurance Quotes for Volkswagen Routan
It is always wise to obtain multiple insurance quotes to ensure you are getting the best coverage at the most competitive price. When comparing insurance quotes for your Volkswagen Routan, consider the different coverage options, deductibles, and limits offered by each insurer.
Make sure to provide accurate and detailed information when requesting quotes to receive accurate pricing. When asking “how much is car insurance” for your Volkswagen Routan, remember that the cheapest insurance quote may not always be the best choice, as quality of service and coverage should also be considered.
Tips to Save Money on Volkswagen Routan Car Insurance
There are several strategies you can employ to help save money on your Volkswagen Routan car insurance. Firstly, maintaining a clean driving record by avoiding accidents and traffic violations will greatly benefit your insurance rates. If possible, consider increasing your deductibles, as this can reduce your monthly premiums.
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Taking advantage of discounts offered by insurance companies, such as bundling your Volkswagen Routan insurance with other policies or completing defensive driving courses, can also result in savings.
Additionally, reviewing your coverage periodically and adjusting it to fit your current needs can help you avoid overpaying. To determine how much insurance coverage you need, assess factors such as your vehicle’s value, your financial situation, and any legal requirements in your state. Enter your ZIP code now.
Frequently Asked Questions
What factors affect the cost of Volkswagen Routan car insurance?
The cost of Volkswagen Routan car insurance can be influenced by various factors such as the driver’s age, driving history, location, coverage options, deductible amount, and the insurance company’s rates.
Are Volkswagen Routan car insurance rates generally higher or lower compared to other vehicles?
Volkswagen Routan car insurance rates can vary depending on the specific circumstances, but generally, they tend to be on the lower side compared to other vehicles in the same class.
The Routan is considered a minivan, which typically has lower insurance rates due to their safety features and lower risk of severe accidents. Enter your ZIP code now.
Is it more expensive to insure a new Volkswagen Routan or a used one?
How can I find affordable insurance for my Volkswagen Routan?
To find affordable insurance for your Volkswagen Routan, it is recommended to shop around and compare quotes from multiple insurance companies.
Additionally, maintaining a clean driving record, opting for higher deductibles, and taking advantage of available discounts can help reduce the insurance cost.
Which insurance provider offers the lowest monthly premium for Volkswagen Routan owners?
American Family offers the lowest monthly premium starting at $82 for Volkswagen Routan owners. This competitive rate makes it an attractive option for those seeking affordable coverage. Enter your ZIP code now
What rating does USAA have from A.M. Best, and how does it benefit Volkswagen Routan drivers?
Which company is noted for having a strong network of local agents, benefiting Volkswagen Routan drivers?
Allstate is noted for its extensive network of local agents, providing personalized service and support. This network benefits Volkswagen Routan drivers by offering tailored insurance solutions.
How does Progressive’s coverage flexibility benefit Volkswagen Routan enthusiasts?
Progressive offers a wide range of coverage options and customizable policies. This flexibility allows Volkswagen Routan enthusiasts to tailor their insurance to meet specific needs and preferences. Enter your ZIP code now
What type of discounts does State Farm provide that might be advantageous for Volkswagen Routan drivers?
State Farm offers a range of discounts, such as those for bundling policies and maintaining a safe driving record. For Volkswagen Routan drivers, these discounts can be especially beneficial for lowering their car insurance premiums.
By leveraging these savings opportunities, Routan owners can reduce their overall insurance costs.
Which insurer is recognized for accident forgiveness programs that could benefit Volkswagen Routan owners?
Liberty Mutual is recognized for its accident forgiveness programs. This feature helps Volkswagen Routan owners avoid increased premiums following an accident, maintaining more stable insurance costs.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
