Cheap Suzuki Esteem Car Insurance in 2024 (Lower Your Rates With These 10 Top Companies!)
Get cheap Suzuki Esteem car insurance for as low as $22 per month with top providers USAA, Farmers, and AAA. These companies offer affordable rates and comprehensive coverage, making them the best choices for Suzuki Esteem insurance. Compare quotes to find the best deal tailored to your needs.
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Jeff Root
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Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
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UPDATED: Sep 23, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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6,435 reviewsCompany Facts
Min. Coverage for Suzuki Esteem
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
2,903 reviewsCompany Facts
Min. Coverage for Suzuki Esteem
A.M. Best Rating
Complaint Level
Pros & Cons
2,903 reviews
2,934 reviewsCompany Facts
Min. Coverage for Suzuki Esteem
A.M. Best Rating
Complaint Level
Pros & Cons
2,934 reviewsThe top providers for cheap Suzuki Esteem car insurance are USAA, Farmers, and AAA, offering competitive rates starting as low as $22 per month.
USAA stands out for its comprehensive coverage and high customer satisfaction, while Farmers offers notable discounts for first responders. AAA excels with its roadside assistance and senior discounts, making it a strong contender for those seeking extra services.
Our Top 10 Company Picks: Cheap Suzuki Esteem Car Insurance
| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $22 | A++ | Military Members | USAA |
 | #2 | $23 | A | First-Responder Discount | Farmers |
 | #3 | $30 | A | Roadside Assistance | AAA |
 | #4 | $32 | A++ | Senior Discounts | Geico |
 | #5 | $43 | A | Discount Availability | American Family |
 | #6 | $44 | A+ | Filing Claims | Erie |
 | #7 | $45 | A+ | Dividend Payments | Amica Mutual |
 | #8 | $52 | A+ | Multi-Policy Savings | Nationwide |
 | #9 | $66 | A | Multi-Policy Discounts | Liberty Mutual |
 | #10 | $85 | A | Bundling Policies | The General |
Explore the benefits and potential savings to make an informed decision on your Suzuki Esteem insurance. Dive into the details with our article entitled “Compare Car Insurance Quotes.” Find cheap car insurance quotes by entering your ZIP code above.
- USAA offers cheap Suzuki Esteem insurance starting at $22/month
- Farmers provides significant first responder discounts
- AAA is top-rated for roadside assistance and senior discounts
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#1 – USAA: Top Overall Pick
Pros
Pros- Affordable Rates: USAA offers the lowest monthly rates at $22, ideal for Suzuki Esteem owners looking to save on insurance.
- Excellent Rating: An A++ rating from A.M. Best highlights USAA’s superior financial stability, reassuring Suzuki Esteem policyholders.
- Exclusive Benefits for Military Members: Provides specialized benefits and support tailored for military personnel, including those who drive a Suzuki Esteem.
- Comprehensive Coverage: Offers a range of coverage options designed to meet the needs of Suzuki Esteem drivers.
Cons
- Membership Restrictions: Insurance is exclusively available to military members and their families, limiting access for other Suzuki Esteem enthusiasts.
- Limited Local Agents: Fewer physical locations and local agents may be inconvenient for Suzuki Esteem owners seeking in-person service.
- Claims Process: Some users have reported a slower claims process, which may be a concern for Suzuki Esteem drivers needing quick resolutions. Broaden your knowledge with our article named “USAA Insurance Review & Ratings.”
#2 – Farmers: Best for First-Responder Discount
Pros
Pros- Affordable Premiums: Monthly rates starting at $23 offer competitive pricing for Suzuki Esteem drivers. Explore further details in our “Farmers Insurance Review & Ratings.”
- First-Responder Discount: Provides discounts for first responders, a benefit for Suzuki Esteem owners who also serve in emergency roles.
- Strong Financial Rating: Rated A by A.M. Best, indicating solid financial strength for Suzuki Esteem policyholders.
- Good Customer Service: Generally positive reviews for customer service, beneficial for Suzuki Esteem enthusiasts needing support.
Cons
- Potential for Higher Rates: Rates might be higher for certain profiles, which could affect Suzuki Esteem drivers with specific risk factors.
- Limited Availability: Not available in all regions, potentially limiting access for Suzuki Esteem owners in some areas.
- Complex Discount Verification: Discounts may be complex and require detailed verification, which might be cumbersome for Suzuki Esteem policyholders.
#3 – AAA: Best for Roadside Assistance
Pros
Pros- Comprehensive Roadside Assistance: Includes robust roadside assistance services, which is a significant advantage for Suzuki Esteem drivers.
- Competitive Pricing: Monthly rates are reasonable at $30, making it an affordable option for Suzuki Esteem enthusiasts.
- Strong A.M. Best Rating: Rated A, reflecting solid financial stability, reassuring Suzuki Esteem policyholders.
- Member Benefits: Offers additional perks for AAA members, including discounts on services relevant to Suzuki Esteem owners.
Cons
- Potential for Higher Rates: Premiums might be higher for older Suzuki Esteem models or high-risk drivers. Discover more by delving into our article entitled “AAA Insurance Review & Ratings.”
- Limited Coverage Customization: Fewer options to tailor coverage for Suzuki Esteem drivers compared to some competitors.
- Service Delays: Roadside assistance may experience delays in some areas, which could be problematic for Suzuki Esteem owners in urgent situations.
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#4 – Geico: Best for Senior Discounts
Pros
Pros- Senior Discounts: Offers discounts specifically for senior drivers, potentially lowering premiums for older Suzuki Esteem owners.
- Competitive Rates: Monthly rates are $32, making it a budget-friendly option for Suzuki Esteem drivers. Discover what lies beyond with our “Geico vs. State Farm Car Insurance.”
- Excellent Financial Rating: An A++ rating from A.M. Best signifies strong financial stability for Suzuki Esteem policyholders.
- User-Friendly Online Tools: Provides a convenient website and mobile app for Suzuki Esteem enthusiasts to manage their policies easily.
Cons
- Inconsistent Customer Service: Experiences with customer service can vary, which might be a concern for Suzuki Esteem drivers needing consistent support.
- Claims Processing: Some customers have reported issues with the efficiency of the claims process, which could affect Suzuki Esteem policyholders.
- Limited Local Agents: Fewer local offices may be inconvenient for Suzuki Esteem owners seeking face-to-face service.
#5 – American Family: Best for Discount Availability
Pros
Pros- Wide Range of Discounts: Offers multiple discounts, which can help reduce premiums for Suzuki Esteem drivers.
- Good Financial Rating: Rated A by A.M. Best, ensuring solid financial stability for Suzuki Esteem policyholders.
- Affordable Rates: Monthly rates starting at $43 are reasonable for Suzuki Esteem owners. Get a better grasp by reading our article titled “American Family Insurance Review & Ratings.”
- Comprehensive Coverage: Provides various coverage options suitable for Suzuki Esteem enthusiasts.
Cons
- Higher Rates for Certain Drivers: Premiums may be higher for specific profiles, potentially affecting Suzuki Esteem drivers with high-risk profiles.
- Complex Discount Structure: Discounts can be difficult to navigate, which might be challenging for Suzuki Esteem policyholders to manage.
- Varied Customer Satisfaction: Customer feedback can be mixed, with some complaints about service quality affecting Suzuki Esteem owners.
#6 – Erie: Best for Filing Claims
Pros
Pros- Efficient Claims Process: Known for a streamlined claims process, beneficial for Suzuki Esteem drivers needing prompt assistance.
- Strong Financial Rating: An A+ rating from A.M. Best indicates good financial health for Suzuki Esteem policyholders.
- Affordable Premiums: Monthly rates are $44, making it a cost-effective option for Suzuki Esteem enthusiasts.
- Good Coverage Options: Offers a variety of coverage choices suitable for Suzuki Esteem drivers. Access the complete picture in our “Erie Insurance Review & Ratings.”
Cons
- Regional Limitations: Not available in all states, which may limit access for some Suzuki Esteem drivers.
- Limited Discounts: Fewer discount options compared to other insurers, potentially reducing savings for Suzuki Esteem policyholders.
- Customer Service Variability: Some customers report issues with responsiveness, which could affect Suzuki Esteem owners’ experiences.
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#7 – Amica: Best for Dividend Payments
Pros
Pros- Dividend Payments: Provides dividends that can lower overall insurance costs for Suzuki Esteem drivers.
- Excellent Rating: Rated A+ by A.M. Best for strong financial stability, reassuring Suzuki Esteem enthusiasts.
- Competitive Premiums: Monthly rates are $45, which are generally reasonable for Suzuki Esteem owners. Deepen your understanding with our article called “Amica Car Insurance Discounts.”
- High Customer Satisfaction: Known for positive customer reviews and high satisfaction rates among Suzuki Esteem policyholders.
Cons
- Limited Local Presence: Fewer physical branches and local agents may limit in-person service for Suzuki Esteem drivers.
- Higher Rates for Risky Drivers: Premiums may be higher for drivers with poor records, affecting Suzuki Esteem drivers with high-risk profiles.
- Complex Dividend System: Managing and understanding dividend payments can be complicated for Suzuki Esteem policyholders.
#8 – Nationwide: Best for Multi-Policy Savings
Pros
Pros- Multi-Policy Savings: Offers discounts for bundling multiple policies, which can benefit Suzuki Esteem owners.
- Solid Financial Rating: Rated A+ by A.M. Best, indicating reliable financial stability for Suzuki Esteem policyholders.
- Positive Customer Service: Generally receives good reviews for customer service, useful for Suzuki Esteem enthusiasts.
- Competitive Pricing: Monthly rates start at $52, which is reasonable for the coverage provided to Suzuki Esteem drivers. Obtain further insights from our “Nationwide Insurance Review & Ratings.”
Cons
- Higher Premiums: Rates might be higher compared to some competitors, potentially affecting Suzuki Esteem drivers with budget concerns.
- Limited Discount Options: Fewer discounts available, which might affect overall savings for Suzuki Esteem policyholders.
- Claims Process Issues: Some customers report challenges with the efficiency of the claims process, impacting Suzuki Esteem owners.
#9 – Liberty Mutual: Best for Multi-Policy Discounts
Pros
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#10 – The General: Best for Bundling Policies
Pros
Pros- Affordable Rates: The General offers competitive monthly rates for Suzuki Esteem insurance, starting at just $85, making it a budget-friendly choice for Suzuki Esteem owners.
- Bundling Policies: They provide options to bundle Suzuki Esteem insurance with other types of coverage, such as home or life insurance, which can result in significant savings for Suzuki Esteem drivers.
- Flexible Payment Plans: The General offers various payment plans that can accommodate different financial situations, helping Suzuki Esteem policyholders manage their insurance costs more effectively.
- Customer Service: Known for responsive customer support, The General assists Suzuki Esteem enthusiasts with their insurance needs, providing timely help and guidance.
Cons
- Limited Coverage Options: The General may offer fewer coverage options compared to other insurers, which could be a limitation for Suzuki Esteem drivers seeking specialized protection.
- Mixed Reviews: There are inconsistent customer reviews, with some Suzuki Esteem owners reporting issues or delays with the claims process, potentially affecting overall satisfaction.
- Additional Fees: Potential for extra fees or surcharges that could increase the overall cost of Suzuki Esteem insurance beyond the initial quoted rates. Gain a deeper understanding through our “The General Car Insurance Review & Ratings.”
Factors That Impact the Cost of Suzuki Esteem Car Insurance
When it comes to calculating car insurance premiums, insurance providers consider a range of factors specific to the Suzuki Esteem. These factors include the car’s age, make, model, and engine size. Insurance providers also take into account the driver’s age, driving experience, and location. Additionally, factors such as annual mileage, credit score, and previous insurance claims history can impact the cost of insurance.
Another key factor that affects the cost of Suzuki Esteem car insurance is the level of coverage you choose. The type of coverage, such as liability, comprehensive, or collision insurance, will influence your insurance premiums.
Suzuki Esteem Car Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| AAA | $30 | $78 |
| American Family | $43 | $114 |
| Amica Mutual | $45 | $148 |
| Erie | $44 | $112 |
| Farmers | $23 | $58 |
| Geico | $32 | $84 |
| Liberty Mutual | $66 | $170 |
| Nationwide | $52 | $136 |
| The General | $85 | $222 |
| USAA | $22 | $57 |
Higher coverage limits and additional features like roadside assistance or rental car reimbursement may also increase the cost of insurance. It’s important to note that the cost of Suzuki Esteem car insurance can also be influenced by external factors such as the overall market conditions and the insurance provider’s own policies.
Insurance rates can vary between different providers, so it’s always a good idea to shop around and compare quotes to ensure you’re getting the best coverage at the most competitive price. Get a better grasp by checking out our article titled “Lesser Known Car Insurance Discounts.” Ready to find cheaper car insurance coverage? Enter your ZIP code below to begin.
The Role of Safety Features in Determining Suzuki Esteem Insurance Costs
Safety features play a crucial role in determining the cost of insuring your Suzuki Esteem. Vehicles equipped with advanced safety features, such as anti-lock brakes, airbags, and stability control, are generally considered safer and may qualify for lower insurance rates.
Insurance providers often offer discounts for vehicles equipped with such safety features because they reduce the risk of accidents and minimize potential injuries.
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Advanced safety features contribute to lower insurance costs by reducing accident risk, minimizing injury severity, and lowering repair costs. Features like anti-lock brakes and stability control enhance vehicle control, especially in adverse conditions, helping to prevent accidents. Airbags and other protective technologies reduce the risk and severity of injuries during collisions, leading to lower medical claims.
Additionally, some safety features can prevent accidents altogether, resulting in fewer claims and lower repair expenses. Overall, investing in a vehicle with robust safety features can lead to significant savings on insurance premiums for your Suzuki Esteem. For additional insights, refer to our “How does the insurance company determine my premium?“
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The Benefits of Bundling Your Suzuki Esteem Insurance
Bundling your Suzuki Esteem car insurance with other policies, such as homeowner’s, renter’s, or other vehicles, can provide several benefits. Insurance companies often offer discounts when you bundle multiple policies with them. Beyond potential savings, bundling your policies can also provide convenience by having all your insurance needs managed by a single provider.
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This can simplify billing, customer service interactions, and the claims process, making it easier and more efficient to handle your insurance needs. The cost of insuring a Suzuki Esteem can vary based on factors such as the driver’s age, location, driving record, and the coverage options chosen.
By understanding these factors and implementing tips for getting affordable rates, you can find the right insurance coverage that fits your budget and provides adequate protection for your Suzuki Esteem. Exploring bundling options and other discounts can further help in reducing insurance costs while ensuring comprehensive coverage. Discover what lies beyond with our “Best No Claims Car Insurance Discounts.”
Comparing Suzuki Esteem Car Insurance Quotes
When comparing insurance quotes for your Suzuki Esteem, it is essential to consider more than just the price. Look closely at the coverage options, deductibles, limits, and any additional features included in the policy. Additionally, understanding the reputation and financial stability of the insurance provider is important to ensure they can support you in case of a claim.
Factors such as the insurer’s track record in handling claims, customer service quality, and overall reliability can significantly impact your experience. While price is a significant factor, it should not be the sole determining factor when selecting an insurance provider.
A slightly higher premium may be worth it for better customer service and efficient claims handling. The peace of mind that comes with knowing your provider is responsive and dependable in times of need can outweigh the cost savings of a cheaper policy.
Take the time to research and read customer reviews, and consider seeking recommendations from friends or family. This comprehensive approach will help you find the best value and security for your insurance needs, including options like pay per mile car insurance.
By exploring these choices, you’ll ensure you are well-protected on the road while potentially saving money based on your driving habits.Find out more by reading our article titled “Collision Car Insurance.” By entering your ZIP code below, you can get instant car insurance quotes from top providers.
Tips for Getting Affordable Suzuki Esteem Car Insurance Rates
Car insurance is a vital expense for any vehicle owner, providing essential protection on the road. However, there are various strategies you can use to manage and potentially reduce the cost of insuring your Suzuki Esteem.
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Summary: Affordable Car Insurance for Suzuki Esteem
Finding affordable car insurance for your Suzuki Esteem is achievable by comparing top providers like USAA, Farmers, and AAA, with rates starting as low as $22 per month. USAA stands out with comprehensive coverage and high customer satisfaction, while Farmers offers notable discounts for first responders, and AAA provides excellent roadside assistance and senior discounts.
Key factors impacting insurance costs include the car’s safety features, driver’s age, location, and driving history. To secure the best rates, consider bundling policies, maintaining a clean driving record, and exploring all available discounts. Explore further details in our “Can I add or remove drivers from my car insurance policy?” For personalized quotes, enter your ZIP code to compare offers from leading insurance companies.
Frequently Asked Questions
What factors affect the cost of Suzuki Esteem car insurance?
Factors include the driver’s age, location, driving history, credit score, coverage options, and deductible levels. For Suzuki Esteem car insurance, the car’s age and safety features also play a significant role. Uncover additional insights in our article called “What car insurance discounts does The Hanover Insurance Company offer?”
How can I find the best insurance rates for a Suzuki Esteem?
Compare quotes from multiple insurance providers using online tools. Assess coverage options and discounts specific to Suzuki Esteem car insurance to find the most competitive rates. Ready to find cheaper car insurance coverage? Enter your ZIP code below to begin.
Are there any specific discounts available for Suzuki Esteem car insurance?
Yes, discounts for Suzuki Esteem car insurance may include safe driver discounts, multi-policy discounts, low mileage discounts, and discounts for professions like first responders.
What is the average cost of Suzuki Esteem car insurance?
The average cost varies depending on factors like driver profile and coverage options. Personalized quotes are recommended to get an accurate estimate for Suzuki Esteem car insurance. Get a better grasp by reading our article titled “Best Colorado Car Insurance Discounts.”
Is Suzuki Esteem discontinued?
Yes, the Suzuki Esteem was discontinued in the U.S. after 2001. It may still be available in other markets.
What is another name for Suzuki Esteem?
The Suzuki Esteem is also known as the Suzuki Baleno in some markets, which may affect insurance rates in those regions.
What was the last year of Suzuki Esteem production in the U.S.?
The last model year for the Suzuki Esteem in the U.S. was 2001. Discover more by delving into our article entitled “What types of car insurance coverage does Horace Mann Insurance Group offer?”
What is the lowest level of car insurance for a Suzuki Esteem?
The lowest level is liability-only insurance, which meets minimum legal requirements but does not cover your own vehicle.
What is the cheapest form of car insurance for a Suzuki Esteem?
Liability-only insurance is generally the cheapest form of coverage for a Suzuki Esteem, offering basic protection required by law.
Who normally has the cheapest car insurance for a Suzuki Esteem?
Insurance providers such as USAA, Geico, and The General often offer competitive rates for Suzuki Esteem car insurance. The cheapest option depends on individual circumstances.
What is the cheapest category of car insurance for Suzuki Esteem?
Liability-only coverage is typically the cheapest category of car insurance for a Suzuki Esteem. Deepen your understanding with our article called “Does Farmers Insurance car insurance cover a stolen car?”
What is zero car insurance in the context of Suzuki Esteem?
Zero car insurance refers to not having any insurance coverage, which is illegal and not recommended for Suzuki Esteem or any vehicle.
Is fully comprehensive car insurance available for a Suzuki Esteem?
Yes, fully comprehensive insurance is available and includes liability, collision, and comprehensive coverage for a Suzuki Esteem.
Which type of car insurance is best for a Suzuki Esteem?
The best type of car insurance for a Suzuki Esteem depends on individual needs. Full coverage provides extensive protection, while liability-only might be sufficient for older models. Gain insights by reading our article titled “Does Allstate car insurance cover damage caused by a flood or hurricane?”
What is the lowest level of car insurance available for a Suzuki Esteem?
Liability-only insurance is the lowest level of coverage available for Suzuki Esteem, providing the minimum protection required by law.
Which insurance group offers the lowest rates for Suzuki Esteem?
Insurance groups such as USAA, Geico, and The General are known for offering low rates. The cheapest provider can vary based on personal factors.
What is the best car insurance for a Suzuki Esteem?
The best car insurance for a Suzuki Esteem depends on your specific needs. Providers like USAA, Farmers, and AAA offer competitive rates and coverage options. Take the first step toward cheaper car insurance rates. Enter your ZIP code below to see how much you could save.
Is Suzuki Esteem still available in other markets?
While discontinued in the U.S., the Suzuki Esteem may still be available in other countries, which could affect insurance rates in those regions. Explore further with our article entitled “Does Allstate car insurance cover a stolen car?“
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
