Cheap Subaru Crosstrek Car Insurance in 2024 (Top 10 Low-Cost Companies)
Cheap Subaru Crosstrek car insurance is best with Progressive, State Farm, and USAA, offering monthly rates starting as low as $70. Progressive leads with the most affordable overall rates, while State Farm excels in customer satisfaction and USAA provides unmatched benefits for military families.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Jul 31, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 31, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
13,128 reviewsCompany Facts
Min. Coverage for Subaru Crosstrek
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
17,759 reviewsCompany Facts
Min. Coverage for Subaru Crosstrek
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
6,435 reviewsCompany Facts
Min. Coverage for Subaru Crosstrek
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
The top picks for cheap Subaru Crosstrek car insurance are Progressive, State Farm, and USAA. Progressive offers the most affordable rates overall, State Farm is renowned for its excellent customer satisfaction, and USAA provides exceptional benefits for military families.
Choosing the right insurance involves considering factors like driver age, location, and vehicle condition. Comparing quotes from these leading providers ensures you find the best coverage at a great price. Learn more about our “Subaru Car Insurance Discount” for a broader perspective.
Our Top 10 Company Picks: Cheap Subaru Crosstrek Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $70 A+ Snapshot Program Progressive
#2 $75 B Customer Satisfaction State Farm
#3 $80 A++ Military Benefits USAA
#4 $85 A++ Green Discount Travelers
#5 $87 A+ Vanishing Deductible Nationwide
#6 $90 A Loyalty Discounts American Family
#7 $95 A+ Drivewise Program Allstate
#8 $98 A+ AARP Benefits The Hartford
#9 $100 A Affinity Discounts Farmers
#10 $110 A Customizable Policies Liberty Mutual
Ready to find affordable car insurance? Get started today by entering your ZIP code into our free comparison tool.
- Progressive offers cheap Subaru Crosstrek insurance rates from $70 monthly
- State Farm and USAA offer competitive rates and military benefits
- Driver age, location, and safety features impact Crosstrek insurance costs
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#1 – Progressive: Top Overall Pick
Pros
- Affordable Rates for Subaru Crosstrek Insurance: Progressive offers some of the cheapest car insurance rates for Subaru Crosstrek owners, starting at $70 per month. This affordability makes it an attractive option for budget-conscious drivers.
- Usage-Based Discount With Snapshot Program: The Snapshot program allows Subaru Crosstrek owners to potentially lower their insurance premiums based on their actual driving habits. This can be particularly beneficial for those who drive safely and infrequently.
- Strong Financial Stability: Progressive has an A+ rating from A.M. Best, indicating excellent financial strength and reliability, which ensures Subaru Crosstrek owners that their claims will be handled efficiently. Check out our Progressive insurance review & ratings for more details.
Cons
- Privacy Concerns With Snapshot Program: Some Subaru Crosstrek owners might be uncomfortable with the level of data collection required by the Snapshot program, as it tracks driving behavior in detail.
- Potential for Higher Rates if Driving Habits are Poor: If the Snapshot program determines that a Subaru Crosstrek owner’s driving habits are risky, it could lead to higher insurance premiums, which might not be ideal for all drivers.
#2 – State Farm: Best for Customer Satisfaction
Pros
- High Customer Satisfaction for Subaru Crosstrek Insurance: State Farm is known for its excellent customer service, which is highly valued by Subaru Crosstrek owners seeking reliable support and assistance with their car insurance.
- Competitive Rates for Young Drivers: State Farm offers relatively low premiums for young Subaru Crosstrek drivers, which can be a significant advantage for new and inexperienced drivers looking for affordable insurance options.
- Extensive Network of Local Agents: Subaru Crosstrek owners benefit from State Farm’s vast network of local agents who can provide personalized service and help them navigate their insurance needs effectively. Explore our State Farm insurance review & ratings for more insights.
Cons
- Lower Financial Strength Rating: With a B rating from A.M. Best, State Farm’s financial stability is not as robust as some of its competitors, which might concern Subaru Crosstrek owners looking for the utmost security in their insurer.
- Limited Discount Options: State Farm offers fewer discounts compared to other insurers, which means Subaru Crosstrek owners might miss out on potential savings available through more discount-heavy companies.
#3 – USAA: Best for Military Benefits
Pros
- Exclusive Benefits for Military Subaru Crosstrek Owners: USAA provides specialized benefits and discounts for military personnel and their families, making it an excellent choice for Subaru Crosstrek owners with military ties.
- Superior Financial Strength: USAA boasts an A++ rating from A.M. Best, indicating superior financial stability and assurance that Subaru Crosstrek insurance claims will be processed efficiently.
- Comprehensive Coverage Options: USAA offers a wide range of coverage options tailored to the needs of Subaru Crosstrek owners, ensuring they can find the perfect policy to fit their requirements. Please review our USAA insurance review & ratings for additional information.
Cons
- Membership Restrictions: USAA is only available to military members and their families, which limits access for non-military Subaru Crosstrek owners seeking competitive insurance options.
- Higher Premiums for Non-Military Drivers: For those Subaru Crosstrek owners who do qualify, the premiums might be higher if they do not take advantage of the various military-specific discounts and benefits offered.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#4 – Travelers: Best for Green Discount
Pros
- Eco-Friendly Discounts for Subaru Crosstrek Insurance: Travelers offers green discounts for Subaru Crosstrek owners who drive fuel-efficient or hybrid vehicles, promoting environmentally friendly driving habits.
- Strong Financial Rating: With an A++ rating from A.M. Best, Travelers demonstrates excellent financial strength, providing Subaru Crosstrek owners with confidence in the company’s ability to pay claims.
- Innovative Coverage Options: Travelers provides a variety of innovative insurance coverage options tailored to Subaru Crosstrek owners, allowing for customized policies that meet specific needs. Explore our Travelers insurance review & ratings for additional insights.
Cons
- Higher Base Rates: Travelers’ base rates for Subaru Crosstrek insurance are higher compared to some competitors, starting at $85 per month, which might be a drawback for budget-conscious drivers.
- Limited Availability of Green Discounts: The green discount program might not be available in all states, limiting the potential savings for Subaru Crosstrek owners who are environmentally conscious.
#5 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible Benefit for Subaru Crosstrek Owners: Nationwide’s Vanishing Deductible program rewards Subaru Crosstrek owners for safe driving by reducing their deductible over time, potentially leading to significant savings.
- Solid Financial Stability: Nationwide has an A+ rating from A.M. Best, indicating strong financial stability and reliability, which is reassuring for Subaru Crosstrek owners in need of dependable insurance coverage.
- Comprehensive Policy Options: Nationwide offers a broad range of coverage options, allowing Subaru Crosstrek owners to customize their insurance policies to fit their specific needs and preferences. Please read our Nationwide insurance review & ratings for more information.
Cons
- Slightly Higher Premiums: Nationwide’s premiums for Subaru Crosstrek insurance start at $87 per month, which is higher than some of the other companies on this list, potentially making it less appealing for cost-conscious drivers.
- Limited Discount Opportunities: Nationwide may offer fewer discounts compared to other insurers, which could result in fewer savings opportunities for Subaru Crosstrek owners looking for the best deal.
#6 – American Family: Best for Loyalty Discounts
Pros
- Loyalty Discounts for Long-Term Subaru Crosstrek Insurance Customers: American Family rewards long-term Subaru Crosstrek owners with loyalty discounts, providing ongoing savings for staying with the same insurer over time.
- Strong Customer Service Reputation: American Family is known for its excellent customer service, which is particularly beneficial for Subaru Crosstrek owners seeking personalized support and assistance with their insurance needs.
- Financial Stability: With an A rating from A.M. Best, American Family demonstrates solid financial strength, offering Subaru Crosstrek owners confidence in the company’s ability to handle claims effectively. Check out our American Family insurance review & ratings for additional details.
Cons
- Higher Premiums for New Customers: American Family’s premiums for Subaru Crosstrek insurance start at $90 per month, which may be higher for new customers compared to loyalty rates for long-term clients.
- Limited Availability of Discounts: American Family may offer fewer discount opportunities compared to other insurers, which could result in higher overall costs for Subaru Crosstrek owners seeking the most affordable coverage.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#7 – Allstate: Best for Drivewise Program
Pros
- Drivewise Program for Personalized Subaru Crosstrek Insurance Discounts: Allstate’s Drivewise program allows Subaru Crosstrek owners to earn discounts based on their driving habits, promoting safe driving and potentially lowering premiums.
- Comprehensive Coverage Options: Allstate offers a wide range of coverage options tailored to Subaru Crosstrek owners, ensuring they can find the perfect policy to fit their specific needs. For further information, read our Allstate insurance review & ratings.
- Strong Financial Stability: With an A+ rating from A.M. Best, Allstate provides assurance of financial strength and reliability for Subaru Crosstrek owners, ensuring that claims will be handled efficiently.
Cons
- Privacy Concerns with Drivewise Program: Subaru Crosstrek owners might have concerns about the level of data collection involved in the Drivewise program, as it requires detailed tracking of driving behavior.
- Potential for Higher Premiums With Poor Driving Habits: If the Drivewise program determines that a Subaru Crosstrek owner’s driving habits are risky, it could lead to higher insurance premiums, which might not be suitable for all drivers.
#8 – The Hartford: Best for AARP Benefits
Pros
- Exclusive AARP Benefits for Subaru Crosstrek Insurance: The Hartford offers special benefits and discounts for AARP members, making it an excellent choice for older Subaru Crosstrek owners seeking tailored insurance solutions.
- Strong Financial Rating: The Hartford has an A+ rating from A.M. Best, indicating solid financial strength and reliability, which provides Subaru Crosstrek owners with confidence in the company’s ability to pay claims.
- Comprehensive Coverage Options: The Hartford offers a variety of coverage options that can be customized to meet the needs of Subaru Crosstrek owners, ensuring they get the most appropriate insurance for their vehicle.
Cons
- Higher Premiums for Non-AARP Members: Subaru Crosstrek owners who are not AARP members may face higher premiums, as they will not have access to the exclusive discounts and benefits offered to AARP members.
- Limited Appeal for Younger Drivers: The Hartford’s focus on AARP benefits makes it less appealing for younger Subaru Crosstrek owners who do not qualify for these discounts and might find better rates elsewhere. For more information, please refer to our The Hartford insurance review & ratings.
#9 – Farmers: Best for Affinity Discounts
Pros
- Affinity Discounts for Subaru Crosstrek Insurance: Farmers offers a range of affinity discounts for Subaru Crosstrek owners who belong to certain organizations or professions, providing additional savings opportunities.
- Comprehensive Coverage Options: Farmers provides a broad selection of coverage options, allowing Subaru Crosstrek owners to tailor their policies to fit their specific needs and preferences. To find out more, please refer to our Farmers car insurance review & ratings.
- Financial Stability: With an A rating from A.M. Best, Farmers demonstrates solid financial strength, offering Subaru Crosstrek owners confidence in the company’s ability to handle claims effectively.
Cons
- Higher Premiums for Non-Affinity Group Members: Subaru Crosstrek owners who do not qualify for affinity discounts may find Farmers’ premiums higher, making it less competitive compared to other insurers with more universal discount programs.
- Limited Availability of Discounts: Farmers may offer fewer discounts overall compared to other insurers, which could result in higher costs for Subaru Crosstrek owners seeking the most affordable insurance options.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#10 – Liberty Mutual: Best for Customizable Policies
Pros
Subaru Crosstrek Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $95 $155
American Family $90 $150
Farmers $100 $160
Liberty Mutual $110 $170
Nationwide $87 $147
Progressive $70 $130
State Farm $75 $135
The Hartford $98 $157
Travelers $85 $145
USAA $80 $140
Factors That Influence the Cost of Subaru Crosstrek Car Insurance
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Understanding the Average Insurance Rates for Subaru Crosstrek
Delve into the specifics in our article called “Best Off-Street Parking Car Insurance Discounts.”
What Are The Different Types Of Car Insurance Coverage For Subaru Crosstrek?
When it comes to insuring your Subaru Crosstrek, you have several options for coverage. These include:
- Liability Coverage: This type of coverage is required by law in most states and helps protect you financially if you are at fault in an accident that causes bodily injury or property damage to others.
- Collision Coverage: This coverage helps pay for repairs or replacement of your Subaru Crosstrek if it’s damaged in a collision with another vehicle or object, regardless of fault.
- Comprehensive Coverage: Comprehensive coverage provides protection against non-collision-related incidents, such as theft, vandalism, fire, or damage caused by severe weather.
- Uninsured/Underinsured Motorist Coverage: This coverage helps protect you if you are involved in an accident caused by a driver who doesn’t have insurance or has insufficient coverage to fully compensate you for your losses.
It’s important to carefully consider your coverage needs and consult with an insurance professional to determine the most appropriate level of coverage for your Subaru Crosstrek. Uncover more by delving into our article entitled “Longevity Car Insurance Discount.”
Comparing Insurance Rates for Subaru Crosstrek With Other Similar Models
When comparing insurance rates for your Subaru Crosstrek, it can be helpful to consider how it compares to other similar models. Insurance rates can differ depending on the specific make and model of the vehicle, as well as its safety features and theft deterrents. By comparing rates for similar vehicles, you can get a better idea of how your Subaru Crosstrek’s insurance costs stack up.
Enhance your knowledge by reading our “How Bankruptcy Affects Your Car Insurance Rates.”
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
The Impact of Location on Subaru Crosstrek Insurance Rates
As mentioned earlier, the location where your Subaru Crosstrek is primarily parked can have a significant impact on your insurance rates. Urban areas with higher rates of theft, accidents, or vandalism may result in higher premiums.
Additionally, areas prone to severe weather or natural disasters may also lead to higher insurance costs. When obtaining insurance quotes, it’s important to provide your specific location to get accurate rate estimates based on your area. Get a better grasp by checking out our article titled “Best Car Insurance for Comprehensive Coverage.”
Generally, insuring a new Subaru Crosstrek may be slightly more expensive compared to a used one. Newer vehicles typically have a higher replacement value, which can result in higher insurance premiums.
Used vehicles may have lower premiums since their value has already depreciated. However, this can vary depending on other factors, such as the age and condition of the used Subaru Crosstrek. It’s important to consult with your insurance provider to get accurate quotes based on your specific situation. Expand your understanding with our article called “Most Expensive Cars in the World.”
The age of the primary driver can significantly impact the cost of insuring a Subaru Crosstrek. Younger, less experienced drivers often face higher insurance rates, as they are statistically more likely to be involved in accidents. On the other hand, older, more experienced drivers may be eligible for lower premiums.
Insurance providers consider age and driving experience when determining insurance rates, so it’s important for younger drivers to explore opportunities to lower their premiums, such as good student discounts or completing driver’s education courses. For additional insights, refer to our “Car Insurance Discounts by Age.”
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
The Role of Safety Features in Determining Insurance Rates for Subaru Crosstrek
The presence of safety features in your Subaru Crosstrek can often lead to lower insurance rates. Safety features such as anti-lock brakes, traction control, airbags, and electronic stability control can greatly reduce the risk of accidents or injuries, which insurance providers take into consideration when calculating premiums.
Additionally, having anti-theft devices, such as alarms or immobilizers, can also potentially lead to discounts on your insurance rates. Gain deeper understanding through our article entitled “What should I do if my vehicle is deemed a total loss?“
Contrary to popular belief, the color of your Subaru Crosstrek does not directly impact your insurance premium. Insurance providers are primarily concerned with factors such as the make, model, year, and condition of the vehicle, as well as the driver’s profile. While the color may play a role in the vehicle’s aesthetics and personal preference, it does not have a direct influence on insurance costs.
Find out more by reading our article titled “What are some ways to lower my car insurance premiums?“
Common Mistakes to Avoid When Insuring Your Subaru Crosstrek
When insuring your Subaru Crosstrek, avoiding common mistakes can help you secure the best coverage at a reasonable cost. One frequent error is not comparing quotes from multiple insurance providers, which can lead to missing out on better deals. Another mistake is opting for the minimum required coverage without evaluating your specific needs, which may leave you underinsured.
It’s also important to accurately disclose your driving history and any previous claims to avoid issues with your policy. Overlooking potential discounts or incentives is another common oversight, as these can significantly reduce your premiums.
Lastly, failing to update your policy when your circumstances change, such as moving to a new location or adding new safety features to your vehicle, can result in inadequate coverage. By being mindful of these pitfalls, you can ensure that you have the appropriate insurance coverage for your Subaru Crosstrek.
Broaden your knowledge with our article named “Multiple owner vehicle who is required to carry insurance.”
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
How to Find the Best Car Insurance Provider for Your Subaru Crosstrek
Choosing the best car insurance provider for your Subaru Crosstrek requires careful consideration of several factors. Here are some important steps to help you find the right provider:
- Research and compare the reputation and financial stability of different insurance companies
- Read customer reviews and testimonials to get an idea of their service quality
- Consider the level of customer support and accessibility they offer
- Request quotes from multiple providers to compare rates and coverage options
- Consult with an insurance professional or agent to get expert advice and guidance
By conducting thorough research and considering all these factors, you can find the best car insurance provider that meets your specific needs and budget.
Exploring Discounts and Incentives for Insuring a Subaru Crosstrek
When insuring a Subaru Crosstrek, insurance providers frequently offer a range of discounts and incentives that can help lower your premiums. These may include multi-policy discounts if you bundle your car insurance with other policies, good student discounts for students who maintain a certain grade point average, and safe driver discounts for those with a clean driving record.
Progressive offers the most affordable car insurance rates for the Subaru Crosstrek, making it the top choice for budget-conscious drivers.
Additionally, completing defensive driving courses or having a vehicle equipped with safety features or anti-theft devices can also qualify you for discounts. By exploring and utilizing these opportunities, you can effectively reduce the cost of insuring your Subaru Crosstrek.
Explore further with our article entitled “Title of the article.”
Utilizing these discounts can significantly reduce your Subaru Crosstrek insurance costs. Be sure to inquire about these options when shopping for coverage to maximize your savings. Dive into the details with our article entitled “Car Insurance Classes Schedule Discount.”
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Tips to Save Money on Subaru Crosstrek Car Insurance
While insurance rates for a Subaru Crosstrek can vary, there are several ways you can potentially save money on your car insurance premiums. Here are some tips to help you lower your insurance costs:
- Shop around and compare quotes from multiple insurance providers to find the best rates.
- Consider bundling your car insurance policy with other insurance policies, such as homeowners or renters insurance, to potentially qualify for a multi-policy discount.
- Take advantage of any available discounts, such as good student discounts, safe driver discounts, or discounts for completing defensive driving courses.
- Opt for a higher deductible, if financially feasible, as this can help lower your premium.
- Drive safely and maintain a good driving record to potentially qualify for lower rates over time.
Implementing these tips can help you save money on your Subaru Crosstrek car insurance without sacrificing the coverage you need.
The Importance of Comprehensive Coverage for Protecting Your Subaru Crosstrek
Comprehensive coverage is an important aspect of protecting your Subaru Crosstrek from a wide range of risks. This type of coverage helps cover damages to your vehicle that are not caused by collisions, such as theft, vandalism, fire, or damage from severe weather conditions.
Investing in comprehensive coverage can provide you with greater peace of mind knowing that you’re financially protected against a broader range of potential threats. Gain insights by reading our article titled “Best Car Insurance for Personal Injury Protection.”
Mileage is one of the factors that can influence your car insurance rates for a Subaru Crosstrek. Insurance providers usually ask for your estimated annual mileage when providing quotes, as higher mileage generally increases the likelihood of accidents and wear and tear on the vehicle.
Typically, the more you drive, the higher your insurance rates may be. However, the effect of mileage on your rates can vary depending on other factors, such as your driving record and location. Deepen your understanding with our article called “Low Mileage Car Insurance Discount.”
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Tips for Navigating the Claims Process After an Accident With Your Subaru Crosstrek
Understanding the Deductible Options for Insuring a Subaru Crosstrek
When choosing insurance coverage for your Subaru Crosstrek, you will be presented with different deductible options. A deductible is the amount you are responsible for paying out of pocket before your insurance coverage kicks in. Lower deductibles generally result in higher premiums, while higher deductibles can lower your premiums.
It’s important to carefully consider your financial situation and potential out-of-pocket expenses in the event of a claim when choosing the deductible for your Subaru Crosstrek insurance policy. Discover more by delving into our article entitled “What are some ways to lower my car insurance premiums?“
Modifications or upgrades to your Subaru Crosstrek can potentially impact your insurance costs. Any modifications that increase the value or performance of the vehicle may lead to higher premiums. Additionally, aftermarket modifications, such as spoilers or custom paint jobs, may be more expensive to insure due to their potential impact on the vehicle’s overall safety.
It’s important to inform your insurance provider about any modifications to ensure you have adequate coverage for your Subaru Crosstrek. Get a better grasp by reading our article titled “Can I get car insurance for a car that is modified or customized?“
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Comparing Quotes From Different Insurers for Insuring Your Subaru Crosstrek
One of the most effective ways to find the best insurance rates for your Subaru Crosstrek is to compare quotes from different insurers. Each insurance company has its own rating criteria, which can result in different premiums for the same coverage. By obtaining quotes from multiple insurers, you can compare rates, coverage options, and discounts to find the most affordable and suitable policy for your Subaru Crosstrek.
Jeff Root Licensed Life Insurance Agent
In conclusion, the cost of Subaru Crosstrek car insurance can vary depending on several factors, including the age of the driver, location, coverage chosen, and vehicle specifications. By understanding these factors and taking advantage of the available discounts, you can find the most cost-effective insurance coverage that meets your needs.
Remember to consider your personal circumstances and consult with insurance professionals to ensure you have the right coverage to protect your Subaru Crosstrek without breaking the bank. Uncover additional insights in our article called “What is Affordable coverage?”
Finding cheap car insurance quotes is easy. Just enter your ZIP code into our free comparison tool to instantly compare quotes near you.
Frequently Asked Questions
What factors affect the cost of Subaru Crosstrek car insurance?
Several factors can influence the cost of Subaru Crosstrek car insurance. These include the driver’s age, driving history, location, coverage options, deductible amount, and the insurance company’s rating.
Explore further details in our “Cheap Subaru Forester Car Insurance.”
Are Subaru Crosstreks expensive to insure?
The insurance cost for Subaru Crosstreks can vary depending on various factors. However, generally speaking, Subaru Crosstreks tend to have affordable insurance rates compared to some other vehicles in the same class.
Which insurance companies offer the best rates for Subaru Crosstrek car insurance?
The best insurance rates for Subaru Crosstrek car insurance can vary depending on individual circumstances and location. However, some popular insurance companies known for competitive rates include Geico, Progressive, State Farm, Allstate, and USAA (for military members and their families).
Ready to shop around for the best car insurance company? Enter your ZIP code and see which one offers the coverage you need.
What is the average cost of insurance for a Subaru Crosstrek?
The average monthly insurance cost for a Subaru Crosstrek ranges from $125 to $167, depending on factors like coverage level and driver profile.
Which insurance company offers the lowest rates for a Subaru Crosstrek?
Progressive typically offers the lowest rates for a Subaru Crosstrek, with monthly premiums starting around $70 for minimum coverage.
Dive deeper into our “Cheap Subaru Tribeca Car Insurance” for a comprehensive understanding.
Does the age of my Subaru Crosstrek affect my insurance rate?
Yes, the age of your Subaru Crosstrek affects insurance rates; older models usually cost less to insure due to lower replacement values.
How can I lower my Subaru Crosstrek insurance premiums?
You can lower your Subaru Crosstrek insurance premiums by maintaining a clean driving record, increasing your deductible, and taking advantage of available discounts.
Affordable car insurance rates are just a click away. Enter your ZIP code into our free quote tool to find the best policy for you.
Are there discounts available for Subaru Crosstrek insurance?
Yes, many insurance providers offer discounts for Subaru Crosstrek insurance, including safe driver discounts, multi-policy discounts, and good student discounts.
How does my driving history impact my insurance rates?
Your driving history impacts insurance rates significantly; a clean record typically results in lower premiums, while past accidents or violations can increase rates.
Delve into the depths of our “Cheap Subaru Outback Car Insurance” for additional insights.
Is it cheaper to insure a new or used Subaru Crosstrek?
Insuring a used Subaru Crosstrek is generally cheaper than a new one due to its lower replacement value and depreciation.
What types of coverage should I consider for my Subaru Crosstrek?
For your Subaru Crosstrek, consider liability, collision, comprehensive, and possibly uninsured/underinsured motorist coverage to ensure comprehensive protection.
How does my location influence my Subaru Crosstrek insurance cost?
Your location affects insurance costs; urban areas with higher crime rates and accident frequencies often result in higher premiums compared to rural areas.
Can I save money by bundling my Subaru Crosstrek insurance with other policies?
Yes, bundling your Subaru Crosstrek insurance with other policies, such as home or life insurance, can lead to significant savings through multi-policy discounts.
Uncover more about our “Cheap Subaru Baja Car Insurance” by reading further.
Do safety features on my Subaru Crosstrek affect my insurance rate?
Yes, safety features like anti-lock brakes, airbags, and advanced driver-assistance systems can lower your insurance rate by reducing risk.
How does my credit score impact my insurance premiums?
A higher credit score often results in lower insurance premiums, as insurance companies view it as an indicator of financial responsibility and lower risk.
Are there special insurance options for military families with a Subaru Crosstrek?
Yes, USAA offers specialized insurance options and discounts for military families, providing potentially lower rates and additional benefits.
Does the color of my Subaru Crosstrek affect my insurance cost?
No, the color of your Subaru Crosstrek does not affect insurance costs. Insurance rates are determined by factors like make, model, and driver history.
Discover a wealth of knowledge in our “Cheap Subaru Legacy Car Insurance.”
How can I compare insurance quotes for my Subaru Crosstrek?
To compare insurance quotes for your Subaru Crosstrek, use online comparison tools, request quotes from multiple providers, and review coverage options and discounts.
What is the difference between minimum and full coverage for a Subaru Crosstrek?
Minimum coverage includes basic liability insurance required by law, while full coverage adds protection like collision and comprehensive insurance for more extensive financial security.
How do I know if I am getting a good deal on Subaru Crosstrek insurance?
To ensure you’re getting a good deal, compare quotes from multiple insurers, check for discounts, and review coverage limits and exclusions.
Are there any specific insurance requirements for Subaru Crosstrek owners?
Insurance requirements for Subaru Crosstrek owners generally include state-mandated liability coverage, but additional coverage requirements may vary by state.
Expand your understanding with our “Cheap Subaru Impreza Car Insurance.”
What factors do insurance companies consider when setting rates for a Subaru Crosstrek?
Insurance companies consider factors such as the vehicle’s age, safety features, driver’s age, driving history, and location when setting rates for a Subaru Crosstrek.
How often should I review and update my Subaru Crosstrek insurance policy?
You should review and update your Subaru Crosstrek insurance policy annually or whenever significant changes occur, such as moving or buying a new vehicle.
Gain deeper insights by exploring our “Cheap Subaru BRZ Car Insurance.”
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
