Cheap Porsche Taycan Sport Turismo Car Insurance in 2024 (Save Money With These 10 Companies)
Progressive, USAA, and Allstate offer the best cheap Porsche Taycan Sport Turismo car insurance, starting at just $105 monthly. These providers excel in affordability, comprehensive coverage options, exceptional customer service, and reliability for Porsche Taycan Sport Turismo owners.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...
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UPDATED: Oct 14, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Min. Coverage for Porsche Taycan Sport Turismo
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11,413 reviews
The best providers of cheap Porsche Taycan Sport Turismo car insurance are Progressive, USAA, and Allstate, known for their competitive pricing and robust coverage options.
These companies stand out in the insurance market by combining affordability with comprehensive protection for luxury electric vehicles like the Porsche Taycan Sport Turismo. They cater to diverse needs with flexible coverage options, ranging from basic liability to full comprehensive plans. Learn more in our guide titled “Best Porsche Car Insurance Discounts.”
Our Top 10 Company Picks: Cheap Porsche Taycan Sport Turismo Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $105 A+ Innovative Pricing Progressive
#2 $120 A++ Military Benefits USAA
#3 $133 A+ Specialized Coverage Allstate
#4 $145 B Customizable Policies State Farm
#5 $158 A+ Comprehensive Options Nationwide
#6 $165 A Competitive Rates Farmers
#7 $172 A Extensive Coverage Liberty Mutual
#8 $185 A++ Safe Driving Travelers
#9 $195 A Membership Benefits AAA
#10 $205 A Bundle Discounts American Family
Additionally, each company is praised for its customer service, ensuring a smooth experience from quote to claim resolution.
You can also enter your ZIP code above into our free comparison tool to start comparing rates now.
- Progressive is the top pick for Porsche Taycan Sport Turismo insurance
- Coverage options cater to the high repair costs of luxury electric vehicles
- Tailored policies address the unique safety features of the Taycan Sport Turismo
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#1 – Progressive: Top Overall Pick
Pros
- Competitive Rates: Progressive offers the lowest monthly rate for Porsche Taycan Sport Turismo insurance at $105.
- Customization Options: Allows for personalized pricing through Snapshot, adapting rates based on driving behavior.
- Strong Financial Rating: Progressive holds an A+ rating from A.M. Best, indicating robust financial health. Read up on the “Progressive Insurance Review & Ratings” for more information.
Cons
- Variable Customer Service: Some customers report inconsistency in service quality across different regions.
- Rate Fluctuations: Prices may increase at renewal based on the telematics data from Snapshot.
#2 – USAA: Best for Military Benefits
Pros
- Exclusive Offers: USAA provides tailored insurance products exclusively for military personnel and their families.
- High A.M. Best Rating: With an A++ rating, USAA is recognized for its superior financial stability.
- Competitive Pricing: Monthly rates for Porsche Taycan Sport Turismo insurance start at $120. Unlock details in our article titled “USAA Insurance Review & Ratings.”
Cons
- Eligibility Restrictions: Insurance services are only available to military members, veterans, and their families.
- Limited Physical Presence: Fewer local offices, which could affect those preferring in-person service.
#3 – Allstate: Best for Specialized Coverage
Pros
- Diverse Policy Options: Offers a range of coverage options catering to unique needs of Porsche Taycan Sport Turismo owners.
- Innovative Tools: Provides digital tools like Drivewise for personalized rate adjustments based on driving patterns.
- Solid Financial Standing: Maintains an A+ rating from A.M. Best, ensuring strong backing for claims. See more details on our article titled “Allstate Insurance Review & Ratings.”
Cons
- Higher Premiums: Monthly rates start at $133, which is higher compared to other leading insurers.
- Upselling Tactics: Customers may experience pressure to purchase additional features.
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#4 – State Farm: Best for Customizable Policies
Pros
- Flexible Policy Options: Offers a variety of coverage choices that can be customized to meet individual needs of Porsche Taycan Sport Turismo owners.
- Robust Online Tools: Provides easy-to-use online tools for managing policies and filing claims. Discover more about offerings in our article titled “State Farm Insurance Review & Ratings.”
- Coverage for Rideshare Drivers: Unique coverage for rideshare drivers, a rare offering that adds value for certain users.
Cons
- Limited High-Value Discounts: Less competitive in high-value policy discounts compared to industry leaders.
- Higher Base Rates: At $145 monthly, rates are comparatively higher, especially for enhanced coverage levels.
#5 – Nationwide: Best for Comprehensive Options
Pros
- Wide-Ranging Coverage: Nationwide provides extensive options to cover various aspects of car insurance needs.
- Vanishing Deductible: Offers a deductible that reduces over time with safe driving, enhancing the value for customers.
- Strong Financial Health: A+ rated by A.M. Best, ensuring reliability in claims handling. More information is available about this provider in our article titled “Nationwide Insurance Review & Ratings.”
Cons
- Costly Premiums: With starting rates at $158, it is among the pricier options for Porsche Taycan Sport Turismo insurance.
- Complex Policy Terms: Some customers may find the coverage options and terms to be complex and difficult to navigate.
#6 – Farmers: Best for Competitive Rates
Pros
- Affordable Premiums: Farmers offers competitive monthly rates at $165 for Porsche Taycan Sport Turismo insurance.
- Customizable Coverage: Provides multiple options for customization to suit different coverage needs and preferences.
- Good Financial Stability: Maintains an A rating from A.M. Best, indicative of solid financial reliability. Discover insights in our article titled “Farmers Insurance Review & Ratings.”
Cons
- Customer Service Variability: Service quality may vary significantly between agents and locations.
- Rate Increases: Customers may experience rate hikes upon policy renewal without clear explanations.
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#7 – Liberty Mutual: Best for Extensive Coverage
Pros
- Broad Coverage Options: Liberty Mutual offers extensive options, including accident forgiveness and new car replacement.
- Discounts for Safety Features: Provides discounts for vehicles equipped with advanced safety features like those in the Porsche Taycan Sport Turismo.
- Strong Financial Rating: Holds an A rating from A.M. Best, ensuring robust financial health and claim support. For more on the company, see our article titled “Liberty Mutual Review & Ratings.”
Cons
- Higher Cost: Premiums start at $172, making it one of the more expensive options for Porsche Taycan Sport Turismo insurance.
- Mixed Customer Feedback: Some policyholders report dissatisfaction with claim resolutions and customer support.
#8 – Travelers: Best for Safe Driving
Pros
- Safe Driver Incentives: Travelers rewards safe drivers significantly, benefiting Porsche Taycan Sport Turismo owners who maintain good driving records.
- IntelliDrive Program: Offers a telematics-based program that potentially lowers rates based on driving behavior.
- Excellent Financial Strength: With an A++ rating from A.M. Best, Travelers is highly reliable in financial terms. Delve into our evaluation of our article titled “Travelers Insurance Review & Ratings.”
Cons
- Premium Pricing: Starting monthly rate of $185 places it on the higher end of the spectrum.
- Policy Complexity: Some customers find their policy structures and offerings to be overly complex and difficult to understand.
#9 – AAA: Best for Membership Benefits
Pros
- Exclusive Member Perks: AAA offers unique benefits and discounts to its members, including roadside assistance.
- Tailored Packages: Provides packages that cater specifically to the needs of luxury vehicle owners like Porsche Taycan Sport Turismo.
- Solid Reputation: Known for excellent customer service and support, backed by an A rating from A.M. Best. Access comprehensive insights into our article titled “AAA Insurance Review & Ratings.”
Cons
- Membership Requirement: Insurance services are contingent upon holding an active AAA membership.
- Higher Monthly Premiums: At $195, AAA’s rates are among the highest for Porsche Taycan Sport Turismo insurance.
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#10 – American Family: Best for Bundle Discounts
Pros
- Significant Bundle Savings: Offers substantial discounts when bundling auto with home or life insurance, ideal for multiple policyholders.
- Proactive Claim Service: Known for a straightforward and proactive approach to claims, ensuring quick resolutions. Explore insurance savings in our article titled “American Family Insurance Review & Ratings.”
- Financially Robust: Holds an A rating from A.M. Best, confirming its financial stability and reliability in paying claims.
Cons
- Limited Availability: Services are not available nationwide, which could be a constraint for some customers.
- Higher Base Rates: With a starting rate of $205, it’s the most expensive option listed for insuring a Porsche Taycan Sport Turismo.
Porsche Taycan Sport Turismo Insurance: Monthly Rates Breakdown
Understanding the specific monthly rates for Porsche Taycan Sport Turismo insurance based on coverage levels can help you make a well-informed decision. The table below outlines both minimum and full coverage rates offered by various providers.
Porsche Taycan Sport Turismo Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $195 $395
Allstate $133 $275
American Family $205 $415
Farmers $165 $335
Liberty Mutual $172 $355
Nationwide $158 $315
Progressive $105 $225
State Farm $145 $295
Travelers $185 $375
USAA $120 $250
Insurance costs for a Porsche Taycan Sport Turismo vary significantly between minimum and full coverage options. For instance, Progressive offers the most affordable rates, starting at $105 for minimum coverage and extending to $225 for full coverage. Explore insights in our guide titled “Progressive Car Insurance Discounts.”
On the higher end, American Family charges $205 for minimum coverage and escalates to $415 for full coverage, representing one of the most expensive options. This variation highlights the importance of comparing what different insurers provide at each level of coverage to ensure you get both the necessary protection and the best financial deal for your specific needs.
Factors That Impact the Cost of Porsche Taycan Sport Turismo Car Insurance
Several factors contribute to the cost of car insurance for the Porsche Taycan Sport Turismo, and understanding these factors can help you navigate how they affect your insurance premium. The vehicle’s value and potential replacement and repair costs are primary considerations for insurers; the higher the vehicle’s value, the more expensive the premium.
Your driving history is also crucial—insurers evaluate any accidents, traffic violations, or claims you’ve had, and experience with luxury vehicles like the Taycan Sport Turismo can influence rates. The location where you live plays a role as well, with urban areas typically facing higher rates due to factors such as crime rates and traffic congestion compared to rural areas.
The type of coverage you choose impacts costs, with comprehensive coverage that includes protection against theft, vandalism, natural disasters, and collisions costing more than basic liability coverage. The deductible amount impacts your premium; lower deductibles raise premiums, while higher deductibles lower them but increase out-of-pocket costs after a claim.
Finally, the age and gender of the driver are significant; younger drivers and males, who statistically have more accidents, tend to have higher premiums. Gain in-depth understanding through our guide titled “Why You Should Always Take Pictures After a Car Accident.”
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Understanding the Insurance Coverage Options for Porsche Taycan Sport Turismo
When considering car insurance for your Porsche Taycan Sport Turismo, understanding the various coverage options available to protect your investment is crucial. Liability coverage, typically required by law, covers damages and injuries you may cause to others in an accident, protecting your assets if you’re found legally responsible. Learn more in our guide titled “Liability Insurance: A Complete Guide.”
Collision coverage assists with the costs of repair or replacement if your Taycan Sport Turismo is damaged in a collision, regardless of fault. Comprehensive coverage offers protection against non-collision-related damages such as theft, vandalism, fire, or natural disasters. Uninsured/underinsured motorist coverage is essential for protecting you and your vehicle in accidents caused by drivers who lack sufficient insurance.
Gap insurance covers the gap between your car loan balance and your vehicle’s actual cash value if it’s totaled. Medical payments coverage helps with medical costs for you and your passengers after an accident, regardless of who’s at fault. Rental reimbursement coverage supports the cost of renting a vehicle while your Taycan Sport Turismo is under repair, keeping you mobile.
Comparing Car Insurance Quotes for Porsche Taycan Sport Turismo
When searching for the best car insurance rates for your Porsche Taycan Sport Turismo, it’s essential to compare quotes from various insurers since each has a unique method for setting premiums. Begin by requesting multiple quotes tailored to your vehicle to understand the range of available prices and find the most competitive rates.
Consider bundling existing policies, like home or renters’ insurance, with your car insurance to potentially reduce costs through multi-policy discounts. As you compare quotes, pay attention to the coverage options and limits each insurer offers; sometimes, a slightly higher premium is justified by more comprehensive protection.
Also, ask about discounts for safe driving, policy bundling, anti-theft devices, or driver education courses. Research the customer service and satisfaction ratings of the insurers to gauge their reliability and claims handling efficiency. It’s important to remember that car insurance costs for the Porsche Taycan Sport Turismo can vary widely depending on personal factors like age, driving history, and location.
Being well-informed about these aspects and making informed choices can help you secure affordable yet robust insurance. Additionally, consider usage-based insurance programs that monitor driving habits through telematics, which can offer savings for safe, low-mileage drivers. This approach is especially advantageous if the Taycan Sport Turismo isn’t your primary vehicle.
Case Studies: Optimal Car Insurance for Porsche Taycan Sport Turismo Owners
Selecting the right car insurance is especially important for luxury electric vehicles, ensuring coverage meets both the high value and specific needs of vehicles like the Porsche Taycan Sport Turismo. The following case studies demonstrate how Progressive, USAA, and Allstate effectively cater to their customers.
- Case Study #1 – Progressive’s Custom Pricing Advantage: John, a new Porsche Taycan Sport Turismo owner, benefited from Progressive’s Snapshot program which adjusted his rates based on his safe driving habits, leading to lower premiums and personalized service.
- Case Study #2 – USAA’s Military Precision: Sarah, an active-duty military member stationed overseas, chose USAA for her Porsche Taycan Sport Turismo. USAA provided her with comprehensive coverage that fit her transient lifestyle and offered international support whenever needed.
- Case Study #3 – Allstate’s Comprehensive Coverage Flexibility: Mark’s Porsche Taycan Sport Turismo was damaged in a minor accident in a busy urban area. With Allstate, he was quickly able to claim and utilize the collision coverage, which expedited the repair process without hassle.
These scenarios highlight the importance of selecting an insurance provider that understands the unique demands of luxury electric vehicles, ensuring comprehensive coverage that meets specific needs. Check out insurance savings in our complete guide titled “Best Electric Vehicle (EV) Car Insurance Discounts.”
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It’s crucial to choose a company that provides responsive and adequate protection for the distinct challenges these high-value vehicles present.
Wondering if another provider has lower rates? Find out by entering your ZIP code into our free quote comparison tool below.
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Frequently Asked Questions
What factors affect the cost of insurance for a Porsche Taycan Sport Turismo?
Several factors influence the cost of insurance for a Porsche Taycan Sport Turismo. These include the driver’s age, location, driving history, coverage options, deductible amount, and the level of insurance required by the state.
Access comprehensive insights into our guide titled “Best Car Insurance for 21-Year-Old Drivers.”
Are Porsche Taycan Sport Turismo cars expensive to insure?
Insuring a Porsche Taycan Sport Turismo can be relatively expensive due to its high value and performance capabilities. Additionally, luxury vehicles often have higher insurance rates compared to regular cars.
Does the safety rating of a Porsche Taycan Sport Turismo impact insurance costs?
Yes, the safety rating of a Porsche Taycan Sport Turismo can affect insurance costs. Vehicles with higher safety ratings may qualify for discounts on insurance premiums, as they are considered less risky to insure.
Can I reduce the insurance cost for a Porsche Taycan Sport Turismo?
There are a few ways to potentially reduce the insurance cost for a Porsche Taycan Sport Turismo. These include maintaining a clean driving record, bundling insurance policies, opting for a higher deductible, installing anti-theft devices, and inquiring about available discounts from insurance providers.
Do insurance rates vary for different model years of the Porsche Taycan Sport Turismo?
Yes, insurance rates can vary for different model years of the Porsche Taycan Sport Turismo. Newer models may have higher insurance rates due to their higher value and repair costs. It is advisable to consult with insurance providers to determine the specific rates for different model years.
Learn more by reading our guide titled “Cheap Porsche 911 Car Insurance.”
What should I consider when choosing Porsche Taycan insurance?
When selecting insurance for a Porsche Taycan, consider factors like the vehicle’s high value, potential repair costs, and your driving history. Look for insurers offering comprehensive coverage that includes collision and theft.
How much does Porsche Taycan insurance cost typically?
The cost of insurance for a Porsche Taycan varies based on factors such as your location, driving record, and the level of coverage you choose. However, you can expect premiums to be higher than average due to the car’s luxury status and repair costs.
Is the Porsche Taycan an everyday car?
The Porsche Taycan GTS is a luxury electric vehicle engineered for an outstanding driving experience. It’s a high-performance car equipped with cutting-edge technology and features ideal for everyday driving.
What is the cheapest Porsche to insure?
The most affordable modern Porsche to purchase and insure on a monthly basis would likely be a 944 or a 986 Boxster.
To learn more, explore our comprehensive resource on “Cheap Porsche Boxster Car Insurance.”
Is a Porsche Taycan a supercar?
This next-level supercar represents the future of sophistication. It’s an electrified luxury masterpiece that extends the limits of design with its stunning 1-second-wow elegance and lavish all-electric driving pleasure in the distinct style of BRABUS.
Is maintaining a Porsche expensive?
On average, maintaining and repairing a Porsche costs about $99 per month, which is approximately 83% higher than the industry average of $54 monthly.
Then, enter your ZIP code below into our free comparison tool to see which companies have the cheapest rates in your area.
Which Porsche is low maintenance?
Porsche 911 (996) – The modern classic regarded as the gateway to the Porsche experience, the 911 (996) is more than just a cost-effective starting model. Its robust engineering makes it a low-maintenance choice for enthusiasts looking to save.
Do Porsche cars last long?
Under optimal conditions, a Porsche could serve you well for 150,000 miles or about 10 years. With meticulous maintenance, many owners can extend their vehicle’s lifespan well beyond that, even exceeding 250,000 miles. Notably, models like the Cayenne and Porsche 911 are recognized for their longevity.
To find out more, explore our guide titled “Cheap Porsche Cayenne Car Insurance.”
How long do Porsche transmissions last?
With diligent maintenance, a Porsche PDK transmission can exceed 100,000 miles. Regular servicing, such as fluid changes and software updates at intervals recommended by Porsche, is crucial for maximizing its lifespan.
Does a Porsche cost more than a BMW?
Price: The BMW X5 has an MSRP starting at $59,400. The Porsche Cayenne begins at $67,500. Power: Both the BMW X5 and Porsche Cayenne feature standard engines with 335 hp.
Does a Taycan require maintenance?
Porsche Taycan models need routine maintenance every 2 years or 20,000 miles. During these service visits, we replace your cabin air filter to guarantee that you and your passenger consistently enjoy fresh air while driving your Taycan.
Is the Porsche Taycan selling well?
In 2023, the Porsche Taycan, the brand’s inaugural all-electric model, achieved nearly 40,000 sales, closely paralleling its record performance from 2021.
For additional details, explore our comprehensive resource titled “Cheap Porsche Taycan Car Insurance.”
What is the real life mileage of the Porsche Taycan?
The all-electric sports cars managed to travel up to 587 kilometers on a single battery charge on public roads. Real-world conclusive test showed that the especially efficient Taycan sports sedan with the large battery can achieve a total range of up to 587 kilometers.
Is Taycan faster than Tesla?
Porsche’s latest model, the 1,092 hp Taycan Turbo GT, has surpassed another Tesla record, becoming Porsche’s fastest vehicle ever. This all-electric behemoth boasts more than 1,000 hp and accelerates from 0 to 60 mph in just 2.1 seconds, making it the quickest and most potent road-legal Porsche in history.
What makes the Taycan special?
800V technology powers the batteries, allowing for fast charging at up to 320 kW and exceptional performance. This technology also permits smaller cable cross-sections, which contributes to a reduced vehicle weight.
You can also enter your ZIP code below into our free comparison tool to start comparing rates now.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
