Cheap Pontiac Grand Prix Car Insurance in 2024 (Save Money With These 10 Companies)
Auto-Owners, Erie, and State Farm are our leading providers of cheap Pontiac Grand Prix car insurance, with Auto-Owners offering the lowest rates at $55 per month. These insurers are known for their competitive pricing, comprehensive coverage options, and outstanding customer service, best for Pontiac Grand Prix.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Oct 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Min. Coverage for Pontiac Grand Prix
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563 reviews
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Min. Coverage for Pontiac Grand Prix
A.M. Best Rating
Complaint Level
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1,814 reviews
17,759 reviewsCompany Facts
Min. Coverage for Pontiac Grand Prix
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
Auto-Owners, Erie, and State Farm provide the cheap Pontiac Grand Prix car insurance, with Auto-Owners offering rates starting at $55 per month. To ensure you’re getting the best deal on car insurance, enter your ZIP code above.
Car insurance is an essential aspect of owning a vehicle, and when it comes to insuring a Pontiac Grand Prix, it’s crucial to understand the factors that influence the cost.
Our Top 10 Company Picks: Cheap Pontiac Grand Prix Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $55 A++ Customer Service Auto-Owners
#2 $60 A+ Competitive Rates Erie
#3 $62 B Large Network State Farm
#4 $65 A+ Discounts Availability Progressive
#5 $66 A++ Coverage Options Travelers
#6 $67 A Personalized Service American Family
#7 $70 A+ Bundling Discounts Nationwide
#8 $75 A+ New Car Allstate
#9 $80 A Customizable Policies Liberty Mutual
#10 $85 A Local Agents Farmers
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#1 – Auto-Owners: Top Overall Pick
Pros
- Comprehensive Coverage: Provides a wide range of coverage options including liability, collision, and comprehensive. This ensures full protection for Pontiac Grand Prix enthusiasts against various risks and damages.
- Strong Financial Stability: Rated A++ by A.M. Best, indicating a superior ability to meet ongoing insurance obligations. This rating reflects the company’s reliability in paying out claims for Pontiac Grand Prix owners.
- Customer Satisfaction: Known for exceptional customer service, ranked #1 for customer support. This high level of service enhances the overall experience for Pontiac Grand Prix drivers, providing peace of mind.
Cons
- Limited Availability: Not available in all states, which may limit access for some Pontiac Grand Prix drivers seeking their services. This can be a significant drawback if you live in an area where Auto-Owners does not operate.
- Fewer Online Tools: Lacks robust online and mobile tools compared to some competitors. This can make policy management less convenient for tech-savvy Pontiac Grand Prix enthusiasts. Read more through our Auto-Owners insurance review.
#2 – Erie: Best for Competitive Rates
Pros
- Competitive Rates: Offers low rates starting at $60 per month, providing significant savings for Pontiac Grand Prix owners. This affordability makes it an attractive option for Pontiac Grand Prix drivers.
- High Customer Satisfaction: Rated A+ by A.M. Best, Erie is known for high customer satisfaction and reliability in claims handling. Pontiac Grand Prix enthusiasts can trust in their dependable service, as noted in the Erie Insurance Review & Ratings.
- Local Agents: Provides access to local agents who can offer personalized advice and support. This enhances the customer experience for Pontiac Grand Prix drivers, ensuring they receive tailored assistance.
Cons
- Limited Coverage Area: Erie operates in a limited number of states, which might not be available to all Pontiac Grand Prix drivers. This restricted availability can be a downside for some.
- Online Services: Less comprehensive online services and digital tools compared to some larger insurers. This can be a drawback for tech-savvy Pontiac Grand Prix enthusiasts who prefer managing their policies online.
#3 – State Farm: Best for Large Network
Pros
- Large Network: With a vast network of agents, State Farm provides widespread availability and personalized service. Pontiac Grand Prix drivers can benefit from the extensive support network.
- Strong Reputation: Despite a B rating from A.M. Best, it has a strong reputation and is well-regarded by many customers. Pontiac Grand Prix owners can rely on its established presence in the industry, as highlighted in the State Farm insurance review & ratings.
- User-Friendly Mobile App: Provides a highly-rated mobile app for managing policies, filing claims, and accessing ID cards. This convenience is a plus for tech-savvy Pontiac Grand Prix drivers.
Cons
- Higher Rates: Monthly rates start at $62, which is higher than some competitors for Pontiac Grand Prix insurance. This can be a consideration for budget-conscious Pontiac Grand Prix owners.
- Mixed Financial Rating: Rated B by A.M. Best, which is lower than some competitors and may concern some policyholders. This could be a drawback for Pontiac Grand Prix enthusiasts seeking top-tier financial stability.
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#4 – Progressive: Best for Discount Availability
Pros
- Discount Availability: Known for a wide range of discounts including bundling, good driver, and multiple vehicle discounts. Pontiac Grand Prix owners can take advantage of these to reduce their premiums.
- Competitive Rates: Offers competitive rates starting at $65 per month, making it a cost-effective choice for many Pontiac Grand Prix drivers. This affordability is a major selling point. Read more through our Progressive insurance review.
- Snapshot Program: The Snapshot program rewards safe driving habits with potential discounts. This is beneficial for conscientious Pontiac Grand Prix drivers aiming to lower their insurance costs.
Cons
- Customer Service: Progressive’s customer service ratings are not as high as some competitors. Pontiac Grand Prix owners might experience less satisfactory service.
- Complex Claims Process: Some Pontiac Grand Prix drivers have reported a more complex claims process compared to other insurers. This can be a disadvantage during stressful situations.
#5 – Travelers: Best for Coverage Options
Pros
- Wide Coverage Options: Known for extensive coverage options, Travelers allows Pontiac Grand Prix owners to customize their policies. This flexibility is ideal for those seeking specific coverages.
- Financial Strength: Rated A++ by A.M. Best, indicating a strong financial position and reliable claims payment. Pontiac Grand Prix drivers can trust in the company’s stability.
- Discounts for Hybrid/Electric Vehicles: Offers discounts for hybrid and electric vehicle owners. This is beneficial for environmentally conscious Pontiac Grand Prix enthusiasts, as mentioned in the Travelers insurance review & ratings.
Cons
- Higher Rates: Monthly rates start at $66, which can be higher compared to some competitors. This might be a consideration for budget-focused Pontiac Grand Prix owners.
- Digital Experience: Travelers’ online and mobile services are less advanced than some other insurers. This can be a drawback for tech-savvy Pontiac Grand Prix enthusiasts.
#6 – American Family: Best for Personalized Service
Pros
- Personalized Service: Known for personalized customer service, American Family offers dedicated support for Pontiac Grand Prix owners. This ensures tailored assistance and satisfaction.
- Competitive Rates: Offers rates starting at $67 per month, making it an affordable choice for many Pontiac Grand Prix drivers. This balance of cost and service is attractive. Learn more through our American Family insurance review.
- Strong Community Presence: Active in local communities, which enhances trust and reputation. Pontiac Grand Prix drivers can feel connected and supported by a locally engaged insurer.
Cons
- Limited Availability: Not available in all states, which might limit access for some Pontiac Grand Prix owners. This can be a downside depending on your location.
- Mixed Digital Tools: The online and mobile tools are not as comprehensive as some competitors. This can be a drawback for tech-savvy Pontiac Grand Prix enthusiasts who prefer digital interactions.
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#7 – Nationwide: Best for Bundling Discounts
Pros
- Bundling Discounts: Offers significant discounts for bundling auto with home or other policies. Pontiac Grand Prix owners can save by consolidating their insurance needs.
- Financial Stability: Rated A+ by A.M. Best, indicating strong financial health and reliable claims payment. This provides confidence for Pontiac Grand Prix drivers in the company’s reliability.
- SmartRide Program: The SmartRide program rewards safe driving habits with potential discounts. This is a great incentive for careful Pontiac Grand Prix enthusiasts.
Cons
- Higher Rates: Monthly rates start at $70, which can be higher than some competitors. This might be a consideration for budget-conscious Pontiac Grand Prix owners. Learn more through our Nationwide insurance review.
- Customer Service Variability: Customer service experiences can vary by location. Pontiac Grand Prix drivers might find inconsistent service depending on their area.
#8 – Allstate: Best for New Car
Pros
- New Car Discount: Offers discounts for new car owners, which is beneficial for Pontiac Grand Prix drivers with recently purchased vehicles. This can help reduce premiums significantly. Learn more through our Allstate insurance review.
- Comprehensive Coverage Options: Provides a wide range of coverage options to suit different needs. Pontiac Grand Prix owners can customize their policies for comprehensive protection.
- User-Friendly Mobile App: The mobile app allows for easy policy management, claims filing, and access to ID cards. This convenience is a plus for tech-savvy Pontiac Grand Prix drivers.
Cons
- Higher Rates: Monthly rates start at $75, which can be higher than some other providers. This may be a consideration for budget-conscious Pontiac Grand Prix owners.
- Customer Service: Some Pontiac Grand Prix drivers have reported mixed experiences with customer service. This variability can be a drawback for those seeking consistent support.
#9 – Liberty Mutual: Best for Customizable Policies
Pros
- Customizable Policies: Offers highly customizable policies to fit the unique needs of Pontiac Grand Prix owners. This flexibility ensures optimal coverage.
- Discounts for Safety Features: Provides discounts for vehicles with advanced safety features. Pontiac Grand Prix drivers with such features can benefit from reduced premiums.
- Strong Financial Health: Rated A by A.M. Best, indicating reliable claims payment and financial stability. Pontiac Grand Prix enthusiasts can trust in Liberty Mutual’s reliability, as highlighted in the Liberty Mutual Review & Ratings.
Cons
- Higher Premiums: Monthly rates start at $80, which can be higher compared to some competitors. This might be a consideration for budget-focused Pontiac Grand Prix owners.
- Customer Service: Some Pontiac Grand Prix drivers have reported mixed experiences with Liberty Mutual’s customer service. This variability can be a drawback for those seeking consistent support.
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#10 – Farmers: Best for Local Agents
Pros
- Local Agents: Provides access to local agents for personalized service and support. Pontiac Grand Prix owners can benefit from the dedicated assistance offered by local representatives.
- Diverse Coverage Options: Offers a wide range of coverage options, allowing Pontiac Grand Prix drivers to customize their policies. This ensures comprehensive protection tailored to individual needs, as noted in the Farmers insurance review & ratings.
- Discounts for Safe Driving: Provides discounts for safe driving and defensive driving courses. This helps Pontiac Grand Prix drivers lower their premiums through responsible behavior.
Cons
- Higher Rates: Monthly rates start at $85, which is higher than some other providers. This might be a consideration for budget-conscious Pontiac Grand Prix owners.
- Digital Tools: Farmers’ online and mobile tools are not as advanced as some competitors. This can be a drawback for tech-savvy Pontiac Grand Prix enthusiasts who prefer managing their policies digitally.
Factors That Influence the Cost of Pontiac Grand Prix Car Insurance
Another factor that can influence the cost of Pontiac Grand Prix car insurance is the driver’s credit history. Insurance providers may consider a driver’s credit score when determining their insurance premium. A higher credit score is often associated with a lower risk of filing a claim, which can result in lower insurance rates.
The type of coverage chosen can also impact the cost of Pontiac Grand Prix car insurance. Basic liability coverage is typically the minimum requirement, but drivers may choose to add additional coverage options such as collision, comprehensive, or uninsured/underinsured motorist coverage. The more coverage options selected, the higher the insurance premium is likely to be.
Understanding the Basics of Car Insurance for Pontiac Grand Prix
Before diving into the specifics, it’s important to have a good understanding of how car insurance works for your Pontiac Grand Prix. Car insurance typically consists of several types of coverage, including liability coverage, collision coverage, comprehensive coverage, and optional add-ons.
Liability insurance coverage protects you in case you cause damage or injury to others, while collision and comprehensive coverage protect your Pontiac Grand Prix against physical damage caused by accidents, theft, vandalism, or natural disasters.
When choosing car insurance for your Pontiac Grand Prix, it’s essential to consider the value of your vehicle. The age, model, and condition of your car can affect the cost of insurance and the coverage options available to you.
For example, if your Pontiac Grand Prix is an older model, you may opt for basic coverage to meet legal requirements and save on premiums. On the other hand, if you have a newer or more valuable Pontiac Grand Prix, you might want to consider additional coverage options to protect your investment. Enter your ZIP code now.
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Comparing Car Insurance Quotes for Pontiac Grand Prix
When shopping for Pontiac Grand Prix car insurance, it’s essential to compare quotes from different insurance providers. While price is important, it’s not the only factor to consider. When comparing quotes, pay attention to the coverage limits, deductibles, and additional benefits offered by each insurer.
Additionally, consider the insurance company’s reputation, customer service, and claims handling process to ensure you’re selecting a reliable provider that will be there when you need them most.
Another important factor to consider when comparing car insurance quotes for Pontiac Grand Prix is the type of coverage offered. Different insurance providers may offer different types of coverage, such as liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.
It’s important to understand what each type of coverage entails and determine which ones are necessary for your specific needs.
In addition to coverage options, it’s also worth considering any discounts or incentives that insurance providers may offer. Some insurers may provide discounts for safe driving records, multiple policies, or certain safety features installed in your Pontiac Grand Prix. Taking advantage of these discounts can help lower your insurance premiums and save you money in the long run.
Tips for Getting Affordable Car Insurance for Your Pontiac Grand Prix
Frequently Asked Questions
What factors affect the cost of insurance for a Pontiac Grand Prix?
The cost of insurance for a Pontiac Grand Prix can be influenced by various factors such as the driver’s age, location, driving history, credit score, coverage limits, deductibles, and the insurance company’s rating.
Are Pontiac Grand Prix cars expensive to insure?
The insurance cost for a Pontiac Grand Prix can vary depending on the factors mentioned above.
Generally, insurance for sports cars like the Pontiac Grand Prix tends to be higher compared to average sedans due to their higher value, performance capabilities, and increased risk of accidents. Enter your ZIP code now to begin.
Can I get discounts on insurance for a Pontiac Grand Prix?
Does the age of the Pontiac Grand Prix affect insurance rates?
Typically, the age of the car can impact insurance rates. Newer Pontiac Grand Prix models may have higher insurance costs due to their higher value, while older models may have lower insurance costs.
However, other factors such as the car’s safety features and repair costs also play a role in determining insurance rates.
What is the monthly rate for Pontiac Grand Prix car insurance with Auto-Owners?
The monthly rate for Pontiac Grand Prix car insurance with Auto-Owners is $55. Auto-Owners is also known for its excellent customer service, making it a top pick for Pontiac Grand Prix owners. Enter your ZIP code now to begin.
Which company is ranked #2 for competitive rates for Pontiac Grand Prix car insurance?
Why might Pontiac Grand Prix drivers choose Progressive for their insurance needs?
Pontiac Grand Prix drivers might choose Progressive for their insurance needs due to its extensive availability of discounts. Progressive offers a range of options to help drivers reduce their premiums.
How does Travelers stand out in terms of coverage options for Pontiac Grand Prix enthusiasts?
Travelers stands out in terms of coverage options for Pontiac Grand Prix enthusiasts, providing a variety of comprehensive plans. With a high A++ rating from A.M. Best, Travelers ensures reliable protection. Enter your ZIP code now to begin comparing.
What discount does Allstate offer that benefits new car owners?
What unique feature does Liberty Mutual offer to Pontiac Grand Prix drivers to prevent rate increases after an accident?
Liberty Mutual offers a unique feature called accident forgiveness, which prevents rate increases after an accident. This benefit is particularly advantageous for Pontiac Grand Prix drivers looking for long-term cost stability.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
