Cheap Nissan Pathfinder Car Insurance in 2024 (Cash Savings With These 10 Companies)
American Family, State Farm, and Progressive offer the best cheap Nissan Pathfinder car insurance, starting as low as $42 per month. These companies provide affordable rates, excellent coverage options, and reliable customer service, making them the top choices for Nissan Pathfinder car insurance.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...
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UPDATED: Oct 14, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Min. Coverage for Pathfinder
A.M. Best Rating
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Min. Coverage for Pathfinder
A.M. Best Rating
Complaint Level
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13,128 reviews
American Family, State Farm, and Progressive offer the best cheap Nissan Pathfinder car insurance, providing affordable rates, extensive coverage options, and exceptional customer service.
This article explores factors influencing Nissan Pathfinder insurance rates, such as model, driving record, and location. Discover how safety features and driving history affect premiums, and get tips for affordable coverage without losing essential benefits.
Our Top 10 Company Picks: Cheap Nissan Pathfinder Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $42 A Claims Service American Family
#2 $45 B Local Agents State Farm
#3 $47 A+ Qualifying Coverage Progressive
#4 $50 A++ Cheap Rates Geico
#5 $52 A Customizable Policies Farmers
#6 $55 A+ Claims Satisfaction Allstate
#7 $58 A+ Vanishing Deductible Nationwide
#8 $60 A++ Unique Coverage Travelers
#9 $62 A Occupational Discount Liberty Mutual
#10 $65 A+ Tailored Policies The Hartford
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#1 – American Family: Top Overall Pick
Pros
- Excellent Claims Handling: American Family is renowned for its efficient claims service for Nissan Pathfinder insurance. Check out insurance savings in our complete article called “American Family Insurance Review & Ratings.”
- Bundling Discounts: Significant savings when bundling Nissan Pathfinder insurance with other policies.
- Strong Financial Stability: Rated A by A.M. Best, ensuring reliable coverage for your Nissan Pathfinder.
Cons
- Online Experience: The digital experience for managing Nissan Pathfinder policies may be less robust than competitors.
- Discount Restrictions: Some discounts for Nissan Pathfinder insurance may have strict eligibility requirements.
#2 – State Farm: Best for Local Agents
Pros
- Local Agents: State Farm offers personalized service for Nissan Pathfinder insurance through local agents.
- Low-Mileage Discount: Provides a substantial discount for low-mileage usage on your Nissan Pathfinder.
- Strong Community Presence: Extensive network of agents familiar with local Nissan Pathfinder insurance requirements. See more details on our article called “State Farm Insurance Review & Ratings.”
Cons
- Limited Multi-Policy Discount: The multi-policy discount for Nissan Pathfinder insurance is lower compared to some competitors.
- Premium Costs: Despite discounts, State Farm’s premiums for Nissan Pathfinder insurance might be relatively higher.
#3 – Progressive: Best for Qualifying Coverage
Pros
- Qualifying Discounts: Progressive offers multiple discounts for Nissan Pathfinder insurance, such as safe driver and multi-policy discounts. See more details on our guide “Progressive Insurance Review & Ratings.”
- Snapshot Program: Save more with usage-based insurance programs for your Nissan Pathfinder.
- 24/7 Customer Support: Round-the-clock support for Nissan Pathfinder insurance policyholders.
Cons
- Claims Satisfaction: Some customers report mixed experiences with the claims process for Nissan Pathfinder insurance.
- Policy Complexity: The variety of options might make selecting the right Nissan Pathfinder insurance policy confusing.
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#4 – Geico: Best for Cheap Rates
Pros
- Affordable Rates: Offers some of the cheapest Nissan Pathfinder car insurance rates starting at $50 per month.
- A++ Rating: Highest financial stability rating by A.M. Best, ensuring reliable Nissan Pathfinder coverage. Unlock details in our guide title “Do Geico employees get car insurance discounts.”
- Strong Customer Satisfaction: High customer satisfaction scores for Nissan Pathfinder insurance services.
Cons
- Limited Agent Availability: Fewer local agents for personalized Nissan Pathfinder insurance service.
- Discount Restrictions: Some discounts for Nissan Pathfinder insurance may have specific eligibility requirements.
#5 – Farmers: Best for Customizable Policies
Pros
- Customizable Policies: Flexible Nissan Pathfinder insurance policies tailored to individual needs.
- Discounts: Multiple discount options for Nissan Pathfinder insurance, including multi-policy and safe driver.
- A Rating: Solid financial stability with an A rating from A.M. Best for Nissan Pathfinder coverage. Discover more about offerings in our article called “Farmers Insurance Review & Ratings.”
Cons
- Higher Rates: Nissan Pathfinder insurance rates may be higher compared to some competitors.
- Digital Tools: Online management tools for Nissan Pathfinder insurance may not be as advanced.
#6 – Allstate: Best for Claims Satisfaction
Pros
- High Claims Satisfaction: Allstate is known for excellent claims service for Nissan Pathfinder insurance. Delve into our evaluation of “Allstate Insurance Review & Ratings.”
- Bundling Discounts: Provides significant savings when bundling Nissan Pathfinder insurance with other policies.
- Strong Financial Rating: Rated A+ by A.M. Best, ensuring dependable Nissan Pathfinder insurance coverage.
Cons
- Higher Premiums: Nissan Pathfinder insurance premiums may be higher compared to some competitors.
- Agent Availability: Limited availability of local agents for personalized Nissan Pathfinder insurance service.
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#7 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Nationwide offers a unique vanishing deductible program for Nissan Pathfinder insurance.
- Strong Financial Stability: Rated A+ by A.M. Best, ensuring reliable coverage for Nissan Pathfinder.
- Customizable Coverage: Various options to tailor Nissan Pathfinder insurance to individual needs. Learn more in our guide titled “Nationwide Insurance Review & Ratings.”
Cons
- Limited Digital Tools: Online tools for managing Nissan Pathfinder insurance may not be as advanced.
- Discount Restrictions: Some discounts for Nissan Pathfinder insurance may have specific eligibility requirements.
#8 – Travelers: Best for Unique Coverage
Pros
- Unique Coverage Options: Travelers offers special coverage options tailored for Nissan Pathfinder insurance.
- Bundling Discounts: Significant savings when bundling Nissan Pathfinder insurance with other policies. Discover more about offerings in our article titled “Travelers Insurance Review & Ratings.”
- Strong Customer Service: High ratings for customer service in handling Nissan Pathfinder insurance inquiries.
Cons
- Higher Premiums: Nissan Pathfinder insurance premiums may be higher compared to some competitors.
- Digital Experience: Online tools for managing Nissan Pathfinder insurance may not be as robust.
#9 – Liberty Mutual: Best for Occupational Discount
Pros
- Occupational Discounts: Special discounts for various professions on Nissan Pathfinder insurance.
- Customizable Policies: Offers flexible coverage options tailored for Nissan Pathfinder insurance.
- Strong Financial Rating: Rated A by A.M. Best, ensuring reliable Nissan Pathfinder coverage. Discover more about offerings in our article titled “Liberty Mutual Review & Ratings.”
Cons
- Mixed Claims Reviews: Customer reviews on claims handling for Nissan Pathfinder insurance are mixed.
- Discount Restrictions: Some discounts for Nissan Pathfinder insurance may have specific eligibility requirements.
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#10 – The Hartford: Best for Tailored Policies
Pros
- Tailored Policies: Offers customized coverage options specifically for Nissan Pathfinder insurance. Discover more about offerings in our article called “The Hartford Insurance Review & Ratings.”
- Bundling Discounts: Significant savings when bundling Nissan Pathfinder insurance with other policies.
- High Claims Satisfaction: Known for high customer satisfaction in handling Nissan Pathfinder insurance claims.
Cons
- Higher Premiums: Nissan Pathfinder insurance premiums may be higher compared to some competitors.
- Digital Experience: Online tools for managing Nissan Pathfinder insurance may not be as advanced.
Comparison of Nissan Pathfinder Car Insurance Monthly Rates
Understanding the monthly rates for Nissan Pathfinder car insurance is crucial for making an informed decision. The table below highlights the minimum and full coverage rates offered by various providers, allowing you to compare and select the best option for your needs. To learn more, explore our comprehensive resource on “How much insurance coverage do I need?”
Nissan Pathfinder Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $55 $140
American Family $42 $115
Farmers $52 $135
Geico $50 $130
Liberty Mutual $62 $155
Nationwide $58 $145
Progressive $47 $125
State Farm $45 $120
The Hartford $65 $160
Travelers $60 $150
When it comes to Nissan Pathfinder car insurance, the monthly rates vary significantly depending on the provider and the level of coverage. American Family offers the lowest rates for both minimum coverage at $42 and full coverage at $115, making it a top choice for budget-conscious drivers.
On the other end, The Hartford provides the highest rates, with minimum coverage at $65 and full coverage at $160. Providers like State Farm and Progressive also offer competitive rates, with State Farm charging $45 for minimum coverage and $120 for full coverage, while Progressive offers $47 for minimum coverage and $125 for full coverage.
These variations underscore the importance of comparing rates and coverage levels to find the most cost-effective and comprehensive insurance for your Nissan Pathfinder.
Understanding the Factors That Affect Nissan Pathfinder Car Insurance Rates
When it comes to determining car insurance rates for a Nissan Pathfinder, insurance companies take several factors into consideration. These factors include the make and model of your vehicle, your driving record, your age and gender, and even where you live. Let’s take a closer look at each of these factors and how they can impact your car insurance premiums
First and foremost, the make and model of your Nissan Pathfinder will play a significant role in determining your car insurance rates. Generally, vehicles that are more expensive to repair or replace will have higher insurance premiums. In addition, vehicles with a high likelihood of theft or accidents may also result in higher rates. Fortunately, the Nissan Pathfinder is known for its safety features, which can help lower insurance costs.
Your driving record is another critical factor that insurers consider when calculating your car insurance rates. If you have a clean driving record with no accidents or traffic violations, you are more likely to pay lower premiums. On the other hand, if you have a history of accidents or speeding tickets, you may be classified as a high-risk driver, resulting in higher insurance costs.
Your age and gender can also impact your car insurance rates. Statistically, younger drivers, especially teenagers, tend to be involved in more accidents, so insurance companies often charge higher rates for this age group. Additionally, studies have shown that males are more likely to be involved in accidents than females, which is why men typically pay higher insurance premiums.
However, it’s important to note that individual circumstances can vary, and not all insurance companies use age and gender as significant rating factors.
The location where you reside can also affect your car insurance rates. Insurance companies take into account the crime rate, population density, and even the number of uninsured drivers in your area. Urban areas generally have higher rates than rural areas due to the increased risk of accidents and theft. If you live in an area with a high number of claims, you may also see higher insurance premiums.
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Another factor that can impact your car insurance rates for a Nissan Pathfinder is your credit score. Insurance companies often use credit-based insurance scores to assess the risk of insuring a driver. Studies have shown that individuals with lower credit scores are more likely to file insurance claims, leading to higher premiums.
It’s important to maintain a good credit score by paying bills on time and managing your finances responsibly to potentially lower your car insurance costs. Discover insights in our article called “Best Anti Theft System Car Insurance Discounts.”
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The Average Cost of Insuring a Nissan Pathfinder
On average, insuring a Nissan Pathfinder can cost anywhere from $1,200 to $1,600 per year. However, it’s important to remember that this is just an average, and your actual premiums may vary based on the factors mentioned earlier. Different insurance companies have different rating systems and risk assessments, so it’s crucial to shop around and compare quotes to find the best coverage at the most reasonable price.
Factors that can affect the cost of insuring a Nissan Pathfinder include your age, driving record, location, and the level of coverage you choose. Younger drivers and those with a history of accidents or traffic violations may face higher premiums.
Additionally, living in an area with high crime rates or a high number of accidents can also increase insurance costs. It’s important to consider these factors when budgeting for insurance and to explore any available discounts or savings opportunities. Check out insurance savings in our complete guide titled “Best Car Insurance for 21-Year-Old Drivers.”
Exploring the Different Types of Car Insurance for a Nissan Pathfinder
When it comes to car insurance for your Nissan Pathfinder, there are several types of coverage to consider. The most basic form of coverage is liability insurance, which is required by law in most states. Liability insurance covers damages to other people and property if you are at fault in an accident.
In addition to liability insurance, you may also want to consider collision and comprehensive coverage for your Nissan Pathfinder. Collision coverage pays for damages to your vehicle if you are involved in an accident with another vehicle or object. Comprehensive coverage, on the other hand, protects your vehicle from non-accident-related damages, such as theft, vandalism, or natural disasters.
Other types of optional coverage include uninsured/underinsured motorist coverage, which helps protect you if you are involved in an accident with a driver who doesn’t have insurance or has insufficient coverage, and medical payments coverage, which pays for medical expenses for you and your passengers regardless of who is at fault.
Discover more about offerings in our article called “Collision Car Insurance: A Complete Guide.”
When selecting car insurance for your Nissan Pathfinder, it’s important to consider the specific needs and requirements of your vehicle. For example, if you frequently travel off-road or in areas with harsh weather conditions, you may want to consider additional coverage options such as off-road vehicle coverage or weather-related damage coverage.
Factors to Consider When Shopping for Nissan Pathfinder Car Insurance
When shopping for Nissan Pathfinder car insurance, it is important to consider various factors that can affect your coverage and premiums. One important factor to consider is the age and condition of your vehicle. Older vehicles may have lower market values, which can result in lower insurance premiums.
Additionally, the safety features and anti-theft devices installed in your Nissan Pathfinder can also impact your insurance rates. Vehicles equipped with advanced safety features such as lane departure warning, adaptive cruise control, and automatic emergency braking may qualify for discounts on insurance premiums.
Another factor to consider is your driving history. Insurance companies often take into account your past driving record when determining your rates. If you have a history of accidents or traffic violations, you may be considered a higher risk and may face higher insurance premiums. Unlock details in our article called “Best Safe Driver Car Insurance Discounts.”
Lastly, it is important to compare quotes from different insurance providers to ensure you are getting the best coverage at the most competitive rates. By considering these factors and doing your research, you can find the right Nissan Pathfinder car insurance that meets your needs and budget.
Shop for the best liability-only car insurance with our free quote comparison tool. Enter your ZIP code below to begin.
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Frequently Asked Questions
What factors affect the cost of Nissan Pathfinder car insurance?
The cost of Nissan Pathfinder car insurance can be influenced by several factors including the driver’s age, location, driving history, coverage options, deductible amount, and the level of insurance required by the state.
For additional details, explore our comprehensive resource titled “What age do you get cheap car insurance?”
Are there any specific safety features in the Nissan Pathfinder that can help reduce insurance costs?
Yes, the Nissan Pathfinder is equipped with various safety features such as automatic emergency braking, blind-spot warning, rear cross-traffic alert, and forward collision warning. These features may help lower insurance costs as they reduce the risk of accidents.
Does the cost of Nissan Pathfinder car insurance vary by model year?
Yes, the cost of Nissan Pathfinder car insurance can vary based on the model year. Generally, newer models may have higher insurance costs due to their higher market value and replacement costs. Older models may have lower insurance costs as they are typically less expensive to repair or replace.
Do insurance rates for the Nissan Pathfinder differ between states?
Yes, insurance rates for the Nissan Pathfinder can vary between states. Each state has its own insurance regulations, minimum coverage requirements, and factors that insurers consider when determining rates. Therefore, the cost of insurance for the Nissan Pathfinder may differ depending on the state you reside in.
Can I save money on Nissan Pathfinder car insurance by bundling it with other insurance policies?
Yes, bundling your Nissan Pathfinder car insurance with other insurance policies such as home or renters insurance from the same provider can often lead to discounts. Insurers often offer multi-policy discounts as an incentive for customers to consolidate their insurance needs.
To find out more, explore our guide titled “Best Car Insurance Discounts to Ask.”
How much is insurance for a 2017 Nissan Pathfinder?
Drivers of the 2017 Nissan Pathfinder typically face around $100 per month for liability coverage or approximately $166 monthly for full coverage.
Is it worth to buy Nissan Pathfinder?
The 2024 Nissan Pathfinder is a spacious SUV ideal for families, featuring a comfortable interior, efficient fuel economy, and robust towing capacity. While some rivals provide greater cargo room, the Pathfinder remains a compelling option overall.
Is it expensive to maintain a Nissan Pathfinder?
If you intend to maintain a Nissan Pathfinder over its first decade of ownership, anticipate spending approximately $62 per month on regular upkeep and repairs. This cost is significantly below the industry average for similar SUVs, saving nearly $167 monthly.
What is the common problem of Nissan Pathfinder?
According to CarComplaints, a prevalent problem with the Nissan Pathfinder involves transmission failure, often linked to coolant leaking into the transmission, posing significant concerns.
To learn more, explore our comprehensive resource on “Best Business Insurance for Auto Repair Shops.”
What are the disadvantages of the Nissan Pathfinder?
While the front seats are somewhat firm, the engine may feel slow to respond in situations requiring immediate power. Additionally, compared to competitors, there is slightly less cargo space available.
Do Nissan Pathfinders last long?
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
