Cheap Nissan Cube Car Insurance in 2024 (Earn Savings With These 10 Companies)
State Farm, USAA, and Progressive stand out as our recommended options for cheap Nissan Cube car insurance, starting from just $42 per month. These insurers are noted for their competitive rates, diverse coverage options, and excellent customer satisfaction ratings, making them top contenders for Nissan Cube.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Oct 19, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Min. Coverage for Nissan Cube
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State Farm, USAA, and Progressive provide highly competitive pricing for affordable and cheap Nissan Cube car insurance, making it simpler for drivers to secure comprehensive coverage.
Car insurance is an essential aspect of owning a vehicle like the Nissan cube. It offers financial protection in case of accidents, theft, or other unforeseen events.
Our Top 10 Company Picks: Cheap Nissan Cube Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $42 B Safety Discounts State Farm
#2 $47 A++ Competitive Rates USAA
#3 $51 A+ Snapshot Program Progressive
#4 $58 A+ Comprehensive Coverage Allstate
#5 $64 A Bundling Discounts Farmers
#6 $69 A Replacement Program Liberty Mutual
#7 $74 A+ Deductible Rewards Nationwide
#8 $79 A Young Drivers American Family
#9 $83 A++ Safe Driving Travelers
#10 $89 A+ AARP Benefits The Hartford
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#1 – State Farm: Top Overall Pick
Pros
- Wide Range of Coverage Options: State Farm offers a diverse selection of coverage options tailored for Nissan Cube drivers, including specific safety discounts that can significantly reduce premiums.
- Good Customer Service: State Farm is well-regarded for its customer service among Nissan Cube enthusiasts, with many praising the responsiveness and ease of the claims process.
- Discount Opportunities: According to our State Farm insurance review & ratings, multiple discounts available, such as for safe driving and bundling policies.
Cons
- Higher Premiums for Some: Despite competitive rates starting from $42 per month, State Farm may be slightly more expensive in certain regions or for Nissan Cube drivers with less favorable profiles.
- Limited to State Farm Agents: Policies must be purchased through State Farm agents, potentially limiting accessibility for Nissan Cube owners preferring online or direct purchase options.
#2 – USAA: Best for Competitive Rates
Pros
- Low Rates: USAA offers competitive rates starting from $47 per month, making it an affordable choice for military Nissan Cube owners and their families. Learn more through our USAA insurance review.
- Top-rated Customer Service: With an A++ rating from A.M. Best, USAA’s strong financial stability supports its reputation for excellent customer service and efficient claims processing, a boon for Nissan Cube drivers.
- Member Benefits: Exclusive benefits such as tailored policies and discounts specifically designed for military Nissan Cube enthusiasts enhance the overall value proposition.
Cons
- Membership Requirements: Limited eligibility to military members, veterans, and their families means USAA isn’t accessible to the general Nissan Cube owning public.
- Limited Branch Locations: While USAA offers robust online and mobile services, physical branch locations are sparse, which may pose challenges for some Nissan Cube drivers seeking in-person assistance.
#3 – Progressive: Best for Snapshot Program
Pros
- Snapshot Program: Progressive’s Snapshot Program, highlighted in their affordable rates starting from $51 per month, offers potential discounts based on individual driving behavior, potentially lowering premiums for Nissan Cube owners.
- Strong Financial Stability: Progressive boasts an A+ rating from A.M. Best, reflecting its financial strength and ability to handle claims promptly and reliably, a crucial factor for Nissan Cube enthusiasts.
- Variety of Coverage Options: Progressive provides a range of coverage options, allowing Nissan Cube owners to customize policies according to their specific needs and budget. Read more in our Progressive insurance review & ratings.
Cons
- Potential Higher Premiums: Despite competitive rates, some Nissan Cube drivers may find Progressive’s premiums slightly higher than other insurers depending on individual circumstances and location.
- Customer Service Reviews: While generally positive, some Nissan Cube owners have reported mixed experiences with Progressive’s customer service, citing occasional delays or complexities in claims processing.
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#4 – Allstate: Best for Comprehensive Coverage
Pros
- Comprehensive Coverage Options: Our Allstate insurance review & ratings shows that Allstate offers extensive coverage options, including comprehensive coverage, which is beneficial for Nissan Cube owners looking for robust protection against various risks.
- Strong Financial Stability: With an A+ rating from A.M. Best, Allstate demonstrates strong financial stability, assuring Nissan Cube drivers of reliable claims handling and financial security.
- User-Friendly Technology: Allstate’s digital tools and mobile app are highly rated among Nissan Cube enthusiasts, providing convenient access to policy management and claims processing.
Cons
- Higher Premiums for Some: While Allstate offers comprehensive coverage, some Nissan Cube owners may find their premiums higher compared to other insurers, especially if additional coverage options are added.
- Mixed Customer Service Reviews: Customer reviews about Allstate’s customer service are mixed among Nissan Cube drivers, with some praising responsiveness and others mentioning issues with claims processing efficiency.
#5 – Farmers: Best for Bundling Discounts
Pros
- Bundling Discounts: Farmers offers significant discounts for bundling multiple policies, making it an attractive option for Nissan Cube owners looking to save on overall insurance costs.
- Variety of Discounts: Nissan Cube drivers can benefit from Farmers’ extensive list of discounts, including multi-policy, multi-car, and good driver discounts, helping to lower premiums.
- Customizable Coverage: Our Farmers insurance review & ratings highlights that Farmers allows Nissan Cube owners to customize their coverage options, ensuring they get the specific protection they need for their vehicle and personal circumstances.
Cons
- Average Customer Service: While Farmers provides robust coverage options and discounts, some Nissan Cube drivers have reported average experiences with customer service, noting occasional delays in claims processing.
- Regional Variations in Pricing: Premium rates may vary by location, and some Nissan Cube owners in certain regions might find Farmers’ rates less competitive compared to other insurers.
#6 – Liberty Mutual: Best for Replacement Program
Pros
- Replacement Program: Liberty Mutual’s replacement program ensures Nissan Cube owners receive a new vehicle of the same make and model if theirs is totaled within the first year, providing peace of mind.
- Strong Financial Stability: With an A rating from A.M. Best, Liberty Mutual offers Nissan Cube drivers confidence in financial security and reliability in handling claims. Read more through our Liberty Mutual insurance review.
- Enhanced Coverage Options: Liberty Mutual provides additional coverage options that can be tailored to Nissan Cube owners’ specific needs, such as roadside assistance and rental car reimbursement.
Cons
- Higher Premiums: Nissan Cube owners might find Liberty Mutual’s premiums to be slightly higher compared to other insurers offering similar coverage options and benefits.
- Limited Discounts: While Liberty Mutual offers some discounts, such as for safe driving and multi-policy bundling, the range may be more limited compared to other providers, potentially affecting overall affordability.
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#7 – Nationwide: Best for Deductible Rewards
Pros
- Deductible Rewards: Nationwide offers deductible rewards that lower deductibles for every year of safe driving, benefiting Nissan Cube owners who maintain a good driving record.
- Excellent Customer Service: Nationwide is known for its high customer satisfaction among Nissan Cube enthusiasts, with efficient claims processing and personalized service. Learn more in our Nationwide insurance review & ratings.
- Customizable Policies: Nissan Cube drivers can customize their policies with Nationwide to include various coverage options, ensuring they get the right protection for their vehicle and needs.
Cons
- Premium Rates: While competitive, some Nissan Cube owners may find Nationwide’s premiums slightly higher compared to insurers with similar coverage options.
- Limited Availability of Discounts: The availability of discounts may vary, and some Nissan Cube owners might find fewer opportunities to lower premiums through discounts compared to other insurers.
#8 – American Family: Best for Young Drivers
Pros
- Focus on Young Drivers: American Family offers specialized coverage options and discounts tailored for young drivers, making it an ideal choice for Nissan Cube owners with teenage drivers.
- Strong Community Ties: Nissan Cube enthusiasts appreciate American Family’s community involvement and personalized service, fostering a sense of trust and reliability. Learn more through our American Family insurance review.
- Personalized Service: American Family provides personalized insurance solutions, ensuring Nissan Cube owners receive coverage that meets their unique needs and preferences.
Cons
- Limited Coverage Options: While American Family offers solid coverage options, some Nissan Cube owners may find the range of available coverages less extensive compared to larger insurers.
- Regional Availability: Availability may be limited to certain regions, potentially affecting accessibility for Nissan Cube owners outside those areas.
#9 – Travelers: Best for Safe Driving
Pros
- Safe Driving Rewards: Our Travelers insurance review & ratings show that Travelers rewards safe driving habits with discounts, making it appealing for Nissan Cube owners committed to maintaining a clean driving record.
- High Financial Strength: With an A++ rating from A.M. Best, Travelers demonstrates exceptional financial strength and stability, ensuring reliability in claims handling for Nissan Cube drivers.
- Wide Range of Coverage Options: Travelers offers extensive coverage options that can be tailored to suit the specific needs and preferences of Nissan Cube owners, enhancing flexibility.
Cons
- Premium Pricing: While competitive, some Nissan Cube owners may find Travelers’ premiums slightly higher compared to other insurers with similar coverage options.
- Complexity in Discounts: Understanding and maximizing available discounts with Travelers may require more effort compared to insurers with simpler discount structures, potentially affecting overall savings.
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#10 – The Hartford: Best for AARP Benefits
Pros
- AARP Benefits: The Hartford offers exclusive benefits for AARP members, including discounts and specialized coverage options, which can be advantageous for older Nissan Cube owners.
- Excellent Claims Service: Nissan Cube enthusiasts appreciate The Hartford’s reputation for excellent claims service and customer support, ensuring peace of mind during the claims process.
- Personalized Policies: The Hartford provides personalized insurance solutions tailored to the needs of Nissan Cube owners, offering flexibility and comprehensive coverage options.
Cons
- Limited to AARP Members: The Hartford’s benefits are primarily accessible to AARP members, limiting availability for Nissan Cube owners who are not part of this demographic. Learn more through our The Hartford insurance review.
- Higher Premiums: Some Nissan Cube owners may find The Hartford’s premiums to be slightly higher compared to other insurers offering similar coverage options, impacting overall affordability.
Understanding the Factors That Influence Nissan Cube Car Insurance Rates
When it comes to determining car insurance rates for a Nissan cube, insurance companies take into account various factors such as the age of the driver, driving history, location, credit score, and the desired level of coverage. Younger drivers typically face higher premiums due to perceived higher risk, while drivers with a history of tickets or accidents may also experience increased costs.
Location plays a crucial role in determining Nissan cube car insurance rates. Urban areas with higher accident and theft rates often result in higher premiums compared to rural areas with lower risk factors.
Nissan Cube Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $58 $123
American Family $79 $146
Farmers $64 $129
Liberty Mutual $69 $134
Nationwide $74 $141
Progressive $51 $118
State Farm $42 $105
The Hartford $89 $157
Travelers $83 $152
USAA $47 $112
Additionally, a driver’s credit score can impact insurance rates, with higher scores potentially leading to lower premiums. Exploring ways to lower car insurance premiums, such as maintaining a good credit score and choosing appropriate coverage levels, can help Nissan cube owners manage insurance costs effectively.
The Importance of Researching Car Insurance Options for Your Nissan Cube
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Exploring Different Types of Car Insurance Coverage for Your Nissan Cube
Understanding the different types of car insurance coverage is essential when insuring your Nissan cube. The primary types of coverage include liability coverage, which protects against damages caused to others in an accident, and comprehensive coverage, which covers damages to your vehicle that are not caused by collisions.
Additionally, collision coverage is available to cover damages resulting from collisions with other vehicles or objects. By familiarizing yourself with these coverage options, you can make an informed decision about the level of protection you require.
Another important type of car insurance coverage to consider for your Nissan cube is uninsured/underinsured motorist coverage. This coverage protects you in the event that you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages.
Uninsured/underinsured motorist coverage can help pay for medical expenses, property damage, and other costs resulting from the accident. It provides an extra layer of protection and peace of mind, especially in situations where the other driver is at fault but cannot afford to compensate you fully.
How to Compare and Choose the Best Car Insurance for Your Nissan Cube
Comparing car insurance policies for your Nissan cube involves considering several factors. These factors include the coverage limits, deductibles, exclusions, and additional benefits offered by each policy. It is essential to carefully review the terms and conditions of each policy to understand the extent of coverage and any limitations.
Tim Bain
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Additionally, seek feedback from other Nissan cube owners or consult with an insurance agent for recommendations. Another important factor to consider when comparing car insurance policies for your Nissan cube is the reputation and financial stability of the insurance company. It is crucial to choose an insurer that has a strong track record of providing reliable and efficient claims service.
Research the company’s customer reviews and ratings to get an idea of their reputation in the industry. Furthermore, it is worth exploring any additional discounts or incentives that may be available when choosing car insurance for your Nissan cube.
Some insurers offer discounts for features such as anti-theft devices, safe driving records, or bundling multiple policies. Taking advantage of these discounts can help you save money on your premiums while still maintaining adequate coverage. Enter your ZIP code now to begin.
Frequently Asked Questions
What factors affect the cost of Nissan Cube car insurance?
Several factors can affect the cost of Nissan Cube car insurance, including the driver’s age, driving record, location, coverage options, deductible amount, and the insurance provider’s rates.
Are Nissan Cubes expensive to insure?
The cost of insuring a Nissan Cube can vary depending on various factors, but in general, Nissan Cubes tend to have lower insurance rates compared to other vehicles.
Their affordable price, safety features, and low theft rates contribute to this. Enter your ZIP code now.
Can I get discounts on Nissan Cube car insurance?
Is it necessary to have comprehensive coverage for a Nissan Cube?
Comprehensive coverage is not legally required for any vehicle, including the Nissan Cube. However, it can provide valuable protection against non-collision incidents such as theft, vandalism, and natural disasters.
Whether to have comprehensive coverage or not depends on the individual’s preferences and the value of the vehicle.
How do State Farm, USAA, and Progressive stand out as top choices for Nissan Cube car insurance?
State Farm, USAA, and Progressive are highlighted for their competitive rates starting as low as $42 per month, diverse coverage options, and strong customer satisfaction ratings, making them top choices for Nissan Cube car insurance. Enter your ZIP code now.
What are the key benefits of choosing Allstate for comprehensive coverage on a Nissan Cube?
How does Farmers Insurance offer competitive pricing and bundling discounts for Nissan Cube owners?
Farmers Insurance offers significant bundling discounts and customizable coverage options, making it a competitive choice for Nissan Cube owners looking to save on premiums while ensuring adequate protection.
What unique benefits does Liberty Mutual provide through its replacement program for Nissan Cube insurance?
Liberty Mutual’s replacement program guarantees Nissan Cube owners a new vehicle of the same make and model within the first year if their car is totaled, backed by strong financial stability with an A rating from A.M. Best. Enter your ZIP code now.
How does Nationwide reward safe driving with deductible rewards for Nissan Cube drivers?
What specialized coverage options does American Family offer that make it ideal for Nissan Cube owners with young drivers?
American Family provides specialized coverage options and discounts specifically designed for young drivers, making it an appealing choice for Nissan Cube owners with teenage drivers seeking comprehensive and affordable insurance solutions.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
