Cheap Mitsubishi Eclipse Car Insurance in 2024 (Save Money With These 10 Companies)
For cheap Mitsubishi Eclipse car insurance, consider leading providers such as Erie, American Family, and Mercury, offering rates from $52/month. These insurers are noted for their competitive pricing, wide-ranging coverage options, and attractive discounts, making them top choices for Mitsubishi Eclipse.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Oct 16, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 16, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Find cheap Mitsubishi Eclipse car insurance with leading providers such as Erie, American Family, and Mercury, offering rates starting at $52 per month. This guide examines essential factors affecting insurance costs, including coverage needs, A.M. Best ratings, and customer reviews.
Our Top 10 Company Picks: Cheap Mitsubishi Eclipse Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $52 A+ Young Drivers Erie
#2 $55 A++ Teen Drivers American Family
#3 $57 A Affordable Coverage Mercury
#4 $59 A++ Customizable Policies Progressive
#5 $61 A High-Risk Drivers The General
#6 $63 A+ Wide Availability Geico
#7 $66 A++ Bundling Discounts Farmers
#8 $69 A++ Customer Service Auto-Owners
#9 $71 A+ Good Student Amica
#10 $74 A Usage-Based Programs Travelers
Car insurance rates can vary significantly depending on various factors, so it’s crucial to have a clear understanding of what affects the cost of Mitsubishi Eclipse car insurance. By exploring these factors, you will be better equipped to find the most affordable insurance coverage that meets your needs.
- Get cheap Mitsubishi Eclipse car insurance for $52/month with Erie
- Learn about factors affecting costs: safety ratings, deductible choices
- Save with discounts like accident forgiveness and bundling options
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#1 – Erie: Top Overall Pick
Pros
- Affordable Rates: Erie offers competitive monthly rates starting at $52, which is beneficial for Mitsubishi Eclipse owners looking to manage insurance costs without sacrificing coverage. Check out our Erie insurance review & ratings for additional details.
- Customizable Policies: Erie provides tailored coverage options that can be adjusted to meet the specific needs of Mitsubishi Eclipse enthusiasts, whether for comprehensive coverage or specialized add-ons.
- Excellent Customer Service: Known for exceptional customer service, Erie offers responsive support and personalized assistance, enhancing the overall experience for Mitsubishi Eclipse owners.
Cons
- Limited Availability: Erie’s coverage may not be available nationwide, potentially limiting options for Mitsubishi Eclipse drivers in certain states.
- Online Tools Limitations: Some Mitsubishi Eclipse enthusiasts may find Erie lacking in advanced online tools and mobile app features compared to larger insurers, which could impact convenience.
#2 – American Family: Best for Teen Drivers
Pros
- Top Ratings: American Family boasts an A++ rating from A.M. Best, indicating strong financial stability and reliability in meeting the insurance needs of Mitsubishi Eclipse owners.
- Specialized Teen Driver Programs: American Family offers tailored programs for teen drivers, making it an ideal choice for Mitsubishi Eclipse drivers looking to insure young family members.
- Local Agent Network: With a strong network of local agents, American Family provides personalized service and guidance to Mitsubishi Eclipse owners, ensuring they get comprehensive coverage. Learn more through our American Family insurance review.
Cons
- Regional Availability: Availability may be limited to specific regions, potentially restricting choices for Mitsubishi Eclipse owners seeking national coverage.
- Cost Considerations: While competitive, American Family’s rates starting at $55 per month may be higher than budget-focused insurers, influencing cost-conscious Mitsubishi Eclipse drivers.
#3 – Mercury: Best for Affordable Coverage
Pros
- Affordable Coverage: Mercury provides competitive rates starting at $57 per month, making it a cost-effective option for Mitsubishi Eclipse owners seeking to save on insurance expenses. Read more through our Mercury insurance review.
- Flexible Payment Options: Mercury offers convenient payment plans that cater to the budgeting needs of Mitsubishi Eclipse enthusiasts, allowing for flexibility in managing insurance costs.
- Quick Claims Processing: Known for efficient claims processing, Mercury ensures Mitsubishi Eclipse owners experience minimal downtime and hassle after an incident.
Cons
- Limited State Availability: Coverage options may vary by state, potentially limiting choices for Mitsubishi Eclipse drivers outside Mercury’s service areas.
- Online Presence: Mercury’s online tools and digital services may not be as robust as those offered by larger insurers, which could affect the convenience for tech-savvy Mitsubishi Eclipse owners.
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#4 – Progressive: Best for Customizable Policies
Pros
- Customizable Policies: Progressive offers highly customizable policies, allowing Mitsubishi Eclipse owners to tailor coverage options to their specific needs, including comprehensive and collision insurance.
- Strong Financial Stability: With an A++ rating from A.M. Best, Progressive provides assurance to Mitsubishi Eclipse drivers of reliable claims payment and financial strength.
- Usage-Based Programs: Progressive’s Snapshot program rewards safe driving habits, potentially lowering premiums for Mitsubishi Eclipse enthusiasts who drive responsibly. Check out our Progressive insurance review & ratings for more details.
Cons
- Price Variability: While Progressive offers competitive rates starting at $59 per month, premiums can vary significantly based on individual driving records and other factors, which may impact budgeting for Mitsubishi Eclipse drivers.
- Customer Service Feedback: Some Mitsubishi Eclipse enthusiasts have reported mixed reviews regarding customer service experiences, suggesting potential variability in service quality.
#5 – The General: Best for High-Risk Drivers
Pros
- Specialized High-Risk Coverage: The General specializes in high-risk insurance, offering options for Mitsubishi Eclipse drivers who may have challenging driving histories or specific coverage needs. Learn more through our The General insurance review.
- Fast Online Quotes: The General’s quick and straightforward online quote process makes it convenient for Mitsubishi Eclipse enthusiasts to compare rates and coverage options.
- Acceptance Policy: The General has a high acceptance rate, making it accessible to Mitsubishi Eclipse drivers who may face challenges getting coverage elsewhere due to their driving record.
Cons
- Limited Coverage Options: The General’s focus on basic, no-frills coverage may not provide the comprehensive options desired by some Mitsubishi Eclipse owners seeking more extensive protection.
- Customer Service Accessibility: While convenient for online interactions, The General may have limited options for direct customer service support compared to larger insurers, which could impact satisfaction for Mitsubishi Eclipse drivers.
#6 – Geico: Best for Wide Availability
Pros
- Wide Availability: Geico’s extensive network and online presence make it accessible to Mitsubishi Eclipse owners nationwide, offering convenience in service and support. Learn more through our “How can I pay my Geico insurance premium?“
- Strong Financial Standing: With an A+ rating from A.M. Best, Geico assures Mitsubishi Eclipse enthusiasts of financial stability and reliable claims handling.
- Tech-Savvy Solutions: Geico’s robust mobile app and online tools provide Mitsubishi Eclipse owners with convenient access to policy management, claims filing, and customer support.
Cons
- Customer Service Feedback: While generally positive, some Mitsubishi Eclipse drivers have reported mixed experiences with Geico’s customer service, suggesting potential variability in service quality.
- Complex Discounts: Geico’s discount structure may be complex for Mitsubishi Eclipse owners to navigate, potentially requiring additional effort to maximize savings.
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#7 – Farmers: Best for Bundling Discounts
Pros
- Bundling Discounts: Farmers offers substantial discounts for bundling multiple policies, making it cost-effective for Mitsubishi Eclipse owners who need home or life insurance.
- Personalized Service: With a strong network of local agents, Farmers provides personalized advice and support to Mitsubishi Eclipse drivers, ensuring they get the right coverage.
- Variety of Coverage Options: Farmers offers a wide range of coverage options, allowing Mitsubishi Eclipse enthusiasts to tailor policies to their specific needs, from basic to comprehensive. Please read our Farmers car insurance review & ratings for more information.
Cons
- Premiums May Be Higher: While competitive, Farmers’ rates starting at $66 per month may be higher than some budget-focused insurers, potentially impacting cost-conscious Mitsubishi Eclipse drivers.
- Policy Complexity: The variety of options and add-ons available from Farmers may lead to policy complexity, requiring Mitsubishi Eclipse enthusiasts to carefully review and understand their coverage.
#8 – Auto-Owners: Best for Customer Service
Pros
- Exceptional Customer Service: Auto-Owners is known for its outstanding customer service, providing personalized attention and quick claims processing for Mitsubishi Eclipse owners.
- High Financial Strength: With an A++ rating from A.M. Best, Auto-Owners offers Mitsubishi Eclipse drivers confidence in its financial stability and ability to handle claims effectively.
- Discount Opportunities: Auto-Owners offers various discounts, including for safe driving and multi-policy bundling, helping Mitsubishi Eclipse owners save on their premiums.
Cons
- Limited Availability: Auto-Owners operates in fewer states compared to larger insurers, potentially limiting options for Mitsubishi Eclipse drivers outside its service area. For further information, read our Auto-Owners insurance review & ratings.
- Price Competitiveness: While competitive, Auto-Owners’ rates starting at $69 per month may be higher than some budget-focused insurers, affecting affordability for Mitsubishi Eclipse enthusiasts.
#9 – Amica: Best for Good Student
Pros
- Good Student Discounts: Amica offers significant discounts for good student drivers, making it appealing for Mitsubishi Eclipse owners with young drivers on their policies.
- Strong Financial Stability: With an A+ rating from A.M. Best, Amica ensures Mitsubishi Eclipse drivers have reliable coverage and claims payment.
- Customer Loyalty: Amica is known for high customer retention rates and satisfaction, reflecting its commitment to Mitsubishi Eclipse owners’ long-term needs. Learn more through our Amica insurance review.
Cons
- Higher Premiums: Amica’s rates starting at $71 per month may be higher compared to some budget-friendly insurers, potentially impacting cost-sensitive Mitsubishi Eclipse drivers.
- Coverage Limitations: The range of available coverage options from Amica may not be as extensive as larger insurers, potentially limiting choices for Mitsubishi Eclipse owners seeking specific add-ons.
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#10 – Travelers: Best for Usage-Based Programs
Pros
- Usage-Based Programs: Travelers offers innovative usage-based programs that reward safe driving habits, potentially lowering premiums for Mitsubishi Eclipse owners who drive responsibly.
- Financial Strength: With an A rating from A.M. Best, Travelers provides Mitsubishi Eclipse drivers confidence in its ability to handle claims and maintain financial stability.
- Range of Discounts: Travelers offers various discounts, including for multi-policy bundling and safe driving, helping Mitsubishi Eclipse enthusiasts save on their insurance costs. Read more through our Travelers insurance review.
Cons
- Cost Considerations: While competitive, Travelers’ rates starting at $74 per month may be higher than some budget-focused insurers, influencing affordability for Mitsubishi Eclipse drivers.
- Customer Service Feedback: Some Mitsubishi Eclipse owners have reported mixed experiences with Travelers’ customer service, suggesting potential variability in service quality.
Understanding the Factors That Affect Mitsubishi Eclipse Car Insurance Rates
Several factors contribute to the cost of Mitsubishi Eclipse car insurance. Insurance companies consider the car’s make, model, and year, as well as its safety features and theft deterrent systems. Generally, newer models have higher insurance rates due to their higher market value.
Additionally, car insurance rates can be influenced by factors such as your age, gender, driving record, credit score, and the level of coverage you choose.
Mitsubishi Eclipse Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
American Family $55 $130
Amica $71 $150
Auto-Owners $69 $145
Erie $52 $125
Farmers $66 $140
Geico $63 $135
Mercury $57 $120
Progressive $59 $125
The General $61 $130
Travelers $74 $160
Insurance companies also take into account the average cost of repairs for the Mitsubishi Eclipse, the car’s theft rate, and the frequency of accidents involving this particular model when determining insurance rates. These factors help insurers assess the risk associated with insuring a Mitsubishi Eclipse and adjust premiums accordingly.
The Importance of Shopping Around for Mitsubishi Eclipse Car Insurance
Shopping around for car insurance is a crucial step in finding the best rates for your Mitsubishi Eclipse. Insurance rates can vary significantly among different providers, so it’s essential to compare quotes from multiple companies. By obtaining quotes from various insurance companies, you can identify potential savings and find the most affordable coverage without sacrificing necessary protection.
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Tips for Finding Affordable Mitsubishi Eclipse Car Insurance
To find affordable Mitsubishi Eclipse car insurance, consider implementing the following tips: Maintain a safe driving record, as insurance companies often offer lower rates to drivers with a clean driving history. Choosing higher deductibles can also lower your premiums, but ensure you can afford the deductible in case of an accident.
Take advantage of discounts for bundling policies, completing defensive driving courses, or having safety features installed in your car. Usage-based insurance programs that track your driving behavior may offer lower premiums for good driving habits.
Additionally, regularly review your coverage to adjust limits or remove unnecessary services, helping to lower your premiums. It’s also important to understand how bankruptcy affects your car insurance rates, as it can lead to higher premiums due to perceived financial risk.
Comparing Quotes From Different Insurance Companies for Your Mitsubishi Eclipse
Comparing quotes from different insurance companies is an essential step in securing the most affordable Mitsubishi Eclipse car insurance. Request quotes from multiple providers and carefully review the coverage and rates offered. Evaluate each policy’s terms, deductibles, and limits to ensure they align with your desired level of protection.
Schimri Yoyo
Licensed Agent & Financial Advisor
Frequently Asked Questions
What factors affect the cost of Mitsubishi Eclipse car insurance?
The cost of Mitsubishi Eclipse car insurance can be influenced by various factors such as the driver’s age, location, driving history, coverage limits, deductibles, and the insurance company’s policies.
Are Mitsubishi Eclipse cars expensive to insure?
The insurance cost for Mitsubishi Eclipse cars can vary depending on several factors, but they are generally considered to have average insurance rates compared to other vehicles in their class. Enter your ZIP code now.
Do safety features impact the insurance cost for a Mitsubishi Eclipse?
Can I get discounts on Mitsubishi Eclipse car insurance?
Yes, many insurance companies offer discounts that can help lower the cost of Mitsubishi Eclipse car insurance. These discounts may include safe driver discounts, multi-policy discounts, good student discounts, or discounts for having certain safety features installed in the vehicle.
Is it necessary to have comprehensive coverage for a Mitsubishi Eclipse?
While comprehensive coverage is not legally required, it is highly recommended for a Mitsubishi Eclipse or any other valuable vehicle.
Comprehensive coverage protects against non-collision damages such as theft, vandalism, natural disasters, or damage caused by falling objects. Enter your ZIP code now.
Which insurance provider offers the lowest monthly rate for Mitsubishi Eclipse owners?
What factors contribute to the higher premiums at Farmers Insurance despite their bundling discounts?
Farmers Insurance’s higher premiums are influenced by their comprehensive coverage options and strong customer service, despite offering bundling discounts.
How does Auto-Owners Insurance stand out in terms of customer service for Mitsubishi Eclipse drivers?
Auto-Owners Insurance is recognized for exceptional customer service, providing personalized attention and efficient claims processing tailored to Mitsubishi Eclipse drivers. Enter your ZIP code now.
What discounts does Amica Insurance provide specifically aimed at Mitsubishi Eclipse owners?
What innovative program does Travelers Insurance offer that could benefit Mitsubishi Eclipse drivers seeking to lower their insurance costs?
Travelers Insurance provides usage-based programs that reward safe driving habits, potentially lowering premiums for Mitsubishi Eclipse drivers who demonstrate responsible driving behavior.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
