Cheap Mercedes-Benz Metris Cargo Car Insurance in 2024 (Earn Savings With These 10 Companies)
Farmers, USAA, and Progressive are our excellent choices for cheap Mercedes-Benz Metris Cargo car insurance. These providers offer highly competitive rates, with premiums beginning at just $65 per month. Their wide range of coverage options guarantee you receive excellent value for your Mercedes-Benz Metris Cargo.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Oct 14, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
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Min. Coverage for Mercedes-Benz Metris Cargo
A.M. Best Rating
Complaint Level
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Min. Coverage for Mercedes-Benz Metris Cargo
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
13,128 reviewsCompany Facts
Min. Coverage for Mercedes-Benz Metris Cargo
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
Farmers, USAA, and Progressive are our leading providers for cheap Mercedes-Benz Metris Cargo car insurance, offering the most competitive rates and extensive coverage options.
Our Top 10 Company Picks: Cheap Mercedes-Benz Metris Cargo Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $65 A Business Focused Farmers
#2 $67 A++ Military Discounts USAA
#3 $68 A+ Competitive Rates Progressive
#4 $70 A Loyalty Rewards American Family
#5 $72 B Comprehensive Coverage State Farm
#6 $75 A+ Customizable Plans Allstate
#7 $78 A+ Van Specialist Nationwide
#8 $80 A++ Budget-Friendly Geico
#9 $82 A++ Fleet Discounts Travelers
#10 $85 A Flexible Policies Liberty Mutual
Understanding these factors can assist you in selecting the appropriate provider and possibly reducing your expenses. Quickly compare quotes by entering your ZIP code above.
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#1 – Farmers: Top Overall Pick
Pros
- Student Discounts: Farmers provides significant savings for students, which can greatly reduce premiums for young Mercedes-Benz Metris Cargo drivers. Access comprehensive insights into our article titled “Farmers Insurance Review & Ratings.”
- Strong Presence: With an extensive network of agents and offices, Farmers provides accessible customer service nationwide. This is beneficial for Mercedes-Benz Metris Cargo owners who prefer in-person assistance. The wide availability of agents ensures you can get help whenever needed.
- Multi-Policy Discounts: Farmers offers discounts when bundling auto insurance with other policies like home or renters insurance. Mercedes-Benz Metris Cargo enthusiasts can save money by consolidating their insurance needs. This can lead to overall lower premiums.
Cons
- Premium Pricing: Farmers generally has higher rates, making it one of the more expensive options for Mercedes-Benz Metris Cargo car insurance. This might not be ideal for budget-conscious drivers. Higher premiums can be a drawback despite the quality of service.
- Mixed Reviews on Claims Process: Some policyholders report varying experiences with the speed and efficiency of claims handling. Mercedes-Benz Metris Cargo owners might find this inconsistency frustrating. Reliable claims service is crucial for maintaining customer satisfaction.
#2 – USAA: Best for Military Discounts
Pros
- Military Discounts: USAA provides substantial savings for military members, which is beneficial for Mercedes-Benz Metris Cargo drivers with a military background. This makes their insurance rates very competitive for this group. USAA’s dedication to serving the military community ensures tailored services.
- Top-Rated Customer Service: USAA consistently receives high marks for customer service, ensuring that Mercedes-Benz Metris Cargo enthusiasts receive exceptional support. Their customer service is often praised for being prompt and helpful. This high level of service enhances the overall insurance experience. Read up on the “USAA Insurance Review & Ratings” for more information.
- A++ Rating from A.M. Best: USAA’s A++ rating signifies excellent financial stability, giving Mercedes-Benz Metris Cargo owners confidence in the company’s ability to pay claims. This top-tier rating reflects their strong financial health. It assures policyholders that they are dealing with a reliable insurer.
Cons
- Limited to Military Community: USAA is only available to military members and their families, excluding Mercedes-Benz Metris Cargo drivers without a military connection. This limits accessibility for the general public. Those outside the military community will need to seek other providers.
- Higher Rates for Certain Coverage: While generally affordable, some specialized coverage options can be more expensive with USAA. Mercedes-Benz Metris Cargo enthusiasts may find these higher rates less appealing. It’s important to compare specific coverage costs when considering USAA.
#3 – Progressive: Best for Competitive Rates
Pros
- Competitive Rates: Progressive offers highly competitive rates for Mercedes-Benz Metris Cargo owners, starting at $68 per month. This makes it an attractive option for those looking to save on their insurance premiums. Their pricing strategy focuses on affordability.
- Innovative Tools: Progressive provides innovative tools like the Snapshot program, which can help Mercedes-Benz Metris Cargo drivers lower their premiums based on driving habits. These tools promote safer driving. Progressive’s technology-driven approach benefits those looking to optimize their rates. Discover more about offerings in our article titled “Progressive Insurance Review & Ratings.”
- Strong Financial Rating: With an A+ rating from A.M. Best, Progressive is financially stable and reliable. Mercedes-Benz Metris Cargo owners can feel secure knowing their claims will be paid. Financial strength is a key consideration for policyholders.
Cons
- Customer Service Variability: Progressive has received mixed reviews regarding its customer service, with some Mercedes-Benz Metris Cargo drivers reporting dissatisfaction. Customer service experiences can vary widely. Ensuring consistent service quality is a challenge for the company.
- Higher Rates for High-Risk Drivers: Progressive tends to charge higher rates for drivers with poor records, which can affect Mercedes-Benz Metris Cargo owners with past infractions. This can make insurance less affordable for high-risk drivers. Evaluating personal driving history is crucial when choosing Progressive.
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#4 – American Family: Best for Loyalty Rewards
Pros
- Loyalty Rewards: American Family offers loyalty rewards that can benefit long-term Mercedes-Benz Metris Cargo policyholders. These rewards can lead to reduced premiums over time. Loyalty programs enhance customer retention and satisfaction.
- Customizable Coverage: American Family provides customizable insurance plans tailored to the specific needs of Mercedes-Benz Metris Cargo owners. This allows for more personalized and relevant coverage. Tailoring plans to individual needs ensures comprehensive protection.
- Good Customer Service: American Family is known for good customer service, which is important for Mercedes-Benz Metris Cargo drivers seeking responsive support. Positive service experiences enhance the overall insurance process. Reliable customer service builds trust and satisfaction.
Cons
- Limited Availability: American Family is not available in all states, which can restrict access for some Mercedes-Benz Metris Cargo owners. This limitation can be a significant drawback for potential customers. Evaluating service availability is important before committing.
- Higher Premiums for Young Drivers: Young Mercedes-Benz Metris Cargo drivers might face higher premiums with American Family compared to other insurers. This can make it less attractive for younger demographics. Premium rates should be compared thoroughly. More information is available about this provider in our article titled “American Family Insurance Review & Ratings.”
#5 – State Farm: Best for Comprehensive Coverage
Pros
- Wide Range of Discounts: Provides numerous discount opportunities, such as safe driver and multi-policy discounts. These discounts help customers reduce their overall insurance expenses.
- Nationwide Network: State Farm’s vast network of agents across the country ensures accessible and personalized customer service for Mercedes-Benz Metris Cargo enthusiasts. If you want to learn more about the company, head to our article titled “State Farm Insurance Review & Ratings.”
- User-Friendly Mobile App: State Farm provides a user-friendly mobile app that allows Mercedes-Benz Metris Cargo owners to manage their policies, file claims, and access insurance information easily. This convenience enhances the customer experience. The app’s functionality is a significant benefit.
Cons
- Mixed Claims Experience: Some Mercedes-Benz Metris Cargo owners have reported mixed experiences with State Farm’s claims process, citing delays and inefficiencies. This inconsistency can be frustrating for policyholders. Ensuring a smooth claims process is essential for customer satisfaction.
- Higher Premiums: State Farm tends to have higher premiums, making it less competitive for budget-conscious Mercedes-Benz Metris Cargo drivers. This can be a drawback for those seeking more affordable options. Comparing rates is important when considering State Farm.
#6 – Allstate: Best for Customizable Plans
Pros
- Customizable Plans: Allstate offers highly customizable insurance plans, allowing Mercedes-Benz Metris Cargo owners to tailor coverage to their specific needs. This flexibility ensures that drivers only pay for the coverage they require. Customizable plans provide personalized insurance solutions. Read more through our Allstate insurance review.
- Financial Strength: With an A+ rating from A.M. Best, Allstate is financially strong and reliable, giving Mercedes-Benz Metris Cargo enthusiasts confidence in claim payouts. Financial stability is a key factor in choosing an insurer. Allstate’s financial health ensures reliability.
- Discount Opportunities: Allstate offers numerous discounts, such as safe driver, multi-policy, and new car discounts, which can help Mercedes-Benz Metris Cargo owners save on their premiums. These discounts make insurance more affordable. Taking advantage of discounts can lead to significant savings.
Cons
- Mixed Customer Service Reviews: Some Mercedes-Benz Metris Cargo drivers have reported mixed experiences with Allstate’s customer service, citing issues with responsiveness and assistance quality. This variability can be a concern for policyholders. Consistent customer service is crucial for satisfaction.
- Higher Premiums for High-Risk Drivers: Allstate tends to charge higher premiums for high-risk drivers, making it less appealing for Mercedes-Benz Metris Cargo owners with a poor driving history. This can limit its affordability for certain individuals. Evaluating personal driving records is important.
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#7 – Nationwide: Best for Van Specialist
Pros
- Van Specialist: Nationwide is known for specializing in van insurance, making it an excellent choice for Mercedes-Benz Metris Cargo owners. Their expertise ensures tailored coverage options for vans. This specialization can lead to better rates and coverage.
- Financial Strength: With an A+ rating from A.M. Best, Nationwide is financially stable, assuring Mercedes-Benz Metris Cargo drivers of reliable claim payouts. Financial health is crucial for trust in an insurer. Nationwide’s stability is a significant advantage. See more details on our article titled “Nationwide Insurance Review & Ratings.”
- On Your Side Review: Nationwide provides a unique “On Your Side Review” service, offering personalized insurance assessments for Mercedes-Benz Metris Cargo drivers. This helps optimize coverage and identify potential savings. Personalized reviews enhance customer satisfaction.
Cons
- Higher Premiums for Young Drivers: Young Mercedes-Benz Metris Cargo drivers may face higher premiums with Nationwide compared to other providers. This can make it less attractive for younger demographics. It’s important to compare rates if you fall into this category.
- Limited Availability of Agents: While Nationwide has a strong presence, the availability of local agents can vary, potentially limiting in-person support for some Mercedes-Benz Metris Cargo owners. This can be a drawback for those preferring face-to-face assistance. Checking agent availability is advisable.
#8 – Geico: Best for Budget-Friendly
Pros
- Budget-Friendly Rates: Geico is known for offering budget-friendly rates, starting at $80 per month for Mercedes-Benz Metris Cargo insurance. This affordability makes it an attractive option for cost-conscious drivers. Competitive pricing is a key benefit of Geico.
- A++ Financial Rating: Geico’s A++ rating from A.M. Best signifies excellent financial stability, providing Mercedes-Benz Metris Cargo owners with confidence in the company’s reliability. This top-tier rating reflects their strong financial health. Assurance of claim payouts is crucial. Know more through our “How can I pay my Geico insurance premium?“
- Numerous Discounts: Geico provides a wide array of discounts, including multi-policy, good driver, and vehicle safety feature discounts, which can help Mercedes-Benz Metris Cargo enthusiasts save on premiums. These discounts contribute to lower overall costs. Utilizing discounts can lead to significant savings.
Cons
- Mixed Customer Service Reviews: Some Mercedes-Benz Metris Cargo drivers report mixed experiences with Geico’s customer service, particularly regarding responsiveness and assistance quality. This inconsistency can be frustrating for policyholders. Ensuring consistent service quality is essential.
- Higher Rates for High-Risk Drivers: Geico tends to charge higher rates for high-risk drivers, making it less appealing for Mercedes-Benz Metris Cargo owners with a poor driving history. This can limit its affordability for certain individuals. Comparing rates is important for high-risk drivers.
#9 – Travelers: Best for Fleet Discounts
Pros
- Fleet Discounts: Travelers offers fleet discounts, making it an excellent choice for Mercedes-Benz Metris Cargo owners with multiple vehicles. These discounts can lead to substantial savings on insurance premiums. Fleet discounts are beneficial for business owners and fleet operators.
- A++ Financial Rating: With an A++ rating from A.M. Best, Travelers is financially stable and reliable, providing Mercedes-Benz Metris Cargo drivers with confidence in claim payouts. Financial stability is a key factor in choosing an insurer. Travelers’ strong rating ensures reliability. Learn more through our Travelers insurance review.
- Good Customer Service: Travelers is known for good customer service, which is important for Mercedes-Benz Metris Cargo drivers seeking responsive support. Positive service experiences enhance the overall insurance process. Reliable customer service builds trust and satisfaction.
Cons
- Higher Premiums: Travelers generally has higher premiums, making it less competitive for budget-conscious Mercedes-Benz Metris Cargo drivers. This can be a drawback for those seeking more affordable options. Comparing rates is important when considering Travelers.
- Limited Digital Tools: Compared to some competitors, Travelers has fewer digital tools and online resources, which can be less convenient for Mercedes-Benz Metris Cargo owners. Digital tools enhance convenience and policy management. Checking the availability of online resources is advisable.
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#10 – Liberty Mutual: Best for Flexible Policies
Pros
- Flexible Policies: Liberty Mutual offers flexible policy options, allowing Mercedes-Benz Metris Cargo owners to tailor coverage to their specific needs. This flexibility ensures that drivers only pay for the coverage they require. Customizable plans provide personalized insurance solutions. Check out insurance savings in our complete article titled “Liberty Mutual Review & Ratings.”
- Numerous Discounts: Liberty Mutual offers a variety of discounts, such as multi-policy, safe driver, and new car discounts, which can help Mercedes-Benz Metris Cargo enthusiasts save on premiums. These discounts make insurance more affordable. Taking advantage of discounts can lead to significant savings.
- Strong Customer Service: Liberty Mutual is known for strong customer service, which is important for Mercedes-Benz Metris Cargo drivers seeking responsive support. Positive service experiences enhance the overall insurance process. Reliable customer service builds trust and satisfaction.
Cons
- Premium Pricing: Liberty Mutual generally has higher rates, making it one of the more expensive options for Mercedes-Benz Metris Cargo car insurance. This might not be ideal for budget-conscious drivers. Higher premiums can be a drawback despite the quality of service.
- Mixed Reviews on Claims Process: Some policyholders report varying experiences with the speed and efficiency of claims handling. Mercedes-Benz Metris Cargo owners might find this inconsistency frustrating. Reliable claims service is crucial for maintaining customer satisfaction.
Factors That Affect the Cost of Mercedes-Benz Metris Cargo Car Insurance
Several factors influence the cost of car insurance for a Mercedes-Benz Metris Cargo, including the driver’s age, driving record, location, credit score, and desired coverage level. Younger drivers or those with previous accidents may face higher premiums. Living in high-crime or accident-prone areas can also raise costs.
Mercedes-Benz Metris Cargo Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $75 $160
American Family $70 $155
Farmers $65 $145
Geico $80 $165
Liberty Mutual $85 $170
Nationwide $78 $160
Progressive $68 $150
State Farm $72 $152
Travelers $82 $168
USAA $67 $147
Insurance companies consider the Metris Cargo’s safety features, repair costs, and theft risk. Vehicles with advanced safety features and lower repair costs usually have lower rates.
Annual mileage affects premiums, with higher mileage often leading to higher costs, while lower mileage may qualify for discounts. The driver’s occupation also plays a role, as high-risk or frequent-driving jobs can result in higher premiums, whereas low-risk occupations may benefit from lower rates.
To find the best car insurance in your state for a Mercedes-Benz Metris Cargo, consider these factors and compare quotes from multiple providers.
Understanding the Different Types of Car Insurance for Mercedes-Benz Metris Cargo
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Tips to Save Money on Mercedes-Benz Metris Cargo Car Insurance
To save money on insuring your Mercedes-Benz Metris Cargo, consider several strategies. Start by comparing quotes from different insurance companies to find the most competitive rates. Understanding how each insurance company determines your premium is crucial.
You can also explore increasing your deductibles, though ensure you can afford them if needed. Take advantage of available discounts like safe driving or bundling policies. Bundling your car insurance with other types of insurance, such as home or renters insurance, can often result in discounted premiums.
Additionally, maintaining a good credit score can lead to lower insurance costs. Finally, keeping a clean driving record by avoiding accidents and traffic violations can significantly reduce your insurance premiums over time. These proactive steps can help you find affordable coverage while protecting your vehicle.
Comparing Car Insurance Rates for Mercedes-Benz Metris Cargo
Frequently Asked Questions
What factors affect the cost of Mercedes-Benz Metris Cargo car insurance?
Several factors can influence the cost of Mercedes-Benz Metris Cargo car insurance. These include the driver’s age, driving history, location, coverage limits, deductible amount, and the insurance provider’s pricing policy.
Are there any specific safety features of the Mercedes-Benz Metris Cargo that can lower insurance costs?
Yes, the Mercedes-Benz Metris Cargo comes equipped with various safety features that may help lower insurance costs.
These can include features like anti-lock brakes, stability control, airbags, and advanced driver assistance systems. Enter your ZIP code now to begin.
Is the cost of insurance higher for a new Mercedes-Benz Metris Cargo compared to a used one?
Do insurance rates vary depending on the model year of the Mercedes-Benz Metris Cargo?
Insurance rates can vary based on the model year of the Mercedes-Benz Metris Cargo. Newer models may have higher rates due to their higher value, while older models may have lower rates.
However, the specific rates will depend on various factors considered by the insurance provider.
What are the monthly rates for Farmers’ insurance for a Mercedes-Benz Metris Cargo?
Farmers’ insurance for a Mercedes-Benz Metris Cargo costs $65 per month. This makes it the cheapest option among the listed providers. Enter your ZIP code now to begin.
Which insurance provider is best known for offering military discounts?
What is the A.M. Best rating for State Farm?
State Farm has an A.M. Best rating of B. This rating indicates a good level of financial stability and reliability.
Which company specializes in van insurance for Mercedes-Benz Metris Cargo owners?
Nationwide is the specialist in van insurance for Mercedes-Benz Metris Cargo owners. They offer tailored plans that cater to the unique needs of van drivers. Enter your ZIP code now.
What is the primary advantage of Geico’s insurance for Mercedes-Benz Metris Cargo drivers?
How does Liberty Mutual’s claims process rate among Mercedes-Benz Metris Cargo owners?
Liberty Mutual has mixed reviews on its claims process. Some Mercedes-Benz Metris Cargo owners report varying experiences with the speed and efficiency of handling claims.
Compare The Best Insurance Quotes In The Country
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
