Cheap Mercedes-Benz GLS Car Insurance in 2024 (Earn Savings With These 10 Companies)
Progressive, State Farm, and Farmers are the top picks for cheap Mercedes-Benz GLS car insurance, with Progressive offering the cheapest rates starting at $78/month. In this guide, we explore the factors that influence insurance costs and provide tips on finding affordable coverage from these leading providers.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
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UPDATED: Oct 14, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Progressive, State Farm, and Farmers emerge as the cheapest providers for Mercedes-Benz GLS car insurance, with Progressive offering the lowest rates starting at $78 per month. Get the right car insurance at the best price — enter your ZIP code above to shop for coverage from the top insurers.
This article delves into the factors affecting insurance premiums for luxury vehicles, explores different coverage options, and provides tips for finding affordable insurance.
Our Top 10 Company Picks: Cheap Mercedes-Benz GLS Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $78 A+ UBI Discount Progressive
#2 $82 B Customer Service State Farm
#3 $87 A Group Discounts Farmers
#4 $90 A++ Unique Coverage Travelers
#5 $95 A+ Fleet Management Nationwide
#6 $98 A Claims Service American Family
#7 $102 A Roadside Assistance AAA
#8 $108 A+ Infrequent Drivers Allstate
#9 $112 A Accident Forgiveness Liberty Mutual
#10 $118 A+ Tailored Policies The Hartford
By comparing car insurance rates and considering discounts, drivers can secure the best coverage for their Mercedes-Benz GLS. Read on to discover how these top providers stack up and how to make informed insurance decisions.
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#1 – Progressive: Top Overall Pick
Pros
- Competitive Rates: Progressive often offers competitive rates for insuring luxury vehicles like the Mercedes-Benz GLS, helping to make high-quality coverage more affordable, according to Progressive insurance review & ratings.
- Customizable Coverage: Flexible coverage options allow customers to tailor their policies to suit individual needs, ensuring that they are only paying for the coverage they require.
- Snapshot Program: Progressive’s Snapshot program can lead to potential savings through usage-based insurance. This program tracks your driving habits and rewards safe driving with lower premiums.
Cons
- Customer Service: Some customers report subpar customer service experiences, with issues related to claim handling and responsiveness.
- Premium Fluctuations: Rates may increase more frequently compared to other insurers, potentially making long-term cost management more challenging.
#2 – State Farm: Best for Discounts for Safety Features
Pros
- Discounts for Safety Features: State Farm offers discounts for vehicles equipped with advanced safety features, which can lower premiums, as highlighted in the State Farm insurance review & ratings.
- Accident-Free Discounts: Rewards drivers with a clean driving record through accident-free discounts, encouraging safe driving habits.
- Steer Clear Program: For young drivers, the Steer Clear program offers additional savings and driving education.
Cons
- Higher Premiums: Initial premiums may be higher compared to some competitors, particularly for luxury vehicles like the Mercedes-Benz GLS.
- Limited Online Tools: State Farm’s online tools and digital experience can be less robust than those of some competitors, which might be a downside for tech-savvy customers.
#3 – Farmers: Best for Comprehensive Coverage Options
Pros
- Comprehensive Coverage Options: Farmers offers an extensive range of coverage options for Mercedes-Benz GLS owners, allowing for highly customized insurance plans.
- Good Driver Discounts: Rewards safe drivers with significant discounts, promoting and incentivizing responsible driving behavior.
- Multiple Policy Discounts: Offers savings when bundling different insurance policies, such as home and auto insurance, which can lead to substantial savings.
Cons
- Higher Rates for Young Drivers: Farmers can be more expensive for younger or high-risk drivers, making it less attractive for families with teenage drivers.
- Limited Availability: Some discounts and services may not be available in all states, potentially limiting options for some customers, as noted in the Farmers insurance review & ratings.
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#4 – Travelers: Best for Wide Range of Coverage
Pros
- Wide Range of Coverage: Travelers offers various coverage options tailored to luxury vehicles like the Mercedes-Benz GLS, including comprehensive and collision coverage, as mentioned in the Travelers insurance review & ratings.
- Discounts for Hybrid/Electric Vehicles: Potential savings for environmentally friendly cars, rewarding owners of hybrid or electric vehicles.
- Accident Forgiveness: Travelers offers accident forgiveness, which prevents premium hikes after the first accident, helping to maintain affordable rates.
Cons
- Higher Premiums for High-End Vehicles: Luxury cars like the Mercedes-Benz GLS may have higher premiums due to their high value and repair costs.
- Limited Mobile App Features: The mobile app may lack some advanced features that competitors offer, potentially making it less convenient for tech-savvy users.
#5 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Deductible decreases the longer you drive without an accident, incentivizing safe driving and reducing costs over time.
- Comprehensive Coverage: Nationwide offers a wide range of customizable coverage options, ensuring that your Mercedes-Benz GLS is adequately protected, as noted in the Nationwide insurance review & ratings.
- Discounts: Offers a variety of discounts including multi-policy, safe driver, and accident-free discounts, helping to lower overall insurance costs.
Cons
- Premium Costs: Premiums can be higher than average for luxury vehicles, which might be a consideration for cost-conscious consumers.
- Inconsistent Customer Service: Reports of variable customer service experiences, which can affect overall satisfaction and claim handling efficiency.
#6 – American Family: Best for Affordable Rates
Pros
- Affordable Rates: American Family offers competitive pricing for luxury vehicle insurance, making it a more budget-friendly option for Mercedes-Benz GLS owners.
- Usage-Based Discounts: Potential savings through the KnowYourDrive program, which tracks driving habits and rewards safe driving.
- Teen Safe Driver Program: Provides resources and discounts for families with young drivers, promoting safe driving habits among teenagers.
Cons
- Limited Availability: Not available in all states, which may limit access for some potential customers.
- Fewer Discounts: May offer fewer discount options compared to competitors, potentially resulting in higher overall costs for some policyholders, as noted in the American Family insurance review & ratings.
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#7 – AAA: Best for Membership Perks
Pros
- Membership Perks: Additional benefits and discounts for AAA members, including travel and shopping discounts, as highlighted in the AAA insurance review & ratings.
- Reputation for Roadside Assistance: Highly regarded for its comprehensive and reliable roadside assistance program.
- Discounts for Multiple Policies: Savings when bundling home and auto insurance, which can lead to significant cost reductions.
Cons
- Higher Membership Costs: Requires AAA membership, which adds to the overall cost of insurance.
- Limited Coverage Options: Fewer customizable options compared to some competitors, which may not suit all needs.
#8 – Allstate: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Helps prevent rate increases after the first accident, maintaining affordable premiums, according to Allstate insurance review & ratings.
- Good Driver Discounts: Significant discounts for maintaining a clean driving record, promoting safe driving habits.
- New Car Replacement: Provides new car replacement coverage, ensuring that totaled new vehicles are replaced with the same make and model.
Cons
- Higher Rates: Premiums can be higher, particularly for luxury vehicles like the Mercedes-Benz GLS.
- Mixed Customer Reviews: Variable customer service experiences, with some customers reporting issues with claims handling and responsiveness.
#9 – Liberty Mutual: Best for Wide Range of Discounts
Pros
- Wide Range of Discounts: Numerous discounts including for safety features, new vehicles, and bundling policies.
- Comprehensive Coverage Options: Offers extensive coverage choices for luxury vehicles, ensuring adequate protection.
- Better Car Replacement: Replaces a totaled car with one a model year newer and with 15,000 fewer miles, adding value to the coverage.
Cons
- Higher Premiums: Luxury vehicles like the Mercedes-Benz GLS may incur higher premiums due to their high value and repair costs, as noted in the Liberty Mutual Review & Ratings.
- Customer Service: Mixed reviews on customer service experiences, with some customers reporting dissatisfaction with claims handling.
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#10 – The Hartford: Best for AARP Discounts
Pros
- AARP Discounts: Special discounts for AARP members, offering substantial savings for older drivers, as highlighted in the The Hartford insurance review & ratings.
- New Car Replacement: Replaces a totaled new car with a brand-new vehicle of the same make and model, adding significant value.
- RecoverCare Coverage: Provides assistance with daily tasks if you’re injured in an accident, offering additional peace of mind.
Cons
- Higher Costs for Young Drivers: Can be more expensive for younger or less experienced drivers, which might be a consideration for families.
- AARP Membership Requirement: Some discounts and benefits require AARP membership, adding an extra step for eligibility.
Factors That Impact Mercedes-Benz GLS Car Insurance Rates
Insuring a luxury vehicle like the Mercedes-Benz GLS involves various factors that can significantly impact insurance rates. This article explores the key elements insurers consider when determining premiums for the GLS, including the car’s value, repair costs, driver demographics, and usage patterns.
Mercedes-Benz GLS Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $102 $315
Allstate $108 $325
American Family $98 $305
Farmers $87 $275
Liberty Mutual $112 $335
Nationwide $95 $295
Progressive $78 $255
State Farm $82 $265
The Hartford $118 $345
Travelers $90 $285
The cost of insuring a Mercedes-Benz GLS can vary significantly depending on several factors. Insurance providers take into account various aspects of both the vehicle and the driver when determining the premium rates.
Some of the factors that typically impact Mercedes-Benz GLS car insurance rates include:
- Vehicle Age and Value
- Driving Record and History
- Location and Regional Variations
- Insurance Coverage Types and Limits
- Driver’s Age, Gender, and Marital Status
By understanding these factors, you can evaluate how they may affect the cost of insuring your Mercedes-Benz GLS and take steps to potentially reduce your insurance premiums.
Another factor that can impact Mercedes-Benz GLS car insurance rates is the driver’s credit history. Insurance providers often consider an individual’s credit score when determining their premium rates. A higher credit score is typically associated with lower insurance premiums, as it is seen as an indicator of responsible financial behavior.
On the other hand, a lower credit score may result in higher insurance rates. It is important for drivers to maintain a good credit score to potentially secure more affordable insurance coverage for their Mercedes-Benz GLS.
Types of Car Insurance for Mercedes-Benz GLS
When insuring your Mercedes-Benz GLS, understanding the various types of car insurance available can help you make an informed decision. From liability coverage to comprehensive plans, each type of insurance offers different levels of protection tailored to your needs. This guide will break down the key insurance options to ensure your luxury SUV is well-covered.
When it comes to insuring your Mercedes-Benz GLS, it’s important to have a clear understanding of the different types of car insurance coverage available. Some of the common coverage options include:
- Liability Insurance
- Collision Insurance
- Comprehensive Insurance
- Uninsured/Underinsured Motorist Coverage
- Medical Payments Coverage
Each type of coverage offers different benefits and protects against specific risks. It’s crucial to assess your insurance needs and choose the coverage options that provide adequate protection for both you and your Mercedes-Benz GLS. Get more insights by reading our expert “Collision vs. Comprehensive Car Insurance” advice.
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Liability insurance is a fundamental type of car insurance coverage that helps protect you financially if you are at fault in an accident that causes injury or property damage to others. It typically covers the cost of medical expenses, property repairs, and legal fees. For more information, explore our informative “Liability Insurance: A Complete Guide” page.
Collision insurance, on the other hand, covers the cost of repairing or replacing your Mercedes-Benz GLS if it is damaged in a collision with another vehicle or object, regardless of who is at fault. This coverage is especially important for luxury vehicles like the GLS, as repairs can be costly. Continue reading our full “Collision Car Insurance: A Complete Guide” guide for extra tips.
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Average Cost of Comprehensive Insurance for Mercedes-Benz GLS
Comprehensive car insurance provides coverage for damages to your vehicle caused by events other than collisions, such as theft, vandalism, or natural disasters. Due to the high value of a Mercedes-Benz GLS, the cost of comprehensive car insurance can be relatively expensive.
On average, comprehensive insurance for a Mercedes-Benz GLS can range between $80 to $120 per month. However, it’s important to note that several factors can influence this average cost, including your location, driving history, and the specific insurance provider you choose to work with.
One of the factors that can influence the average cost of comprehensive car insurance for a Mercedes-Benz GLS is the age of the vehicle. Newer models may have higher insurance premiums due to their higher value and potential repair costs. Additionally, the level of coverage you choose can also impact the cost.
Some insurance providers offer different tiers of comprehensive coverage, with higher levels of protection resulting in higher premiums. It’s important to carefully consider your coverage needs and budget when selecting a comprehensive car insurance policy for your Mercedes-Benz GLS.
Tips for Finding Affordable Car Insurance for a Mercedes-Benz GLS
Insuring a luxury vehicle like the Mercedes-Benz GLS can come with higher costs, but several strategies can help you find more affordable car insurance rates. Start by comparing quotes from multiple insurance providers to find the best deal. Bundling your car insurance with other policies, such as homeowner’s or umbrella insurance, can also lead to potential discounts.
Opting for a higher deductible may lower your premiums, and taking advantage of available discounts, like those for safe driving, anti-theft devices, or good students, can further reduce costs. Maintaining a good driving record is essential, as insurance providers often offer better rates to drivers with clean records.
Additionally, it’s important to regularly review and update your car insurance policy. Changes in your circumstances, such as moving to a safer neighborhood or reaching a certain age, may qualify you for lower rates. Stay informed about any policy changes and take advantage of opportunities to save money on your car insurance premiums.
By following these tips and exploring all available options, you can increase your chances of finding affordable car insurance for your Mercedes-Benz GLS. Explore our detailed analysis on “Insurance Quotes Online” for additional information.
Discounts and Savings on Mercedes-Benz GLS Insurance
Insurance providers often offer various discounts and savings options that can help reduce the cost of insuring your Mercedes-Benz GLS. Common discounts you may be eligible for include safe driver, multi-vehicle, anti-theft device, good student, and low mileage discounts. Get the right car insurance at the best price — enter your ZIP code below to shop for coverage from the top insurers.
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Additionally, some insurers may provide specialized discounts specifically for Mercedes-Benz GLS owners based on factors such as the car’s safety features, value, or performance capabilities. Continue reading our full “Lesser Known Car Insurance Discounts for” guide for extra tips.
The cost of insuring a Mercedes-Benz GLS can also vary depending on factors like your location, driving history, and the level of coverage you choose. To ensure you’re getting the best rate, it’s always a good idea to shop around and compare quotes from multiple insurance providers. By exploring all available discounts and savings options, you can make your Mercedes-Benz GLS insurance more affordable.
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Frequently Asked Questions
What is the cheapest Mercedes-Benz GLS insurance?
The cheapest Mercedes GLS insurance can be found by comparing quotes from top providers like Progressive, State Farm, and Farmers, with Progressive often offering the lowest rates starting at $78 per month.
For more information, explore our informative “How To Get Free Insurance Quotes Online” page.
Do you need special insurance for Mercedes-Benz GLS?
Insurance for Mercedes GLS typically requires comprehensive and collision coverage due to its luxury status and higher repair costs.
What is the cost of insurance for Mercedes-Benz GLS?
The cost of insurance for Mercedes GLS varies based on factors such as the driver’s age, location, and driving history, but rates can start around $78 per month from providers like Progressive.
Why is insurance high on a Mercedes-Benz GLS?
High insurance for Mercedes-Benz is due to the vehicle’s high value, expensive parts, and costly repair services.
Read our extensive guide on “How much is car insurance?” for more knowledge.
Which model is the cheapest Mercedes-Benz GLS to insure?
The Mercedes-Benz GLS is often considered the cheapest Mercedes to insure due to its lower market value and less expensive parts.
By entering your ZIP code below, you can get instant car insurance quotes from top providers.
How can I compare Mercedes-Benz GLS insurance rates?
You can compare Mercedes-Benz GLS insurance rates by using online comparison tools or contacting multiple insurance providers directly to get personalized quotes.
Where can I find a comprehensive Mercedes-Benz GLS car insurance guide?
A comprehensive Mercedes-Benz GLS car insurance guide can be found on insurance comparison websites or specialized automotive insurance blogs that provide detailed information and tips.
Learn more by visiting our detailed “Best Insurance Companies” section.
What are some tips to save on Mercedes-Benz GLS insurance?
Tips to save on Mercedes-Benz GLS insurance include comparing quotes from different providers, opting for higher deductibles, maintaining a good credit score, and installing safety features in your vehicle.
What is the highest car insurance coverage available for Mercedes-Benz GLS?
The highest car insurance coverage for Mercedes-Benz GLS usually includes comprehensive coverage with high liability limits and additional riders for full protection.
For further details, check out our in-depth “Full Coverage Car Insurance: A Complete Guide” article.
Which is the most expensive car insurance coverage for Mercedes-Benz GLS?
The most expensive car insurance coverage for Mercedes-Benz GLS is typically comprehensive coverage with low deductibles and high liability limits, along with additional coverage options.
What is the best type of car insurance to have for Mercedes-Benz GLS?
The best type of car insurance to have for Mercedes-Benz GLS is comprehensive coverage, providing the broadest protection against a variety of risks including theft, vandalism, and natural disasters.
Explore our detailed analysis on “Best Car Insurance for College Students” for additional information.
What is the most expensive form of car insurance for Mercedes-Benz GLS?
The most expensive form of car insurance for Mercedes-Benz GLS is comprehensive coverage with additional add-ons and low deductibles, providing extensive protection but at a higher cost.
See if you’re getting the best deal on car insurance by entering your ZIP code below.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
