Cheap Mercedes-Benz GL-Class Car Insurance in 2024 (Earn Savings With These 10 Companies)
Find out why Progressive, USAA, and State Farm are our leading providers of cheap Mercedes-Benz GL-Class car insurance, starting at just $165 a month. Learn how these companies stand out by offering coverage options for your Mercedes-Benz GL-Class, striking a balance between cost and comprehensive benefits.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
UPDATED: Oct 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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A.M. Best Rating
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6,435 reviews
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Min. Coverage for Mercedes-Benz GL-Class
A.M. Best Rating
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Pros & Cons
17,760 reviews
The top picks for cheap Mercedes-Benz GL-Class car insurance are Progressive, USAA, and State Farm offering comprehensive coverage.
These companies distinguish themselves by providing competitive rates and comprehensive coverage options specifically designed for luxury vehicle owners. Find more information in our guide, “Best Car Insurance.”
Our Top 10 Company Picks: Cheap Mercedes-Benz GL-Class Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $135 A+ Custom Parts Progressive
#2 $142 A++ Military Discounts USAA
#3 $149 B Local Agents State Farm
#4 $157 A+ Vanishing Deductible Nationwide
#5 $165 A+ New Replacement Allstate
#6 $173 A Glass Coverage Farmers
#7 $181 A Better Replacement Liberty Mutual
#8 $189 A+ Customer Satisfaction Amica
#9 $196 A+ AARP Discounts The Hartford
#10 $205 A Teen Program American Family
We will delve into the safety features of the GL-Class and how they can affect insurance premiums, tips for reducing the risk of theft and vandalism, the role of location in determining car insurance rates, expert advice on negotiating lower rates, and the impact of modifications and aftermarket accessories on insurance costs. Enter your ZIP code now.
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#1 – Progressive: Top Overall Pick
Pros
- Tailored Coverage Options: Progressive’s Name Your Price Tool allows Mercedes-Benz GL-Class drivers to customize their coverage to suit their specific needs and budget, ensuring they get the right protection.
- Snapshot Program: Ideal for GL-Class owners, this program offers potential discounts based on safe driving habits monitored through a mobile app or device, promoting responsible driving behaviors.
- Diverse Discounts: Progressive offers a range of discounts beneficial to GL-Class enthusiasts, such as multi-policy, multi-car, and continuous insurance discounts, helping to lower premiums. Discover insights in our Progressive insurance review & ratings.
Cons
- Customer Service Challenges: Some GL-Class owners have reported concerns about Progressive’s customer service responsiveness and efficiency during the claims process, which can lead to frustration.
- Potential Premium Increases: After accidents or claims, Progressive may raise premiums significantly for GL-Class drivers, impacting long-term affordability and satisfaction.
#2 – USAA: Best for Military Discounts
Pros
- Military-Focused Coverage: USAA offers specialized insurance options tailored for military members, veterans, and their families who own a Mercedes-Benz GL-Class, including deployed driver discounts and storage options.
- Exceptional Customer Service: Highly rated for customer satisfaction and claims handling, USAA provides personalized support to GL-Class owners, ensuring their insurance needs are met effectively. Read more through our USAA insurance review.
- Exclusive Member Benefits: Beyond insurance, USAA offers additional perks such as financial planning services and competitive banking products, enhancing overall satisfaction for GL-Class owners.
Cons
- Membership Restrictions: Membership eligibility is limited to military members, veterans, and their families, excluding non-military GL-Class enthusiasts from accessing USAA’s services.
- Limited Physical Locations: While USAA offers comprehensive online and phone services, the lack of physical branch locations may inconvenience GL-Class owners who prefer in-person assistance.
#3 – State Farm: Best for Local Agents
Pros
- Local Agents: State Farm’s extensive network of local agents provides personalized service and support, beneficial for GL-Class owners seeking face-to-face interactions and tailored insurance advice. Unlock details in our State Farm insurance review & ratings.
- Strong Reputation: State Farm is known for its strong reputation and reliability in claims handling, providing peace of mind to GL-Class owners in case of accidents or incidents.
- Tech-Savvy Solutions: Provides convenient digital tools and resources, including a user-friendly app, for GL-Class enthusiasts to manage policies and handle claims efficiently.
Cons
- Potentially Higher Premiums: State Farm may have higher premiums compared to some competitors, which could be a consideration for GL-Class owners looking for more budget-friendly options.
- Coverage Limitations: Some GL-Class drivers may find that certain specialized coverage options or discounts available elsewhere are not as prominently featured with State Farm.
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#4 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Nationwide’s Vanishing Deductible program rewards safe driving among Mercedes-Benz GL-Class owners by reducing deductibles over time, encouraging responsible driving habits. Access comprehensive insights in our Nationwide insurance review & ratings.
- Financial Strength: With an A+ rating from A.M. Best, Nationwide demonstrates strong financial stability, ensuring GL-Class owners of reliable coverage and claims payout.
- Member Benefits: Nationwide offers various member benefits and discounts that can help lower premiums for GL-Class enthusiasts, such as multi-policy and accident-free discounts.
Cons
- Customer Service Reviews: Some GL-Class owners have reported mixed reviews regarding Nationwide’s customer service, citing occasional delays or difficulties in claims processing.
- Policy Flexibility: While Nationwide offers extensive coverage options, GL-Class drivers looking for highly specialized or niche coverage may find limitations compared to other insurers.
#5 – Allstate: Best for New Replacement
Pros
- New Car Replacement: Allstate offers new car replacement coverage, which ensures that if your Mercedes-Benz GL-Class is totaled within the first few years, you can receive a brand-new vehicle of the same make and model. Learn more in our complete Allstate insurance review & ratings.
- Strong Financial Stability: Allstate maintains an A+ rating from A.M. Best, indicating strong financial stability and reliability in claims payouts, reassuring GL-Class owners of dependable coverage.
- Digital Tools and Resources: Offers innovative digital tools and resources, such as the Allstate mobile app, making it convenient for GL-Class enthusiasts to manage policies and file claims on the go.
Cons
- Premium Costs: Allstate’s premiums for comprehensive coverage, including specialized options, may be higher compared to some competitors, potentially impacting affordability for GL-Class owners.
- Customer Service Challenges: Some GL-Class owners have reported concerns about the responsiveness and efficiency of Allstate’s customer service during claims processing, which could lead to frustration.
#6 – Farmers: Best for Glass Coverage
Pros
- Glass Coverage: Farmers offers comprehensive glass coverage as part of their standard policies, which can be beneficial for GL-Class owners concerned about windshield damage or other glass repairs. Read up on Farmers insurance review & ratings for more information.
- Strong Customer Satisfaction: Farmers consistently receives high marks for customer satisfaction and claims handling, providing peace of mind to GL-Class owners in case of accidents or incidents.
- Educational Resources: Offers educational resources and tools that can help GL-Class enthusiasts understand their insurance options better and make informed decisions about coverage.
Cons
- Availability of Discounts: While Farmers offers various discounts, such as multi-policy and safe driver discounts, some GL-Class owners may find that the range of available discounts is not as extensive as with other insurers.
- Policy Rates: Depending on the location and driving history, GL-Class owners may find that Farmers’ policy rates can be higher compared to competitors, necessitating careful comparison for affordability.
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#7 – Liberty Mutual: Best for Better Replacement
Pros
- Better Car Replacement: Liberty Mutual offers Better Car Replacement coverage, ensuring that if your Mercedes-Benz GL-Class is totaled, you can receive a newer model year equivalent to your vehicle. Discover more about offerings in our Liberty Mutual insurance review & ratings.
- Strong Financial Stability: Liberty Mutual holds an A rating from A.M. Best, signifying strong financial stability and reliability in claims handling, offering confidence to GL-Class owners.
- Digital Tools and Resources: Offers convenient digital tools and resources like the Liberty Mutual mobile app, making it easy for GL-Class enthusiasts to manage policies, file claims, and access support.
Cons
- Premium Pricing: Some GL-Class owners may find Liberty Mutual’s premiums to be on the higher side, especially for comprehensive coverage and specialized options.
- Customer Service Feedback: There have been occasional reports of mixed customer service experiences, including delays or difficulties in claims processing, which may impact overall satisfaction.
#8 – Amica: Best for Customer Satisfaction
Pros
- Customer Satisfaction: Amica consistently ranks highly for customer satisfaction, offering personalized service and support that can be beneficial for GL-Class owners seeking reliable insurance.
- Customizable Policies: Provides flexible policy options that allow GL-Class owners to customize coverage to their specific needs, ensuring comprehensive protection for their luxury vehicle.
- Discount Opportunities: Offers various discounts such as loyalty, multi-line, and claim-free discounts, helping to lower premiums for GL-Class enthusiasts who qualify.
Cons
- Limited Availability: Amica’s coverage may not be available in all states, which could limit options for GL-Class owners depending on their location. Read more through our Amica insurance review.
- Digital Experience: While Amica offers digital tools and resources, some GL-Class owners may find the online and mobile app experience less robust compared to larger insurers, affecting convenience in policy management.
#9 – The Hartford: Best for AARP Discounts
Pros
- AARP Discounts: The Hartford offers specialized discounts for AARP members, which can be advantageous for GL-Class owners who qualify, providing potential savings on premiums. Discover insights in our guide titled, “The Hartford Insurance Review & Ratings.”
- Financial Strength: The Hartford maintains an A+ rating from A.M. Best, indicating strong financial stability and reliability in claims processing, ensuring dependable coverage for GL-Class owners.
- Enhanced Coverage Options: Offers additional coverages such as new car replacement and lifetime car repair assurance, enhancing overall protection for GL-Class enthusiasts.
Cons
- Availability: The Hartford’s coverage may not be available in all states, limiting options for GL-Class owners based on their location.
- Policy Rates: Depending on individual circumstances, GL-Class drivers may find that The Hartford’s premiums for comprehensive coverage and specialized options can be higher compared to competitors.
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#10 – American Family: Best for Teen Program
Pros
- Teen Program: American Family offers a Teen Safe Driver Program, which can provide discounts and incentives for GL-Class owners with young drivers, promoting safe driving habits.
- Personalized Service: Known for personalized customer service, American Family offers support and guidance that can benefit GL-Class owners seeking individualized insurance solutions.
- Community Involvement: American Family is involved in community initiatives and support programs, resonating with GL-Class owners interested in insurers with a strong community focus.
Cons
- Limited Coverage Options: While American Family offers a variety of discounts, GL-Class owners seeking highly specialized coverage options may find the selection somewhat limited compared to larger insurers. See more details in our guide titled, “American Family Insurance Review & Ratings.”
- Technology Integration: Some GL-Class owners may find that American Family’s digital tools and mobile app capabilities are not as advanced or user-friendly as those offered by larger insurance companies, affecting overall convenience in policy management.
Factors That Affect Mercedes-Benz GL-Class Car Insurance Rates
Understanding the Different Types of Car Insurance Coverage for Mercedes-Benz GL-Class
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Comparing Car Insurance Quotes for Mercedes-Benz GL-Class
When comparing car insurance quotes for your Mercedes-Benz GL-Class, thoroughness is key. Start by actively comparing car insurance quotes from various providers tailored to your GL-Class.This ensures you have a comprehensive view of premiums and coverage options available.
Pay close attention to ensure each quote offers comparable coverage levels, enabling you to accurately assess costs. Look for potential discounts like those for safety features or policy bundling that can reduce premiums. Consider your deductible carefully, balancing lower premiums with potential out-of-pocket expenses.
Tim Bain
Licensed Insurance Agent
Research customer reviews to gauge service quality and claims handling. Assess the financial stability of insurers to ensure they can fulfill their obligations. By methodically comparing car insurance options, you can confidently choose the best policy for your Mercedes-Benz GL-Class. Enter your ZIP code now to begin comparing.
Frequently Asked Questions
What factors affect the cost of Mercedes-Benz GL-Class car insurance?
The cost of Mercedes-Benz GL-Class car insurance can be influenced by several factors, including the driver’s age, location, driving history, credit score, coverage limits, deductible amount, and the specific model and year of the GL-Class.
Is Mercedes-Benz GL-Class car insurance more expensive compared to other vehicles?
Insurance rates for the Mercedes-Benz GL-Class can vary depending on the factors mentioned earlier.
However, due to the vehicle’s luxury nature and potentially higher repair costs, insurance premiums for the GL-Class might be higher compared to more affordable or less expensive vehicles. Enter your ZIP code now.
Are there any discounts available for Mercedes-Benz GL-Class car insurance?
Does the location affect the insurance cost for a Mercedes-Benz GL-Class?
Yes, the location where the vehicle is primarily kept and driven can impact the cost of insurance for a Mercedes-Benz GL-Class. Areas with higher rates of accidents, theft, or vandalism might have higher insurance premiums compared to areas with lower risk factors.
How does Progressive’s Name Your Price Tool benefit Mercedes-Benz GL-Class owners?
Progressive’s Name Your Price Tool allows Mercedes-Benz GL-Class owners to customize their insurance premiums by adjusting coverage options to fit their budget, ensuring they get tailored protection without overpaying. Enter your ZIP code now.
What are the specific discounts offered by USAA for military members owning a Mercedes-Benz GL-Class?
Why is State Farm recommended for Mercedes-Benz GL-Class owners seeking personalized service?
State Farm is recommended for Mercedes-Benz GL-Class owners due to its extensive network of local agents who offer personalized service and expertise, ensuring tailored insurance solutions and responsive support.
How does Nationwide’s Vanishing Deductible program incentivize safe driving for GL-Class drivers?
Nationwide’s Vanishing Deductible program encourages safe driving among GL-Class owners by reducing deductibles over time for accident-free driving, rewarding responsible behavior and potentially lowering out-of-pocket costs. Enter your ZIP code now.
What unique coverage does Allstate provide that benefits Mercedes-Benz GL-Class owners?
Why might Farmers’ glass coverage be appealing to Mercedes-Benz GL-Class enthusiasts?
Farmers’ comprehensive glass coverage is beneficial for Mercedes-Benz GL-Class enthusiasts, covering repair and replacement costs for windshields and other glass components, enhancing overall protection and minimizing out-of-pocket expenses.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
