Cheap Mercedes-Benz CLA Car Insurance in 2024 (Cash Savings With These 10 Companies)
State Farm, USAA, and Progressive are our top providers of cheap Mercedes-Benz CLA car insurance with State Farm offering the most economical rates for only $75 per month. These insurers deliver extensive coverage choices, ensuring Mercedes-Benz CLA owners receive optimal value and protection for their vehicles.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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To find affordable and cheap Mercedes-Benz CLA car insurance, consider State Farm, USAA, and Progressive, which offer competitive rates starting from $75 per month. Compare quotes by entering your ZIP code above to secure the best-priced coverage from leading insurers.
Our Top 10 Company Picks: Cheap Mercedes-Benz CLA Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $78 B Vehicle Safety State Farm
#2 $75 A++ Military Discounts USAA
#3 $82 A+ Usage-Based Discounts Progressive
#4 $87 A+ Accident Forgiveness Nationwide
#5 $92 A Loyalty Discounts American Family
#6 $98 A+ Comprehensive Options Allstate
#7 $103 A Customizable Coverage Liberty Mutual
#8 $108 A Customizable Policies Farmers
#9 $113 A++ High-Value Coverage Chubb
#10 $118 A++ Multi-Policy Discounts Travelers
By examining these factors closely, you can gain insight into how insurance companies calculate premiums and what actions you can take to potentially lower your costs. Enter your ZIP code now to begin.
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#1 – State Farm: Top Overall Pick
Pros
- Extensive Coverage Options: State Farm provides a wide array of coverage options tailored for Mercedes-Benz CLA enthusiasts, ensuring they can customize their insurance to match the specific needs of their luxury vehicle, including safety features and protection. Read more through our State Farm insurance review.
- Personalized Customer Service: State Farm is known for its personalized customer service, offering dedicated support to Mercedes-Benz CLA enthusiasts, making it easy to get assistance and guidance when needed throughout their ownership experience.
- Competitive Rates: State Farm offers competitive rates starting from $78 per month for Mercedes-Benz CLA drivers, ensuring affordability while delivering comprehensive coverage options that cater to the needs of luxury vehicle enthusiasts.
Cons
- Potentially Higher Premiums for Luxury Vehicles: Despite competitive pricing, State Farm’s rates for luxury vehicles like the Mercedes-Benz CLA may still be higher due to factors such as higher repair costs and theft rates associated with such models.
- Limited Discounts for Luxury Car Enthusiasts: While State Farm offers various discounts, Mercedes-Benz CLA enthusiasts may find that specific discounts tailored exclusively for luxury cars, such as those for safety features or vehicle value, are not as readily available compared to other insurers.
#2 – USAA: Best for Military Discounts
Pros
- Low Monthly Rates: USAA offers highly competitive rates starting from $75 per month for Mercedes-Benz CLA enthusiasts, making it one of the most cost-effective options available, as noted in the USAA insurance review & ratings.
- Military Discounts: USAA is renowned for its exclusive discounts for military members and their families, extending these benefits to Mercedes-Benz CLA enthusiasts who qualify for additional savings.
- High Financial Stability: With an A++ rating from A.M. Best, USAA provides unparalleled financial stability, offering peace of mind to Mercedes-Benz CLA enthusiasts regarding reliable claims handling and support.
Cons
- Membership Limitations: USAA membership is restricted to military personnel, veterans, and their families, which may limit eligibility for Mercedes-Benz CLA enthusiasts who do not meet these criteria.
- Limited Accessibility: USAA primarily offers services online or via phone, which may not be as convenient for Mercedes-Benz CLA enthusiasts seeking face-to-face interactions or local agent support.
#3 – Progressive: Best for Usage-Based Discounts
Pros
- Usage-Based Discounts: Progressive introduces innovative usage-based discounts through programs like Snapshot, allowing Mercedes-Benz CLA enthusiasts to potentially lower premiums based on their driving habits and behaviors.
- Affordable Rates: Progressive offers competitive pricing, with rates starting from $82 per month for Mercedes-Benz CLA enthusiasts, alongside robust coverage options tailored to meet luxury vehicle needs, according to Progressive insurance review & ratings.
- Strong Financial Stability: Progressive holds an A+ rating from A.M. Best, signifying strong financial stability and reliability in managing claims and payouts for Mercedes-Benz CLA enthusiasts.
Cons
- Claims Processing Challenges: Some Mercedes-Benz CLA enthusiasts may experience delays or challenges in the claims process due to Progressive’s decentralized service model and large customer base.
- Limited Traditional Discounts: While Progressive offers innovative discounts like usage-based savings, traditional discounts such as those for safety features or loyalty may be less prominent or accessible for Mercedes-Benz CLA enthusiasts compared to other insurers.
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#4 – Nationwide: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Nationwide offers accident forgiveness, which can be highly beneficial for Mercedes-Benz CLA enthusiasts, ensuring that a single accident may not lead to increased premiums.
- Strong Financial Stability: With an A+ rating from A.M. Best, Nationwide demonstrates solid financial stability, assuring Mercedes-Benz CLA enthusiasts of reliable claims handling and support, as highlighted in the Nationwide insurance review & ratings.
- Additional Benefits: Nationwide offers additional perks such as roadside assistance and rental car reimbursement, enhancing the value of their insurance offerings for Mercedes-Benz CLA drivers.
Cons
- Higher Monthly Rates: Rates for Mercedes-Benz CLA enthusiasts start from $87 per month with Nationwide, which may be slightly higher compared to some competitors offering lower premiums.
- Limited Availability of Discounts: While Nationwide provides various discounts, specific incentives tailored exclusively for luxury car owners, such as those for advanced safety features, may not be as extensive.
#5 – American Family: Best for Loyalty Discounts
Pros
- Loyalty Discounts: American Family offers loyalty discounts, rewarding long-term Mercedes-Benz CLA enthusiasts with lower premiums over time, as mentioned in the American Family insurance review & ratings.
- Excellent Customer Service: American Family is known for its excellent customer service, providing personalized support and guidance to Mercedes-Benz CLA enthusiasts.
- Innovative Features: They offer innovative features like accident forgiveness and diminishing deductibles, enhancing the coverage options for Mercedes-Benz CLA drivers.
Cons
- Higher Monthly Rates: Rates for Mercedes-Benz CLA enthusiasts with American Family start from $92 per month, which may be higher compared to some competitors.
- Mixed Customer Service Reviews: While generally positive, American Family’s customer service reviews may vary, potentially affecting the experience for Mercedes-Benz CLA enthusiasts seeking personalized support.
#6 – Allstate: Best for Comprehensive Options
Pros
- Innovative Features: Allstate provides innovative features like accident forgiveness and new car replacement, which are beneficial for Mercedes-Benz CLA drivers looking for enhanced coverage options, as noted in the Allstate insurance review & ratings.
- User-Friendly Technology: Allstate offers user-friendly technology solutions like the Drivewise program, which can help Mercedes-Benz CLA enthusiasts save on premiums by monitoring driving habits.
- Strong Financial Stability: With an A+ rating from A.M. Best, Allstate demonstrates strong financial stability, assuring Mercedes-Benz CLA enthusiasts of dependable claims handling and financial backing.
Cons
- Higher Premiums for Some: Allstate’s rates for Mercedes-Benz CLA enthusiasts might be higher compared to some competitors, depending on the specific coverage options chosen.
- Complex Discounts: While Allstate offers various discounts, navigating through them and maximizing savings can be more complex compared to other insurers, potentially requiring more effort from Mercedes-Benz CLA enthusiasts.
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#7 – Liberty Mutual: Best for Customizable Coverage
Pros
- Strong Customer Service: Liberty Mutual is known for its strong customer service reputation, providing dedicated support to Mercedes-Benz CLA enthusiasts throughout their insurance experience.
- Customizable Policies: They offer customizable policies that cater to the unique requirements of luxury vehicle owners, ensuring comprehensive coverage for Mercedes-Benz CLA drivers.
- Educational Resources: Liberty Mutual provides educational resources and tools to help Mercedes-Benz CLA enthusiasts better understand their insurance options and make informed decisions.
Cons
- Higher Premiums: Rates for Mercedes-Benz CLA enthusiasts with Liberty Mutual start from $103 per month, which may be higher compared to some competitors offering lower premiums.
- Claims Process Complexity: Some Mercedes-Benz CLA enthusiasts may find Liberty Mutual’s claims process to be more complex or time-consuming compared to other insurers. Learn more through our Liberty Mutual insurance review.
#8 – Farmers: Best for Customizable Policies
Pros
- Customizable Policies: Farmers Insurance offers highly customizable policies, allowing Mercedes-Benz CLA enthusiasts to tailor coverage to meet their specific needs and preferences, as highlighted in the Farmers insurance review & ratings.
- Strong Financial Stability: Farmers has a solid financial stability rating, ensuring Mercedes-Benz CLA enthusiasts can rely on them for prompt and reliable claims processing.
- Discount Opportunities: Farmers offers various discount opportunities, including multi-policy discounts and safe driver discounts, which can help Mercedes-Benz CLA enthusiasts save on premiums.
Cons
- Higher Premiums: Rates for Mercedes-Benz CLA enthusiasts with Farmers start from $108 per month, which may be higher compared to some competitors offering more competitive pricing.
- Limited Accessibility: Farmers’ services may not be as widely accessible or convenient for Mercedes-Benz CLA enthusiasts seeking face-to-face interactions or local agent support.
#9 – Chubb: Best for High-Value Coverage
Pros
- Exceptional Customer Service: Chubb is known for its exceptional customer service, offering personalized assistance and claims handling for Mercedes-Benz CLA enthusiasts.
- Customizable Policies: They offer customizable policies that allow Mercedes-Benz CLA enthusiasts to tailor coverage limits and deductibles to meet their specific needs.
- Strong Financial Ratings: With an A++ rating from A.M. Best, Chubb demonstrates superior financial strength and stability, providing peace of mind to Mercedes-Benz CLA enthusiasts.
Cons
- Higher Premiums: Rates for Mercedes-Benz CLA enthusiasts with Chubb start from $113 per month, which may be higher compared to some competitors offering more competitive pricing. Learn more through our Chubb insurance review.
- Limited Availability: Chubb’s coverage options and services may not be as widely available or accessible compared to larger insurance providers, potentially limiting choices for Mercedes-Benz CLA enthusiasts.
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#10 – Travelers: Best for Multi-Policy Discounts
Pros
- Multi-Policy Discounts: Travelers offers significant discounts for bundling multiple policies, making it cost-effective for Mercedes-Benz CLA enthusiasts who also need other types of insurance.
- Strong Financial Stability: Travelers has a strong financial stability rating, ensuring Mercedes-Benz CLA enthusiasts can rely on them for consistent claims support and financial backing, as mentioned in the Travelers insurance review & ratings.
- Innovative Insurance Solutions: Travelers offers innovative insurance solutions and optional enhancements, such as roadside assistance and rental car coverage, benefiting Mercedes-Benz CLA drivers.
Cons
- Higher Premiums: Rates for Mercedes-Benz CLA enthusiasts with Travelers start from $118 per month, which may be higher compared to some competitors offering more competitive pricing.
- Claims Handling Challenges: Some Mercedes-Benz CLA enthusiasts may experience challenges or delays in the claims handling process with Travelers due to the company’s large customer base and decentralized operations.
Factors That Influence the Cost of Mercedes-Benz CLA Car Insurance
Understanding the Insurance Rates for Mercedes-Benz CLA
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Breaking Down the Components of Mercedes-Benz CLA Car Insurance Premiums
When you purchase car insurance for your Mercedes-Benz CLA, the premium includes several components: liability coverage for damages to others, comprehensive coverage for non-collision incidents, collision coverage for collisions with vehicles or objects, and personal injury protection for medical expenses.
Your deductible, the amount you pay before insurance kicks in, also affects premiums. When exploring options, getting free insurance quotes online can help you compare costs and find the best coverage for your needs and budget.
Comparing Insurance Costs for Different Models of Mercedes-Benz Vehicles
Frequently Asked Questions
What factors affect the cost of Mercedes-Benz CLA car insurance?
The cost of Mercedes-Benz CLA car insurance can be influenced by various factors such as the driver’s age, location, driving history, credit score, coverage options, deductible amount, and the insurance provider’s rates.
Are Mercedes-Benz CLA cars generally expensive to insure?
Mercedes-Benz CLA cars tend to have higher insurance costs compared to some other vehicles. This is primarily due to factors such as their luxury status, higher repair costs, and potential for theft. Enter your ZIP code now.
Can I get discounts on Mercedes-Benz CLA car insurance?
How can I find the best insurance rates for a Mercedes-Benz CLA?
To find the best insurance rates for a Mercedes-Benz CLA, it is recommended to shop around and compare quotes from multiple insurance providers. Additionally, maintaining a clean driving record, improving your credit score, and considering higher deductibles can help lower your insurance costs.
Does the cost of Mercedes-Benz CLA car insurance vary by location?
Yes, the cost of Mercedes-Benz CLA car insurance can vary depending on your location. Factors such as the local crime rate, traffic congestion, and the number of accidents in the area can impact insurance rates. Enter your ZIP code now.
How do accident forgiveness programs benefit Mercedes-Benz CLA owners with insurers like Nationwide and Allstate?
What specific discounts are available for luxury vehicle owners like Mercedes-Benz CLA enthusiasts with providers such as American Family and Farmers?
American Family and Farmers offer specific discounts such as loyalty discounts and multi-policy discounts, which help reduce insurance costs for Mercedes-Benz CLA owners who qualify, enhancing affordability and value.
How do insurers like State Farm and Progressive tailor coverage options for the unique needs of Mercedes-Benz CLA drivers?
State Farm and Progressive tailor coverage options for Mercedes-Benz CLA drivers by offering extensive choices that cater to the vehicle’s safety features and the driver’s individual needs, ensuring comprehensive protection and customization. Enter your ZIP code now.
What are the key factors contributing to higher insurance premiums for Mercedes-Benz CLA owners, as discussed in the article?
How does the financial stability of insurers like USAA and Chubb influence their ability to provide competitive rates and reliable claims handling for Mercedes-Benz CLA drivers?
The strong financial stability of insurers like USAA and Chubb ensures they can offer competitive rates and reliable claims handling for Mercedes-Benz CLA drivers, backed by robust financial reserves and operational capabilities.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
