Cheap Mazda Protege Car Insurance in 2024 (Top 10 Companies for Savings)
Allstate, USAA, and Progressive stand out as the top picks for cheap Mazda Protege car insurance, offering some of the best and most affordable rates. With premiums as low as $30/mo, these providers deliver exceptional value and coverage options, ensuring Mazda Protege owners get reliable and affordable insurance.
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Jeffrey Manola
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Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...
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UPDATED: Oct 15, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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11,413 reviewsCompany Facts
Min. Coverage for Mazda Protege
A.M. Best Rating
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Pros & Cons
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6,435 reviewsCompany Facts
Min. Coverage for Mazda Protege
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
13,128 reviewsCompany Facts
Min. Coverage for Mazda Protege
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
Allstate, USAA, and Progressive offer some of the cheapest Mazda Protege car insurance options, with rates starting as low as $30 per month.
These top providers excel in affordability, comprehensive coverage, and a range of discounts for Mazda Protege owners. By comparing quotes from these companies, you can find the best value for your insurance needs and ensure you get the most coverage for your budget.
Our Top 10 Company Picks: Cheap Mazda Protege Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $30 A+ Claim Satisfaction Allstate
#2 $35 A++ Military Discounts USAA
#3 $40 A+ Snapshot Program Progressive
#4 $42 B Safe Driver State Farm
#5 $45 A++ Online Convenience Geico
#6 $48 A+ Vanishing Deductible Nationwide
#7 $50 A++ Hybrid Discounts Travelers
#8 $52 A Bundling Discounts Farmers
#9 $55 A+ AARP Benefits The Hartford
#10 $58 A Custom Coverage Liberty Mutual
Discover how these leading insurers can help you save on your Mazda Protege insurance today. Get the right car insurance at the best price — enter your ZIP code above to shop for coverage from the top insurers.
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#1 – Allstate: Top Overall Pick
Pros
- Discounts: Offers multiple discounts, including safe driver, anti-theft, and multi-policy discounts which can significantly reduce premiums for Mazda Protege owners, according to Allstate insurance review & ratings.
- Coverage Options: Comprehensive range of coverage options tailored to various needs, such as liability, collision, comprehensive, and uninsured motorist coverage.
- Claims Satisfaction Guarantee: Offers a claim satisfaction guarantee, ensuring that Mazda Protege owners are satisfied with the claims process or receive a credit towards their premium.
Cons
- Cost: Generally higher premiums compared to other providers, which can be a significant factor for budget-conscious Mazda Protege owners.
- Claims Process: Some customers report a slow claims process, which can be frustrating for Mazda Protege owners in need of quick resolutions.
#2 – USAA: Best for Member Benefits
Pros
- Member Benefits: Exclusive to military members and their families, with unique benefits such as reduced rates for storage during deployment, as highlighted in the USAA insurance review & ratings.
- Discounts: Attractive discounts for good drivers, bundling policies, and vehicle storage, making insurance more affordable for Mazda Protege owners.
- Coverage Options: Comprehensive coverage options, including roadside assistance and rental car reimbursement, ensuring Mazda Protege owners are well-protected.
Cons
- Eligibility: Limited to military members and their families, restricting access for non-military Mazda Protege owners.
- Limited Local Agents: Fewer local agents compared to some competitors, which may affect personalized service.
#3 – Progressive: Best for Competitive Rates
Pros
- Competitive Rates: Known for offering competitive rates and various discount opportunities, including multi-car and continuous insurance discounts.
- Snapshot Program: Usage-based insurance program that can lower premiums for safe drivers, which is beneficial for Mazda Protege owners who drive responsibly.
- Coverage Customization: Wide range of customizable coverage options, including gap insurance and custom parts and equipment coverage for Mazda Protege owners.
Cons
- Customer Service: Mixed reviews on customer service experiences, with some Mazda Protege owners reporting difficulties in resolving issues.
- Claims Handling: Some customers report issues with the claims process, including delays and disputes over settlements, according to Progressive insurance review & ratings.
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#4 – State Farm: Best for Multiple Discounts
Pros
- Multiple Discounts: Offers multiple discounts, including good student, multi-policy, and safe driver discounts, making insurance more affordable for Mazda Protege owners, as highlighted in the State Farm insurance review & ratings.
- Coverage Options: Comprehensive coverage options, including rental car reimbursement and emergency road service, ensuring Mazda Protege owners are well-protected.
- Drive Safe & Save: Usage-based insurance program that rewards safe driving with potential premium reductions, beneficial for responsible Mazda Protege drivers.
Cons
- Cost: Generally higher premiums compared to some competitors, which can be a significant factor for budget-conscious Mazda Protege owners.
- Limited Online Tools: While improving, their online tools and mobile app are not as advanced as some competitors, which may inconvenience tech-savvy Mazda Protege owners.
#5 – Geico: Best for Affordable Rates
Pros
- Affordable Rates: Known for offering some of the most competitive rates in the industry, making it a popular choice for Mazda Protege owners seeking budget-friendly options.
- Discounts: Numerous discounts available, including military, federal employee, and multi-policy discounts, which can further reduce premiums for Mazda Protege owners, as highlighted in the Geico Car Insurance Discounts.
- Mechanical Breakdown Insurance: Offers coverage similar to an extended warranty for newer Mazda Protege vehicles, providing additional peace of mind.
Cons
- Limited Local Agents: Fewer local agents compared to some competitors, which may affect personalized service for Mazda Protege owners.
- Claims Process: Some customers report dissatisfaction with the claims process, including delays and settlement disputes.
#6 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Unique program that reduces your deductible over time for safe driving, which can be beneficial for Mazda Protege owners.
- Discounts: Multiple discounts available, including for safe drivers, multi-policy holders, and vehicles with anti-theft devices.
- On Your Side Review: Offers annual insurance reviews to ensure Mazda Protege owners have the right coverage and are taking advantage of available discounts.
Cons
- Cost: Premiums can be higher than some competitors, which can be a factor for budget-conscious Mazda Protege owners, as noted in the Nationwide insurance review & ratings.
- Coverage Options: Fewer customizable coverage options compared to some providers, which may limit choices for Mazda Protege owners.
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#7 – Travelers: Best for Coverage Options
Pros
- Coverage Options: Comprehensive range of coverage options, including accident forgiveness and new car replacement, ensuring Mazda Protege owners are well-protected, as mentioned in the Travelers insurance review & ratings.
- Discounts: Offers a variety of discounts, including multi-policy, safe driver, and new car discounts, making insurance more affordable for Mazda Protege owners.
- Green Discounts: Offers discounts for hybrid and electric vehicles, which can benefit Mazda Protege owners with environmentally friendly models.
Cons
- Customer Service: Mixed reviews on customer service and claims handling, with some Mazda Protege owners reporting difficulties in resolving issues.
- Cost: Premiums can be higher for some coverage options, which can be a factor for budget-conscious Mazda Protege owners.
#8 – Farmers: Best for Coverage Options
Pros
- Coverage Options: Wide range of coverage options and customizable policies, including options for new car replacement and glass repair for Mazda Protege owners.
- Discounts: Various discounts, including good student, multi-policy, and safe driver discounts, making insurance more affordable for Mazda Protege owners, as highlighted in the Farmers insurance review & ratings.
- Farmers Signal: Usage-based insurance program that can reward safe driving with potential premium reductions, beneficial for responsible Mazda Protege drivers.
Cons
- Cost: Generally higher premiums compared to other providers, which can be a significant factor for budget-conscious Mazda Protege owners.
- Claims Handling: Mixed reviews on the claims process, with some Mazda Protege owners reporting delays and disputes over settlements.
#9 – The Hartford: Best for AARP Benefits
Pros
- AARP Benefits: Exclusive benefits and discounts for AARP members, making it an attractive option for older Mazda Protege owners.
- Roadside Assistance: Comprehensive roadside assistance coverage, ensuring Mazda Protege owners are well-protected in case of breakdowns.
- Lifetime Renewability: Offers a lifetime renewability option for AARP members, ensuring long-term coverage for Mazda Protege owners.
Cons
- Eligibility: Primarily focused on older drivers and AARP members, restricting access for younger Mazda Protege owners.
- Cost: Premiums can be higher for non-AARP members, which can be a factor for budget-conscious Mazda Protege owners, as mentioned in the The Hartford insurance review & ratings.
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#10 – Liberty Mutual: Best for Customizable Policies
Pros
- Customizable Policies: Ability to tailor policies to individual needs, including optional coverages like roadside assistance and rental car reimbursement, as highlighted in the Liberty Mutual Review & Ratings.
- Discounts: Numerous discounts available, including multi-policy, new car, and hybrid vehicle discounts, making insurance more affordable for Mazda Protege owners.
- Coverage Options: Comprehensive coverage options, including accident forgiveness and new car replacement, ensuring Mazda Protege owners are well-protected.
Cons
- Cost: Premiums can be higher compared to some competitors, which can be a significant factor for budget-conscious Mazda Protege5 owners.
- Customer Service: Mixed reviews on customer service and claims handling, with some Mazda Protege owners reporting difficulties in resolving issues.
How to Find Affordable Car Insurance
There are several factors that influence the cost of Mazda Protege car insurance. Understanding these factors can help you find affordable coverage for your car.
Mazda Protege Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $30 $95
Farmers $52 $132
Geico $45 $125
Liberty Mutual $58 $148
Nationwide $48 $120
Progressive $40 $115
State Farm $42 $110
The Hartford $55 $135
Travelers $50 $125
USAA $35 $105
In this article, we will discuss the different types of car insurance available for a Mazda Protege, tips for finding affordable car insurance, and factors to consider when choosing the right coverage.
Chris Abrams Licensed Insurance Agent
Looking for ways to reduce your car insurance costs? Discover effective methods to find affordable car insurance that doesn’t compromise on coverage. This guide will provide you with actionable tips to help you get the best rates for your insurance needs.
When it comes to car insurance, the cost can vary significantly depending on various factors. Some of the factors that influence the cost of Mazda Protege car insurance include:
- Age and Driving Experience: Younger drivers typically pay higher insurance premiums due to their lack of experience and increased risk of accidents. In contrast, more experienced drivers with a clean driving record may enjoy lower rates.
- Location: Insurance rates can vary by state and even by city. Areas with higher rates of accidents or vehicle theft may have higher insurance premiums. Additionally, densely populated areas may have higher rates due to increased traffic congestion and potential for accidents.
- Insurance History: Your past insurance claims and driving record can also impact your car insurance rates. If you have a history of accidents, speeding tickets, or other violations, insurers may view you as a higher risk and charge higher premiums as a result.
- Credit History: In some states, your credit history can also affect your car insurance rates. Insurers may use credit-based insurance scores to assess risk, with lower scores potentially leading to higher premiums.
- Coverage Options: The type and amount of coverage you choose for your Mazda Protege will also affect the cost of your insurance. Comprehensive and collision coverage, for example, will generally be more expensive than just having liability coverage. Additionally, higher coverage limits will result in higher premiums.
By following these tips, you can find affordable car insurance that meets your needs without breaking the bank. Start applying these strategies today and watch your insurance costs decrease while maintaining the coverage you require.
Types of Car Insurance for Mazda Protege
When insuring your Mazda Protege, it’s essential to understand the different types of car insurance available to you. Most states require at least liability insurance, which covers damages to other parties if you are at fault in an accident.
However, there are additional coverage options to consider:
- Collision Coverage: This coverage pays for damages to your Mazda Protege if you collide with another vehicle or object. It is especially important if you have a newer or more valuable Protege model.
- Comprehensive Coverage: Comprehensive coverage protects against damages caused by non-collision events, such as theft, vandalism, or natural disasters. It is particularly valuable if you live in an area with a high risk of these types of events.
- Uninsured/Underinsured Motorist Coverage: This coverage provides protection in case you are involved in an accident with a driver who has insufficient or no insurance. It can help cover medical expenses and property damage in such situations.
- Personal Injury Protection (PIP): PIP coverage can help pay for medical expenses, lost wages, and other related costs if you or your passengers are injured in an accident, regardless of who is at fault.
- Rental Car Reimbursement: This coverage helps cover the cost of renting a car while your Mazda Protege is being repaired after an accident. It can provide convenience and peace of mind, ensuring you have transportation during the repair process.
Understanding the types of car insurance for your Mazda Protege is crucial for selecting the right coverage to meet your specific needs. With various options available, such as liability, collision, and comprehensive coverage, it’s important to explore each type to find the best balance of protection and cost for your vehicle.
By familiarizing yourself with these different coverage options, you can make an informed decision that suits both your budget and your insurance requirements. Explore our detailed analysis on “Types of Car Insurance Coverage” for additional information.
Evaluating your personal situation, including your driving habits, the value of your Mazda Protege, and your financial capacity, will guide you in choosing the most suitable insurance policy. It’s not just about finding the lowest premium but about ensuring you have adequate coverage for your vehicle.
Use this knowledge to compare different insurance providers and secure a policy that offers both reliable protection and peace of mind for your Mazda Protege.
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Tips for Cheap Mazda Protege Insurance
When it comes to finding affordable car insurance for your Mazda Protege, there are a few key tips to keep in mind. First and foremost, it’s important to shop around and compare quotes from different insurance providers. This will help you get a better understanding of the average cost of insurance for your specific vehicle.
Additionally, consider raising your deductible. By opting for a higher deductible, you can lower your monthly premium. However, it’s important to make sure you have enough savings to cover the deductible in case of an accident.
Another way to save on car insurance for your Mazda Protege is to take advantage of any available discounts. Many insurance companies offer discounts for things like having a clean driving record, completing a defensive driving course, or bundling your car insurance with other policies.
Lastly, don’t forget to review your coverage periodically. As your car ages, you may be able to adjust your coverage to save money. For example, if your Mazda Protege is older and has a lower market value, you may not need as much comprehensive or collision coverage.
By following these tips and being proactive in your search for affordable car insurance, you can ensure that you’re getting the best coverage at the best price for your Mazda Protege. Find cheap car insurance quotes by entering your ZIP code below.
Frequently Asked Questions
What is the cheapest insurance for a Mazda?
The cheapest insurance for a Mazda is often found by comparing quotes from different providers and looking for discounts based on good driving records and vehicle safety features.
Why is Mazda insurance so high?
Mazda insurance can be high due to factors such as the cost of repairs, the vehicle’s safety ratings, and the availability of repair parts, which all influence insurance premiums.
What are some of the cheapest car insurance providers for a Mazda?
Some of the cheapest car insurance providers for a Mazda include Geico, Progressive, and Allstate, which offer competitive rates and a range of discounts for various factors.
For more information, explore our informative “Cheapest Car Insurance Companies” page.
What are the different types of car insurance and costs?
Different types of car insurance include liability, collision, and comprehensive coverage, each with varying costs. Liability covers damages to others, while collision and comprehensive cover damages to your own vehicle.
See if you’re getting the best deal on car insurance by entering your ZIP code below
Are Mazda’s hard to insure compared to other cars?
Mazda’s are not particularly hard to insure compared to other cars, though insurance rates can be influenced by factors like the model, age, and the driver’s history.
What are the insurance costs for older cars?
Insurance costs for older cars are generally lower than for new cars, though costs depend on the car’s condition, safety features, and the driver’s insurance history.
Continue reading our full “Insurance Quotes Online” guide for extra tips.
How do Geico vs. Progressive car insurance rates compare?
Geico and Progressive offer competitive car insurance rates, but the best choice depends on personal circumstances. Both companies provide various discounts and coverage options.
What are the most expensive car insurance companies?
The most expensive car insurance companies are often Liberty Mutual and The Hartford, known for their higher premiums due to extensive coverage options and additional services.
Get the right car insurance at the best price — enter your ZIP code below to shop for coverage from the top insurers.
Does car insurance get cheaper over time?
Car insurance can get cheaper over time as you build a clean driving record and gain more driving experience, though the extent of the decrease varies by individual circumstances.
Read our extensive guide on “Full Coverage Car Insurance: A Complete Guide” for more knowledge.
How can I manage Mazda insurance expense?
To manage Mazda insurance expenses, you can shop around for quotes, seek out discounts, and adjust your coverage options to align with your budget and insurance needs.
What are the cheapest old cars to insure?
The cheapest old cars to insure are models with low repair costs and high safety ratings, such as the Honda Civic and Toyota Corolla, which are often more affordable to insure.
How does age affect car insurance costs?
Age affects car insurance costs, with younger drivers usually facing higher premiums. As you get older and gain more driving experience, your insurance rates may decrease.
Learn more by visiting our detailed “What age do you get cheap car insurance?” section.
Is full coverage necessary on a 20-year-old car?
Full coverage on a 20-year-old car may not be necessary, as the cost of comprehensive and collision coverage might exceed the car’s value. Basic liability coverage could be sufficient.
What is the state with the worst insurance rates?
States like Michigan and Louisiana are often cited as having the worst insurance rates due to factors like high accident rates and expensive medical costs.
What are the best car insurance options available?
The best car insurance options balance affordable rates with comprehensive coverage and excellent customer service, with providers like Allstate and USAA frequently recommended.
For further details, check out our in-depth “Best Insurance Companies” article.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
