Cheap Mazda B-Series Car Insurance in 2024 (Save With These 10 Companies)
State Farm, USAA, and Progressive offer the best cheap Mazda B-Series car insurance, with rates starting at $42 per month. These companies provide superior customer service, support for military members, and robust online tools, making them the top picks for affordable Mazda B-Series insurance.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Oct 15, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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13,128 reviewsThe top pick overall for cheap Mazda B-Series car insurance is State Farm, with USAA and Progressive also offering competitive options for full coverage car insurance.
These providers stand out for their balance of affordability, comprehensive coverage, and exceptional customer service. This guide dives into the factors that affect insurance costs for the Mazda B-Series, giving you insights on how to secure the most economical rates while ensuring robust protection.
Our Top 10 Company Picks: Cheap Mazda B-Series Car Insurance
| Company | Rank | Monthly Rates | Good Driver Discount | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $42 | 15% | Customer Service | State Farm |
 | #2 | $48 | 10% | Military Members | USAA |
 | #3 | $52 | 10% | Online Tools | Progressive |
 | #4 | $53 | 15% | AARP Members | The Hartford |
 | #5 | $54 | 12% | Loyalty Discounts | American Family |
 | #6 | $55 | 15% | Vanishing Deductible | Nationwide |
 | #7 | $56 | 10% | Hybrid Drivers | Travelers |
 | #8 | $58 | 10% | Local Agents | Allstate |
 | #9 | $60 | 12% | Unique Benefits | Liberty Mutual |
 | #10 | $62 | 10% | Personalized Coverage | Farmers |
Whether you’re looking for liability-only or comprehensive coverage, understanding these variables will help you make an informed decision on the best insurance for your vehicle.
Enter your ZIP code above to explore which companies have the cheapest auto insurance rates for you.
- State Farm leads with affordable Mazda B-Series insurance
- Coverage adapts to unique Mazda B-Series needs
- Rates start as low as $42/month for Mazda owners
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#1 – State Farm: Top Overall Pick
Pros
- Personalized Service: According to our State Farm insurance review & ratings, the company offers an extensive network of local agents providing personalized service for Mazda B-Series owners.
- Discounts Available: Provides multiple discounts, including safe driver and multi-policy discounts, helping to reduce the cost of Mazda B-Series insurance.
- Comprehensive Coverage Options: Offers a wide range of coverage options to meet various Mazda B-Series insurance needs.
Cons
- Higher Premiums: May have higher premiums compared to competitors, especially for high-risk Mazda B-Series drivers.
- Claims Processing: Some customers report dissatisfaction with claim resolution times for their Mazda B-Series.
#2 – USAA: Best for Military Families
Pros
- High Customer Satisfaction: Known for exceptionally high customer satisfaction and loyalty, especially among military families insuring Mazda B-Series trucks.
- Military Discounts: Explore our USAA insurance review & ratings to learn how they provide competitive rates and discounts for military service members with Mazda B-Series vehicles.
- Tailored Coverage: Provides comprehensive coverage options specifically tailored to the needs of military members and their families who own Mazda B-Series trucks.
Cons
- Limited Eligibility: Only available to military members, veterans, and their families, limiting broader public access for Mazda B-Series owners.
- Less Policy Customization: Some policyholders report less flexibility in policy customization compared to other insurers for their Mazda B-Series.
#3 – Progressive: Best for Usage-Based Insurance
Pros
- Innovative Pricing: Features tools like the Snapshot program, which offers personalized rates based on driving behavior for Mazda B-Series drivers.
- Diverse Discounts: Offers a wide range of discounts including for online policy purchase and continuous insurance for Mazda B-Series owners.
- Strong Online Presence: View our Progressive insurance review & ratings to see how their well-developed online and mobile platforms enhance policy management for Mazda B-Series insurance.
Cons
- Variable Customer Service: Customer service ratings vary, with some reports of issues with claims service for Mazda B-Series insurance.
- Higher Rates for Some: Rates can be higher for Mazda B-Series drivers with spotty driving records who don’t qualify for discounts.
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#4 – The Hartford: Best for Senior Drivers
Pros
- Specialized Services for Seniors: Offers insurance tailored for drivers over 50, especially through its partnership with AARP, beneficial for older Mazda B-Series owners.
- High Customer Service Ratings: Take a look at our The Hartford insurance review & ratings for insights on their exceptional customer service and efficient claims handling for Mazda B-Series insurance.
- Unique Benefits: Provides unique benefits like RecoverCare, which helps pay for home services after an accident involving your Mazda B-Series.
Cons
- Membership Requirements: Benefits are maximized for AARP members, potentially less attractive for non-members who own Mazda B-Series vehicles.
- Higher Premiums for Some: Premiums can be higher compared to competitors, particularly for those without AARP membership insuring Mazda B-Series.
#5 – American Family: Best for Policy Customization
Pros
- Customizable Options: Offers a range of customizable coverage options to suit different insurance needs for Mazda B-Series owners.
- Loyalty Discounts: Provides significant discounts for loyal customers and those who bundle multiple policies, benefiting Mazda B-Series insurance.
- Strong Agent Network: See our American Family insurance review & ratings for details on their robust network of agents and localized support for Mazda B-Series insurance.
Cons
- Inconsistent Pricing: Pricing can vary significantly between regions, potentially higher than average in some areas for Mazda B-Series insurance.
- Limited Availability: Not available in all states, which may restrict options for some Mazda B-Series owners.
#6 – Nationwide: Best for Flexible Policies
Pros
- Wide Coverage Options: Delve into our Nationwide insurance review & ratings and discover the extensive coverage options and unique benefits they offer for Mazda B-Series insurance.
- Flexible Policies: Policies are highly flexible, allowing for adjustments based on the policyholder’s changing needs for their Mazda B-Series.
- Good for Young Drivers: Provides good rates and discounts for young drivers, including good student discounts, for those insuring a Mazda B-Series.
Cons
- Customer Service Variability: Some customers report variability in service quality, especially during claims processing for Mazda B-Series insurance.
- Rate Fluctuations: Rates may increase significantly upon renewal, surprising some Mazda B-Series customers.
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#7 – Travelers: Best for Comprehensive Coverage
Pros
- Discounts and Savings: Offers a variety of discounts for multiple policies, new car purchases, and safe driving for Mazda B-Series insurance.
- Coverage Options: Provides a wide range of coverage options, including accident forgiveness and gap insurance, ideal for Mazda B-Series owners.
- Efficient Claims Process: Read our Travelers insurance review & ratings to understand their efficient and straightforward claims process for Mazda B-Series insurance.
Cons
- Premium Costs: Premiums can be higher than some competitors, depending on the policyholder’s profile insuring a Mazda B-Series.
- Complexity in Policy Details: Some customers find their policy details and options complex and difficult to navigate for Mazda B-Series insurance.
#8 – Allstate: Best for Innovative Rewards
Pros
- Innovative Tools: Offers innovative tools like DriveWise to help customers earn discounts based on driving behavior for their Mazda B-Series.
- Comprehensive Coverage: In line with our Allstate insurance review & ratings, learn about their extensive coverage options and personalized policies for Mazda B-Series insurance.
- Strong Local Agent Support: Strong network of local agents providing dedicated support and personalized service for Mazda B-Series owners.
Cons
- Higher Premiums: Generally higher premiums compared to some other insurers for Mazda B-Series insurance.
- Claims Satisfaction: Some customers report less satisfaction with the speed and outcomes of claims handling for their Mazda B-Series.
#9 – Liberty Mutual: Best for Customizable Coverage
Pros
- Customization Options: Offers highly customizable policies, allowing customers to tailor coverage to their specific needs for Mazda B-Series insurance.
- Accident Forgiveness: Includes accident forgiveness in policies, preventing premium increases after the first at-fault accident involving a Mazda B-Series.
- Diverse Discounts: With regard to our Liberty Mutual insurance review & ratings, find out about the range of discounts they offer, including for hybrid/electric cars.
Cons
- Price Variability: Pricing can vary widely based on customer demographics and vehicle types, including Mazda B-Series.
- Customer Service Issues: Some customers report inconsistencies in customer service quality for Mazda B-Series insurance.
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#10 – Farmers: Best for and Diverse Product Offerings
Pros
- Diverse Insurance Products: Offers a wide range of insurance products, catering to various customer needs beyond just auto insurance for Mazda B-Series owners.
- Educational Resources: Provides ample educational resources to help customers understand their coverage options better for their Mazda B-Series.
- Customizable Deductibles: According to our Farmers insurance review & ratings, see how allowing customers to choose their deductible levels can influence premium costs for Mazda B-Series insurance.
Cons
- Costlier Premiums: Can be more expensive than some other competitors, particularly for customers without discounts insuring a Mazda B-Series.
- Claims Process Feedback: Some policyholders express concerns over the efficiency and transparency of the claims process for Mazda B-Series insurance.
Factors That Affect the Cost of Mazda B-Series Car Insurance
Car insurance costs for your Mazda B-Series vary based on the vehicle’s year, make, and model, with newer models facing higher premiums due to repair costs. Premiums also rise with a history of accidents or traffic violations. Additionally, how the insurance company determines your premium factors in your location, age, and credit score.
Laura Berry Former Licensed Insurance Producer
Age and gender play a role too, with younger drivers and male drivers often facing higher rates due to statistically higher accident rates. Your location significantly affects insurance rates, as areas with higher crime rates or larger populations tend to have higher premiums. Additionally, your credit history can influence your rates, with a higher credit score potentially leading to lower premiums.
The level of coverage you choose, whether liability-only or comprehensive, will also impact your insurance costs. Lastly, your annual mileage is a factor; driving your Mazda B-Series frequently and covering many miles each year can increase your premiums, as higher mileage is associated with a greater risk of accidents.
Mazda B-Series Car Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $58 | $98 |
| American Family | $54 | $94 |
| Farmers | $62 | $102 |
| Liberty Mutual | $60 | $100 |
| Nationwide | $55 | $95 |
| Progressive | $52 | $92 |
| State Farm | $42 | $88 |
| The Hartford | $53 | $93 |
| Travelers | $56 | $96 |
| USAA | $48 | $82 |
The table provides a comparative overview of monthly car insurance rates for a Mazda B-Series, segmented by coverage level and provider. It highlights the costs for both minimum and full coverage options across various insurance companies. For instance, State Farm offers the most affordable full coverage at $88 per month, while Farmers presents the highest at $102 per month.
USAA provides competitive rates for both coverage levels, particularly beneficial for military families, with full coverage costing $82 per month. This table allows potential customers to easily compare what different insurers charge for minimum versus full coverage, facilitating informed decisions based on their budget and coverage needs.
Navigating the Competitive Mazda B-Series Car Insurance Market
Explore the competitive Mazda B-Series car insurance market to find a provider that matches your budget and needs. Key factors affecting premiums include the car’s age, model, and your driving history. Seek discounts for safety features like anti-lock brakes or airbags. How much is car insurance also varies based on these factors and chosen coverage options.
Determine the level of coverage you need, such as liability, comprehensive, and collision. To find affordable Mazda B-Series insurance, compare quotes from various providers, inquire about discounts, consider a higher deductible, and review your coverage needs. Maintaining a clean driving record and improving your credit score can also lower premiums.
When comparing rates, assess premiums, coverage, and deductibles, and choose companies with good customer service and claims handling. Look for discounts for safe driving, multiple policies, or safety features. Review policy terms to understand any limitations or exclusions. By comparing rates, coverage, and discounts, you can secure the best insurance for your Mazda B-Series.
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Maximizing Savings on Mazda B-Series Car Insurance
Shopping for Mazda B-Series car insurance quotes is essential for securing the best coverage at a competitive price. Comparing quotes from various providers allows you to find discrepancies in rates and options, saving money and finding the right policy. This approach identifies the cheapest car insurance companies for your specific needs.
Insurance providers often offer discounts such as safe driver, multi-policy, good student, anti-theft device, low-mileage, and defensive driving course discounts. Your driving record significantly impacts your premiums; a clean record can keep your rates affordable. By researching, comparing, and taking advantage of discounts, you can secure the best insurance for your Mazda B-Series.
The table lists car insurance discounts from top providers for the Mazda B-Series, detailing the discounts each company offers. Allstate provides multi-policy, early signing, and new car discounts, while Progressive includes options like multi-car, continuous insurance, and Snapshot. USAA offers discounts for safe drivers, multi-vehicle policies, and new cars.
This table aids Mazda B-Series owners in identifying potential savings opportunities, allowing them to select a policy that aligns with their coverage needs and offers the best discounts.
Key Considerations for Mazda B-Series Car Insurance
The deductible, the amount you pay out of pocket before insurance coverage applies, significantly influences Mazda B-Series car insurance costs; a higher deductible can lower premiums but must be affordable. Understanding what is the difference between a deductible and a premium in car insurance is crucial for choosing the right balance to ensure both affordability and adequate coverage.
When selecting insurance, explore coverage options such as liability for bodily injury or property damage, collision for vehicle repairs, comprehensive for non-collision damages, and uninsured/underinsured motorist coverage.
Consider your budget, coverage needs based on your vehicle’s value and driving habits, suitable deductibles, and the insurance provider’s reputation for customer service and claims handling to choose the right policy.
Simplifying Management for Mazda B-Series Car Insurance
Bundling your Mazda B-Series car insurance with other policies, such as home or renter’s insurance, can lead to significant savings and simplify your coverage management. The age and condition of your Mazda B-Series also affect insurance rates, with newer vehicles and those in poor condition often resulting in higher premiums due to increased repair or replacement costs.
Understanding the claims process is crucial; promptly contacting your insurer after an incident and following their guidance on documentation, repair estimates, and compensation ensures a smooth and efficient resolution.
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Essential Tips for Mazda B-Series Car Insurance Quotes and Coverage
When obtaining a quote for Mazda B-Series car insurance, be sure to ask about the included coverage options, the total premium cost and its breakdown, any additional fees, available discounts, and the claims process responsiveness. If you plan to use your Mazda B-Series truck for off-road activities, explore specialized coverage options to protect against specific off-roading risks.
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— Josh Igou – State Farm Agent (@IgouStateFarm) June 10, 2024
Location and modifications to your Mazda B-Series, like aftermarket parts, affect insurance costs; urban areas and enhancements that increase the vehicle’s value typically raise premiums. Understanding how does the insurance company determine my premium is crucial, as it factors in these elements.
Lower Mazda B-Series Insurance Costs: Smart Tips
To lower your Mazda B-Series car insurance rates without compromising coverage, consider increasing your deductible, asking about available discounts, maintaining a clean driving record, reviewing and adjusting coverage as needed, and installing anti-theft or safety features.
Insurance companies often use credit history to set premiums, with higher credit scores usually resulting in lower rates. Maintaining good credit by paying bills on time and managing debt levels can help secure more affordable rates. Additionally, knowing car insurance discounts to ask for can further reduce premiums.
Case Studies: Mazda B-Series Car Insurance
When selecting car insurance for a Mazda B-Series, consider the insurer’s reputation and available discounts. These case studies, based on real scenarios, illustrate how to effectively reduce insurance costs.
- Case Study #1 – Recent College Graduate: A recent college graduate bought a Mazda B-Series and chose State Farm for its good student car insurance discounts and safe driving program. This choice, based on their academic achievements and safe driving, secured them an affordable policy that fits their budget and coverage needs.
- Case Study #2 – Military Family: A military family, often relocating due to assignments, owns a Mazda B-Series and chose USAA for their car insurance. They benefit from USAA’s military discounts and flexible policies suitable for frequent moves. USAA’s understanding of military life ensures their car insurance needs are met regardless of their location.
- Case Study #3 – Freelancer: A freelancer using their Mazda B-Series for work and personal trips selected Progressive for its customizable policies and Snapshot program, which adjusts rates based on driving habits. Their safe driving and low mileage significantly reduced their premiums while ensuring comprehensive coverage.
These case studies demonstrate the importance of choosing the right insurance provider based on individual circumstances and the benefits of utilizing discounts and tailored programs.
Zach Fagiano Licensed Insurance Broker
By understanding your unique situation and the offerings of different insurers, you can find the most cost-effective and comprehensive car insurance for your Mazda B-Series.
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Finding Affordable Coverage for Your Mazda B-Series
In conclusion, the cost of Mazda B-Series car insurance can vary based on numerous factors such as the year, make, and model of your vehicle, your driving record, location, and more. By understanding these factors and comparing quotes from various providers, you can find affordable coverage that suits your needs.
Remember to consider the affordable coverage options available, ask important questions when obtaining quotes, and explore ways to lower your premiums without compromise. By being proactive and informed, you can make the best decisions regarding your Mazda B-Series car insurance.
Avoid expensive auto insurance premiums by entering your ZIP code below to see the cheapest rates for you.
Frequently Asked Questions
How much does it cost to insure a Mazda B-Series?
The cost to insure a Mazda B-Series varies by insurance provider and factors such as your location, driving history, and coverage level. On average, State Farm offers full coverage at approximately $136 per month for a 2022 model, which is 46% less than the overall average rate of $250 per month.
For additional details, explore our comprehensive resource titled “Does my car insurance cover damage caused by a transmission failure,” available now for further insights.
What is the cheapest insurance for a Mazda B-Series?
State Farm offers the most affordable insurance rates for Mazda B-Series owners, with full coverage averaging $136 per month. This is significantly lower compared to other insurers like Allstate, which averages $494 per month.
Find your cheapest auto insurance quotes by entering your ZIP code below into our free comparison tool.
What factors affect the cost of Mazda B-Series car insurance?
The cost of insuring a Mazda B-Series is influenced by several factors including the vehicle’s age, model, and condition, as well as the driver’s age, location, driving history, and credit score. Additional factors include the level of coverage chosen and the availability of discounts.
To learn more, explore our comprehensive resource on insurance titled “Cheapest Car Insurance Companies,” available for further information.
Are there any discounts available for Mazda B-Series car insurance?
Yes, many insurance providers offer discounts that can reduce the cost of Mazda B-Series car insurance. Common discounts include safe driver, multi-policy, good student, anti-theft device, low-mileage, and defensive driving course discounts.
How can I lower my Mazda B-Series car insurance rates?
To lower your Mazda B-Series car insurance rates, consider increasing your deductible, maintaining a clean driving record, asking about available discounts, installing anti-theft or safety features, and improving your credit score.
Does the Mazda B-Series qualify for usage-based insurance programs?
Yes, the Mazda B-Series can qualify for usage-based insurance programs, which can help reduce insurance costs based on driving behavior. Progressive, for example, offers its Snapshot program which tracks driving habits to potentially lower premiums.
To delve deeper, refer to our in-depth report titled “Best Car Insurance by Vehicle,” now available for additional insights.
Is insurance more expensive for older Mazda B-Series models?
Insurance for older Mazda B-Series models may be less expensive due to lower replacement values. However, factors such as the vehicle’s condition and the cost of parts and repairs can still impact the insurance premium.
What type of coverage should I consider for my Mazda B-Series?
When insuring your Mazda B-Series, consider a mix of liability, collision, and comprehensive coverage to ensure protection against various risks. Additional options include uninsured/underinsured motorist coverage and roadside assistance.
Explore your auto insurance options by entering your ZIP code into our free comparison tool below today.
How does my location affect Mazda B-Series insurance rates?
Your location significantly affects insurance rates for a Mazda B-Series. Urban areas with higher crime rates or traffic congestion typically have higher premiums compared to rural areas.
For a thorough understanding, refer to our detailed analysis titled “Car Insurance: A Complete Guide,” available for more information.
Can modifications to my Mazda B-Series affect my insurance rates?
Yes, modifications such as aftermarket parts or performance enhancements can increase insurance rates for your Mazda B-Series due to the higher replacement costs and increased risk factors associated with these modifications. Always inform your insurer about any modifications to ensure proper coverage.
Compare The Best Insurance Quotes In The Country
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
