Cheap Land Rover Range Rover Evoque Car Insurance in 2024 (Top 10 Companies for Savings)
Progressive, State Farm, and Allstate offer the best rates for cheap Land Rover Range Rover Evoque car insurance, starting at just $83 a month. These providers excel with competitive pricing and comprehensive coverage options tailored for your Rover Evoque, ensuring affordability and quality.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Oct 15, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Min. Coverage for Land Rover Range Rover Evoque
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Land Rover Range Rover Evoque
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Land Rover Range Rover Evoque
A.M. Best Rating
Complaint Level
Pros & Cons
The top picks for cheap Land Rover Range Rover Evoque car insurance are Progressive, State Farm, and Allstate, known for their affordable rates and reliable coverage.
These companies offer competitive premiums that cater specifically to the needs of Rover Evoque owners, ensuring both protection and value. By choosing from these industry leaders, drivers can enjoy enhanced peace of mind with comprehensive coverage options tailored for this particular model.
Our Top 10 Company Picks: Cheap Land Rover Range Rover Evoque Car Insurance
Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | $83 | A+ | Qualifying Coverage | Progressive | |
#2 | $88 | B | Customer Service | State Farm | |
#3 | $92 | A+ | Infrequent Drivers | Allstate | |
#4 | $97 | A+ | Usage-Based Coverage | Nationwide | |
#5 | $101 | A | Safe-Driving Discounts | Farmers | |
#6 | $109 | A++ | Bundling Policies | Travelers | |
#7 | $114 | A | Add-on Coverages | Liberty Mutual | |
#8 | $118 | A | Costco Members | American Family | |
#9 | $123 | A+ | Tailored Policies | The Hartford | |
#10 | $129 | A+ | Customer Service | Amica |
Exploring these options allows for significant savings while securing robust insurance for your vehicle.
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#1 – Progressive: Top Overall Pick
Pros
- Competitive Rates: Progressive offers some of the lowest monthly rates, starting at $83.
- Customizable Policies: Allows customers to tailor coverage options to meet specific needs.
- Loyalty Rewards: Progressive rewards long-term customers with discounts and perks. Read up on the “Progressive Insurance Review & Ratings” for more information.
Cons
- Customer Service Variability: Some customers report variability in service quality.
- Coverage Limitations: Certain coverage options or benefits might be limited in some states.
#2 – State Farm: Best for Customer Service
Pros
- Bundling Policies: Offers significant discounts for bundling multiple insurance policies.
- High Low-Mileage Discount: Provides a substantial discount for low-mileage usage.
- Wide Coverage: Offers various coverage options tailored for different needs. Discover more about offerings in our article titled “State Farm Insurance Review & Ratings.”
Cons
- Limited Multi-Policy Discount: The multi-policy discount is not as high compared to some competitors.
- Premium Costs: Despite discounts, premiums might still be relatively higher for certain coverage levels.
#3 – Allstate: Best for Infrequent Drivers
Pros
- Specialized Discounts: Offers discounts tailored for infrequent drivers. Unlock details in our article titled “Allstate Insurance Review & Ratings.”
- Strong Financial Rating: Holds an A+ rating from A.M. Best, indicating strong financial health.
- Varied Coverage Options: Provides a range of coverage options that cater to diverse needs.
Cons
- Higher Rates: Monthly rates tend to be higher than some competitors, starting at $92.
- Claims Process: Some users report a slower claims process compared to other insurers.
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#4 – Nationwide: Best for Usage-Based Coverage
Pros
- Innovative Tracking: Offers discounts based on usage-based insurance models.
- Wide Range of Products: Provides a comprehensive array of insurance products.
- Strong Financial Stability: Maintains an A+ rating from A.M. Best. More information is available about this provider in our article titled “Nationwide Insurance Review & Ratings.”
Cons
- Pricing Flexibility: Prices can be higher unless significant usage-based discounts are applied.
- Limited Global Reach: Primarily serves only certain regions with full services.
#5 – Farmers: Best for Safe-Driving Discounts
Pros
- Safe Driver Incentives: Offers competitive discounts for safe driving. Discover insights in our article titled “Farmers Insurance Review & Ratings.”
- Customizable Packages: Allows extensive customization of insurance packages.
- Efficient Claims Service: Known for quick and efficient claims handling.
Cons
- Higher Base Prices: Base rates are generally higher, starting at $101.
- Coverage Restrictions: Some policies have stricter requirements or limitations.
#6 – Travelers: Best for Bundling Policies
Pros
- Multiple Policy Discounts: Provides substantial discounts for bundling different types of policies.
- Broad Coverage: Wide array of coverage options available for various needs. Delve into our evaluation of our article titled “Travelers Insurance Review & Ratings.”
- Financial Strength: Rated A++ by A.M. Best, indicating superior financial health.
Cons
- Higher Premiums: Premiums can be on the higher side compared to some competitors.
- Policy Complexity: Some customers find their policy options complex and hard to navigate.
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#7 – Liberty Mutual: Best for Add-on Coverages
Pros
- Extensive Add-on Options: Offers a variety of optional coverages for enhanced protection.
- Flexible Policies: Provides flexibility in customizing policies according to individual needs.
- Good Customer Support: Generally receives positive reviews for customer service. If you want to learn more about the company, head to our article titled “Liberty Mutual Review & Ratings.”
Cons
- Higher Pricing: Typically has higher pricing, especially for add-on coverages.
- Variable Discounts: Discounts can vary significantly between states and customer profiles.
#8 – American Family: Best for Costco Members
Pros
- Exclusive Discounts for Costco Members: Offers special rates and benefits for Costco members.
- Wide Coverage Options: Provides a range of coverage choices suited for diverse demographics.
- Customer Satisfaction: Generally receives good ratings for customer satisfaction. Access comprehensive insights into our article titled “American Family Insurance Review & Ratings.”
Cons
- Limited Availability: Services and discounts might not be available in all areas.
- Membership Requirement: Best rates require Costco membership, limiting broader accessibility.
#9 – The Hartford: Best for Tailored Policies
Pros
- Specialized in Tailored Policies: Known for offering highly customized insurance policies.
- Strong Customer Service: Consistently rated highly for customer support. Check out insurance savings in our complete article titled “The Hartford Insurance Review & Ratings.”
- Senior Discounts: Offers special discounts and services for senior citizens.
Cons
- Higher Cost for Customization: Customized policies can be more expensive.
- Eligibility Restrictions: Some of the best offerings are restricted to certain groups, like AARP members.
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#10 – Amica: Best for Customer Service
Pros
- High Customer Satisfaction: Known for excellent customer service and high satisfaction rates.
- Fair Claim Process: Noted for a transparent and fair claims process.
- Loyalty Discounts: Offers discounts to long-term customers. See more details on our article titled “Amica Car Insurance Discounts.”
Cons
- Limited Coverage Options: Fewer innovative or specialized coverage options available.
- Pricing Variability: Rates can vary widely based on customer profiles and locations.
Land Rover Range Rover Evoque Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company | Minimum Coverage | Full Coverage |
---|---|---|
Allstate | $92 | $153 |
American Family | $118 | $184 |
Amica | $129 | $193 |
Farmers | $101 | $167 |
Liberty Mutual | $114 | $178 |
Nationwide | $97 | $161 |
Progressive | $83 | $142 |
State Farm | $88 | $147 |
The Hartford | $123 | $187 |
Travelers | $109 | $172 |
The insurance rates vary significantly among companies, reflecting the diversity in their offerings and the targeted customer base. For minimum coverage, Progressive offers the most competitive rate at $83, appealing to budget-conscious consumers seeking basic protection. On the higher end, Amica’s minimum coverage starts at $129.
For full coverage, which includes additional benefits and greater protection, Progressive remains the most cost-effective option at $142 per month, whereas Amica offers it at a higher rate of $193. This range in pricing highlights the need for consumers to carefully assess their insurance needs against what each company offers, ensuring they receive the best value for their investment in car insurance.
Factors That Influence Land Rover Range Rover Evoque Car Insurance Rates
Several key factors influence the cost of insuring a Land Rover Range Rover Evoque, as considered by insurance companies. Firstly, your driving record plays a critical role; a history of accidents or traffic violations can increase rates, while a clean record may qualify you for lower premiums. Location also affects insurance costs, with higher accident or theft rates in urban areas typically leading to higher premiums.
Additionally, the model and year of your Evoque can impact costs—newer models or higher trims generally incur higher rates due to their greater value and repair costs. Age and gender are further considered; younger male drivers often face higher rates due to a statistical likelihood of accidents, though rates generally decrease as drivers age into their mid-20s or early 30s.
In some states, better credit scores can lower rates, and driving fewer miles annually may reduce premiums. It’s crucial to compare quotes from multiple insurers to find the best, most affordable coverage. Discover insights in our article titled “How does the insurance company determine my premium?”
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Understanding the Insurance Coverage Options for a Land Rover Range Rover Evoque
When insuring your Land Rover Range Rover Evoque, understanding the available coverage options is essential. Common types of insurance include liability coverage, which is legally required and covers costs from damages or injuries you cause in an accident.
Collision coverage handles repairs to your Evoque after a crash, and comprehensive coverage safeguards against theft or natural disasters. Personal injury protection (PIP) insurance covers medical costs and lost wages post-accident, regardless of fault. Uninsured/underinsured motorist coverage protects against accidents with underinsured drivers.
Additionally, rental car reimbursement helps cover the cost of a rental while your vehicle is repaired, and gap insurance covers the difference between your Evoque’s market value and the amount you owe on it, in case of a total loss. Carefully reviewing these options and consulting with insurance professionals will ensure you choose the best coverage for your needs and budget.
The Average Cost of Insuring a Land Rover Range Rover Evoque
The average cost of insuring a Land Rover Range Rover Evoque can vary depending on the factors mentioned above. According to national averages, you can expect to pay around $125 to $167 per month for full coverage insurance on a Land Rover Range Rover Evoque. However, these figures are just estimates, and your actual insurance premiums may be higher or lower depending on your personal circumstances.
It’s important to note that insurance rates can also be affected by additional factors such as your chosen deductible amount, coverage limits, and any applicable discounts you may qualify for. To get an accurate estimate of the cost of insurance for your Land Rover Range Rover Evoque, it’s advisable to request quotes from several insurance providers and compare the coverage and rates they offer.
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The cost of insuring a Land Rover Range Rover Evoque can also be affected by the vehicle’s primary location. Insurance rates vary with area risk levels, including crime rates and accident frequency. Urban areas typically have higher premiums due to greater population density and traffic congestion, unlike rural areas with lower risk factors. Unlock details in our guide titled “Car Accidents: What to do in Worst Case Scenarios.”
Tips for Getting Affordable Car Insurance for a Land Rover Range Rover Evoque
To cut costs on your Land Rover Range Rover Evoque insurance without losing quality, consider these strategies: Maintain a clean driving record to qualify for lower rates, and opt for a higher deductible to reduce premiums, ensuring you can afford it if you need to make a claim. Delve into our evaluation of our article titled “How to File a Car Insurance Claim. ”
Additionally, many insurance companies offer various discounts, such as multi-policy discounts, safe driver discounts, or discounts for vehicle safety features, so be sure to inquire about and take advantage of these. Furthermore, don’t hesitate to shop around; obtaining quotes from multiple insurers allows you to compare coverage options and rates, ensuring you get the best value.
Some insurers also offer usage-based or pay-per-mile insurance, which can be cost-effective if you use your Evoque infrequently. Lastly, consider bundling your insurance policies if you have other insurance needs, like home or renters insurance. This can lead to further discounts and substantial savings on overall insurance costs.
By implementing these tips, you can find affordable car insurance for your Evoque while ensuring comprehensive coverage and peace of mind.
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Frequently Asked Questions
What factors affect the cost of insurance for a Land Rover Range Rover Evoque?
The cost of insurance for a Land Rover Range Rover Evoque can be influenced by various factors such as the driver’s age, location, driving history, coverage options, deductibles, and the insurance provider’s policies.
For additional details, explore our comprehensive resource titled “What age do you get cheap car insurance?”
Are Land Rover Range Rover Evoques expensive to insure?
Insurance costs for Land Rover Range Rover Evoques can be relatively higher compared to some other vehicles due to factors such as their luxury status, expensive repair costs, and higher theft rates.
Can I get discounts on insurance for a Land Rover Range Rover Evoque?
Yes, many insurance companies offer discounts that can help reduce the cost of insurance for a Land Rover Range Rover Evoque. These discounts may include safe driver discounts, multi-policy discounts, anti-theft device discounts, and more. It’s advisable to check with different insurance providers to find the best available discounts.
Is it necessary to have comprehensive coverage for a Land Rover Range Rover Evoque?
While comprehensive coverage is not legally required, it is highly recommended for a Land Rover Range Rover Evoque. This coverage protects against damage caused by non-collision incidents such as theft, vandalism, fire, or natural disasters, which can be particularly important for a luxury vehicle.
How can I find affordable insurance for a Land Rover Range Rover Evoque?
To find affordable insurance for a Land Rover Range Rover Evoque, it’s recommended to shop around and compare quotes from multiple insurance providers. Additionally, maintaining a clean driving record, opting for higher deductibles, and taking advantage of discounts such as multi-car, good driver, and safety feature discounts can significantly reduce your premiums.
To find out more, explore our guide titled “Insurance Quotes Online.”
What is the cheapest insurance for a Range Rover?
The average insurance rate is $229 per month. The least expensive insurer is Allied, offering rates at $93 per month. Compared to the average vehicle insurance premium, Range Rover insurance is $100 more costly per month.
Is insurance high for Land Rover?
On average, customers spend $3,179 to insure a Land Rover Discovery SE for six months, which is 82% higher than the general average cost.
What is the cheapest Land Rover to insure?
Typically, the most affordable Land Rovers to insure are the Freelander and Freelander 2. As entry-level models when manufactured, their modestly powered engines make insurance coverage quite economical.
Why are Range Rovers so hard to insure?
It might appear that insurers are being unreasonable when they decline to cover your Land Rover, but there are several reasons why they might hesitate to insure even the most eligible individuals. The primary issue is the high incidence of thefts involving Land Rovers and Range Rovers, which significantly influences their decisions.
To learn more, explore our comprehensive resource on “Is car theft covered by car insurance?”
Do Land Rovers cost a lot to fix?
While it might seem overwhelming, the average monthly repair and maintenance cost for a Range Rover is about $750, placing it in the mid-range compared to other vehicles. This recurring expense is considerable and important to factor into your budget.
How many miles is too much for a Land Rover?
Every certified pre-owned Land Rover features less than 60,000 miles on the odometer, and any mileage under this threshold is considered excellent.
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Is a Range Rover considered a luxury vehicle?
The original luxury SUV sets the standard with the Range Rover Electric and mild hybrid gas engines, offering uncompromised power and performance alongside enhanced efficiency. Choose the V8 engine for even more remarkable acceleration.
Is it worth buying a Range Rover Evoque?
We believe it is. It surpasses its predecessors as a more well-rounded vehicle, and its emphasis on style doesn’t sacrifice quality, comfort, or space. However, there are other premium SUVs on the market that offer greater practicality.
Learn more by reading our guide titled “Cheap Land Rover Discovery Car Insurance.”
Is a Range Rover Evoque cheap to maintain?
Over its first 10 years, a Land Rover Range Rover Evoque will cost approximately $16,365 in maintenance and repairs. This is $651 more than the industry average for luxury SUVs. Additionally, there is about a 50% chance that a Range Rover Evoque will require a major repair during this period.
What is the common problem of Range Rover?
Although Range Rovers are celebrated for their robust engines and impressive performance, some models suffer from reliability issues. Frequent engine problems include oil leaks, coolant leaks, and early failures of timing chains or belts.
Is Range Rover a long lasting car?
With meticulous maintenance, regular servicing, and careful driving habits, a Range Rover can endure between 150,000 and 200,000 miles. This translates to roughly ten to thirteen years of reliable service before needing significant repairs or experiencing breakdowns.
Who typically has the cheapest insurance?
According to our analysis, USAA, Nationwide, Travelers, Erie, Geico, and Progressive rank as the most affordable car insurance companies across the country. Car insurance prices are on the rise this year. We evaluated rates for different ages and driver profiles to help you find the most cost-effective options for your requirements.
Access comprehensive insights into our guide titled “How To Get Free Insurance Quotes Online.”
What color car is the most expensive to insure?
The color of your car does not influence your insurance rate. Instead, insurance companies consider factors such as your car’s age, location, usage, and your driving record to determine rates.
What is the best insurance for luxury cars?
State Farm, Travelers, and Progressive are the top car insurance providers for luxury cars. Exotic cars typically require a specialty insurer such as Hagerty, Grundy Insurance, or PURE Insurance.
Do Evoques hold their value?
Owning a Range Rover Evoque in good condition puts you in an advantageous position as they retain their value exceptionally well. However, if you’re in the market for a used model, expect to pay a premium.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.