Cheap Honda Civic Car Insurance in 2024 (Best 10 Companies for Savings)
State Farm, Progressive, and Liberty Mutual are the leading insurance providers offering cheap Honda Civic car insurance, starting at $51 per month. These insurers prioritize providing a diverse range of coverage aimed at ensuring dependable protection and customer peace of mind for their driving requirements.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
Licensed Insurance Agent
UPDATED: Nov 4, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Min. Coverage for Honda Civic
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Min. Coverage for Honda Civic
A.M. Best Rating
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13,128 reviews
3,607 reviewsCompany Facts
Min. Coverage for Honda Civic
A.M. Best Rating
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3,607 reviews
State Farm is well-known for its cheap Honda Civic car insurance, starting at competitive rates of just $51 per month for minimum coverage.
Teaming up with Progressive and Liberty Mutual, these insurers provide cost-effective and comprehensive auto insurance policies designed to prioritize customer satisfaction and reliable protection.
Our Top 10 Company Picks: Cheap Honda Civic Car Insurance
| Company | Rank | Monthly Rates | A M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $51 | B | Usage-Based Savings | State Farm |
 | #2 | $54 | A+ | Snapshot Discounts | Progressive |
 | #3 | $59 | A | Bundling Options | Liberty Mutual |
 | #4 | $60 | A++ | Affordability Focus | Geico |
 | #5 | $63 | A+ | Drivewise Program | Allstate |
 | #6 | $68 | A+ | Vanishing Deductible | Nationwide |
 | #7 | $74 | A++ | Military Discounts | USAA |
 | #8 | $79 | A | Safe Driver Rewards | Farmers |
 | #9 | $84 | A++ | IntelliDrive Program | Travelers |
 | #10 | $89 | A+ | Dividend Policies | Amica |
Are you considering purchasing a Honda Civic? If so, it’s essential to factor in the cost of car insurance when budgeting for your new vehicle. Understanding the factors that influence the cost of Honda Civic car insurance can help you make an informed decision and find the most affordable coverage options. Enter your ZIP code now.
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#1 – State Farm: Top Overall Pick
Pros
- Affordable Rates: Offers competitive rates starting at $51 per month, making it one of the more affordable options. Follow us through our State Farm insurance review.
- Strong Customer Service: Known for excellent customer service with a wide network of agents.
- Variety of Discounts: Provides a variety of discounts that can potentially lower premiums further, such as for safe driving or bundling policies.
Cons
- Limited Online Tools: Online tools and resources may not be as comprehensive compared to some competitors.
- Coverage Options: May have fewer customizable coverage options compared to other insurers.
#2 – Progressive: Best for Snapshot Discounts
Pros
- Snapshot Program: Offers the Snapshot program, which allows drivers to potentially lower premiums based on their driving habits.
- User-Friendly Online Experience: Known for an intuitive and user-friendly online quote and management system.
- Range of Discounts: Provides various discounts, including multi-policy, multi-car, and safe driver discounts.
Cons
- Higher Premiums for High-Risk Drivers: Rates can be higher for drivers with less favorable driving records.
- Customer Service: Some customers have reported mixed reviews regarding customer service experiences. Read more through our Progressive insurance review.
#3 – Liberty Mutual: Best for Bundling Options
Pros
- Bundling Options: Offers attractive discounts for bundling home and auto insurance policies.
- Customizable Coverage: Provides a range of coverage options that can be tailored to individual needs.
- Good Financial Strength: Strong financial stability as reflected by high ratings from A.M. Best.
Cons
- Potentially Higher Rates: May not always offer the lowest rates compared to other insurers. Read more through our Liberty Mutual insurance review.
- Claims Processing: Some customers have reported issues with claims processing and resolution times.
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#4 – Geico: Best for Affordability Focus
Pros
- Affordability Focus: Offers competitive rates with a focus on affordability, starting at $60 per month.
- Online Experience: Known for a streamlined and efficient online quote and policy management system.
- Wide Range of Discounts: Provides a variety of discounts, including those for good drivers, federal employees, and military personnel.
Cons
- Customer Service: Some customers have reported varying experiences with customer service quality. Learn more through our Geico insurance review.
- Limited Local Agents: Geico primarily operates online and through phone support, which may not appeal to customers preferring face-to-face interactions.
#5 – Allstate: Best for Drivewise Program
Pros
- Drivewise Program: Offers the Drivewise program, which rewards safe driving habits with potential discounts.
- Strong Financial Stability: High ratings from A.M. Best reflect strong financial stability.
- Multiple Coverage Options: Provides a wide array of coverage options to suit different needs and preferences.
Cons
- Higher Premiums for Certain Profiles: Rates can be higher for drivers with less favorable driving records or specific demographics.
- Coverage Limitations: Some policyholders have mentioned limitations in coverage options compared to other insurers. Read more through our Allstate insurance review.
#6 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Offers the Vanishing Deductible program, allowing deductibles to decrease over time with safe driving.
- Member Benefits: Provides additional benefits and discounts for members of affiliated organizations.
- Solid Customer Service: Generally known for good customer service experiences. Learn more through our Nationwide insurance review.
Cons
- Potentially Higher Rates: Rates may be higher compared to insurers focusing solely on affordability.
- Coverage Options: Some customers may find the range of coverage options limiting compared to larger insurers.
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#7 – USAA: Best for Military Discounts
Pros
- Military Discounts: Offers exclusive discounts and benefits for military members and their families.
- High Customer Satisfaction: Generally receives high ratings for customer satisfaction and service.
- Financial Stability: Strong financial stability and high ratings from A.M. Best. Read more through our USAA insurance review.
Cons
- Membership Requirements: Limited to military members, veterans, and their families, excluding the general public.
- Availability Limitations: Not available to everyone, which may restrict options for potential customers.
#8 – Farmers: Best for Safe Driver Rewards
Pros
- Safe Driver Rewards: Offers rewards and discounts for safe driving behaviors.
- Range of Coverage Options: Provides a wide range of coverage options to meet various needs.
- Local Agents: Has a network of local agents for personalized customer service. Learn more through our Farmers insurance review.
Cons
- Premiums May Be Higher: Rates may be higher compared to insurers focusing more on affordability.
- Claims Process: Some customers have reported issues with the claims process and communication.
#9 – Travelers: Best for IntelliDrive Program
Pros
- IntelliDrive Program: Offers the IntelliDrive program, which uses telematics to potentially lower premiums based on driving behavior.
- Financial Strength: Strong financial stability and high ratings from A.M. Best. Learn more through our Travelers insurance review.
- Coverage Options: Provides comprehensive coverage options to suit different needs.
Cons
- Higher Premiums: Rates may be higher compared to insurers focusing on affordability.
- Customer Service: Some customers have reported mixed reviews regarding customer service experiences.
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#10 – Amica: Best for Dividend Policies
Pros
- Dividend Policies: Offers dividend policies, potentially providing policyholders with refunds.
- Customer Service Excellence: Known for exceptional customer service and high customer satisfaction ratings.
- Coverage Options: Provides a range of coverage options with customizable features. Learn more through our Amica insurance review.
Cons
- Higher Premiums: Rates may be higher compared to insurers offering more budget-friendly options.
- Availability: Availability may be limited in certain regions compared to larger national insurers.
Factors That Influence the Cost of Honda Civic Car Insurance
Understanding the Different Types of Car Insurance Coverage for a Honda Civic
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The Average Cost of Comprehensive Insurance for a Honda Civic
Comprehensive insurance costs for a Honda Civic vary based on location, driving record, and vehicle value, among other factors. Monthly premiums typically range from $51 to $89, influenced by city density, accident rates, and specific car insurance coverage types.
Drivers with a clean record often pay lower rates, while those with past accidents or violations may face higher premiums. These factors determine the affordability and suitability of comprehensive coverage for your Honda Civic.
Exploring the Factors That Determine Liability Insurance Rates for a Honda Civic
Frequently Asked Questions
What factors affect the cost of Honda Civic car insurance?
The cost of Honda Civic car insurance can be influenced by several factors, including the driver’s age, driving history, location, coverage options, deductible amount, and the model year of the Honda Civic.
Is Honda Civic car insurance more expensive for younger drivers?
Yes, insurance premiums for younger drivers tend to be higher due to their lack of driving experience and higher likelihood of being involved in accidents. Enter your ZIP code now to start.
Does the location where I live impact the cost of Honda Civic car insurance?
The location where you live can affect the cost of Honda Civic car insurance. Areas with higher crime rates or higher accident rates may result in higher insurance premiums and comprehensive coverage.
Are there any specific safety features that can lower the cost of Honda Civic car insurance?
Yes, Honda Civic models equipped with advanced safety features such as anti-lock brakes, airbags, traction control, and electronic stability control may qualify for discounts on car insurance premiums.
Does the deductible amount affect the cost of Honda Civic car insurance?
Yes, the deductible amount chosen by the policyholder can impact the cost of Honda Civic car insurance. A higher deductible usually leads to lower premiums, while a lower deductible results in higher premiums. Enter your ZIP code now to start.
Is the cost of Honda Civic car insurance higher for newer models?
Generally, the cost of car insurance discount for newer Honda Civic models can be higher due to their higher market value, and potentially higher repair costs. However, newer models may also come with advanced safety features that could lower insurance premiums.
Which insurance provider offers the most competitive rates for Honda Civic insurance starting at $51 per month?
State Farm offers the most competitive rates for Honda Civic insurance starting at $51 per month.
What are some factors that influence the cost of Honda Civic car insurance according to the article?
Factors influencing the cost of Honda Civic car insurance include the vehicle’s age and model year, driving record, credit history, chosen coverage type, deductibles, location, safety features, and annual mileage. Enter your ZIP code now to start.
Which insurer is known for its Snapshot program that potentially lowers premiums based on driving habits?
Progressive is known for its Snapshot program and roadside assistance coverage that potentially lowers premiums based on driving habits.
What types of discounts are mentioned in the article that could help drivers save on Honda Civic insurance premiums?
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
