Cheap GMC Terrain Car Insurance in 2024 (Cash Savings With These 10 Companies!)
Progressive, USAA, and State Farm are our top providers of affordable and cheap GMC Terrain car insurance, with the lowest rates starting at $72 per month. They offer various coverage options to ensure reliable protection and peace of mind or reassurance for their customers' driving needs.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
13,128 reviewsCompany Facts
Min. Coverage for GMC Terrain
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Min. Coverage for GMC Terrain
A.M. Best Rating
Complaint Level
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6,435 reviews
17,759 reviewsCompany Facts
Min. Coverage for GMC Terrain
A.M. Best Rating
Complaint Level
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17,759 reviews
Progressive is recognized for offering affordable and cheap GMC Terrain car insurance, with competitive rates starting at $72 per month for basic coverage.
In partnership with USAA and State Farm, these insurers offer affordable and comprehensive auto insurance policies, focusing on customer satisfaction and reliable protection.
Our Top 10 Company Picks: Cheap GMC Terrain Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $72 A+ Snapshot Program Progressive
#2 $79 A++ Military Benefits USAA
#3 $83 B Agent Network State Farm
#4 $88 A+ Accident Forgiveness Allstate
#5 $94 A Custom Coverage Liberty Mutual
#6 $97 A+ Vanishing Deductible Nationwide
#7 $101 A++ Custom Coverage Travelers
#8 $106 A Discounts Variety Farmers
#9 $111 A Customer Service American Family
#10 $117 A+ AARP Benefits The Hartford
Are you looking to purchase car insurance for your GMC Terrain but not sure how much it will cost? In this article, we will explore all the factors that determine GMC Terrain cost of car insurance. We’ll discuss everything from the average cost of insurance to the key factors that affect your rates. Enter your ZIP code now.
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#1 – Progressive: Top Overall Pick
Pros
- Competitive Rates: Offers one of the lowest average premiums, making it affordable for many drivers.
- User-Friendly Tools: Easy-to-use website and mobile app for managing policies and filing claims.
- Strong Financial Stability: Rated highly by financial rating agencies like A.M. Best. Read more through our Progressive insurance review.
Cons
- Varied Customer Service: Some customers report mixed experiences with responsiveness.
- Potential Rate Increases: Premiums might noticeably increase after filing a claim, affecting long-term costs.
#2 – USAA: Best for Military Benefits
Pros
- Excellent Customer Service: Known for top-notch customer support and member satisfaction.
- Specialized for Military: Offers unique benefits and discounts for military personnel and their families.
- Competitive Pricing: Provides affordable premiums while maintaining quality coverage.
Cons
- Limited Eligibility: Only available to current and former military personnel and their families.
- Limited Branch Availability: Physical branch availability may be limited in some areas. Read more through our USAA insurance review.
#3 – State Farm: Best for Agent Network
Pros
- Wide Range of Discounts: Offers numerous discounts that can help reduce premiums.
- Established Reputation: Well-known company with a long history of reliability. Follow us through our State Farm insurance review.
- Good Customer Satisfaction: Generally high ratings for customer service and claims handling.
Cons
- Potentially Higher Premiums: Rates may be higher compared to some direct insurers.
- Digital Experience Variation: Online and mobile tools may not be as advanced as some competitors.
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#4 – Allstate: Best for Accident Forgiveness
Pros
- Innovative Tools: Provides useful digital tools like Drivewise for safe driving rewards.
- Strong Financial Stability: Rated highly for financial strength and stability. Learn more through our Allstate insurance review.
- Local Agent Support: Access to local agents for personalized service and advice.
Cons
- Higher Premiums: Average premiums tend to be higher compared to some competitors.
- Mixed Customer Service Reviews: Some customers report issues with claims processing and customer support.
#5 – Liberty Mutual: Best for Custom Coverage
Pros
- Multi-Policy Discounts: Offers discounts for bundling home and auto insurance.
- Strong Financial Ratings: Well-rated for financial stability and reliability.
- Efficient Claims Process: Users often report quick and easy claims handling.
Cons
- Higher Average Premiums: Generally more expensive compared to some other insurers. Read more through our Liberty Mutual insurance review.
- Varied Customer Service: Some customers report mixed experiences with customer support.
#6 – Nationwide: Best for Vanishing Deductible
Pros
- Diverse Discounts: Provides numerous discounts that can help lower premiums. Learn more through our Nationwide insurance review.
- Solid Customer Service: Generally positive reviews for customer support and claims handling.
- Established Company: Well-known for stability and longevity in insurance.
Cons
- Higher Average Premiums: Rates may be on the higher side compared to some competitors.
- Limited Local Agent Availability: Availability of local agents may vary by location.
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#7 – Travelers: Best for Custom Coverage
Pros
- Competitive Premiums: Offers competitive rates relative to coverage provided. Read more through our Travelers insurance review.
- Financial Stability: Well-rated for financial strength and claims-paying ability.
- User-Friendly Tools: Easy-to-use website and mobile app for policy management.
Cons
- Mixed Customer Service Reviews: Some customers report issues with claims processing and support.
- Limited Discounts: May not offer as many discounts compared to other insurers.
#8 – Farmers: Best for Discounts Variety
Pros
- Local Agent Support: Access to local agents for personalized assistance. Learn more through our Farmers insurance review.
- Innovative Features: Unique options like Signal app for safe driving rewards.
- Financial Stability: Well-rated for financial strength and claims reliability.
Cons
- Higher Premiums: Premiums can be higher compared to some competitors.
- Mixed Customer Satisfaction: Some customers report dissatisfaction with claims processing and service.
#9 – American Family: Best for Customer Service
Pros
- Strong Customer Service: Known for excellent customer support and claims handling.
- Bundle Discounts: Offers discounts for bundling multiple policies.
- Community Involvement: Actively supports communities and charitable causes.
Cons
- Higher Premiums: Average premiums tend to be higher compared to some competitors.
- Regional Availability: Availability may be restricted to certain regions. Read more through our American Family insurance review.
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#10 – The Hartford: Best for AARP Benefits
Pros
- AARP Benefits: Special benefits and discounts for AARP members. Learn more through our The Hartford insurance review.
- Extensive Experience: Long-standing reputation in the insurance industry.
- Financial Stability: Well-rated for financial strength and claims reliability.
Cons
- Higher Premiums: Generally more expensive compared to some other insurers.
- Limited to AARP Members: Some benefits and discounts are exclusive to AARP members.
Factors That Determine GMC Terrain Car Insurance Costs
Understanding the Average Cost of GMC Terrain Car Insurance
The average cost of car insurance for a GMC Terrain can vary depending on numerous factors, including the ones mentioned above. On average, you can expect to pay around $72 to $117 per month for full coverage car insurance for a GMC Terrain.
However, keep in mind that this is just an estimate and your actual insurance costs may differ based on your personal circumstances and the insurance provider you choose. Enter your ZIP code now to begin.
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Key Factors Affecting GMC Terrain Car Insurance Rates
Several key factors affect GMC Terrain car insurance rates. Your driving record is crucial; accidents or traffic violations increase premiums. Location matters too, as high accident or theft areas raise costs.
Coverage level, deductibles, and your insurance provider also influence rates. To get the best rates, maintain a clean driving record, live in a safe area, and compare insurance quotes online.
Comparing Car Insurance Rates for Different GMC Terrain Models
Frequently Asked Questions
What factors affect the cost of GMC Terrain car insurance?
The cost of GMC Terrain car insurance can be influenced by various factors such as the driver’s age, location, driving history, coverage options, deductible amount, and the insurance provider’s pricing policies.
Are there any specific safety features of the GMC Terrain that can lower insurance costs?
Yes, the GMC Terrain comes equipped with several safety features that may help reduce insurance costs. These features include forward collision warning, lane departure warning, blind spot monitoring, rearview camera, and automatic emergency braking. Enter your ZIP code now.
Is GMC Terrain car insurance more expensive for young drivers?
Does the location where I live impact the cost of GMC Terrain car insurance?
Yes, the location where you reside can affect the cost of GMC Terrain car insurance. Insurance rates can vary based on factors such as population density, crime rates, accident rates, and the likelihood of theft in your area.
Can I save money on GMC Terrain car insurance by choosing a higher deductible?
Opting for a higher deductible can often lower the cost of GMC Terrain car insurance. However, it’s essential to consider your financial situation and ability to pay the deductible in the event of a claim before choosing a higher deductible. Enter your ZIP code now to begin.
What are the top three insurance providers offering competitive rates for insuring a GMC Terrain?
How do safety features such as forward collision warning and lane departure warning impact insurance costs for the GMC Terrain?
Safety features such as forward collision warning, lane departure warning, and other advanced driver assistance systems (ADAS) can potentially lower insurance costs for the GMC Terrain. Insurers often offer discounts for vehicles equipped with these safety features because they reduce the risk of accidents.
What factors besides the vehicle model affect the cost of car insurance premiums?
Besides the vehicle model (GMC Terrain), factors that affect the cost of car insurance premiums include the driver’s age, gender, marital status, driving history (such as accidents and traffic violations), credit score, and the location where the vehicle is primarily kept (ZIP code). Enter your ZIP code now to begin.
Why is it recommended to compare quotes from multiple insurance companies before purchasing coverage for a GMC Terrain?
How do discounts and coverage options vary among insurance providers mentioned in the article?
Discounts and coverage options vary among insurance providers mentioned in the article. For example, State Farm is noted for its extensive agent network and variety of discounts, while USAA offers specialized benefits for military personnel and their families.
Progressive stands out for competitive rates and user-friendly digital tools. Each insurer may also offer unique features like vanishing deductibles (Nationwide) or innovative tools (Allstate’s Drivewise).
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
