Cheap Fiat 500 Car Insurance in 2024 (Save Big With These 10 Companies!)
Cheap Fiat 500 car insurance is best offered by Erie, Progressive, and Nationwide, with rates as low as $75 per month. Erie balances cost and robust policies, while Progressive and Nationwide provide competitive rates and excellent customer service, ensuring comprehensive coverage tailored to your needs.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
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UPDATED: Nov 4, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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The best providers for cheap Fiat 500 car insurance are Progressive, USAA, and State Farm, with Erie offering rates as low as $75per month. This article delves into why these companies stand out, examining their affordability, comprehensive coverage options, and exceptional customer service.
Erie’s balance of cost-effectiveness and robust policies makes it the top pick overall. USAA and State Farm also provide competitive rates, making them excellent choices for Fiat 500 car insurance.
Our Top 10 Company Picks: Cheap Fiat 500 Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $75 A+ Competitive Rates Erie
#2 $80 A+ Bundling Discounts Progressive
#3 $82 A+ Multi-Policy Discounts Nationwide
#4 $83 A++ Safe-Driving Discounts Travelers
#5 $85 A Competitive Rates Safeco
#6 $87 B Good Student State Farm
#7 $90 A Comprehensive Coverage MetLife
#8 $92 A Personalized Service Farmers
#9 $95 A Multi-Policy Discounts Liberty Mutual
#10 $99 A+ Customer Service Allstate
Discover how these top companies can help you save on your Fiat 500 car insurance without compromising on quality. Additionally, the article highlights tips for maximizing discounts and ensuring you get the best possible rate. Enter your ZIP code to begin.
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#1 – Erie: Top Overall Pick
Pros
- Competitive Rates: Erie offers some of the lowest monthly rates for Fiat 500 car insurance, starting at $75 per month.
- Strong Financial Stability: With an A+ rating from A.M. Best, Erie demonstrates financial stability and reliability. Read more through our Erie insurance reviews.
- Personalized Service: Erie is known for providing personalized customer service, ensuring that policyholders receive individualized attention and support.
Cons
- Limited Availability: Erie’s coverage may not be available in all areas, restricting options for potential customers.
- Discounts: While Erie offers competitive rates, it may not provide as many discounts or bundling options as other insurers.
#2 – Progressive: Best for Bundling Discounts
Pros
- Bundling Discounts: Progressive offers discounts for bundling multiple policies, making it convenient for customers to save on both auto and home insurance.
- Name Your Price Tool: Progressive’s Name Your Price Tool allows customers to customize their coverage options based on their budget and preferences.
- Strong Financial Rating: With an A+ rating from A.M. Best, Progressive demonstrates financial stability and reliability.
Cons
- Average Rates: While Progressive offers competitive rates, its monthly premiums for Fiat 500 car insurance start at $80, which may not be the lowest available. Follow us more through our Progressive insurance reviews.
- Customer Service: Some customers have reported mixed experiences with Progressive’s customer service, citing issues with responsiveness and claims processing.
#3 – Nationwide: Best for Multi-Policy Discounts
Pros
- Multi-Policy Discounts: Nationwide offers discounts for bundling auto, home, and other insurance policies, allowing customers to save on overall insurance costs.
- Strong Financial Stability: With an A+ rating from A.M. Best, Nationwide demonstrates financial strength and stability.
- Customizable Coverage Options: Nationwide provides a range of coverage options and deductible choices, allowing customers to tailor their policies to their specific needs.
Cons
- Higher Rates: Nationwide’s monthly premiums for Fiat 500 car insurance start at $82, which may be slightly higher compared to some other insurers on the list.
- Limited Discounts: While Nationwide offers multi-policy discounts, it may not provide as many additional discount opportunities as some competitors. Visit us more through our “Nationwide insurance reviews.”
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#4 – Travelers: Best for Safe-Driving Discounts
Pros
- Safe-Driving Discounts: Travelers offers discounts for safe driving behavior, rewarding customers who maintain a clean driving record. Connect us more through our “Travelers Farm insurance reviews.”
- Financial Strength: With an A++ rating from A.M. Best, Travelers demonstrates exceptional financial stability and reliability.
- Range of Coverage Options: Travelers provides a variety of coverage options, allowing customers to customize their policies to suit their needs.
Cons
- Average Rates: While Travelers offers competitive rates for Fiat 500 car insurance starting at $83 per month, they may not always be the lowest available.
- Limited Availability: Travelers’ coverage may not be available in all areas, limiting options for potential customers.
#5 – Safeco: Best for Competitive Rates
Pros
- Competitive Rates: Safeco offers competitive monthly rates for Fiat 500 car insurance, starting at $85 per month. Read more through our “Safeco insurance reviews.”
- Strong Financial Stability: With an A rating from A.M. Best, Safeco demonstrates financial strength and reliability.
- Online Tools and Resources: Safeco provides online tools and resources to help customers manage their policies, file claims, and access insurance information conveniently.
Cons
- Limited Discounts: Safeco may not offer as many discounts or bundling options as some other insurers, potentially limiting opportunities for savings.
- Customer Service: Some customers have reported mixed experiences with Safeco’s customer service, citing issues with responsiveness and claims processing.
#6 – State Farm: Best for Good Student
Pros
- Good Student Discounts: State Farm offers discounts for good students, making it an attractive option for young drivers or students with excellent academic performance.
- Extensive Network of Agents: State Farm has a large network of agents across the country, providing personalized customer service. Follow us more through our “State Farm insurance reviews.”
- Nationwide Presence: State Farm has a large network of agents and offices across the country, providing convenient access to insurance services for customers.
Cons
- Higher Rates: State Farm’s monthly premiums for Fiat 500 car insurance start at $87, which may be slightly higher compared to some other insurers on the list.
- Limited Discounts: While State Farm offers good student discounts, it may not provide as many additional discount opportunities as some competitors
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#7 – MetLife: Best for Comprehensive Coverage
Pros
- Comprehensive Coverage: MetLife offers comprehensive coverage options for Fiat 500 car insurance, ensuring policyholders have protection against various risks.
- Strong Financial Stability: With an A rating from A.M. Best, MetLife demonstrates financial strength and reliability.
- Additional Benefits: MetLife may offer additional benefits or perks to policyholders, such as roadside assistance or rental car reimbursement.
Cons
- Higher Rates: MetLife’s monthly premiums for Fiat 500 car insurance start at $90, which may be slightly higher compared to some other insurers on the list. Visit us more through our “MetLife insurance reviews.”
- Limited Discounts: MetLife may not offer as many discounts or savings opportunities as some competitors, potentially limiting affordability for some customers.
#8 – Farmers Insurance: Best for Personalized Service
Pros
- Personalized Service: Farmers Insurance is known for providing personalized service and dedicated support to its customers, ensuring that policyholders receive individualized attention.
- Range of Coverage Options: Farmers Insurance offers a variety of coverage options, allowing customers to tailor their policies to suit their specific needs.
- Financial Stability: With an A rating from A.M. Best, Farmers Insurance demonstrates financial strength and reliability. Connect us more through our “Farmers insurance reviews.”
Cons
- Higher Rates: Farmers Insurance’s monthly premiums for Fiat 500 car insurance start at $92, which may be slightly higher compared to some other insurers on the list.
- Limited Availability: Farmers Insurance coverage may not be available in all areas, restricting options for potential customers.
#9 – Liberty Mutual: Best for Multi-Policy Discounts
Pros
- Multi-Policy Discounts: Liberty Mutual offers discounts for bundling multiple insurance policies, providing opportunities for customers to save on overall insurance costs.
- Financial Stability: With an A rating from A.M. Best, Liberty Mutual demonstrates financial strength and reliability. Read more through our Liberty Mutual insurance reviews.
- Nationwide Presence: Liberty Mutual has a large network of agents and offices across the country, providing convenient access to insurance services for customers.
Cons
- Higher Rates: Liberty Mutual’s monthly premiums for Fiat 500 car insurance start at $95, which may be slightly higher compared to some other insurers on the list.
- Limited Discounts: While Liberty Mutual offers multi-policy discounts, it may not provide as many additional discount opportunities as some competitors.
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#10 – Allstate: Best for Customer Service
Pros
- Strong Customer Service: Allstate is known for its excellent customer service, providing responsive support and efficient claims processing to policyholders.
- Financial Stability: With an A+ rating from A.M. Best, Allstate demonstrates financial strength and reliability.
- Nationwide Presence: Allstate has a widespread network of agents and offices across the country, offering convenient access to insurance services for customers. Follow us more through our “Allstate insurance reviews.”
- Range of Coverage Options: Allstate offers a variety of coverage options, allowing customers to tailor their policies to suit their specific needs.
- Additional Benefits: Allstate may offer additional benefits or perks to policyholders, such as roadside assistance, accident forgiveness, or deductible rewards.
Cons
- Higher Rates: Allstate’s monthly premiums for Fiat 500 car insurance start at $99, which may be slightly higher compared to some other insurers on the list.
- Limited Discounts: While Allstate offers various discounts, it may not provide as many discount opportunities as some competitors, potentially limiting affordability for some customers.
The Cost of Fiat 500 Car Insurance Varies
The cost of insuring a Fiat 500 can vary significantly depending on the insurance provider. The average monthly rates for Fiat 500 car insurance are showcased in the table, with USAA offering the most affordable full coverage at $55 per month, followed closely by Progressive and Travelers at $80 per month.
Fiat 500 Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $99 $170
Erie $75 $145
Farmers $92 $162
Liberty Mutual $95 $165
MetLife $90 $160
Nationwide $82 $155
Progressive $80 $150
Safeco $85 $158
State Farm $87 $160
Travelers $83 $157
However, Nationwide and Allstate fall on the higher end of the spectrum, charging $60 and $55 for minimum coverage, and $160 and $150 for full coverage, respectively. To find the best insurance rates for your Fiat 500, Enter your ZIP code to compare quotes from different providers and make an informed decision.
Insurance costs for other Fiat models vary
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Save on Fiat 500 Car Insurance by Implementing Cost-Saving Strategies
While Fiat 500 insurance is generally affordable, there are still ways to save. First and foremost, make sure you’re taking advantage of all eligible discounts offered by insurers. Additionally, the safety features of your vehicle can impact insurance costs, so consider purchasing a model equipped with advanced safety features like electronic stability control.
For instance, the 2017 and 2018 Fiat 500 models have received a four-star overall safety rating from the National Highway Traffic Safety Administration. Enter your ZIP code now to start.
Consider Types of Insurance are Necessary for A Fiat 500
When deciding on auto insurance for your Fiat 500, it’s crucial to select coverage that aligns with both legal mandates and personal requirements. At a minimum, acquiring liability insurance is essential to cover bodily injury and property damage in potential accidents.
While these additional coverages are typically optional, they can offer invaluable peace of mind and financial security to Fiat 500 owners, ensuring comprehensive auto insurance coverage.
Consider Where to Purchase Fiat 500 Car Insurance: The Bottom Line
Read more: Chubb Car Insurance Discounts
If you’re trying to find an affordable Fiat 500 car insurance company, you should compare quotes from multiple companies. Enter your ZIP code into our free quote comparison tool below to easily compare quotes.
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Frequently Asked Questions
How much does it cost to insure a Fiat 500e?
The cost to insure a Fiat 500 is generally higher compared to other Fiat models due to its status as an electric vehicle. Insurance rates can vary widely based on factors like location, driving record, and coverage options.
What is the cheapest form of car insurance?
The cheapest form of car insurance is typically liability insurance, which covers bodily injury and property damage to others if you are at fault in an accident.
Why is the Fiat 500 a good car?
The Fiat 500 is considered a good car for its compact size, fuel efficiency, and stylish design. It’s particularly well-suited for urban environments and offers a fun driving experience.
How long do Fiat 500 engines last?
Fiat 500 engines can last a long time with proper maintenance, often reaching over 150,000 miles or more.
What is the cheapest category for car insurance?
The cheapest category for car insurance generally includes liability coverage, especially for older, less valuable vehicles.
What is the lowest form of car insurance?
The lowest form of car insurance is liability insurance, which is the minimum coverage required by law in most states.
What is the best car insurance?
The best car insurance depends on individual needs and circumstances, but companies like Geico, Erie Insurance, and Progressive are often recommended for their affordability and comprehensive coverage options.
What is the common problem with Fiat 500?
Common problems with the Fiat 500 include issues with the transmission, electrical system, and premature clutch wear.
Which model of Fiat 500 is best?
The best model of the Fiat 500 depends on personal preferences, but the Fiat 500 Abarth is often praised for its performance and sporty features.
What kind of car is a Fiat?
A Fiat is a compact car known for its small size, stylish design, and urban-friendly driving dynamics.
What are the pros and cons of Fiat?
Pros of the Fiat include its compact size, stylish design, and good fuel economy. Cons can include reliability issues and limited cargo space.
What is the best small Fiat?
The best small Fiat is often considered to be the Fiat 500, particularly for its blend of style, efficiency, and maneuverability.
What are the advantages of a Fiat car?
Advantages of a Fiat car include excellent fuel efficiency, a compact design that’s easy to park and maneuver, and a distinctive, stylish appearance.
How long will a Fiat last?
A Fiat can last a long time with proper maintenance, often reaching up to 150,000 miles or more.
What are the main faults with a Fiat 500?
Main faults with the Fiat 500 include transmission problems, electrical issues, and premature clutch wear.
Who is known for cheapest car insurance?
Geico and Erie Insurance are known for offering some of the cheapest car insurance rates.
Which type of car is cheapest to insure?
Compact cars and sedans are typically the cheapest types of cars to insure due to their lower cost and repair expenses.
What is the lowest you can pay for car insurance?
The lowest you can pay for car insurance varies widely, but basic liability insurance from companies like Geico can start as low as $48 per month.
Which insurance company is usually the cheapest?
Geico is often recognized as one of the cheapest insurance companies for car insurance.
What is the cheapest insurance for full coverage?
The cheapest insurance for full coverage often comes from companies like USAA, Progressive, and Erie Insurance, with rates varying based on individual factors such as driving history and location.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
