Cheap Dodge Journey Car Insurance in 2024 (Big Savings With These 10 Companies!)
State Farm, American Family, and Nationwide are our top picks for cheap Dodge Journey car insurance, commencing at just $45 monthly. These insurers present accessible economical coverage options, placing a premium on value for customers, while guaranteeing the essential level of protection for their peace of mind.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Oct 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,759 reviewsCompany Facts
Min. Coverage for Dodge Journey
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
2,180 reviewsCompany Facts
Min. Coverage for Dodge Journey
A.M. Best Rating
Complaint Level
Pros & Cons
2,180 reviews
3,019 reviewsCompany Facts
Min. Coverage for Dodge Journey
A.M. Best Rating
Complaint Level
Pros & Cons
3,019 reviews
State Farm distinguishes itself as the top choice for cheap Dodge Journey car insurance, providing competitive rates starting at just $45 per month for comprehensive coverage.
Collaborating with American Family and Nationwide, they offer convenient and comprehensive options customized to fulfill customer requirements, ensuring peace of mind, particularly in car insurance matters.
Our Top 10 Company Picks: Cheap Dodge Journey Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $45 B Customer Discounts State Farm
#2 $47 A+ Loyalty Rewards American Family
#3 $48 A Vanishing Deductible Nationwide
#4 $49 A+ Affordability Focus Mercury
#5 $50 A+ Snapshot Program Progressive
#6 $52 A++ Safe Driver Travelers
#7 $53 A Usage Based Farmers
#8 $55 A+ Bundling Options Allstate
#9 $57 A Low Rates The General
#10 $60 A Accident Forgiveness Liberty Mutual
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#1 – State Farm: Top Overall Pick
Pros
- Competitive Rates: State Farm offers affordable premiums, starting at just $45 per month, making it an attractive option for budget-conscious customers.
- Strong Reputation: State Farm is well-known for its reliable customer service and efficient claims handling, providing peace of mind to policyholders.
- Customized Coverage Options: State Farm offers a range of coverage options tailored to individual needs, allowing customers to select the level of protection that best suits them.
Cons
- Limited Discounts: While State Farm offers some discounts, such as multi-policy and safe driver discounts, it may not have as many discount opportunities compared to other providers. Learn more through our State Farm insurance review.
- Availability: State Farm’s services may not be available in all areas, limiting accessibility for potential customers in certain regions.
#2 – American Family: Best for Loyalty Rewards
Pros
- Loyalty Rewards: American Family offers loyalty rewards programs, providing incentives and discounts for long-term customers, enhancing customer satisfaction and retention.
- Personalized Service: American Family is known for its personalized approach to customer service, offering dedicated agents who work closely with policyholders to meet their individual needs.
- Comprehensive Coverage Options: American Family provides a wide range of coverage options, including customizable policies tailored to specific requirements, ensuring comprehensive protection.
Cons
- Higher Premiums: American Family’s premiums start at $47 per month, which may be slightly higher compared to some other providers, potentially impacting affordability for budget-conscious customers.
- Limited Availability: American Family’s services may not be available nationwide, limiting options for customers in certain regions. Read more through our American Family insurance review.
#3 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Nationwide offers a vanishing deductible program, allowing policyholders to reduce their deductible amount over time by maintaining a clean driving record, incentivizing safe driving behavior.
- Financial Stability: Nationwide has a strong financial stability rating, providing reassurance to policyholders regarding the company’s ability to fulfill claims and obligations.
- Nationwide Network: Nationwide has a vast network of agents and service centers across the country, offering convenience and accessibility to customers.
Cons
- Higher Premiums: Nationwide’s premiums start at $48 per month, which may be higher compared to some other providers, potentially affecting affordability for certain customers. Learn more through our Nationwide insurance review.
- Complaint Level: While Nationwide generally receives positive reviews, some customers have reported issues with claims processing and customer service, indicating potential areas for improvement in customer satisfaction.
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#4 – Mercury: Best for Affordability Focus
Pros
- Affordability Focus: Mercury is known for its affordability focus, offering competitive rates starting at $49 per month, appealing to customers seeking cost-effective insurance solutions. Read more through our Mercury insurance review.
- Flexible Coverage Options: Mercury provides a variety of coverage options tailored to individual needs, allowing customers to customize their policies according to their specific requirements.
- Strong Financial Stability: Mercury has a strong financial stability rating, ensuring customers that the company can fulfill its obligations and pay claims promptly.
Cons
- Limited Availability: Mercury’s services may not be available in all states, limiting accessibility for potential customers in certain regions.
- Customer Service: Some customers have reported issues with Mercury’s customer service, citing difficulties in reaching representatives and resolving issues in a timely manner.
#5 – Progressive: Best for Snapshot Program
Pros
- Snapshot Program: Progressive offers the Snapshot program, which allows policyholders to potentially lower their premiums by demonstrating safe driving habits through telematics. Read more through our Progressive insurance review.
- Variety of Discounts: Progressive provides various discounts, such as multi-policy, multi-car, and good student discounts, offering opportunities for customers to save on their premiums.
- Convenient Online Tools: Progressive offers an easy-to-use website and mobile app, allowing customers to manage their policies, file claims, and access resources conveniently.
Cons
- Higher Starting Premiums: Progressive’s premiums start at $50 per month, which may be slightly higher compared to some other providers, potentially impacting affordability for certain customers.
- Customer Service Concerns: Some customers have reported issues with Progressive’s customer service, including delays in claims processing and difficulty reaching representatives during peak times.
#6 – Travelers: Best for Safe Drivers
Pros
- Safe Drivers Discounts: Travelers offers discounts for safe drivers, rewarding policyholders with a history of safe driving behavior.
- Financial Strength: Travelers boasts a strong financial rating, assuring policyholders of the company’s ability to meet its financial obligations and pay claims promptly.
- Customizable Policies: Travelers provides customizable policies tailored to individual needs, allowing customers to select coverage options that best suit their requirements.
Cons
- Higher Premiums: Travelers’ premiums start at $52 per month, which may be higher compared to some other providers, potentially affecting affordability for certain customers.
- Limited Availability: Travelers’ services may not be available in all areas, limiting options for customers in certain regions. Learn more through our Travelers insurance review.
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#7 – Farmers: Best for Usage Based
Pros
- Usage-Based Insurance: Farmers offers usage-based insurance options, allowing policyholders to potentially lower their premiums by demonstrating safe driving habits.
- Customizable Coverage: Farmers provides customizable coverage options, allowing customers to tailor their policies to meet their specific needs and budget.
- Additional Benefits: Farmers offers additional benefits such as roadside assistance and new car replacement coverage, enhancing the value of their insurance offerings.
Cons
- Higher Premiums: Farmers’ premiums start at $53 per month, which may be higher compared to some other providers, potentially impacting affordability for certain customers. Further details can be found in our Farmers insurance review.
- Customer Service Concerns: Some customers have reported issues with Farmers’ customer service, including delays in claims processing and difficulty reaching representatives.
#8 – Allstate: Best for Bundling Options
Pros
- Bundling Options: Allstate offers bundling options for customers who combine multiple insurance policies, potentially providing discounts and saving money.
- Accident Forgiveness: Allstate provides accident forgiveness programs, allowing policyholders to avoid rate increases after their first at-fault accident. Read more through our Allstate insurance review.
- Wide Range of Coverage: Allstate offers a wide range of coverage options, including specialized policies for various needs such as classic cars and rideshare drivers.
Cons
- Higher Starting Premiums: Allstate’s premiums start at $55 per month, which may be slightly higher compared to some other providers, potentially impacting affordability for certain customers.
- Mixed Customer Service Reviews: While Allstate generally receives positive reviews for its customer service, some customers have reported issues with claims processing and communication.
#9 – The General: Best for Low Rates
Pros
- Low Rates: The General is known for offering low rates, making it a suitable option for customers seeking affordable insurance coverage. Learn more through our The General insurance review.
- Flexible Payment Options: The General provides flexible payment options, allowing customers to choose payment plans that suit their budget and financial situation.
- Quick and Easy Process: The General offers a streamlined and straightforward application process, making it convenient for customers to obtain coverage quickly.
Cons
- Limited Coverage Options: The General may offer fewer coverage options compared to other providers, potentially limiting choices for customers with specific needs.
- Mixed Customer Reviews: The General has received mixed reviews for its customer service and claims handling, with some customers reporting dissatisfaction with their experiences.
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#10 – Liberty Mutual: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Liberty Mutual offers accident forgiveness programs, allowing policyholders to avoid rate increases after their first at-fault accident.
- Discount Opportunities: Liberty Mutual provides various discount opportunities, such as multi-policy, safe driver, and good student discounts, helping customers save on their premiums.
- Additional Coverage Options: Written in our Liberty Mutual insurance review, Liberty Mutual offers additional coverage options such as rental car reimbursement and roadside assistance, enhancing the value of their insurance offerings.
Cons
- Higher Premiums: Liberty Mutual’s premiums start at $60 per month, which may be higher compared to some other providers, potentially impacting affordability for certain customers.
- Complex Claims Process: Some customers have reported difficulties with Liberty Mutual’s claims process, citing complexity and delays in resolution.
Factors That Influence the Cost of Dodge Journey Car Insurance
Understanding the Insurance Rating Factors for Dodge Journey
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The Importance of Shopping Around for Dodge Journey Car Insurance Quotes
Comparing car insurance quotes is essential for finding the best rate for your Dodge Journey. Rates vary widely among insurers, so shopping around can save you money. When evaluating quotes, consider coverage, customer service reputation, and available discounts.
Additionally, be sure to inquire about potential savings based on factors like safe driving and vehicle safety features. Familiarize yourself with different car insurance coverage types to ensure you get the protection you need at the best rate.
Navigating the Claims Process With Your Dodge Journey Insurance Provider
Frequently Asked Questions
What factors affect the cost of insurance for a Dodge Journey?
The cost of insurance for a Dodge Journey can be influenced by various factors such as the driver’s age, location, driving record, coverage options, deductible amount, and the insurance company’s pricing policies.
Are Dodge Journeys expensive to insure?
The insurance cost for a Dodge Journey can vary depending on several factors. It is recommended to obtain quotes from multiple insurance providers to compare prices and find the most affordable coverage. Enter your ZIP code now to begin comparing.
How can I find affordable insurance for my Dodge Journey?
According to our AIG insurance review, to find affordable insurance for your Dodge Journey, consider shopping around and comparing quotes from different insurance companies. Additionally, maintaining a clean driving record, opting for higher deductibles, and bundling your car insurance with other policies can help lower the cost.
What are some safety features of the Dodge Journey that may impact insurance rates?
The Dodge Journey offers various safety features that can potentially impact insurance rates. These may include features like anti-lock brakes, air bags, electronic stability control, traction control, and advanced driver-assistance systems. Insurance companies often offer discounts for vehicles equipped with such safety features.
Does the cost of insurance for a Dodge Journey vary by location?
Yes, the cost of insurance for a Dodge Journey can vary based on the location where the vehicle is primarily driven and parked. Factors such as local crime rates, traffic congestion, and the prevalence of accidents in the area can influence insurance premiums. Enter your ZIP code now to start.
What factors influence the cost of insurance for a Dodge Journey?
Factors such as driver age, history, location, vehicle details, lending your car to an uninsured driver, safety ratings, repair costs, theft likelihood, and claims history all influence insurance costs for a Dodge Journey.
Are Dodge Journeys expensive to insure?
The insurance cost for a Dodge Journey can vary depending on several factors. It is recommended to obtain quotes from multiple insurance providers to compare prices and find the most affordable coverage.
How can I find affordable insurance for my Dodge Journey?
To find affordable insurance for your Dodge Journey, consider shopping around and comparing quotes from different insurance companies. Additionally, maintaining a clean driving record, opting for higher deductibles, and bundling your car insurance with other policies can help lower the cost. Enter your ZIP code now to start.
What are some safety features of the Dodge Journey that may impact insurance rates?
As per out The Hartford insurance review, safety features such as anti-lock brakes, air bags, electronic stability control, traction control, and advanced driver-assistance systems can potentially impact insurance rates for a Dodge Journey. Insurers often offer discounts for vehicles equipped with such safety features.
Can I get discounts on insurance for my Dodge Journey?
Yes, many insurance companies offer discounts that can help reduce insurance costs for a Dodge Journey. These discounts may include multi-policy, safe driver, good student, and vehicle safety feature discounts.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
