Cheap Dodge Charger Car Insurance in 2024 (Cash Savings With These 10 Providers!)
Erie, Progressive, and Safeco are our top providers of cheap Dodge Charger car insurance, starting at only $80 per month. These insurers offer cost-effective and affordable coverage choices, prioritizing value for customers while ensuring the necessary level of protection for their peace of mind and security.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
UPDATED: Oct 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
1,814 reviewsCompany Facts
Min. Coverage for Dodge Charger
A.M. Best Rating
Complaint Level
Pros & Cons
1,814 reviews
13,128 reviewsCompany Facts
Min. Coverage for Dodge Charger
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
1,171 reviewsCompany Facts
Min. Coverage for Dodge Charger
A.M. Best Rating
Complaint Level
Pros & Cons
1,171 reviews
Erie stands out as the premier option for cheap Dodge Charger car insurance offering competitive rates beginning at only $80 per month for comprehensive coverage.
Teaming up with Progressive and Safeco, they provide accessible and thorough choices tailored to meet the needs of customers, guaranteeing peace of mind, especially when it comes to car insurance.
Our Top 10 Company Picks: Cheap Dodge Charger Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $80 A+ Low Premiums Erie
#2 $85 A+ Competitive Rates Progressive
#3 $90 A Discount Options Safeco
#4 $95 A Flexible Coverage Farmers
#5 $100 A Multiple Discounts Liberty Mutual
#6 $105 A+ Nationwide Coverage Allstate
#7 $110 A Broad Acceptance The General
#8 $115 A Member Discounts AAA
#9 $120 A+ High Ratings Amica
#10 $125 A+ Affordable Premiums Mercury
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#1 – Erie: Top Overall Pick
Pros
- Competitive Rates: Erie offers affordable rates, starting at $80 per month, making it an attractive option for budget-conscious consumers. Learn more through our Erie insurance review.
- Strong Customer Service: Erie is known for its excellent customer service, providing prompt assistance and handling claims efficiently.
- Comprehensive Coverage Options: Erie offers a wide range of coverage options, allowing customers to tailor their policies to suit their individual needs.
Cons
- Limited Availability: Erie’s coverage may not be available in all states, limiting its accessibility for some customers.
- Fewer Discounts: Compared to some other providers, Erie may offer fewer discounts, potentially resulting in higher premiums for certain policyholders.
#2 – Progressive: Best for Competitive Rates
Pros
- Innovative Features: Progressive offers innovative features such as Snapshot, which rewards safe driving behavior with discounts, appealing to tech-savvy customers.
- Wide Range of Discounts: Progressive offers numerous discounts, including multi-policy, multi-car, and safe driver discounts, helping customers save on premiums. Read more through our Progressive insurance review.
- Convenient Online Tools: Progressive provides easy-to-use online tools for managing policies, filing claims, and obtaining quotes, enhancing the overall customer experience.
Cons
- Average Customer Service: While Progressive offers convenient online services, its customer service quality can sometimes be inconsistent, leading to mixed reviews from customers.
- Pricing Variability: Progressive’s pricing can vary significantly based on factors such as driving history and location, potentially resulting in higher premiums for some customers.
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#3 – Safeco: Best for Discount Options
Pros
- Customizable Policies: Safeco offers customizable policies, allowing customers to adjust coverage levels and deductibles to fit their unique needs and budget.
- Good Discounts: Safeco provides a variety of discounts, including for safe driving, bundling policies, and vehicle safety features, helping customers save on premiums.
- Financial Stability: Safeco is backed by Liberty Mutual Group, a financially stable and reputable insurance company, providing customers with confidence in their coverage.
Cons
- Limited Availability: Safeco’s coverage may not be available in all states, limiting options for some customers. Learn more through our Safeco insurance review.
- Average Claims Process: While Safeco offers solid coverage, its claims process may not always be as efficient or streamlined as some competitors, leading to potential frustrations for policyholders.
#4 – Farmers: Best for Flexible Coverage
Pros
- Flexible Coverage Options: Farmers offers flexible coverage options, allowing customers to tailor their policies to their specific needs.
- Strong Financial Stability: Farmers Insurance Group is known for its financial stability, providing reassurance to policyholders. Further details can be found in our Farmers insurance review.
- Knowledgeable Agents: Farmers agents are often praised for their expertise and willingness to assist customers in finding the right coverage.
Cons
- Higher Premiums: Farmers’ premiums tend to be slightly higher compared to some other providers, potentially making it less competitive for budget-conscious consumers.
- Limited Online Services: While Farmers offers some online tools, its digital capabilities may not be as robust as some competitors, leading to potential inconvenience for tech-savvy customers.
#5 – Liberty Mutual: Best for Multiple Discounts
Pros
- Multiple Discounts: Liberty Mutual offers a wide range of discounts, including for safe driving, bundling policies, and vehicle safety features, helping customers save on premiums.
- Strong Financial Strength: Liberty Mutual is a financially stable company, providing customers with confidence in their coverage.
- Convenient Claims Process: Liberty Mutual offers a streamlined claims process, allowing customers to quickly and easily file claims online or through the mobile app.
Cons
- Higher Premiums: Written in our Liberty Mutual insurance review, Liberty Mutual’s premiums may be higher compared to some other providers, particularly for certain demographics or coverage options.
- Mixed Customer Service Reviews: While Liberty Mutual generally offers good customer service, some customers have reported issues with claims processing or communication with representatives.
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#6 – Allstate: Best for Nationwide Coverage
Pros
- Nationwide Coverage: Allstate offers coverage nationwide, providing convenience for customers who travel or move frequently. Read more through our Allstate insurance review.
- Extensive Discounts: Allstate offers numerous discounts, including for safe driving, bundling policies, and vehicle safety features, helping customers save on premiums.
- Innovative Tools: Allstate provides innovative tools such as Drivewise, which tracks driving behavior and rewards safe driving with discounts.
Cons
- Higher Premiums: Allstate’s premiums tend to be on the higher side compared to some other providers, potentially making it less affordable for budget-conscious consumers.
- Complex Policy Options: Allstate’s policy options and coverage levels can be complex, leading to potential confusion for customers trying to understand their coverage.
#7 – The General: Best for Broad Acceptance
Pros
- Broad Acceptance: The General is known for accepting drivers with various driving histories, including those with less-than-perfect records.
- Quick Quotes: The General provides quick and easy online quotes, making it convenient for customers to obtain coverage. Learn more through our The General insurance review.
- Accessible Customer Support: The General offers accessible customer support through phone and online chat, assisting customers with inquiries and claims.
Cons
- Limited Coverage Options: The General may offer more limited coverage options compared to some other providers, potentially leaving customers with fewer choices.
- Higher Premiums: While The General caters to high-risk drivers, its premiums may still be relatively high compared to providers that specialize in standard or preferred-risk drivers.
#8 – AAA: Best for Member Discounts
Pros
- Member Discounts: AAA offers exclusive discounts and benefits to its members, including savings on auto insurance premiums.
- Exceptional Roadside Assistance: AAA is renowned for its roadside assistance services, providing peace of mind to customers in case of emergencies.
- Strong Reputation: AAA has a strong reputation for reliability and customer service, instilling trust in its insurance offerings.
Cons
- Membership Requirement: To access AAA’s insurance products, customers must become members of AAA, which requires an additional membership fee.
- Limited Availability: AAA’s insurance products may not be available in all areas, limiting options for some customers. Learn more through our AAA insurance review.
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#9 – Amica: Best for High Ratings
Pros
- High Ratings: Amica consistently receives high ratings for customer satisfaction and financial stability from rating agencies and customers alike.
- Customizable Policies: Amica offers customizable policies, allowing customers to tailor coverage to their specific needs.
- Dividend Policies: Amica is known for its dividend policies, which can result in refunds or credits for policyholders. Read more through our Amica insurance review.
Cons
- Higher Premiums: Amica’s premiums may be higher compared to some other providers, reflecting its focus on quality coverage and customer service.
- Limited Discounts: While Amica offers some discounts, its discount offerings may be more limited compared to larger insurers.
#10 – Mercury: Best for Affordable Premiums
Pros
- Affordable Premiums: Mercury offers competitive premiums, making it an attractive option for budget-conscious consumers. Read more through our Mercury insurance review.
- Flexible Coverage Options: Mercury provides a variety of coverage options, allowing customers to customize their policies to suit their needs.
- Convenient Online Services: Mercury offers convenient online services for policy management, claims filing, and obtaining quotes, enhancing the customer experience.
Cons
- Limited Availability: Mercury’s coverage may not be available in all states, limiting options for some customers.
- Average Customer Service: While Mercury provides decent customer service, it may not always meet the same level of excellence as some other providers, leading to mixed reviews from customers.
Factors That Influence the Cost of Dodge Charger Car Insurance
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Understanding the Different Types of Car Insurance Coverage for a Dodge Charger
Tips for Finding Affordable Car Insurance Quotes for Your Dodge Charger
For affordable car insurance for your Dodge Charger, consider these tips: shop around for quotes, maintain a clean driving record, increase your deductible, seek discounts, and bundle policies for savings.
Familiarize yourself with different car insurance coverage types to ensure you get the protection you need at the best rate.
Lowering Your Dodge Charger Car Insurance Premiums Without Sacrificing Coverage
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Frequently Asked Questions
What factors affect the cost of insurance for a Dodge Charger?
The cost of insurance for a Dodge Charger can be influenced by various factors such as the driver’s age, driving history, location, credit score, coverage options, and deductibles.
Are Dodge Chargers expensive to insure?
Insurance rates for Dodge Chargers can be higher compared to other vehicles due to factors such as its powerful engine, higher risk of theft, and potentially higher repair costs. Enter your ZIP code now to start.
Can I get discounts on insurance for a Dodge Charger?
Yes, based on our AIG insurance review, insurance companies often offer discounts that can help reduce the cost of insuring a Dodge Charger. Some common discounts include multi-policy discounts, safe driver discounts, and anti-theft device discounts.
Is it more expensive to insure a new Dodge Charger compared to an older model?
In general, insuring a new Dodge Charger may be more expensive due to its higher value and repair costs. However, other factors like safety features and technology advancements in newer models can also result in potential discounts.
How can I find affordable insurance for a Dodge Charger?
To find affordable insurance for a Dodge Charger, it is recommended to shop around and compare quotes from multiple insurance companies. Additionally, maintaining a clean driving record, opting for higher deductibles, and taking advantage of available discounts can help lower insurance costs. Enter your ZIP code now to start comparing.
What are some coverage options I should consider for insuring a Dodge Charger?
When insuring a Dodge Charger, it is important to consider comprehensive coverage, lending your car to an uninsured driver, collision coverage, liability coverage, uninsured/underinsured motorist coverage, and personal injury.
What are the top three insurance providers offering cheap Dodge Charger car insurance according to the article?
According to the article, the top three insurance providers offering cheap Dodge Charger car insurance are Erie, Progressive, and Safeco.
What are some factors influencing the cost of insurance for a Dodge Charger mentioned in the article?
Factors influencing the cost of insurance for a Dodge Charger mentioned in the article include the driver’s age, location, driving record, vehicle model, annual mileage, and specific make, model, and trim of the Charger. Enter your ZIP code now to start.
What are some tips provided in the article for finding affordable car insurance quotes for a Dodge Charger?
Tips provided in the article, especially in our The Hartford insurance review, for finding affordable car insurance quotes for a Dodge Charger include shopping around for quotes, maintaining a clean driving record, increasing your deductible, seeking discounts, and bundling policies for savings.
What are two cons mentioned for Progressive insurance in the article?
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
