Cheap Dodge Challenger Car Insurance in 2024 (Save Money With These 10 Providers!)
Progressive, Nationwide, and Travelers are our top picks for cheap Dodge Challenger car insurance, with prices beginning at just $90 per month. These companies provide budget-friendly coverage options, aiming to deliver value to customers without sacrificing the quality of protection needed for their peace of mind and security.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
13,128 reviewsCompany Facts
Min. Coverage for Dodge Challenger
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
3,019 reviewsCompany Facts
Min. Coverage for Dodge Challenger
A.M. Best Rating
Complaint Level
Pros & Cons
3,019 reviews
1,731 reviewsCompany Facts
Min. Coverage for Dodge Challenger
A.M. Best Rating
Complaint Level
Pros & Cons
1,731 reviews
Progressive is the top choice for cheap Dodge Challenger car insurance, providing competitive rates starting at just $90 per month for comprehensive coverage.
Collaborating with Nationwide and Travelers, they offer affordable and comprehensive options designed to meet customers’ needs, ensuring peace of mind, particularly in the realm of car insurance.
Our Top 10 Company Picks: Cheap Dodge Challenger Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $90 A+ Diverse Discounts Progressive
#2 $95 A Discount Options Nationwide
#3 $100 A++ Customer Satisfaction Travelers
#4 $105 A Flexible Coverage Farmers
#5 $110 A Multiple Discounts Liberty Mutual
#6 $115 A+ Nationwide Coverage Allstate
#7 $120 A Broad Acceptance The General
#8 $125 A Member Discounts AAA
#9 $130 A+ High Ratings Amica
#10 $135 A+ Affordable Premiums Mercury
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#1 – Progressive: Top Overall Pick
Pros
- Competitive Rates: Progressive offers affordable rates, starting as low as $90 per month, making it a budget-friendly choice for many drivers. Read more through our Progressive insurance review.
- Comprehensive Coverage Options: With a wide range of coverage options, Progressive allows customers to tailor their policies to meet specific needs.
- User-Friendly Online Tools: Progressive provides user-friendly online tools for managing policies, enhancing convenience and accessibility for customers.
Cons
- Variable Customer Service: Customer service may vary depending on location, with some customers reporting mixed experiences.
- Potential Rate Increases: Rates could increase after the initial term, impacting affordability for long-term policyholders.
#2 – Nationwide: Best for Discount Options
Pros
- Wide Range of Coverage: Nationwide offers a comprehensive selection of coverage options, ensuring that customers can find the protection they need.
- Discount Opportunities: Nationwide provides various discounts, including multi-policy and safe driver discounts, helping customers save on their premiums.
- Financial Strength: Nationwide is financially stable, providing reassurance that claims will be paid promptly and efficiently.
Cons
- Higher Premiums: Nationwide’s starting rate of $95 per month may be higher compared to some competitors, potentially making it less accessible for budget-conscious consumers. For more information, refer to our Nationwide insurance review.
- Limited Online Tools: Nationwide’s online platform may not be as user-friendly or feature-rich as those of other insurers, limiting convenience for customers.
#3 – Travelers: Best for Customer Satisfaction
Pros
- Financial Stability: Travelers boasts strong financial stability, providing reassurance to policyholders that claims will be paid promptly and efficiently.
- High Customer Satisfaction: As per our Travelers insurance review, Travelers consistently receives positive ratings for customer satisfaction, indicating a high level of service and support for policyholders.
- Coverage Flexibility: Travelers offers flexible coverage options, allowing customers to customize their policies to meet their specific needs.
Cons
- Limited Availability: Travelers may not be available in all areas, limiting options for potential customers seeking coverage.
- Higher Premiums: With a starting rate of $100 per month, Travelers’ premiums may be higher compared to some competitors, potentially affecting affordability.
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#4 – Farmers: Best for Flexible Coverage
Pros
- Customizable Coverage: Farmers offers customizable coverage options, allowing policyholders to tailor their insurance plans to their specific needs.
- Strong Customer Support: Farmers provides excellent customer support, with knowledgeable agents ready to assist policyholders with their insurance needs.
- Additional Benefits: Farmers offers various additional benefits such as roadside assistance and new car replacement coverage, enhancing the value of their insurance policies. Further details can be found in our Farmers insurance review.
Cons
- Higher Premiums: With a starting rate of $105 per month, Farmers’ premiums may be higher compared to some other insurers, potentially impacting affordability for some customers.
- Limited Discounts: Farmers may offer fewer discounts compared to some competitors, resulting in fewer opportunities for policyholders to save on their premiums.
#5 – Liberty Mutual: Best for Multiple Discounts
Pros
- Multiple Discounts: Written in our Liberty Mutual insurance review, Liberty Mutual offers a wide range of discounts, including multi-policy, safe driver, and anti-theft discounts, providing opportunities for policyholders to save on their premiums.
- Strong Financial Stability: Liberty Mutual is financially stable, ensuring that claims are paid promptly and efficiently.
- Convenient Claims Process: Liberty Mutual offers a convenient claims process, allowing policyholders to file and manage claims easily through their online platform or mobile app.
Cons
- Higher Premiums: With a starting rate of $110 per month, Liberty Mutual’s premiums may be higher compared to some other insurers, potentially making it less affordable for budget-conscious customers.
- Limited Coverage Options: Liberty Mutual may have fewer coverage options compared to some competitors, limiting the flexibility for customers to customize their policies according to their needs.
#6 – Allstate: Best for Nationwide Coverage
Pros
- Nationwide Coverage: Allstate offers coverage nationwide, providing insurance solutions to customers across the country. Read more through our Allstate insurance review.
- Multiple Policy Discounts: Allstate offers discounts for bundling multiple policies, such as auto and home insurance, allowing policyholders to save on their premiums.
- Innovative Features: Allstate provides innovative features such as Drivewise, which tracks driving behavior and offers potential discounts based on safe driving habits.
Cons
- Higher Premiums: With a starting rate of $115 per month, Allstate’s premiums may be higher compared to some other insurers, potentially impacting affordability for some customers.
- Mixed Customer Reviews: Allstate has received mixed reviews regarding customer service and claims handling, with some customers reporting issues with communication and resolution of claims.
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#7 – The General: Best for Broad Acceptance
Pros
- Acceptance of High-Risk Drivers: The General is known for accepting high-risk drivers and providing coverage options for individuals with less-than-perfect driving records.
- Convenient Accessibility: The General offers easy accessibility through its online platform and phone-based services, making it convenient for customers to obtain quotes and manage their policies.
- Quick Quotes: The General provides quick and straightforward quotes, allowing customers to get an estimate of their insurance costs without extensive waiting times. Learn more through our The General insurance review.
Cons
- Limited Coverage Options: The General may offer fewer coverage options compared to some competitors, potentially limiting the flexibility for customers to customize their policies according to their needs.
- Higher Premiums for Some: While The General is known for accommodating high-risk drivers, premiums for certain individuals may still be higher compared to other insurers due to their risk profile.
#8 – AAA: Best for Member Discounts
Pros
- Member Discounts: AAA offers various discounts for its members, including savings on auto insurance premiums, providing added value to AAA membership.
- Roadside Assistance: AAA includes roadside assistance as part of its auto insurance policies, offering peace of mind to policyholders in case of emergencies on the road.
- Strong Reputation: AAA is well-known for its long-standing reputation and reliability in providing insurance and roadside assistance services.
Cons
- Membership Required: To access AAA’s auto insurance policies, individuals must be members of AAA, which comes with additional membership fees. Learn more through our AAA insurance review.
- Limited Availability: AAA may not be available in all areas, limiting options for potential customers seeking coverage.
#9 – Amica: Best for High Ratings
Pros
- High Ratings: Amica consistently receives high ratings for customer satisfaction and financial stability, providing peace of mind to policyholders.
- Personalized Service: Amica is known for its personalized approach to customer service, with dedicated agents who strive to understand and meet the unique needs of each policyholder.
- Flexible Coverage Options: Amica offers flexible coverage options, allowing customers to customize their policies to fit their individual needs and budgets. Read more through our Amica insurance review.
Cons
- Potentially Higher Premiums: While Amica provides excellent service and coverage options, its premiums may be higher compared to some other insurers, potentially impacting affordability for some customers.
- Limited Availability: Amica may not be available in all areas, limiting options for potential customers seeking coverage.
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#10 – Mercury: Best for Affordable Premiums
Pros
- Affordable Premiums: Mercury offers competitive premiums, starting at $135 per month, making it an attractive option for budget-conscious customers.
- Easy Claims Process: Mercury provides a straightforward claims process, allowing policyholders to file claims quickly and efficiently.
- Range of Coverage Options: Mercury offers a variety of coverage options to suit different needs, providing flexibility for policyholders to customize their insurance plans.
Cons
- Limited Availability: Mercury may not be available in all areas, limiting options for potential customers seeking coverage. Read more through our Mercury insurance review.
- Mixed Customer Service Reviews: Mercury has received mixed reviews regarding customer service, with some customers reporting issues with responsiveness and communication.
Factors That Affect the Cost of Dodge Challenger Car Insurance
Understanding Car Insurance Rates for Dodge Challenger Owners
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The Importance of Liability Coverage for Your Dodge Challenger
Liability coverage is vital for Dodge Challenger insurance, covering injuries and property damage. Bodily injury liability pays for others’ medical expenses, while property damage liability covers repairs or replacements. Modifications to your Challenger, like engine upgrades or body kits, can raise its value and repair costs, leading to higher insurance rates.
Insurers may view modified cars as higher risks, potentially increasing premiums. It’s crucial to inform your insurer of modifications to ensure valid coverage and explore different car insurance coverage types for comprehensive protection.
Exploring Discounts and Savings Opportunities for Dodge Challenger Owners
Frequently Asked Questions
What factors affect the cost of insurance for a Dodge Challenger?
The cost of insurance for a Dodge Challenger can be influenced by various factors such as the driver’s age, driving record, location, coverage options, deductible amount, and the specific model and year of the car.
Is car insurance for a Dodge Challenger more expensive than for other vehicles?
Car insurance for a Dodge Challenger can be relatively higher compared to other vehicles due to factors such as its higher value, performance capabilities, and potentially higher repair costs. Enter your ZIP code now to begin.
Are there any discounts available for insuring a Dodge Challenger?
Yes, based on our AIG insurance review, many insurance companies offer discounts that can help reduce the cost of insuring a Dodge Challenger. Some common discounts include multi-policy discounts, safe driver discounts, good student discounts, and anti-theft device discounts.
Does the age of the Dodge Challenger affect insurance rates?
Yes, the age of the Dodge Challenger can impact insurance rates. Generally, newer models may have higher insurance rates due to their higher value, while older models may have lower rates. However, other factors like the car’s safety features and performance can also influence the rates.
What are some ways to lower insurance costs for a Dodge Challenger?
To lower insurance costs for a Dodge Challenger, you can consider options such as increasing deductibles, maintaining a clean driving record, taking advantage of available discounts, installing anti-theft devices, and comparing quotes from different insurance providers. Enter your ZIP code now to start.
What are the starting rates for insurance provided by Progressive, Nationwide, and Travelers?
The starting rates for insurance provided by Progressive, Nationwide, and Travelers are $90, $95, and $100 per month, respectively. And it will not change if you are lending your car to an uninsured driver.
How do safety features and theft deterrents impact insurance rates for Dodge Challenger owners?
Safety features and theft deterrents can potentially lower insurance rates for Dodge Challenger owners by reducing the risk of accidents and theft, thus making the vehicle less expensive to insure.
What are some factors that affect the cost of insurance for a Dodge Challenger?
Factors that affect the cost of insurance for a Dodge Challenger include the driver’s age, driving record, location, coverage options, deductible amount, and the specific model and year of the car. Enter your ZIP code now to start comparing.
What are some ways to lower insurance costs for Dodge Challenger owners?
Based on our The Hartford insurance review, some ways to lower insurance costs for Dodge Challenger owners include increasing deductibles, maintaining a clean driving record, taking advantage of available discounts, installing anti-theft devices, and comparing quotes from different insurance providers.
Are there specialized insurance options available for modified Dodge Challengers?
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
