Cheap Chrysler Pacifica Car Insurance in 2024 (Save With These 10 Companies!)
State Farm, USAA, and Safeco are the best insurance companies for cheap Chrysler Pacifica car insurance, with rates beginning at $48 per month. They excel in comprehensive coverage, especially for military members, and combine value and service, making them the best choices for Chrysler Pacifica insurance.
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Daniel Walker
Licensed Insurance Agent
Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring tha...
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UPDATED: Oct 15, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Min. Coverage for Chrysler Pacifica
A.M. Best Rating
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6,435 reviews
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Min. Coverage for Chrysler Pacifica
A.M. Best Rating
Complaint Level
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1,171 reviews
The top picks for cheap Chrysler Pacifica car insurance are State Farm, USAA, and Safeco. State Farm offers the best rates starting at $48 per month, making it the top choice for affordability. 
Our Top 10 Company Picks: Cheap Chrysler Pacifica Car Insurance
| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $48 | B | Discount Options | State Farm |
 | #2 | $49 | A++ | Military Discounts | USAA |
 | #3 | $50 | A | Budget Friendly | Safeco |
 | #4 | $51 | A+ | Competitive Rates | Nationwide |
 | #5 | $52 | A+ | Low Premiums | Erie |
 | #6 | $56 | A+ | Extensive Discounts | Progressive |
 | #7 | $58 | A | Flexible Discounts | American Family |
 | #8 | $63 | A | Affordable Plans | Mercury |
 | #9 | $65 | A++ | Customer Satisfaction | Travelers |
 | #10 | $71 | A | Various Discounts | Liberty Mutual |
By examining these factors, you can make an informed decision about purchasing and insuring a Chrysler Pacifica. Additionally, we will provide tips on how to potentially reduce your insurance premiums.
Find the best comprehensive car insurance quotes by entering your ZIP code above into our free comparison tool today.
- Discover affordable insurance options for your Chrysler Pacifica to save money
- State Farm offers top rates starting at $48 per month
- Compare quotes to find the cheapest insurance rates for your Chrysler Pacifica
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#1 – State Farm: Top Overall Pick
Pros:
- Wide Range of Discounts: State Farm offers numerous discount options, making it easier for policyholders to save on their premiums.
- Strong Financial Stability: With an A.M. Best rating of B, State Farm has a solid financial standing, ensuring reliability. Gain deeper insights by perusing our article named “State Farm Insurance Review & Ratings.”
- Affordable Monthly Rates: At $48 per month, State Farm provides some of the most competitive rates for Chrysler Pacifica car insurance.
Cons:
- Limited Coverage Options: Compared to some competitors, State Farm may have fewer specialized coverage options.
- Customer Service Variability: Customer service experiences can vary widely depending on the agent and location.
- Moderate A.M. Best Rating: While financially stable, the B rating is lower than some top competitors.
#2 – USAA: Best for Military Discounts
Pros:
- Exclusive Military Discounts: USAA offers significant discounts for military members and their families.
- Exceptional Financial Strength: With an A++ rating from A.M. Best, USAA is one of the most financially secure. insurers. Dive into the details with our article titled “USAA Insurance Review & Ratings.”
- Highly Rated Customer Service: USAA is known for its excellent customer service and support for military personnel.
Cons:
- Restricted Eligibility: Only available to military members, veterans, and their families, limiting access for the general public.
- Limited Physical Locations: USAA has fewer physical branches, which may be inconvenient for those preferring in-person service.
- Premiums Can Be Higher for Non-Military: Some non-military associated drivers may find premiums less competitive.
#3 – Safeco: Best for Budget-Friendly Plans
Pros:
- Budget-Friendly Options: Safeco offers some of the most affordable rates, with premiums starting at $50 per month. Explore further in our article titled “Safeco Insurance Review & Ratings.”
- Good Financial Stability: With an A rating from A.M. Best, Safeco is financially reliable.
- Customizable Coverage: Offers various add-on options to customize policies according to individual needs.
Cons:
- Average Customer Service: Customer service is rated as average, with some complaints about responsiveness.
- Limited Availability: Not available in all states, which can be a disadvantage for some drivers.
- Fewer Discounts: Compared to competitors, Safeco may offer fewer discount options.
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#4 – Nationwide: Best for Competitive Rates
Pros:
- Competitive Rates: Known for offering competitive rates, with monthly premiums starting at $51.
- Strong Financial Rating: Nationwide boasts an A+ rating from A.M. Best, indicating excellent financial health. For a comprehensive understanding, consult our article titled “Nationwide Insurance Review & Ratings.”
- Wide Range of Coverage: Offers a variety of coverage options and add-ons, catering to different insurance needs.
Cons:
- Mixed Customer Reviews: Customer satisfaction varies, with some reports of claims handling issues.
- Higher Premiums for High-Risk Drivers: Drivers with poor records may find premiums less competitive.
- Discounts May Be Limited: While competitive, the range of available discounts might be narrower than some competitors.
#5 – Erie: Best for Low Preiums
Pros:
- Low Premiums: Erie offers very competitive premiums starting at $52 per month.
- High Customer Satisfaction: Known for high customer satisfaction, particularly in claims handling.
- Excellent Financial Health: An A+ rating from A.M. Best underscores its financial reliability. Enhance your knowledge by reading our “Erie Insurance Review & Ratings.”
Cons:
- Regional Availability: Erie’s services are not available nationwide, limiting access based on location.
- Fewer Discounts: Offers fewer discount options compared to larger insurers.
- Limited Online Services: The online platform is not as robust as some competitors, potentially affecting convenience.
#6 – Progressive: Best for Extensive Discounts
Pros:
- Extensive Discounts: Progressive provides a wide range of discounts, which can significantly lower premiums.
- Strong Financial Rating: An A+ rating from A.M. Best indicates solid financial health. Uncover more by delving into our article entitled “Progressive Insurance Review & Ratings.”
- User-Friendly Online Tools: Offers robust online tools and resources, making policy management easy.
Cons:
- Higher Rates for Some Drivers: Premiums can be higher for drivers with poor records or high-risk profiles.
- Customer Service Variability: Mixed reviews on customer service, with some complaints about responsiveness.
- Complex Policies: The variety of coverage options can sometimes be overwhelming and confusing.
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#7 – American Family: Best for Flexible Discounts
Pros:
- Flexible Discount Options: Offers a variety of flexible discounts to suit different policyholder needs.
- Good Financial Standing: With an A rating from A.M. Best, American Family is financially secure.
- Comprehensive Coverage: Provides a wide range of coverage options and add-ons. Get a better grasp by checking out our article titled “American Family Insurance Review & Ratings.”
Cons:
- Higher Premiums: Monthly premiums start at $58, which is higher than some competitors.
- Regional Limitations: Not available in all states, limiting its reach.
- Average Customer Service: Customer service is rated as average, with some issues reported in claims processing.
#8 – Mercury Insurance: Best for Affordable Plans
Pros:
- Affordable Plans: Known for offering affordable insurance plans, with premiums starting at $63.
- Solid Financial Health: Mercury has an A rating from A.M. Best, indicating good financial stability.
- Tailored Coverage Options: Offers tailored coverage options to meet specific customer needs. or additional insights, refer to our article named “Mercury Insurance Review & Ratings.”
Cons:
- Higher Rates for High-Risk Drivers: Premiums can be less competitive for drivers with poor records.
- Mixed Customer Reviews: Some customers report dissatisfaction with claims handling and customer service.
- Limited Online Presence: The online services and resources are not as developed as some competitors.
#9 – Travelers: Best for Customer Satisfaction
Pros:
- High Customer Satisfaction: Known for high levels of customer satisfaction and reliable service. Gain deeper. understanding through our article entitled “Travelers Insurance Review & Ratings.”
- Exceptional Financial Strength: A++ rating from A.M. Best, indicating top-tier financial stability.
- Comprehensive Coverage Options: Offers a broad range of coverage options and add-ons.
Cons:
- Higher Premiums: Monthly premiums are higher, starting at $65.
- Complex Claims Process: Some customers report that the claims process can be complicated and time-consuming.
- Limited Discounts: Fewer discount options compared to other top insurers.
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#10 – Liberty Mutual: Best for Various Discounts
Pros:
- Variety of Discounts: Offers a wide range of discounts that can help reduce premiums.
- Solid Financial Rating: An A rating from A.M. Best indicates reliable financial health.
- Comprehensive Coverage: Provides various coverage options and customizable policies. Find out more by reading our article titled “Liberty Mutual Review & Ratings.”
Cons:
- Higher Premiums: Starting at $71 per month, premiums are on the higher side.
- Mixed Customer Service Reviews: Some customers report dissatisfaction with customer service and claims handling.
- Limited Online Tools: The online tools and resources are not as advanced as some competitors.
Factors That Determine the Cost of Chrysler Pacifica Car Insurance
Chrysler Pacifica Car Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| American Family | $58 | $98 |
| Erie | $52 | $85 |
| Liberty Mutual | $71 | $97 |
| Mercury | $63 | $105 |
| Nationwide | $51 | $82 |
| Progressive | $56 | $95 |
| Safeco | $50 | $78 |
| State Farm | $48 | $90 |
| Travelers | $65 | $101 |
| USAA | $49 | $101 |
For minimum coverage, monthly rates range from $48 with State Farm to $71 with Liberty Mutual. For full coverage, rates span from $78 with Safeco to $105 with Mercury.
Other notable rates include American Family at $58 for minimum and $98 for full coverage, Erie at $52 for minimum and $85 for full coverage, and USAA at $49 for minimum and $101 for full coverage.
Understanding the Insurance Classification of the Chrysler Pacifica
The categorization of the Chrysler Pacifica as a minivan or family-oriented vehicle can have a beneficial impact on insurance expenses. Insurers typically perceive minivans as safer vehicles, which often leads to lower insurance premiums. Dive into the details with our article titled “Cheap Chrysler Pacifica Car Insurance.”
This is due to the enhanced safety features commonly found in minivans and their association with family use. However, insurance premiums are also influenced by other variables such as the vehicle’s model year, trim level, and optional features.
Tracey L. Wells Licensed Insurance Agent & Agency Owner
Additionally, a driver’s personal driving history significantly impacts the insurance rates for the Chrysler Pacifica. Insurers consider factors such as age, driving experience, and any previous accidents or traffic violations. A clean driving record can lower insurance premiums, while a history of incidents may result in higher rates.
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Tips for Finding Affordable Car Insurance for Your Chrysler Pacifica
Average Cost of Insuring a Chrysler Pacifica: A Comprehensive Analysis
When calculating the average cost of insuring a Chrysler Pacifica, several factors must be considered. These include the driver’s age, driving history, location, coverage options, deductibles, and the insurance provider.
Typically, the monthly rates from $48 to $49. However, actual costs can vary significantly based on individual circumstances and specific insurer rates and policies.
The age of the driver plays a crucial role, expand your understanding with our as younger drivers, especially those under 25, frequently encounter elevated premiums owing to their lack of experience and heightened likelihood of accidents, whereas older drivers with unblemished records may be eligible for reduced rates. Delve into the specifics in our article called “Cheap Chrysler Concorde Car Insurance.”
Location is also crucial; insurance companies assess the crime rate, population density, and accident statistics of the area. Driving in high-risk areas, like densely populated cities with high crime rates, can result in higher premiums compared to rural areas with lower risk levels.
Comparing Car Insurance Rates for the Chrysler Pacifica Across Different Providers
When shopping for car insurance for your Chrysler Pacifica, it’s important to compare rates and options from various providers. Each insurer has its own way of evaluating risk and setting premiums. Collecting quotes from several companies can help you secure the best coverage at a competitive price.
Additionally, consider the insurer’s reputation, customer service, and financial stability. While cost is important, choosing a reliable company that offers dependable coverage and support is crucial. Enhance your comprehension with our new car insurance discount.
It’s also beneficial to look into the specific coverage options and discounts available for the Chrysler Pacifica. Some insurers offer specialized coverage for its unique features, like advanced safety technology or a hybrid engine, and discounts for safe driving records, multiple policies, or certain memberships.
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The Impact of Vehicle Features on Chrysler Pacifica Car Insurance Rates
Frequently Asked Questions
What factors affect the cost of insurance for a Chrysler Pacifica?
The cost of insurance for a Chrysler Pacifica can be influenced by various factors such as the driver’s age, location, driving history, coverage options, deductible amount, and the insurance provider’s policies. Elevate your knowledge with our Cheap Chrysler Crossfire car insurance.
Are Chrysler Pacificas expensive to insure?
Generally, minivans like the Pacifica tend to have lower insurance rates compared to sports cars or luxury vehicles.
Does the safety rating of a Chrysler Pacifica impact insurance rates?
Yes, the safety rating of a Chrysler Pacifica can have an impact on insurance rates. Vehicles with higher safety ratings often qualify for lower insurance premiums as they are considered less risky to insure.
Can I get discounts on insurance for a Chrysler Pacifica?
Yes, many insurance providers offer various discounts that can help lower the cost of insurance for a Chrysler Pacifica. These discounts can include safe driver discounts, multi-policy discounts, anti-theft device discounts, and more. Stop overpaying for car insurance. Our free quote comparison tool allows you to shop for quotes from the top providers near you by entering your ZIP code below
What is the average cost of insurance for a Chrysler Pacifica?
The average cost of insurance for a Chrysler Pacifica can vary based on multiple factors. It is recommended to obtain quotes from different insurance providers to get an accurate estimate of the cost for your specific circumstances.
Is it more affordable to insure a new or used Chrysler Pacifica?
The cost of insurance for a new or used Chrysler Pacifica can differ. Generally, used vehicles may have lower insurance costs due to their lower market value.
Which insurance companies offer the best rates for insuring a Chrysler Pacifica?
Some insurance companies known for offering competitive rates for insuring a Chrysler Pacifica include State Farm, USAA, Safeco, Nationwide, Erie, Progressive, American Family, Mercury Insurance, Travelers, and Liberty Mutual. Get a better grasp by checking out our article How much does Chrysler Pacifica Hybrid car insurance cost?
What are some tips for finding affordable car insurance for a Chrysler Pacifica?
Tips for finding affordable car insurance for a Chrysler Pacifica include maintaining a clean driving record, comparing quotes from multiple insurance providers, exploring available discounts, and considering factors like coverage options and deductibles.
How does my driving record affect the cost of insuring a Chrysler Pacifica?
A clean driving record with no accidents or traffic violations can help lower insurance premiums for a Chrysler Pacifica, while a history of incidents may result in higher rates.
What specific coverage options should I consider for insuring a Chrysler Pacifica?
Specific coverage options to consider for insuring a Chrysler Pacifica include liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and additional options like roadside assistance or rental car reimbursement. Expand your understanding with our article called “Cheap Chrysler Aspen Car Insurance.”
How can I lower my insurance premiums for a Chrysler Pacifica?
Lowering insurance premiums for a Chrysler Pacifica can be achieved through factors such as maintaining a good driving record, taking advantage of available discounts, choosing higher deductibles, and comparing quotes from multiple insurers.
Does the location where I live impact the cost of insuring a Chrysler Pacifica?
Yes, the location where you live can impact insurance costs for a Chrysler Pacifica. Factors such as crime rate, population density, and accident statistics of the area can influence insurance premiums.
What are some safety features of the Chrysler Pacifica that can help reduce insurance rates?
Safety features of the Chrysler Pacifica that can help reduce insurance rates may include anti-lock brakes, stability control, lane departure warning, blind-spot monitoring, adaptive cruise control, and rearview camera.
Are there any specific discounts available for insuring a Chrysler Pacifica?
Yes, many insurers offer discounts specifically for features like advanced safety technology, hybrid engines, multi-policy discounts, safe driver discounts, and more. Obtain a more nuanced perspective with our Cheap Chrysler Prowler car insurance.
How do insurance companies determine the value of a Chrysler Pacifica for insurance purposes?
Insurance companies determine the value of a Chrysler Pacifica for insurance purposes based on factors such as its market value, age, condition, mileage, and any optional features or upgrades.
What steps should I take if I want to switch insurance providers for my Chrysler Pacifica?
If you want to switch insurance providers for your Chrysler Pacifica, you should compare quotes from multiple insurers, review the coverage options and discounts offered by each provider, and then contact your chosen insurer to initiate the switch. For additional insights, refer to our “Cheap Dodge Ram Van 2500 Car Insurance.”
Does the age of the driver affect insurance rates for a Chrysler Pacifica?
Yes, the age of the driver can affect insurance rates for a Chrysler Pacifica. Younger drivers, especially those under 25, may encounter higher premiums due to their lack of experience and higher likelihood of accidents.
Can I customize my insurance coverage for a Chrysler Pacifica based on my specific needs?
Yes, many insurance providers offer customizable coverage options for insuring a Chrysler Pacifica, allowing you to tailor your policy to fit your specific needs and budget.
What should I do if I have questions or concerns about my Chrysler Pacifica insurance policy?
If you have questions or concerns about your Chrysler Pacifica insurance policy, you should contact your insurance provider directly to speak with a representative who can address your inquiries and provide assistance. Shop for the best liability-only car insurance with our free quote comparison tool. Enter your ZIP code below to begin.
Which minivan is the cheapest insurance?
According to the article, the Chrysler Pacifica is highlighted as one of the more affordable options for insurance among minivans, particularly with insurers like State Farm offering competitive rates starting at $48 per month. Discover a wealth of knowledge in our best car insurance by vehicle.
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Daniel Walker
Licensed Insurance Agent
Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring tha...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
