Cheap Chevrolet Impala Car Insurance in 2024 (Earn Savings With These 10 Companies!)
State Farm, Auto-Owners, and Mercury offer the best cheap Chevrolet Impala car insurance, with rates starting at $44 per month. These companies offer low premiums, excellent customer service, and extensive coverage options, making them the top choices for reliable Chevrolet Impala insurance.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,759 reviewsCompany Facts
Min. Coverage for Chevrolet Impala
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
563 reviewsCompany Facts
Min. Coverage for Chevrolet Impala
A.M. Best Rating
Complaint Level
Pros & Cons
563 reviews
667 reviewsCompany Facts
Min. Coverage for Chevrolet Impala
A.M. Best Rating
Complaint Level
Pros & Cons
667 reviewsThe top picks for cheap Chevrolet Impala car insurance are State Farm, Auto-Owners, and Mercury, excelling in affordability, customer satisfaction, and comprehensive coverage. Shop for the best liability-only car insurance with our free quote comparison tool. Enter your ZIP code above to begin.
We will delve into how these providers offer the best value for Chevrolet Impala owners by considering factors such as vehicle age, driver history, and location.
Our Top 10 Company Picks: Cheap Chevrolet Impala Car Insurance
| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $44 | B | Reliable Service | State Farm |
 | #2 | $46 | A++ | Customer Satisfaction | Auto Owners |
 | #3 | $48 | A | Competitive Premiums | Mercury |
 | #4 | $50 | A | Affordable Rates | Safeco |
 | #5 | $52 | A+ | Discount Programs | Progressive |
 | #6 | $53 | A | Customer Service | American Family |
 | #7 | $55 | A+ | AARP Benefits | The Hartford |
 | #8 | $58 | A+ | Coverage Options | Nationwide |
 | #9 | $60 | A | Member Discounts | AAA |
 | #10 | $62 | A | Flexible Coverage | Liberty Mutual |
It provides an in-depth look at the coverage options, tips for finding affordable insurance, and how to avoid common pitfalls when securing insurance for your Chevrolet Impala. Explore why these companies are the ideal choices for ensuring reliable and cost-effective insurance.
- Find cheap Chevrolet Impala car insurance with rates starting at $44 per month
- Get the best coverage options and rates for your Chevrolet Impala
- State Farm provides top value for reliable Chevrolet Impala insurance
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#1 – State Farm: Top Overall Pick
Pros
- Comprehensive Coverage Options: State Farm offers a wide range of coverage options including collision, liability, and uninsured motorist coverage.
- Strong Financial Stability: State Farm is highly regarded for its financial stability, ensuring reliable coverage. Read more about the State Farm insurance review & ratings.
- Discounts for Safe Drivers: Provides discounts for good driving records and participation in defensive driving courses.
Cons
- Higher Premiums: Generally higher premiums compared to other insurers.
- Limited Online Features: Some features and claims processing may require direct contact with an agent.
#2 – Auto-Owners: Best for Customer Satisfaction
Pros
- Customer Satisfaction: Our Auto-Owners insurance review & ratings highlight excellent customer service.
- Wide Coverage Options: Offers a variety of coverage including optional features like diminished value coverage.
- Multi-Policy Discounts: Substantial discounts for bundling auto with other types of insurance like home or life.
Cons
- Limited Availability: Not available in all states. Look at our “Auto-Owners Insurance Review & Ratings” for expanded insights.
- Manual Claims Processing: Claims process may be less streamlined, often requiring more manual intervention.
#3 – Mercury: Best for Affordable Rates
Pros
- Competitive Rates: Known for offering lower rates compared to larger competitors.
- Discounts for Safety Features: Provides discounts for vehicles equipped with safety features like airbags and anti-theft devices.
- Local Agent Support: Discover how Mercury excels with local agents in Broaden your knowledge with our article named “Mercury Insurance Review & Ratings.”
Cons
- Average Customer Service: Mixed reviews regarding customer service experiences.
- Limited Coverage Options: Fewer optional coverages compared to other major insurers.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#4 – Safeco: Best for Customizable Policies
Pros
- Customizable Policies: Offers a range of optional coverages like roadside assistance and new car replacement.
- Convenient Online Tools: Our Safeco insurance review & ratings highlight the company’s robust online management tools.
- Discounts for Homeowners: Additional savings for customers who bundle home and auto insurance. Explore further with our article entitled “Safeco Insurance Review & Rating.”
Cons
- Higher Deductibles: Some policies may require higher deductibles.
- Average Claims Service: Claims processing times can be longer compared to other companies.
#5 – Progressive: Best for Usage-Based Insurance
Pros
- Usage-Based Discounts: Offers programs like Snapshot that reward low mileage and safe driving.
- Wide Coverage Network: Read our Progressive insurance review & ratings to learn about their extensive network.
- Competitive Pricing: Known for competitive rates and extensive discount options.
Cons
- Variable Customer Service: Customer service quality can vary significantly by region.
- Complex Policy Details: Policies can be complex with many add-ons and exclusions.
#6 – American Family: Best for Personalized Service
Pros
- Comprehensive Discounts: Offers a variety of discounts including for bundling, good driving, and loyalty.
- Strong Local Presence: American Family is highly regarded for its local agent support. Get a better grasp by checking out our article titled “American Family insurance review & ratings.”
- Innovative Coverage Options: Provides unique coverages like diminishing deductible and accident forgiveness.
Cons
- Limited Availability: Not available in all states.
- Higher Rates for Some Drivers: Rates may be higher for drivers with less-than-perfect records.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#7 – The Hartford: Best for Senior Drivers
Pros
- Specialized Coverage for Seniors: Offers unique coverage options tailored for drivers over 50.
- AARP Endorsement: Find out why The Hartford’s AARP partnership. Explore further details in our “The Hartford insurance review & ratings.”
- Exceptional Customer Service: High ratings for customer service and claims satisfaction.
Cons
- Age Restrictions: Some policies are only available to drivers over 50.
- Higher Premiums: Premiums can be higher compared to other providers, particularly for younger drivers.
#8 – Nationwide: Best for Deductible Programs
Pros
- Vanishing Deductible Program: Offers a unique program where your deductible decreases the longer you drive without an accident.
- Comprehensive Coverage Options: Provides extensive coverage options including rental reimbursement and gap insurance.
- Strong Financial Stability: Explore our “Nationwide insurance review & ratings” for insights on their financial reliability.
Cons
- Higher Average Rates: Generally higher rates compared to some other insurers.
- Mixed Online Service: Some customers report issues with online account management and claims.
#9 – AAA: Best for Roadside Assistance
Pros
- Extensive Roadside Assistance: Offers comprehensive roadside assistance including towing, battery service, and flat tire changes.
- Membership Benefits: Members receive discounts on travel, hotels, and various entertainment services.
- Strong Customer Service: Our AAA i reveal high marks for customer service and support.
Cons
- Membership Fees: Requires an annual membership fee which can add to the overall cost.
- Limited Availability: Services and discounts might not be available in all areas. Look at our “AAA Insurance Review & Ratings” for expanded insights.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#10 – Liberty Mutual: Best for Custom Coverage
Pros
- Customizable Coverage: Offers a wide range of optional coverages like new car replacement and accident forgiveness.
- Easy Online Access: Learn about Liberty Mutual’s user-friendly online tools in our Liberty Mutual review & ratings.
- Multi-Policy Discounts: Substantial savings for bundling multiple policies such as home and auto insurance.
Cons
- Higher Premiums: Often has higher premiums compared to other insurers.
- Mixed Customer Service: Customer service experiences can vary, with some reports of delays and issues with claims.
Key Factors Impacting Chevrolet Impala Car Insurance Costs
Insurance providers consider several factors when determining the cost of insuring a Chevrolet Impala. The model year is significant, with older models generally having lower rates. The driver’s age do you get cheap car insurance and driving history are also important; younger drivers or those with accidents may face higher rates.
The vehicle’s primary location impacts rates too, with areas of higher crime or accident frequency leading to higher premiums. Additionally, a good credit score can qualify drivers for lower rates, reflecting financial responsibility. Lastly, coverage options and deductibles chosen by the policyholder affect the cost, with higher coverage and lower deductibles resulting in higher premiums.
Car Insurance for Chevrolet Impala: Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $60 $113
American Family $53 $123
Auto-Owners $46 $97
Liberty Mutual $62 $118
Mercury $48 $111
Nationwide $58 $105
Progressive $52 $98
Safeco $50 $117
State Farm $44 $95
The Hartford $55 $122
The table lists monthly car insurance rates for a Chevrolet Impala from various providers. It includes minimum coverage, which meets legal requirements, and full coverage, which offers comprehensive protection.
The companies included are AAA, American Family, Auto-Owners, Liberty Mutual, Mercury, Nationwide, Progressive, Safeco, State Farm, and The Hartford. Rates range from $44 to $62 for minimum coverage and $95 to $123 for full coverage. Use these rates to compare and choose the best insurance option for your needs.
Ensuring a Smooth Claims Process for Your Chevrolet Impala After an Accident
After an accident, ensuring a smooth claims process with your Chevrolet Impala insurer involves several key steps. Document the scene with photos of the damage, exchange contact and insurance details with all parties, and promptly notify your insurer with accurate incident information.
Dani Best Licensed Insurance Producer
Follow the insurer’s instructions, such as seeking medical attention or visiting an approved repair shop, and keep thorough records of all communications, claim numbers, and documents. Understanding car insurance for medical payments coverage helps support medical expenses related to the accident.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Avoid These Common Pitfalls When Buying Chevrolet Impala Car Insurance
When purchasing car insurance for your Chevrolet Impala, it’s essential to avoid common mistakes that can lead to insufficient coverage or unnecessary costs. First, don’t settle for the first provider you find; shop around and compare multiple quotes to ensure competitive rates. Assess your coverage needs carefully to avoid underinsuring your vehicle.
Don’t overlook available discounts that can reduce your premiums significantly, and avoid opting for the minimum required coverage, as it might not provide adequate protection for your financial situation and risks. By being mindful of these common pitfalls, you can secure the best possible insurance for your Chevrolet Impala.
The table details the available discounts from leading car insurance providers for Chevrolet Impala owners. It features a variety of discounts from companies such as AAA, American Family, Auto-Owners, Liberty Mutual, Mercury, Nationwide, Progressive, Safeco, State Farm, and The Hartford. Each provider offers a range of discounts including multi-policy, good driver, good student, and various usage-based discounts.
State Farm provides discounts for accident-free driving and defensive driving courses, while Progressive offers discounts for multi-policy and usage-based programs like Snapshot. Use this information to find the best discount opportunities and reduce your insurance costs effectively.
Influence of Your Chevrolet Impala’s Age and Condition on Insurance Rates
The age and condition of your Chevrolet Impala significantly affect insurance rates. Newer models generally have higher premiums due to their replacement and repair costs, although modern safety features car insurance discounts can sometimes lower rates. Conversely, older vehicles might cost less to insure but could face higher premiums if they lack updated safety technology.
The car’s condition, including its mileage and maintenance history, is also critical, as well-maintained vehicles may attract lower premiums. Providing precise information about your Impala ensures accurate insurance quotes that reflect these factors.
Streamlining Your Chevrolet Impala Claims Process
After an accident, ensuring a smooth claims process with your Chevrolet Impala insurer involves key steps. Document the accident scene with photos of the damage, exchange contact and insurance details with involved parties, and promptly notify your insurer with accurate incident information.
Follow your insurer’s instructions, such as getting medical attention or visiting an approved repair shop, and keep records of all communications and documentation to streamline the claims process and reduce stress during a challenging time. Additionally, knowing how to document damage for car insurance claims is crucial for ensuring a smooth and efficient claims process.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Case Studies: Car Insurance for Chevrolet Impala
The following case studies highlight how Chevrolet Impala owners secured affordable car insurance by leveraging discounts and selecting providers with strong customer satisfaction ratings. These examples illustrate real-life applications of insurance strategies to reduce costs while maintaining comprehensive coverage.
- Case Study #1 – Leveraging Discounts: Jessica, a 28-year-old from Florida, chose State Farm for her 2018 Chevrolet Impala. With State Farm, she used discounts like multi-policy, accident-free, and defensive driving courses to lower the car insurance rates and reduce her rate. State Farm’s affordability and coverage ensured Jessica had protection at a cost-effective rate.
- Case Study #2 – Customer Satisfaction: Michael, a 50-year-old from Ohio, chose Auto-Owners for his 2015 Chevrolet Impala. He benefited from multi-policy, paid-in-full, and good driver discounts. Auto-Owners’ excellent customer satisfaction and tailored coverage provided Michael with reliable and comprehensive insurance.
- Case Study #3 – Budget-Conscious and Flexible Options: Samantha, a 35-year-old from Texas, chose Mercury for her 2010 Chevrolet Impala. She took advantage of good driver, multiple car, and anti-theft discounts. Mercury’s affordable rates and customizable policies provided the ideal balance between cost and coverage for her older vehicle.
These case studies demonstrate how Chevrolet Impala owners can secure affordable car insurance by leveraging discounts and selecting providers known for customer satisfaction and flexible options.
Tim Bain Licensed Insurance Agent
Understanding available choices and choosing the right provider can help owners reduce insurance costs while maintaining comprehensive coverage.
Specialized Insurance Options for Chevrolet Impala Owners
Chevrolet Impala owners should consider gap insurance and roadside assistance. Gap insurance covers the difference between the vehicle’s loan amount and its value in case of total loss. Roadside assistance coverage provides towing, tire changes, and jump-starts.
Insurance costs vary based on driver age, history, vehicle condition, and coverage choices. Compare quotes, use discounts, and evaluate needs for the best rates and protection.
Find your cheapest auto insurance quotes by entering your ZIP code below into our free comparison tool.
Frequently Asked Questions
What factors influence the Chevrolet Impala Limited car insurance rates?
The cost of Chevrolet Impala limited car insurance is influenced by several factors, including the driver’s age, driving history, and location. Additionally, the model year and condition of your Impala can significantly impact your insurance premiums. Older models may attract lower rates, while newer models might have higher costs due to their replacement and repair expenses.
To gain further insights, consult our comprehensive guide titled “Best Classic Car Insurance Companies” for detailed information.
How can I lower my Chevy Impala insurance cost?
To reduce your Chevy Impala insurance cost, consider shopping around for quotes from multiple insurance providers. Maintaining a clean driving record, bundling policies, and opting for higher deductibles can also help lower your premiums. Additionally, taking advantage of available discounts, such as those for safe driving or multiple vehicles, can further decrease your insurance expenses.
See which companies have the cheapest minimum auto insurance rates by entering your ZIP code into our free comparison tool below.
Is a Chevy Impala a luxury car?
The Impala’s history starts when the first model of the Impala was introduced back in 1958 as a luxurious full-sized car. The Impala turned out to be a success as soon as it rolled off the assembly line because of its powerful V8 engine and classic design. It became a luxury car and a status symbol among Americans.
For more information, explore our comprehensive resource titled “Best Car Insurance Discounts to Ask for” for further details.
Is a Chevy Impala a reliable car?
In fact, Impalas rank as the 5th most reliable vehicle out of 12 in their class, according to RepairPal. Some later model-year Impalas may still benefit from Chevy’s original factory warranty, which provides three years/36,000 miles of bumper-to-bumper coverage or five years/60,000 miles of powertrain protection.
To learn more, explore our in-depth resource on insurance titled “Best Car Insurance by Vehicle” for more details.
How good is a Chevy Impala?
With a contemporary interior and powertrain, as well as impressive ride and handling, it became one of our top-rated sedans. The spacious and quiet cabin features generally high-quality materials and trim. Get the 2LT to garner Impala’s advanced safety systems.
Why buy a Chevy Impala?
Since the nameplate’s introduction way back in 1958, the Impala has offered large-car spaciousness at an affordable price, and this current generation is no different. A large trunk, plush seats, and a smooth ride are Impala trademarks that continue to define Chevrolet’s full-size family sedan.
To delve deeper, refer to our detailed report titled “Fleet Vehicle Insurance: A Complete Guide” for more insights.
Why is the Impala discontinued?
The last week of February 2020 marked the end of the Chevrolet Impala… again. As American consumers continue to change their buying habits to favor crossovers, while General Motors shifts to electrifying its fleet, the full-size Impala sedan isn’t making the cut for Chevy’s strategy going forward.
What is the common problem for a Chevy Impala?
Some of the most common complaints about the Chevrolet Impala include transmission failure, power lock problems, heater issues, and excessive oil consumption.
Explore your auto insurance options by entering your ZIP code into our free comparison tool below today.
Is Chevy Impala fuel efficient?
2020 Chevy Impala Performance This engine comes standard with a 3.6L V6 engine that gets up to an EPA-estimated 18 MPG city/28 MPG highway.
For a thorough understanding, check out our detailed analysis titled “Alternative Fuel for Cars: Past, Present & Future” for more insights.
What is special about Impala?
Impalas have unique brush-like tufts of black hair that cover a scent gland located just above the heel on each hind leg. The female is similar to the male but does not have horns. The male’s graceful lyre-shaped horns are about 40 to 90 centimeters long.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
