Cheap Cadillac Escalade EXT Car Insurance in 2024 (Top 10 Companies for Savings!)
Erie, MetLife, and Safeco are the top picks for cheap Cadillac Escalade EXT car insurance, offering top rates starting at $130 per month for minimum coverage. These providers excel in affordability and discounts, ensuring that Cadillac Escalade EXT owners get comprehensive coverage at the best rates available.
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Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...
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UPDATED: Oct 22, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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1,814 reviewsCompany Facts
Min. Coverage for Cadillac Escalade EXT
A.M. Best Rating
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1,814 reviews
977 reviewsCompany Facts
Min. Coverage for Cadillac Escalade EXT
A.M. Best Rating
Complaint Level
Pros & Cons
977 reviews
1,171 reviewsCompany Facts
Min. Coverage for Cadillac Escalade EXT
A.M. Best Rating
Complaint Level
Pros & Cons
1,171 reviews
The top picks for cheap Cadillac Escalade EXT car insurance are Erie, MetLife, and Safeco, offering the best combination of affordability, car insurance coverage options, and customer satisfaction.
We will delve into the factors influencing insurance costs for the Cadillac Escalade EXT, helping you find the most cost-effective policies. We compare the best providers, focusing on comprehensive coverage and significant discounts to ensure you get optimal protection at the lowest price.
Our Top 10 Company Picks: Cheap Cadillac Escalade EXT Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $130 A+ Customer Service Erie
#2 $135 A Good Driver MetLife
#3 $136 A Competitive Rates Safeco
#4 $138 B Personalized Service State Farm
#5 $140 A++ Safe-Driving Discounts Travelers
#6 $143 A+ Competitive Rates Progressive
#7 $145 A+ Competitive Rates Nationwide
#8 $147 A Personalized Service Farmers
#9 $149 A+ Safe-Driving Discounts Allstate
#10 $150 A Multi-Policy Discounts Liberty Mutual
Discover why these companies stands out for its balance of low premiums and exceptional service, making it the ideal choice for Cadillac Escalade EXT insurance.
Start saving on your auto insurance by entering your ZIP code above and comparing quotes.
- Get cheap Cadillac Escalade EXT car insurance with rates at $130/month
- Erie is the top pick for affordable premiums and great coverage options
- Compare providers to find the lowest rates for your Cadillac Escalade EXT
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#1 – Erie: Top Overall Pick
Pros
- Competitive Pricing: Our Erie insurance review & ratings show the company is highly regarded for offering competitive rates, making it a great option for cost-conscious consumers.
- Excellent Customer Service: Erie has a reputation for high customer satisfaction due to its responsive and helpful customer support.
- Comprehensive Coverage Options: Erie provides a wide range of coverage options, including comprehensive and liability, catering to various customer needs.
Cons
- Limited Availability: Erie is not available nationwide, limiting access to its services in certain states.
- Fewer Discounts: Compared to other providers, Erie offers fewer discounts, which might not appeal to those looking for more savings opportunities.
#2 – MetLife: Best for Coverage Options
Pros
- Broad Coverage Options: In line with our MetLife insurance review & ratings, the company offers extensive coverage options, including unique add-ons like identity theft protection.
- Strong Financial Stability: With high ratings from A.M. Best, MetLife provides a sense of security regarding financial stability.
- Discount Opportunities: MetLife offers various discounts, including multi-policy and good driver discounts, which can help lower premiums.
Cons
- Above-Average Rates: MetLife’s premiums are generally higher compared to other insurers, potentially deterring price-sensitive customers.
- Average Customer Service: Customer service ratings are average, with some customers reporting issues with claim handling and response times.
#3 – Safeco: Best for Flexible Policy Customization
Pros
- Variety of Discounts: Safeco offers a broad array of discounts, such as bundling home and auto insurance, and safe driving discounts.
- Flexible Coverage Options: Provides flexible coverage options that can be customized to meet individual needs, including accident forgiveness.
- 24/7 Claims Service: According to our Safeco insurance review & ratings, the company provides 24/7 claims service, ensuring support whenever needed.
Cons
- Mixed Customer Reviews: Customer reviews are mixed, with some users citing dissatisfaction with claims processes and premium increases.
- Regional Availability: Coverage availability can vary significantly by region, which might limit options for some customers.
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#4 – State Farm: Best for Nationwide Availability
Pros
- Nationwide Availability: Based on our State Farm insurance review & ratings, the company stands out for its nationwide reach, offering consistent service across the country.
- Excellent Customer Service: Known for its strong customer service, State Farm has high satisfaction ratings for claims handling and support.
- Range of Discounts: Offers a wide range of discounts, including safe driver and multi-policy discounts, which can help reduce premiums.
Cons
- Higher Premiums: State Farm’s rates tend to be higher compared to some competitors, which might not be ideal for those seeking lower costs.
- Limited Online Tools: Compared to other large insurers, State Farm’s online tools and digital services are somewhat limited.
#5 – Travelers: Best for Comprehensive Coverage
Pros
- Comprehensive Coverage Options: Travelers offers a wide variety of coverage options, including unique coverages like gap insurance.
- Customizable Policies: Policies can be tailored to fit specific needs, making it easy to get the right coverage for different situations.
- Discount Opportunities: With our Travelers insurance review & ratings, it’s evident that the company excels in offering various discounts, including those for hybrid vehicles and safe drivers.
Cons
- Mixed Customer Reviews: Some customers report issues with customer service and claim handling, leading to mixed reviews.
- Average Pricing: While not the most expensive, Travelers’ rates are average, with some customers finding better deals elsewhere.
#6 – Progressive: Best for Innovative Tools
Pros
- Innovative Tools: Progressive offers unique tools like the Name Your Price tool and the Snapshot program, which can help customize and potentially lower premiums.
- Extensive Discounts: Explore our Progressive insurance review & ratings to see why the company is highly regarded for its multi-policy and continuous insurance discounts.
- Strong Online Presence: Known for its user-friendly website and mobile app, making it easy to manage policies and claims online.
Cons
- Mixed Claim Reviews: While many customers are satisfied, there are notable complaints about the claims process and customer service.
- Varied Pricing: Rates can vary significantly, sometimes leading to higher premiums compared to competitors.
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#7 – Nationwide: Best for Customer Service
Pros
- Comprehensive Coverage: Nationwide offers a wide variety of coverage options, including accident forgiveness and vanishing deductible.
- Strong Customer Service: The company has a reputation for good customer service, particularly in claims handling.
- Nationwide Availability: See our Nationwide insurance review & ratings to discover why the company’s coverage options are consistent across all states.
Cons
- Higher Premiums: Premiums are often higher than average, which can be a drawback for budget-conscious consumers.
- Limited Discounts: Fewer discounts are available compared to some competitors, which might limit savings opportunities.
#8 – Farmers: Best for Policy Customer Support
Pros
- Extensive Coverage Options: Farmers provides a comprehensive range of coverage options, including unique offerings like glass repair and OEM parts.
- Good Customer Support: Known for strong customer service, with agents readily available for support and claims assistance.
- Customization: Discover our Farmers insurance review & ratings to learn about the company’s highly customizable policies that provide personalized coverage.
Cons
- Higher Rates: Farmers often has higher premiums compared to other providers, which might be a concern for cost-sensitive customers.
- Mixed Reviews on Claims: There are mixed reviews regarding the claims process, with some customers reporting delays and issues.
#9 – Allstate: Best for Digital Tools
Pros
- Broad Coverage Options: Allstate offers a wide range of coverage options, including roadside assistance and accident forgiveness.
- Innovative Tools: Delve into our Allstate insurance review & ratings to see why the company’s DriveWise app provides savings based on safe driving habits.
- Strong Financial Stability: Allstate has a solid financial reputation, giving customers confidence in the company’s ability to pay claims.
Cons
- Higher Premiums: Rates are generally on the higher side, making it less appealing for those looking for cheaper options.
- Variable Customer Service: Customer service experiences can vary significantly, with some customers reporting less satisfactory experiences.
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#10 – Liberty Mutual: Best for Discount Opportunities
Pros
- Flexible Coverage: Our Liberty Mutual review & ratings show the company is highly regarded for offering flexible coverage options that can be tailored to fit individual needs, including new car replacement.
- Wide Range of Discounts: Provides a variety of discounts, such as those for bundling policies, safe driving, and good student discounts.
- Solid Online Tools: Known for its comprehensive online tools and mobile app, making it easy to manage policies and claims.
Cons
- Above-Average Premiums: Premiums are often higher than those of some competitors, which may not suit all budgets.
- Mixed Claims Reviews: There are mixed reviews regarding claims handling, with some customers experiencing delays and issues.
Factors Influencing Cadillac Escalade EXT Insurance Costs
The cost of insuring a Cadillac Escalade EXT is determined by several factors, including the model year, vehicle value, driver’s age, gender, location, driving record, and experience. Additionally, the selected coverage options and installed safety features play a significant role.
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Insurance companies also consider the driver’s credit history, with a good credit score potentially leading to lower premiums due to perceived financial responsibility. Furthermore, advanced safety features such as lane departure warning and blind spot monitoring can reduce premiums, while the frequency and severity of thefts and accidents involving the vehicle can increase rates.
The average insurance premiums for the Cadillac Escalade EXT tend to be higher due to its luxury status and higher value, with factors like location and the owner’s credit score also impacting how much is car insurance.
Cadillac Escalade EXT Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $149 $320
Erie $130 $280
Farmers $147 $315
Liberty Mutual $150 $330
MetLife $135 $290
Nationwide $145 $305
Progressive $143 $310
Safeco $136 $298
State Farm $138 $295
Travelers $140 $300
The table compares monthly car insurance rates for a Cadillac Escalade EXT across various providers, showing the cost for both minimum and full coverage. Erie offers the lowest rates, with $130 for minimum and $280 for full coverage, while Liberty Mutual has the highest at $150 and $330, respectively.
Other providers like Allstate, Farmers, and MetLife also present competitive rates, ranging from $135 to $149 for minimum coverage and $290 to $320 for full coverage. This summary helps in evaluating and choosing the most cost-effective insurance options for a Cadillac Escalade EXT.
Driver Age and Location: Impact on Cadillac Escalade EXT Insurance
The age and experience of a driver significantly influence the insurance costs for a Cadillac Escalade EXT. Younger and less experienced drivers are typically deemed at higher risk, resulting in higher premiums. As drivers gain experience and reach age milestones like 25 or 30, they enter what age you get cheap car insurance, and their insurance rates generally decrease.
Additionally, insurance companies consider the driver’s driving record, with a clean history leading to lower premiums and a record of accidents or violations causing higher rates. Location also plays a role; areas with high crime or accident rates can lead to increased premiums, while low-risk areas may offer lower insurance costs.
This table highlights car insurance discounts for Cadillac Escalade EXT from top providers. Erie offers safe driver and multi-policy discounts, MetLife provides employer group and good student discounts, and Safeco includes safe driver and accident forgiveness options. These discounts help reduce insurance costs effectively.
Understanding and using these discounts can significantly lower your Cadillac Escalade EXT insurance costs. Compare options to find the best coverage and value for your needs.
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Choosing Deductibles for Cadillac Escalade EXT Insurance
The deductible, the amount you pay out-of-pocket before insurance coverage starts, plays a significant role in determining insurance costs for a Cadillac Escalade EXT. Choosing a higher deductible typically lowers your premiums, while a lower deductible increases them. It’s crucial to balance your financial situation and risk tolerance when selecting a deductible.
Additionally, Cadillac Escalade EXT vehicles come with safety features like advanced driver assistance systems and anti-lock brakes, which can reduce premiums. Exploring discounts, such as the adaptive cruise control car insurance discount, or those for anti-theft devices or safe driving, can further lower your insurance costs.
Optimizing Cadillac Escalade EXT Insurance Costs
When insuring a Cadillac Escalade EXT, it’s crucial to compare costs among different insurance providers as rates can vary significantly. Shopping around and obtaining multiple quotes ensures you get the best coverage at the most affordable price. Consider the specific coverage options, benefits, and discounts each provider offers, such as safe driver or multi-policy car insurance discounts.
Review deductible amounts and coverage limits to match your needs and budget. Maintaining a clean driving record, raising your deductible, and taking advantage of discounts can help lower your premiums. Additionally, a good credit score can contribute to securing affordable insurance rates. Finally, your driving history and location also impact insurance costs, with safer drivers and low-risk areas typically enjoying lower premiums.
Case Studies: Car Insurance for Cadillac Escalade EXT
The following case studies highlight how Cadillac Escalade EXT owners secured affordable car insurance by leveraging discounts and selecting providers known for their excellent customer service and comprehensive coverage options. These examples illustrate practical approaches to reducing insurance costs while maintaining robust protection.
- Case Study #1 – Personalized Service: Thomas, a 40-year-old from Pennsylvania, chose Erie for his Cadillac Escalade EXT due to their personalized service and competitive rates. He secured $90 for minimum and $200 for full coverage, using Erie’s multi-policy, safe driving, and advanced safety feature car insurance discounts. A local agent provided tailored advice for optimal coverage at the best rate.
- Case Study #2 – Extensive Coverage: Maria, a 35-year-old from New Jersey, chose MetLife for her Cadillac Escalade EXT for their extensive coverage and support. She got $95 for minimum and $205 for full coverage, using multi-policy, good driver, and continuous insurance discounts. MetLife’s options, like roadside assistance and rental reimbursement, met her needs.
- Case Study #3 – Flexible Policies: David, a 42-year-old from Washington, chose Safeco for his Cadillac Escalade EXT due to their online tools and flexible policies. He secured $92 for minimum and $202 for full coverage, utilizing safe driving, anti-theft, and multi-policy discounts. Safeco’s platform allowed easy policy management and claim filing, ensuring a hassle-free experience.
These case studies, based on real-world scenarios, demonstrate how Cadillac Escalade EXT owners can secure affordable car insurance by choosing providers known for their customer service, comprehensive coverage, and innovative tools.
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Understanding available options and selecting the right provider can help reduce insurance costs while maintaining optimal coverage.
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Securing Affordable Car Insurance for the Cadillac Escalade EXT
Discover how to get affordable car insurance for the Cadillac Escalade EXT. Learn about key factors affecting rates, including driver demographics, vehicle safety features, and location.
Compare quotes from top insurers and get tips on saving money with car insurance discounts and optimal coverage choices. Understand the importance of evaluating insurance options and providers to secure the best rates.
Uncover affordable auto insurance rates from the top providers by entering your ZIP code below.
Frequently Asked Questions
How can I reduce my Cadillac Escalade insurance cost?
To lower your Cadillac Escalade insurance cost, you can maintain a clean driving record, consider higher deductibles, install safety features, bundle policies, and shop around for quotes from different insurers.
Is insurance high on a Cadillac?
While lots of factors go into determining your insurance rate, the make and model of the vehicle you drive is one of the biggest. Cadillacs are significantly more expensive to insure than the average car thanks to their status as luxury vehicles.
Find your cheapest auto insurance quotes by entering your ZIP code below into our free comparison tool.
What factors influence the Cadillac Escalade car insurance rates?
The Cadillac Escalade car insurance rates are influenced by factors such as the vehicle’s high value, repair costs, and safety features, as well as the driver’s age, location, driving history, and coverage options.
For further insights, check out our comprehensive guide on “Best Safety Features Car Insurance Discounts” to learn more.
How much does a Cadillac Escalade EXT cost?
Prices for a used Cadillac Escalade EXT currently range from $7,979 to $39,999, with vehicle mileage ranging from 25,421 to 231,157. Find used Cadillac Escalade EXT inventory at a TrueCar Certified Dealership near you by entering your zip code and seeing the best matches in your area.
For more in-depth information, refer to our detailed report titled “The Most and Least Car-Dependent States” for key insights.
Is a Cadillac Escalade considered a luxury vehicle?
It was the luxury brand’s first major entry into the SUV market. The Escalade was introduced for the 1999 model year in response to an influx of new luxury SUVs in the late 1990s, such as the Mercedes-Benz M-Class, Range Rover, Lexus LX, and (especially) Ford’s 1998 debut of the Lincoln Navigator.
Are there special considerations for Cadillac Escalade ESV car insurance?
Yes, Cadillac Escalade ESV car insurance may have higher premiums due to the vehicle’s larger size and higher value, making it crucial to compare quotes and explore discounts to manage costs effectively.
For more details, explore our comprehensive resource titled “Cheap Cadillac Escalade ESV Car Insurance” for the best options.
What type of person drives a Cadillac Escalade?
Drivers for Car and Limo Services If you’re lucky, important, or rich, you won’t be taking a cab on your visit to the city or your big night out. That’s what Escalades are for. They’re big, so you can fit plenty of people with you, and they’re luxurious, so you’re extremely comfortable.
Is Escalade worth it?
Yes, the 2024 Escalade is a fantastic luxury large SUV. This Cadillac offers two lively engine options, responsive handling and a fairly gentle ride. Inside, the cabin is full of upscale materials, and all three rows of seats are adult-friendly.
You can find affordable auto insurance no matter what your driving record looks like by entering your ZIP code below in our free quote comparison tool.
How does the Cadillac Escalade hybrid car insurance differ from standard insurance?
Cadillac Escalade hybrid car insurance typically includes discounts for the vehicle’s eco-friendly features, but premiums may vary based on the vehicle’s unique technology and repair costs.
To learn more, check out our comprehensive resource titled “Finding Affordable Insurance for Hybrid Cars” for the latest tips.
Why is Cadillac Escalade insurance generally more expensive?
Cadillac Escalade insurance is generally more expensive due to the vehicle’s luxury status, higher theft risk, and costly repairs, which increase the overall insurance cost.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
