Cheap Buick Century Car Insurance in 2024 (Find Savings With These 10 Companies!)
Auto-Owners, Erie Insurance, and State Farm offer top-notch picks for cheap Buick Century car insurance, with rates beginning at $44 per month. These providers are recognized for their excellent service, making them perfect choices for Buick Century drivers seeking affordable and insurance coverage.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
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UPDATED: Oct 22, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Min. Coverage for Buick Century
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Min. Coverage for Buick Century
A.M. Best Rating
Complaint Level
Pros & Cons
1,814 reviews
17,759 reviewsCompany Facts
Min. Coverage for Buick Century
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
The top picks for cheap Buick Century car insurance are Auto-Owners, Erie Insurance, and State Farm, with rates starting at $44 per month.
These providers excel in affordability, comprehensive coverage options, and outstanding customer service. Factors influencing insurance rates include your driving record, location, and selected coverage.
Our Top 10 Company Picks: Cheap Buick Century Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $44 A++ Superior Service Auto-Owners
#2 $45 A+ Competitive Rates Erie
#3 $46 B Trusted Reputation State Farm
#4 $47 A Strong Coverage American Family
#5 $48 A+ Innovative Solutions Progressive
#6 $48 A+ Extensive Coverage Allstate
#7 $49 A Reliable Assistance AAA
#8 $50 A Customized Policies Farmers
#9 $51 A Flexible Options Safeco
#10 $52 A+ Nationwide Coverage Nationwide
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By considering these aspects, you can find the most cost-effective and suitable insurance policy for your Buick Century.
- Auto-Owners offers Buick Century car insurance at $44 per month
- Compare providers for the best rates and coverage on Buick Century insurance
- Factors like driving record, location, and coverage affect your insurance cost
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#1 – Auto-Owners: Top Overall Pick
Pros
- Superior Service: Auto-Owners insurance review & ratings demonstrates its commitment to customized coverage by offering exceptional customer service, providing personalized assistance and guidance tailored to each policyholder’s needs.
- Strong Financial Stability: With an A++ rating from A.M. Best, Auto-Owners demonstrates unparalleled financial strength and reliability, ensuring peace of mind for customers.
- Wide Coverage Options: Offering a variety of coverage options tailored to diverse needs, Auto-Owners ensures that customers can find the right protection for their Buick Century.
Cons
- Limited Availability: While Auto-Owners excels in many areas, its availability may be restricted to certain regions, limiting accessibility for some potential customers.
- Higher Premiums: While providing top-notch service and coverage, Auto-Owners’ premiums may be slightly higher compared to some competitors, potentially posing a challenge for budget-conscious buyers.
#2 – Erie: Best for Competitive Rates
Pros
- Competitive Rates: Erie Insurance provides Buick Century owners with competitive pricing options, helping customers save on their insurance premiums.
- Strong Financial Stability: Erie insurance review & ratings highlights the company’s tailored coverage options, supported by its A+ rating from A.M. Best, instilling confidence in policyholders by showcasing its robust financial stability.
- Customer Satisfaction: With a reputation for high customer satisfaction and loyalty, Erie Insurance prioritizes customer needs and strives to deliver exceptional service.
Cons
- Limited Availability: While Erie Insurance offers competitive rates and reliable service, its availability may be limited in certain regions, potentially restricting access for some customers.
- Less Coverage Options: Compared to larger insurers, Erie Insurance may offer fewer coverage options, limiting customization possibilities for policyholders seeking specific protections.
#3 – State Farm: Best for Diverse Coverage Options
Pros
- Trusted Reputation: State Farm boasts a long-standing reputation for reliability and trustworthiness, earning the trust of countless customers over the years.
- Diverse Coverage Options: State Farm offers a diverse range of coverage options, allowing Buick Century owners to customize their policies to suit their specific needs and preferences.
- Nationwide Network: State Farm insurance review & ratings demonstrates the company’s tailored coverage options for customers across the nation, showcased through its extensive network of agents and resources, ensuring convenient access to personalized insurance products and services.
Cons
- Higher Rates: While offering unparalleled service and reliability, State Farm’s premiums may be slightly higher compared to some competitors, potentially posing a challenge for cost-conscious consumers.
- Limited Customization: While State Farm offers comprehensive coverage options, its policies may provide fewer customization choices compared to other insurers, limiting flexibility for policyholders seeking tailored protection.
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#4 – American Family: Best Strong Coverage
Pros
- Strong Coverage: American Family insurance review & ratings showcase the company’s tailored coverage options for Buick Century owners, demonstrating its commitment to providing customized protection and peace of mind against various risks.
- Solid Financial Rating: With an A rating from A.M. Best, American Family demonstrates financial stability and reliability, assuring customers of its ability to fulfill its commitments.
- Personalized Service: American Family prides itself on offering personalized assistance and support to policyholders, ensuring that customers receive individualized attention and guidance.
Cons
- Limited Availability: While excelling in coverage and service, American Family’s availability may be restricted to certain regions, potentially limiting accessibility for some customers.
- Higher Premiums: Despite offering strong coverage and personalized service, American Family’s premiums may be slightly higher compared to some competitors, potentially posing a challenge for those on a tight budget.
#5 – Progressive: Best for Innovative Solutions
Pros
- Innovative Solutions: Progressive is known for its innovative insurance solutions and online tools, making it easier for Buick Century owners to manage their policies and claims.
- Strong Financial Rating: Progressive insurance review & ratings showcase the company’s robust financial strength and stability, evidenced by its A+ rating from A.M. Best, which fosters trust among its policyholders.
- Discounts and Rewards: Progressive offers various discounts and rewards programs, helping customers save money on their insurance premiums and enjoy additional benefits.
Cons
- Higher Premiums: While providing innovative solutions and discounts, Progressive’s premiums may be higher compared to some other insurers, potentially impacting affordability for some customers.
- Customer Service: Despite its strengths, some customers report dissatisfaction with Progressive’s customer service experiences, highlighting areas for improvement in this aspect.
#6 – Allstate: Best for Extensive Coverage
Pros
- Extensive Coverage: Allstate offers a wide range of coverage options for Buick Century drivers, ensuring that customers can find the right level of protection for their needs.
- Strong Financial Stability: With an A+ rating from A.M. Best, Allstate demonstrates financial strength and stability, providing reassurance to policyholders.
- Nationwide Presence: Allstate insurance review & ratings highlights the company’s tailored coverage options, demonstrating its ability to provide customized insurance solutions for customers across the nation through its extensive network of agents and resources.
Cons
- Higher Premiums: Despite its comprehensive coverage and nationwide presence, Allstate’s premiums may be slightly higher compared to some competitors, potentially posing a challenge for budget-conscious consumers.
- Mixed Customer Reviews: While excelling in certain areas, some customers report dissatisfaction with Allstate’s claims handling and customer service experiences, indicating areas for improvement in these areas.
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#7 – AAA: Best for Reliable Assistance
Pros
- Reliable Assistance: AAA insurance review & ratings showcases the company’s tailored coverage options for Buick Century owners, ensuring they receive dependable roadside assistance and customer support whenever needed.
- Strong Financial Rating: With an A rating from A.M. Best, AAA demonstrates financial stability and reliability, instilling confidence in its policyholders.
- Member Benefits: AAA offers various benefits and discounts for its members, providing added value and savings opportunities for policyholders.
Cons
- Limited Availability: While excelling in assistance and benefits, AAA’s insurance offerings may be restricted to AAA members in certain regions, potentially limiting accessibility for some customers.
- Membership Requirements: Membership in AAA may be required to access AAA’s insurance policies, potentially posing a barrier for non-members seeking coverage.
#8 – Farmers: Best for Customized Policies
Pros
- Customized Policies: Farmers Insurance offers customizable insurance policies tailored to the unique needs of Buick Century owners, ensuring that customers can create a policy that fits their specific requirements.
- Strong Financial Stability: Farmers insurance review & ratings highlight the company’s financial strength and stability, offering policyholders peace of mind with its A rating from A.M. Best.
- Local Agents: Farmers Insurance boasts a wide network of local agents who provide personalized service and support, ensuring that customers receive individualized attention and guidance.
Cons
- Higher Premiums: Despite its customizable policies and local agents, Farmers Insurance’s premiums may be slightly higher compared to some competitors, potentially impacting affordability for some customers.
- Limited Online Tools: While providing personalized service, Farmers Insurance’s online tools and resources may be less robust compared to some larger insurers, potentially limiting convenience and accessibility for tech-savvy customers.
#9 – Safeco: Best for Flexible Options
Pros
- Flexible Options: Safeco provides flexible coverage options, allowing Buick Century owners to tailor their policies to their specific needs and preferences.
- Strong Financial Stability: With an A rating from A.M. Best, Safeco demonstrates financial strength and stability, providing peace of mind to policyholders.
- Claims Handling: Safeco insurance review & ratings underscore the company’s tailored coverage options, demonstrating its ability to provide personalized protection for policyholders’ specific needs and circumstances while ensuring efficient claims handling and reliable customer service.
Cons
- Limited Availability: While excelling in flexibility and claims handling, Safeco’s availability may be limited in certain regions, potentially restricting access for some customers.
- Higher Premiums: Despite its strong financial stability and claims handling, Safeco’s premiums may be higher compared to some competitors, potentially posing a challenge for budget-conscious consumers.
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#10 – Nationwide: Best for Member Benefits
Pros
- Nationwide Coverage: Nationwide insurance review & ratings demonstrates the company’s tailored coverage options for Buick Century owners nationwide, ensuring they can find the ideal protection no matter where they are located.
- Strong Financial Stability: With an A+ rating from A.M. Best, Nationwide demonstrates financial strength and stability, providing reassurance to policyholders.
- Member Benefits: Nationwide offers various benefits and discounts for its policyholders, providing added value and savings opportunities.
Cons
- Higher Premiums: Despite its nationwide coverage and member benefits, Nationwide’s premiums may be slightly higher compared to some competitors, potentially impacting affordability for some customers.
- Customer Service: While excelling in certain areas, some customers report dissatisfaction with Nationwide’s customer service experiences, indicating areas for improvement in this aspect.
Buick Century Insurance Costs & Coverage Insights
When it comes to insuring a Buick Century, several influential factors determine the cost of coverage. From age and location to driving history and chosen coverage options, understanding these elements is pivotal in securing affordable insurance rates.
- Age, location, driving record, and coverage options are key determinants. To gain further insights, consult our comprehensive guide titled “What age do you get cheap car insurance?“
- Comprehensive coverage often costs more than liability-only.
- Credit scores also play a crucial role, with lower scores leading to higher premiums.
To secure optimal rates, understanding how insurers assess factors like repair costs and theft likelihood is essential. Comparing quotes and exploring discounts can help mitigate premium expenses.
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Additionally, being proactive about maintaining a clean driving record and reviewing your coverage regularly can further aid in managing insurance costs
Essential Considerations for Buick Century Insurance
When seeking insurance for your Buick Century, several vital considerations can ensure you secure the optimal coverage at the best price.
- Understanding Coverage Requirements: Familiarize yourself with your state’s minimum insurance requirements to ensure compliance and adequate protection.
- Personal Needs Assessment: Evaluate your budget, vehicle value, and comfort level with potential out-of-pocket expenses to tailor your coverage accordingly.
- Assessing Insurance Company Offerings: Consider the level of customer service, additional benefits, and perks provided by insurance companies to enhance the value of your policy.
Understanding policy terms, including deductibles and limitations, is essential for making informed decisions when obtaining insurance for your Buick Century. For additional details, explore our comprehensive resource titled “What is embedded deductible?”
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Driving Record’s Influence on Buick Century Insurance Costs
One of the most significant factors that can impact the cost of car insurance for a Buick Century is your driving record. Insurance companies consider your driving history when determining your premiums since they use this information to assess your risk as a driver.
- Clean driving record correlates with lower risk and potentially lower insurance rates.
- History of accidents or traffic violations, like speeding tickets or DUIs, results in higher Buick Century insurance premiums.
Insurance companies view drivers with a poor driving record as higher risk, and as a result, charge higher premiums to mitigate that risk.
Car Insurance for Buick Century: Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $49 $128
Allstate $48 $126
American Family $47 $123
Auto-Owners $44 $118
Erie $45 $120
Farmers $50 $125
Nationwide $52 $130
Progressive $48 $118
Safeco $51 $129
State Farm $46 $122
Ultimately, maintaining a clean driving record is not only crucial for your safety but can also help keep your insurance costs down. To learn more, explore our comprehensive resource on commercial auto insurance titled “Car Driving Safety Guide for Teens and Parents.”
Buick Century: Coverage Options Explained
When it comes to insuring your Buick Century, you’ll need to decide on the level of coverage you want for your vehicle. Two important coverage options to consider are comprehensive and collision coverage. Comprehensive coverage protects you against non-collision-related incidents, such as theft, vandalism, or damage from severe weather.
Collision coverage, on the other hand, covers damage to your vehicle caused by a collision with another vehicle or object. Both comprehensive and collision coverage options can help protect your Buick Century from unexpected expenses, but it’s important to carefully consider your specific needs and budget. To delve deeper, refer to our in-depth report titled “Collision Car Insurance: A Complete Guide.”
While these coverage options can provide added peace of mind, they can also increase the cost of your insurance premiums. It’s important to weigh the benefits against the cost to determine if these coverage options are right for you and your Buick Century.
Tips for Lowering Buick Century Insurance Costs
When it comes to insuring your Buick Century, understanding how to lower your insurance costs and finding the best rates is essential. Employing effective strategies and shopping around can significantly impact your premiums. Here are some key tips to help you get started.
Additionally, shopping around for the best insurance rates is crucial, as insurance premiums can vary significantly between providers.
- Obtain quotes from multiple insurance companies to ensure you’re getting the best rate for your specific circumstances. To learn more, explore our comprehensive resource on commercial auto insurance titled “Insurance Quotes Online.”
- Compare rates and coverage options easily online or by working with an independent insurance agent who can provide multiple quotes.
- Ensure you’re getting the best value for your insurance premiums by taking the time to compare and explore different options.
By understanding the factors that affect your insurance costs and actively seeking out the best rates, you can save money on your Buick Century insurance.
Maintaining a clean driving record, utilizing discounts, and shopping around for quotes are all effective ways to lower your premiums and secure the best coverage for your needs.
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Understanding Discounts for Buick Century Insurance
It’s crucial to explore various discounts that can significantly lower your insurance premiums, as different insurance companies offer a range of discounts that cater to safe driving, bundled policies, and enhanced vehicle safety features, which can collectively contribute to more affordable and comprehensive coverage.
- Safe Driver Discounts: available for those with a clean driving record.
- Multi-Policy Discounts: apply when bundling car insurance with other policies like homeowners or renters insurance.
- Discounts for Safety Features: may be available for features like anti-theft devices or lane departure warning systems.
Understanding deductibles and leveraging available discounts can significantly impact your Buick Century insurance costs, ensuring both comprehensive coverage and budget-friendly premiums.
Taking the time to explore these factors can ultimately lead to a well-informed decision that provides peace of mind on the road.
Case Studies: Budget-Friendly Buick Century Car Insurance
Delve into practical approaches and indispensable coverage options to shield your Buick Century from potential risks and liabilities, ensuring both affordability and comprehensive protection.
- Case Study #1 – Safe Driving Discount: Meet Alex, a conscientious driver with an unblemished driving record, enjoying substantial savings on his Buick Century insurance premiums. His impeccable driving history earns him a significant safe driver discount, resulting in a 20% reduction in insurance costs annually.
- Case Study #2 – Multi-Vehicle Discount: Introducing Sarah, who decides to insure her Buick Century along with her spouse’s vehicle under the same policy. By combining their vehicles, Sarah secures a multi-vehicle discount of 15%, leading to significant savings on their insurance premiums.
- Case Study #3 – Usage-Based Insurance: Enter Michael, who opts for a usage-based insurance policy for his Buick Century, allowing him to pay premiums based on his actual driving habits. With careful driving and reduced mileage, Michael qualifies for a 10% discount, reflecting the lower risk associated with his driving behavior.
From safe driving rewards to multi-vehicle discounts and usage-based insurance options, securing budget-friendly and comprehensive car insurance is vital for your peace of mind and financial security.
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Ensure the longevity and protection of your Buick Century with tailored insurance coverage. For a thorough understanding, refer to our detailed analysis titled “Lesser Known Car Insurance Discounts.”
Final Verdict: Buick Century Insurance Guide
Finding affordable insurance for your Buick Century involves a multi-faceted approach. By carefully considering coverage options, leveraging available discounts, and maintaining a clean driving record, you can secure the best coverage, premiums at competitive rates. To expand your knowledge, refer to our comprehensive handbook titled “How does the insurance company determine my premium?”
Exploring top providers mentioned in this guide and regularly reviewing your policy ensures you’re always getting the best deal. Protect your Buick Century without overspending by staying informed and proactive in your insurance decisions.
Affordable car insurance rates are just a click away. Enter your ZIP code into our free quote tool below to find the best policy for you.
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Frequently Asked Questions
What type of car insurance is cheapest for a Buick Century, and which insurance company typically offers the lowest rates?
Liability-only coverage is usually the cheapest for a Buick Century, and insurance companies like Auto-Owners, Erie Insurance, and State Farm are known for their competitive rates.
What are the factors that make car insurance more expensive for a Buick Century, and how can I find affordable insurance options?
Factors such as a poor driving record or living in a high-crime area can increase insurance costs for a Buick Century. To find affordable options, consider comparing quotes from different insurers and asking about available discounts.
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What age is car insurance most expensive for a Buick Century, and which type of insurance is best suited for cost-conscious owners?
Car insurance tends to be most expensive for younger drivers with limited experience. Opting for liability-only coverage can be a cost-effective choice for budget-conscious Buick Century owners.
To gain profound insights, consult our extensive guide titled “Liability Insurance.”
Which insurance company provides the best coverage options for a Buick Century, and how does it compare in terms of affordability?
Auto-Owners, Erie Insurance, and State Farm offer comprehensive coverage options for Buick Century cars. While their rates may vary, they are generally known for providing competitive and affordable insurance.
What is the cheapest Buick Century model to insure, and does the choice of model affect insurance rates significantly?
Older Buick Century models with standard features tend to have lower insurance rates compared to newer or high-performance models. However, factors like driving history and location also play a role in determining insurance costs.
What is the most basic type of insurance required for a Buick Century, and how does it differ from comprehensive coverage in terms of cost?
The most basic insurance for a Buick Century is liability coverage, which is typically cheaper than comprehensive coverage. While liability covers damages to others, comprehensive insurance also protects against theft, vandalism, and natural disasters, but at a higher cost.
To enhance your understanding, explore our comprehensive resource on business insurance titled “What is comprehensive coverage?”
How can I lower my insurance premiums for a Buick Century, and what steps should I take to ensure affordable coverage?
You can lower insurance premiums for your Buick Century by maintaining a clean driving record, opting for higher deductibles, bundling policies, and asking about available discounts from insurers.
What is the average cost of car insurance for a Buick Century, and which factors influence this cost the most?
The average cost of car insurance for a Buick Century varies depending on factors like age, driving history, location, coverage options, and the chosen insurance company. Shopping around and comparing quotes can help find the best rates.
Are there specific discounts available for Buick Century owners, and how can I maximize savings on my car insurance?
Buick Century owners may be eligible for discounts such as safe driver discounts, multi-policy discounts, and vehicle safety feature discounts. To maximize savings, inquire about these discounts and explore bundling options with your insurer.
For detailed information, refer to our comprehensive report titled “Best Safe Driver Car Insurance Discounts.”
What are the consequences of not having adequate insurance coverage for my Buick Century, and how can I ensure I have the right level of protection?
Not having adequate insurance coverage for your Buick Century can leave you financially vulnerable in case of accidents or damages. To ensure the right level of protection, assess your coverage needs based on your driving habits, vehicle value, and potential risks, and consult with an insurance agent for guidance.
Stop overpaying for car insurance. Our free quote comparison tool allows you to shop for quotes from the top providers near you by entering your ZIP code below.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
