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PostSince rates average $560 per month for an individual health insurance plan, it’s more important than ever to find affordable coverage. With so many plans and providers on the market, starting the search for a new policy can feel overwhelming. Luckily, it doesn’t have to be. Read on to learn more about the best health...
Since rates average $560 per month for an individual health ...
PostAre you wondering if it’s possible to include your parents in your health insurance? This comprehensive guide provides insights into the eligibility criteria, advantages, and step-by-step process of adding them to your policy. To find the best insurance providers and compare rates tailored to your needs, simply enter your zip code and make an informed...
Are you wondering if it’s possible to include your par...
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PostWelcome to our comprehensive guide on GHP (Group Health Plan) Health Insurance. In this article, we will explore the benefits and options of GHP health insurance, including Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Point-of-Service (POS) Plans. Group Health Plans (GHPs) are often available to employees and their families through the employer and...
Welcome to our comprehensive guide on GHP (Group Health Plan...
PostChoosing to study abroad is an exciting experience for many students. However, things may begin to feel overwhelming as you get everything into place before departure. Long before you pack your bags, you should take a good look at your health insurance to find out what coverage, if any, is available once you leave the United States. Many programs, such as Medicare, will not provide health coverage outside of the United States and its territories.
Choosing to study abroad is an exciting experience for many ...
PostWelcome to our comprehensive guide on Durable Medical Equipment (DME) coverage. Are you wondering, “Is Durable Medical Equipment (DME) covered by insurance?” We have the answers you need. In this article, we will explore the intricate world of insurance coverage for DME, providing expert insights on the topic. We’ll delve into the key factors that...
Welcome to our comprehensive guide on Durable Medical Equipm...
PostAmerican Sign Language, or ASL, is language that is used by Deaf individuals, their families, friends and interpreters. It is a complex visual language in which people communicate using their body, face and, most recognizably, their hands. It is a language unto itself and should not be mistaken as a form of English.
American Sign Language, or ASL, is language that is used by ...
PostAfter the health care reform was passed into law, the possibilities for people without employer sponsored health insurance began to open up. To get a better idea of what is available and who can qualify, here are a few common questions and the answers that most often apply to them. Keep in mind that the new laws will not be finalized until 2014, and that these answers do not apply to everyone.
After the health care reform was passed into law, the possib...
PostWhen the new health care reform laws go into effect in 2014, it will not make much difference what state you move to for your health insurance coverage because all insurance companies will be required to accept applicants regardless of any preexisting conditions they may have. Until then, moving to another state when you have a preexisting condition can be a difficult decision and there may not be any acceptable solutions outside of settling for government-sponsored Medicaid.
When the new health care reform laws go into effect in 2014,...
PostPeople who have health insurance provided by a current employer, and are considering a job change to a new employer, can use COBRA insurance coverage as a means of retaining the same health coverage in the interim. Even people that are self-employed can make use of COBRA insurance. COBRA is an acronym for Consolidated Omnibus Budget Reconciliation Act; it recognizes the fact that employees have a right to maintain their current health insurance, as long as they are willing to pay the premiums.
People who have health insurance provided by a current emplo...
PostThe Affordable Care Act, called the ACA, is a broad set of laws that are intended to reform healthcare in America. Originally passed in 2010, some portions of the ACA have already gone into effect, and others are set to become effective between now and the year 2020. The ACA will have some effect on all Americans, but the majority of the changes are designed to give aid to those who are not able to afford traditional health insurance, or cannot get insurance based on preexisting conditions that exclude them from coverage.
The Affordable Care Act, called the ACA, is a broad set of l...
PostHealth insurance is sometimes protected temporarily by COBRA insurance, depending on whether you were laid off, quit your job, or were terminated by the company. Under all 3, your coverage is probably going to cost you more, so it will be in your best interest to find another group plan as quickly as possible. Here is a clear explanation of what the different types of job termination mean to your health insurance.
Health insurance is sometimes protected temporarily by COBRA...
PostThere are special insurance plans available for people who have preexisting conditions. These plans are the health insurance equivalent of high risk insurance, guarding against probable problems in exchange for a higher premium rate. Traditionally, this has been the only way for people who suffered from conditions such as asthma or diabetes to get private insurance coverage. Before you purchase such a plan today, it might be a good idea to do some research into the Affordable Care Act, known simply as the ACA and commonly referred to by some as Obamacare.
There are special insurance plans available for people who h...
PostFlexible Spending Account, called an FSA, is a special type of tax-free savings account that builds money you can apply to medical costs outside of those covered by your health plan. The money you deposit into the plan is before taxes are applied to your salary, which means the money is completely tax-free. The limitation is that you can only use the accrued savings for medical and health related costs.
Flexible Spending Account, called an FSA, is a special type ...
PostEven with all of the changes in the United States to make health care more affordable for every citizen, many Americans still deal with expensive medical bills. Some people pay high monthly premiums so that their deductibles are lower and their medical coverage kicks in faster. Some people pay high deductibles to reduce the cost of monthly premiums. Many people face medical expenses that their health insurance plans only partially cover or fail to cover at all. When these events take place, the extra costs can go so high that some patients must take out loans to cover their medical expenses or file bankruptcy.
Even with all of the changes in the United States to make he...
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