Car Insurance

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Car insurance is mandatory in California with minimum liability limits of 15/30/5. It is important to maintain the right insurance coverage to protect yourself in the event of an accident. The state follows a tort system but it is still recommended to maintain additional coverage to ensure you are fully covered at all times.

Each driver in Wisconsin is required to maintain car insurance coverage. Wisconsin has minimum liability limits of 50/100/15 and 100/300 Uninsured Motorist (UM) limits. Since the state follows a tort legal system, it’s recommended to get additional coverage for your vehicle.

Car insurance laws in Washington require drivers to maintain minimum bodily injury coverage of $25,000 up to a total of $50,000 per accident and a minimum property damage liability coverage of $10,000. This requirement is also known as 25/50/10.

Pennsylvania car insurance laws are governed by a tort system with limits of 15/30/5. There is also an additional First Party Benefits requirement that is unique to the state. Additional coverage is recommended to ensure you are adequately covered at all times.

All drivers living in Vermont are required to maintain minimum liability insurance limits of 25/50/10 along with uninsured/underinsured bodily injury and property damage coverage. The state follows a tort system and has penalties for individuals who fail to provide proof of insurance.

All drivers living in Texas are required to maintain minimum liability insurance limits of 25/50/10 along with uninsured/underinsured bodily injury and property damage coverage. The state follows a tort system and has penalties for individuals who fail to provide proof of insurance.

Car insurance laws in Florida are a bit different than other states. They do not legally require drivers to maintain bodily injury liability coverage but it is highly recommended to do so and many insurance companies won’t sell a policy without it. Minimum coverage requirements are not very high compared with other states, but it is also recommended that drivers purchase additional coverage to maximize their protection.

North Carolina car insurance rates can vary from driver to driver but the state has minimums that all drivers must maintain. The state follows a tort system and therefore it is recommended that drivers obtain insurance coverage greater than the state minimums. Failure to maintain adequate coverage in North Carolina can result in fines and other penalties.

South Carolina law requires minimum insurance coverage of 25/50/25. If you do not maintain the minimum coverage requirements, you can face several penalties and fees. The insurance rules in South Carolina are governed by the tort system and have their own requirements.

Michigan insurance laws require all drivers to obtain liability insurance coverage before driving a vehicle. The state follows a no fault system and requires personal injury protection coverage in addition to standard bodily injury coverage. There are also other options available that you should consider when looking for a Michigan insurance policy.

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