Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

Full Bio →

Written by

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

Full Bio →

Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Sep 25, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

A.M. Best Ratings Explained

The A.M. Best Company is one of the leading insurance and financial company ratings firms. The company uses a standard grading scale to provide consumers with information about the stability and long term financial outlook of financial companies. At a glance, someone who is comparing prices of different insurance companies can know whether they are dealing with a company that is in dire straits, is making a comeback from a financial blow,… Continue Reading

Car Insurance for 26-Year-Olds

In the insurance world, a person's 26th birthday marks a new, lower risk stage of life. Car insurance, for 26 year olds, is no longer a decision between staying on their parents' policy and purchasing coverage of their own, but the rates she will have to pay will be lower than if she was still in her early 20's. Cheap insurance for 26 year olds is available, by looking for discounts and… Continue Reading

Speeding Tickets Increase Car Insurance Rates

Each time you receive a speeding ticket, the risk of insuring you increases. Obeying the speed limit is part of being a responsible driver, so failure to do so can make it more expensive for the insurance company to maintain your policy. To make up for the additional costs, the insurance company will in turn raise your premiums. Collect enough traffic offenses and you may have to purchase high risk insurance companies… Continue Reading

Car Insurance for People with Bad Credit

Getting car insurance for those with bad credit involves doing a little more research to find a company that can meet your needs and stay within your budget. It is no secret that car insurance for someone with less than perfect credit will cost more than for someone with good credit, but you might be surprised to find out that insurance, even with bad credit, is more affordable than you thought it… Continue Reading

Standard and Poor’s (S&P) Insurance Company Ratings Explained

Standard & Poor's Company provides ratings for insurance companies to help you choose the best company for your needs and avoid potential losses if the company you purchase a policy from should become insolvent. Standard and Poor's ratings cannot prevent bad things from happening as a result of your insurance choices, but they can at least give you some insight to help make a better, more informed decision. To insure their ratings… Continue Reading

Going to Traffic School Can Lower Your Car Insurance Rates

Attending a voluntary driver improvement course is a way to get cheaper car insurance rates that many people are not aware of. If you are trying to fit the coverage you need into a budget you can afford, traffic school is a possible option to lower your car insurance rates. Keep in mind that you will have to pay the cost of the course, but the discounts will typically more than make… Continue Reading

JD Power & Associates Insurance Company Ratings

Founded in 1968 by James David Power, JD Power and Associates is a consumer ratings company which provides product, service, and overall company ratings in fields ranging from automobiles to travel. Rather than performing independent surveys, JD Power and Associates accumulate consumer reviews and ratings, organized into facets describing the rating. For example, the JD Power and Associates page for insurance company ratings provides 4 categories or ratings, plus a fifth category… Continue Reading

How to Decode Your VIN Number

The Vehicle Identification Number of your vehicle, usually called a VIN for short, is the serial number of your car, and provides a lot of information about where it was made, the features it contains, and even things such as the original color of the car. Decoding the VIN of your car can be informative, so here's the key that insurance companies and law enforcement officers use to find out a little… Continue Reading

Car Insurance for Single Parents

For a single parent, the cost of car insurance is going to be important, but so will such things as making sure you can be at the daycare by 6pm, and knowing that your children are being kept safe while you drive them to the places you have to go. For single parents, leaving the children at home while you go shopping is not always an option, so your car insurance should… Continue Reading

How to Get the Most from Progressive’s Snapshot Discount

Auto insurance companies offer a number of different plans to get you as a customer and to keep you happy once you are one. The Snapshot plan, from Progressive Insurance, is one such plan, offering a benefit package to established customers that are not available to customers of other companies, or even to other Progressive customers who do not meet the specific requirements. Here is how you can make the most of… Continue Reading

Free Car Insurance Quotes!

You don’t need to contact every insurance agency in order to get the cheapest car insurance quotes; you can compare car insurance quotes quickly and easily at US Insurance Agents. Fill out one quote request form, and we’ll instantly match you with national and local agents that can help you through the process of selecting the right car insurance coverage.

Speaking with a trained and experienced agent allows you to ask questions regarding your policy and gives the agent an opportunity to find out more about you and discounts you may be eligible for without even knowing. An experienced agent can go over your options and help you decide whether you should get full coverage auto insurance quotes, state minimum coverage or a policy that’s in between the two.

Being smart about your money and smart about your insurance protection is important for any driver. By using US Insurance Agents to compare car insurance, you can be sure that you’ll find cheap car insurance that also provides the coverage you need.

Start a quote now & see how much you can save!