Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Sep 25, 2020

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Teenage Car Insurance – Simple Savings Tips

Teen car insurance is some of the most expensive insurance available. Teens are generally inexperienced drivers, and are often less attentive than older drivers. Whatever the reasons may be, adding a young driver to your insurance cans as much as double your premiums, so make sure to look for any discounts you can find to help offset the costs. It is more cost effective to add a teen driver to an existing… Continue Reading

Switching Car Insurance Companies

The first step in changing insurance companies is to do some research to understand how much insurance you need and which insurance company that you wish to do business with. Look at several quotes from online car insurance providers and compare the differences between coverage’s and costs for each company. Make sure that you are purchasing at least the minimum required by law, but don't cut corners on getting the protection you… Continue Reading

States Using a No-Fault Insurance System

No fault car insurance is a system where each driver involved in an accident is compensated by their own insurance company regardless of who was found to be at-fault in the accident. There are currently 12 states in the United States that follow the rules of a no fault system. Continue Reading

Renewing Your Car Insurance without Comparing Quotes Can Cost You

Just because you still drive the same car does not mean that your insurance premiums will remain the same. When the time to renew rolls around, take the time to review your coverage and get some new insurance quotes. If you don't compare quotes before you renew, you may discover that you are literally paying for the wrong decision. Continue Reading

Fault vs. No-Fault Car Insurance

There are two types of car insurance, fault and no fault. The primary difference between the two is whose insurance pays for damages to the vehicles, and how fault in the accident is handled. Which type of car insurance is used in your state is determined by the state department of insurance, and each state only uses one of the two. Continue Reading

Insuring a Used Car

Nearly every state has instituted laws that require motorists to have, at minimum, one type of car insurance policy. Even motorists that have had no accidents are required to get insurance in order to have a car. Many people purchase used cars to save money. The cost of replacing an older care is lower, so the payouts will be lower as well. This can save drivers hundreds of dollars yearly on car… Continue Reading

SR-22 Insurance

An SR-22 certificate of financial responsibility is generally referred to as insurance, but it is actually a special document that is purchased from insurance companies and does not provide any insurance coverage at all. The form is a consequence of a serious traffic offense, such as a DUI or reckless driving charge. It can also be sentenced against you if you are convicted of driving without proof of insurance. If you have… Continue Reading

Cheap Insurance Quotes Online

Finding the best rates on any type of insurance comes down to ensuring you have the right coverage and comparing quotes on a regular basis. Continue Reading

How Your CLUE Insurance Report Can Affect Your Car Insurance Rates

Anytime you file a liability claim against an insurance policy, the activity is report to the Comprehensive Loss Underwriting Exchange, or CLUE. Your CLUE score is then accessed by insurance companies when you apply for new coverage or renewals, and your premiums will be based, in part, on the results of your CLUE score. Continue Reading

Cheap Car Insurance for Young Drivers

After a long wait, you finally have your driver's license in hand and you are ready to hit the road. But, there is one thing you need to do before you begin your adventures as a driver: get insurance. Depending on the carrier your parents use for their auto insurance, you may have already been added to their policy when you had a learner's permit. However, many insurance companies will not add… Continue Reading

Free Car Insurance Quotes!

You don’t need to contact every insurance agency in order to get the cheapest car insurance quotes; you can compare car insurance quotes quickly and easily at US Insurance Agents. Fill out one quote request form, and we’ll instantly match you with national and local agents that can help you through the process of selecting the right car insurance coverage.

Speaking with a trained and experienced agent allows you to ask questions regarding your policy and gives the agent an opportunity to find out more about you and discounts you may be eligible for without even knowing. An experienced agent can go over your options and help you decide whether you should get full coverage auto insurance quotes, state minimum coverage or a policy that’s in between the two.

Being smart about your money and smart about your insurance protection is important for any driver. By using US Insurance Agents to compare car insurance, you can be sure that you’ll find cheap car insurance that also provides the coverage you need.

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