Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Sep 25, 2020

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Rhode Island Car Insurance Regulations & Required Coverage

Rhode Island mandates that all drives maintain current car insurance coverage with specific minimum requirements. For drivers caught driving in Rhode Island without insurance, the state has set penalties in place. Staying up to date on Rhode Island insurance rules and regulations can help keep you and your passengers safe and on the right side of the law. Continue Reading

Montana Car Insurance Regulations & Required Coverage

Montana requires all its drivers to maintain financial responsibility when operating a motor vehicle. The most common way of doing this is by getting car insurance coverage. Drivers caught without adequate proof can face stiff penalties and even time in jail. Knowing Montana insurance rules and regulations not only keeps you out of trouble, it can keep you and your passengers protected. Continue Reading

Mississippi Car Insurance Regulations & Required Coverage

Most drivers in Mississippi opt to get a car insurance policy in order to meet the state's financial responsibility requirements. Mississippi insurance laws are similar to other states, but do vary and also have very strict penalties for those who do not maintain proof of financial responsibility. Continue Reading

Minnesota Car Insurance Regulations & Required Coverage

Minnesota insurance law requires all drivers to maintain an insurance policy to driver on their roads. The insurance laws within the state vary from other no-fault states and should be reviewed to ensure you have appropriate coverage. Penalties for not maintaining insurance can result in fines, loss of driving privileges and even time in jail. Continue Reading

Massachusetts Car Insurance Regulations & Required Coverage

Massachusetts is one of the most highly regulated states with regards to insurance. They have very specific rules for both consumers and agents. The state requires all drivers to maintain a car insurance policy at all times with certain minimum requirements. Those that drive without insurance risk large fines, lose of their license and registration and possibly time in jail. Continue Reading

Maryland Car Insurance Regulations & Required Coverage

Maryland requires all driver maintain financial responsibility by maintaining a current car insurance policy. The state has minimum coverage and limit requirements. It also has rather severe fines and punishment for those that do not have car insurance. Continue Reading

Maine Car Insurance Regulations & Required Coverage

Maine requires all motorists to have car insurance if they want to maintain financial responsibility. The specific rules and regulations vary from neighboring states and should be reviewed in order to ensure you're meeting the requirements. Having adequate coverage not only protects you and your passengers but also keeps you from having to pay fines or having your license and registration suspended. Continue Reading

Colorado Car Insurance Regulations & Required Coverage

Colorado is a 25/50/15 state which means that it has car insurance minimums of 25,000/50,000/15,000. Maintaining a car insurance policy as a Colorado motorist is important and required by law. Failure to do so can result in penalties and suspension of your vehicle registration and fees. Further details regarding Colorado insurance laws can be found below. Continue Reading

Ohio Car Insurance Regulations & Required Coverage

In Ohio, all drivers are required to have specific insurance coverage minimums. Failure to hold appropriate coverage can result in fines, suspensions and even the loss of your vehicle. Following Ohio insurance law isn't difficult and everyone should be insured to protect themselves and other drivers. Continue Reading

Illinois Car Insurance Regulations & Required Coverage

Illinois laws mandate that all drivers carry car insurance. The state's minimum requirements, specific regulations and penalties vary from other states. To be sure that you are in compliance with the state's insurance laws, you should regularly review them for changes. Continue Reading

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