Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Sep 25, 2020

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Connecticut Car Insurance Regulations & Required Coverage

Connecticut insurance law requires that all motorists to maintain minimum insurance requirements which include liability and uninsured motorist coverages. The state has specific fines for those that do not comply with the law. It is also strongly recommended that you obtain additional coverage to maximize your protection. Continue Reading

New Jersey Car Insurance Requirements

All drivers in New Jersey are required to maintain minimum insurance requirements. Unlike other states, New Jersey law provides the option for a very basic insurance coverage that will meet state requirements and also a standard policy that provides more protection and gives you additional legal rights. Continue Reading

New Hampshire Car Insurance Regulations & Required Coverage

Unlike most other states, most drivers in New Hampshire are not legally required to maintain minimum insurance coverage. Nevertheless, it is strongly recommended to purchase at least a minimum amount of coverage to protect you, your vehicle and your passengers. Continue Reading

Alabama Car Insurance Regulations & Required Coverage

Alabama insurance laws are quite harsh for drivers who do not maintain minimum car insurance requirements. The state follows a tort system and provides several options to maintain financial responsibility. Staying up to date on current Alabama insurance rules and regulations is important not just to make sure you're following the law but also to keep you and your passengers safe and protected. Continue Reading

Delaware Car Insurance Regulations & Required Coverage

Delaware requires all of its drivers to maintain a current car insurance policy for all registered vehicles even if they are not actively being driven. They have stiff penalties for those caught without proper coverage and also have some unique requirements unique to the state that you should be aware of. Continue Reading

Washington D.C. Car Insurance Regulations & Required Coverage

The District of Columbia, more commonly referred to as Washington D.C., requires all drivers to maintain minimum insurance coverage. This coverage includes bodily injury, property damage and coverage for uninsured motorists. Specific insurance laws in Washington D.C. differ from other states so it is recommended that you maintain basic knowledge of insurance rules and regulations. Continue Reading

Georgia Car Insurance Regulations & Required Coverage

Georgia requires its drivers to maintain financial responsibility. The most popular way is to get a car insurance policy through an insurance company registered in Georgia. The specific details of Georgia insurance law vary from other states and not following them can lead to fines or even misdemeanor charges against you. Continue Reading

Virginia Car Insurance Regulations & Required Coverage

Virginia's insurance laws are a bit different from other states. The state does no require its drivers to maintain a car insurance policy but those who don't need to pay an uninsured motor vehicle fee. There are other nuances within the state's insurance rules and being aware of them can keep you on the right side of the law. Continue Reading

West Virginia Car Insurance Requirements

West Virginia law requires all registered vehicles in the state to be insured and requires financial responsibility to be in the form of a car insurance policy. Penalties for not maintaining a current insurance policy can be stiff so it's wise to stay current with West Virginia insurance rules an regulations. Continue Reading

Oregon Car Insurance Regulations & Required Coverage

Oregon requires all of its drivers to maintain minimum car insurance requirements. Not maintaining these requirements can lead to fines and loss of your driving privileges. Oregon insurance laws are similar to other states, but do have some differences that you should be aware of if you are driving in the state. Continue Reading

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