Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Sep 25, 2020

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Wisconsin Car Insurance Regulations & Required Coverage

Each driver in Wisconsin is required to maintain car insurance coverage. Wisconsin has minimum liability limits of 50/100/15 and 100/300 Uninsured Motorist (UM) limits. Since the state follows a tort legal system, it's recommended to get additional coverage for your vehicle. Continue Reading

Washington Car Insurance Requirements

Car insurance laws in Washington require drivers to maintain minimum bodily injury coverage of $25,000 up to a total of $50,000 per accident and a minimum property damage liability coverage of $10,000. This requirement is also known as 25/50/10. Continue Reading

Pennsylvania Car Insurance Regulations & Required Coverage

Pennsylvania car insurance laws are governed by a tort system with limits of 15/30/5. There is also an additional First Party Benefits requirement that is unique to the state. Additional coverage is recommended to ensure you are adequately covered at all times. Continue Reading

Vermont Car Insurance Regulations & Required Coverage

All drivers living in Vermont are required to maintain minimum liability insurance limits of 25/50/10 along with uninsured/underinsured bodily injury and property damage coverage. The state follows a tort system and has penalties for individuals who fail to provide proof of insurance. Continue Reading

Texas Car Insurance Regulations & Required Coverage

All drivers living in Texas are required to maintain minimum liability insurance limits of 25/50/10 along with uninsured/underinsured bodily injury and property damage coverage. The state follows a tort system and has penalties for individuals who fail to provide proof of insurance. Continue Reading

Florida Car Insurance Regulations & Required Coverage

Car insurance laws in Florida are a bit different than other states. They do not legally require drivers to maintain bodily injury liability coverage but it is highly recommended to do so and many insurance companies won't sell a policy without it. Minimum coverage requirements are not very high compared with other states, but it is also recommended that drivers purchase additional coverage to maximize their protection. Continue Reading

South Carolina Car Insurance Requirements

South Carolina law requires minimum insurance coverage of 25/50/25. If you do not maintain the minimum coverage requirements, you can face several penalties and fees. The insurance rules in South Carolina are governed by the tort system and have their own requirements. Continue Reading

Michigan Car Insurance Regulations & Required Coverage

Michigan insurance laws require all drivers to obtain liability insurance coverage before driving a vehicle. The state follows a no fault system and requires personal injury protection coverage in addition to standard bodily injury coverage. There are also other options available that you should consider when looking for a Michigan insurance policy. Continue Reading

Arizona Car Insurance Regulations & Required Coverage

Arizona requires all of its drivers to maintain minimum insurance requirements if they operate a vehicle within the state. Once you have insurance, your company will usually notify the Arizona Motor Vehicle Division (MVD) but it is still your responsibility to make sure you have proof of insurance when asked. Some Arizona insurance laws are different from other states so it is important to stay up to date on current requirements. Continue Reading

Arkansas Car Insurance Regulations & Required Coverage

When driving in Arkansas, you must be able to show proof of insurance when asked by an officer or registering your vehicle. Arkansas law mandates specific coverage minimums and has an electronic system in place to keep records of insurance coverage. Yet, there are still people who do not carry insurance and if caught, can receive fines and/or have their registration suspended. Continue Reading

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