How to Cancel Progressive Car Insurance in 5 Simple Steps (2024)

Are you looking for a straightforward guide on how to cancel Progressive car insurance? In this article, we will walk you through the process in 5 simple steps. From locating your renewal date to buying a new policy and receiving a refund, we cover everything you need to know.

• Progressive customers can cancel using Progressive’s customer service number
• Compare multiple insurance companies before you cancel your policy, and set a cancellation date before your next billing cycle
• You might be entitled to a refund if you paid in full

Don’t miss out on potential savings and better coverage options. Take action now by entering your zip code to compare rates from top insurance companies and make an informed decision. Your journey to finding the perfect car insurance starts here.

How do you cancel Progressive car insurance?

To cancel Progressive auto insurance, contact Progressive customer service at 866-416-2003.

Be sure to have your name, address, policy number, and the date you want to cancel your policy ready.

Why pick a date? You need to take specific steps to ensure you cancel your Progressive policy without any issues. Let’s explore those steps.

Step #1 – Locate Your Renewal Date

We recommend setting a cancellation date 15 to 30 days before your renewal. Also, pay close attention to your bill date. Try to cancel before the next billing cycle if you’re canceling early.

Step #2 – Shop With Other Car Insurance Companies

Start shopping with multiple auto insurance companies while you wait for your cancellation to finalize.

Compare Progressive car insurance quotes to new quotes you get from various companies to see which company provides the best deal.

Step #3 – Buy a New Car Insurance Policy

Purchase an auto insurance policy before your Progressive insurance policy ends. You don’t have to pay for new car insurance in full, but you can make a deposit.

Although you can’t have two insurance policies at the same time, the deposit will hold your spot until your current policy ends.

Step #4 – Cancel Your Progressive Car Insurance Policy

You should be ready to cancel your Progressive insurance after securing another policy.

Call Progressive and let the company know you want to cancel. You can even cancel with an agent, but you may have to put your cancellation in writing.

Step #5 – Receive Your Refund From Progressive

If you paid in full at the start of the policy, you can receive a refund. However, you won’t get the entire payment back.

If you pay month to month, you won’t receive a refund.

Progressive refunds the months where you didn’t use its insurance. For example, if you cancel within four months of a 12-month policy, you’ll receive eight months of insurance payments.

Progressive doesn’t charge cancellation fees.

How do I cancel my Progressive car insurance online?

You can’t cancel your Progressive auto insurance policy online.

How do Progressive car insurance rates compare to those of other companies?

Progressive is one of the best insurance companies in the auto insurance industry. But how does Progressive’s monthly cost compare to other top insurance companies?

Let’s compare Progressive to insurance companies across the nation.

Average Monthly Full Coverage and Liability-Only Car Insurance Rates

Company	Full Coverage Car Insurance Rates	Liability-Only Car Insurance Rates
	$161	$63
	$113	$52
	$125	$47
	$84	$38
	$137	$52
	$95	$37
	$98	$43
	$100	$41
	$109	$46
	$101	$38

Progressive is the fifth cheapest company on the list. But more affordable rates aren’t always better.

See how coverage options match up before you buy Progressive car insurance or any other coverage from an insurance company.

Can I lower Progressive car insurance rates?

Yes, you can. Multiple factors determine whether affordable Progressive car insurance rates are available to you.

To ensure you get the cheapest rates, you’ll need to see what discounts you qualify for and stack your savings.

If auto insurance deals don’t save you money, you may want to switch insurance companies.

Why should I cancel Progressive car insurance?

Here’s a list of reasons why you may want to cancel your Progressive auto insurance.

• You found an auto insurance company with cheaper rates.
• Progressive car insurance is too expensive for you.
• You need more coverage options.
• You’re selling your vehicle.
• Your vehicle has been totaled in an accident.

For possible reasons to keep your Progressive car insurance, read our Progressive car insurance review.

Can you cancel Progressive car insurance at any time?

The answer is yes. You can cancel Progressive insurance whenever you want.

Can someone else cancel my Progressive car insurance policy?

Yes, they can. But the person must be a policyholder. Spouses are likely candidates for people who can cancel policies.

However, if your spouse or domestic partner isn’t listed as the primary policyholder, they can’t cancel your auto insurance policy.

Case Studies: Cancelling Progressive Car Insurance in 5 Simple Steps

Case Study 1: Sarah’s Hassle-free Cancellation Experience

Mark, a customer dissatisfied with his current car insurance coverage, decided to switch providers and cancel his Progressive car insurance policy. He followed the step-by-step guide provided in this article and found the process to be seamless. Mark contacted Progressive’s customer support via phone, and their representative guided him through the cancellation process, ensuring all necessary details were taken care of.

Thanks to the clear instructions and helpful customer service, Mark canceled his policy without any complications.

Case Study 3: Jessica’s Effortless Online Cancellation

Jessica, a tech-savvy individual, preferred handling her car insurance matters online. When she needed to cancel her Progressive policy, she relied on the simple 5-step process mentioned in this article. Jessica visited Progressive’s website, logged into her account, and easily navigated to the cancellation section. She followed the prompts, provided the required information, and submitted her cancellation request with just a few clicks.

Progressive promptly confirmed her cancellation, making the entire process effortless and convenient for Jessica.

Case Study 4: David’s Timely Cancellation Resolution

David found himself in a situation where he needed to cancel his Progressive car insurance policy urgently. He was concerned about potential complications and delays, but the process outlined in this article proved to be invaluable. David called Progressive’s customer support and explained his situation. The representative understood the urgency and expedited David’s cancellation request, ensuring it was resolved promptly.

David was relieved by the swift response from Progressive, highlighting their commitment to customer satisfaction.

Case Study 5: Lisa’s Satisfactory Policy Termination

Lisa, a long-term Progressive customer, wanted to explore other insurance options. Unsure about the cancellation process, she followed the 5 steps outlined in the article. This involved gathering policy information and contacting Progressive’s customer service. Lisa was pleasantly surprised by the professional and courteous assistance she received from the representative.

With the guidance provided in the article and Progressive’s responsive customer support, Lisa successfully terminated her policy with satisfaction.

How to Cancel Progressive Car Insurance: The Bottom Line

Canceling Progressive car insurance is easy. If you time your cancellation right, you can avoid complications with staying insured.

We recommend that you choose a date to cancel ahead of time. Picking a future date gives you time to change your mind and find another auto insurance policy.

Be sure to exercise urgency in finding new insurance if you cancel. Driving uninsured can come with expense-related and legal consequences.

Now that you know how to cancel Progressive insurance, use our free comparison tool below to compare multiple insurance companies in your area.