Best Car Insurance Rates

Get the best car insurance rates by comparison shopping online. Enter your ZIP code below to start comparing free insurance quotes from multiple companies near you. Comparing policies side by side is the easiest way to guarantee that you’re getting the best auto insurance rates for the level of coverage you need.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Nov 15, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Getting cheap car insurance means doing your homework and comparison shopping. You should compare rates before you buy a policy, but it is also important to review your policy frequently, because major life events will have an impact on your insurance that could mean lower rates.

If you keep your agent up to date or compare quotes, you’ll be more certain you’re always getting the best car insurance rates.

Start by getting free car insurance quotes from local agents. When you get quotes for coverage, you also have the opportunity to compare rates between major insurance companies. That means that even if the company you get the quote from does not offer you the best rates, you can still find out which companies do.

Getting car insurance quotes online is free and available 24 hours a day, so you can shop for the best rates any time of the day or night, fitting your insurance shopping into your schedule instead of trying to arrange your time around the business hours of a particular company.

As your life changes, so do the rates you pay for car insurance. The first major change will come when you reach the age of 26, because car insurance rates for people 25 and under are typically much higher.

Similarly, getting married means lower rates, and moving into a new home in an area with a lower crime rate will do the same.

Whether you are changing jobs, getting a new car, or marrying the person of your dreams, each major life event is an opportunity to get the best car insurance rates by looking for new savings that were not available before.

Many insurers suggest reviewing your policy and getting new rate quote every 6 months, because even something you consider minor could make a difference. This may include an old speeding ticket being removed from consideration after being on your record for a few years or your credit score increasing, bot of which can result in lower rates based on an “improved” driving history and financial standing.

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