Best Business Insurance for Oil and Gas Companies in 2024 (Top 10 Providers)
Travelers, Liberty Mutual, and Nationwide are top providers that offer the best business insurance for oil and gas companies. Offering competitive rates, minimum coverage starting from $650 monthly. Safeguard your assets effectively with top-tier coverage options tailored for the oil and gas industry.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: Oct 18, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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3,019 reviewsBest business insurance for oil and gas companies is offered by top insurers such as Travelers, Liberty Mutual, and Nationwide. Evaluating coverage, this overview underscores their competitive rates and commitment. Read our “How do you get competitive quotes for car insurance?” to learn more.
Oil and gas companies are major contributors to the energy sector, playing a crucial role in the United States. As this industry continues to evolve and innovate, it faces unique risks and challenges.
Our Top 10 Company Picks: Best Business Insurance for Oil and Gas Companies
| Company | Rank | Multi-Policy Discount | Industry-Specific Discount | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 15% | 10% | Comprehensive Coverage | Travelers |
 | #2 | 25% | 15% | Customized Solutions | Liberty Mutual |
 | #3 | 20% | 12% | Industry Experience | Nationwide |
 | #4 | 15% | 10% | Specialized Expertise | Chubb |
 | #5 | 20% | 12% | Global Reach | AIG |
 | #6 | 10% | 8% | Mechanical Safeguard | The Hartford |
 | #7 | 15% | 10% | Risk Management | Zurich |
 | #8 | 20% | 15% | Loss Control | CNA |
 | #9 | 15% | 10% | Specialized Coverage | The Hanover |
 | #10 | 20% | 12% | Global Expertise | Allianz |
Business insurance for oil and gas companies provides essential protection and helps manage these evolving risks, ensuring the safety and sustainability of operations.
Our free quote tool above makes it easy to compare affordable coverage options for your business — simply enter your ZIP code to find the best commercial insurance company for you.
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#1 – Travelers: Top Overall Pick
Pros
- Comprehensive Coverage: Travelers is best known for offering comprehensive coverage, ensuring that oil and gas companies receive protection across various aspects of their operations.
- Multi-Policy Discount: Travelers insurance review and ratings offer a substantial multi-policy discount, allowing oil and gas companies to bundle their insurance needs and save on overall costs.
- Industry-Specific Discount: The company provides an industry-specific discount, recognizing the unique risks faced by oil and gas companies and tailoring coverage accordingly.
Cons
- Multi-Policy Discount Limit: While a 15% multi-policy discount is significant, some competitors may offer higher discounts, potentially influencing cost-conscious businesses.
- Limited Focus on Specialized Expertise: Travelers, while providing comprehensive coverage, may not specialize as deeply in certain niche areas as some other competitors, potentially lacking highly specialized expertise.
#2 – Liberty Mutual: Best for Customized Solutions
Pros
- Customized Solutions: Liberty Mutual review & ratings is renowned for providing customized solutions, allowing oil and gas companies to tailor their insurance plans to fit their unique needs.
- Multi-Policy Discount: Liberty Mutual boasts a generous multi-policy discount, making it an attractive option for businesses looking to consolidate their insurance needs.
- Industry-Specific Discount: Recognizing the specific risks in the oil and gas sector, Liberty Mutual offers industry-specific discounts to ensure tailored coverage.
Cons
- High minimum Policy Requirements: Liberty Mutual’s generous discounts may come with higher minimum policy requirements, potentially making it less suitable for smaller businesses with lower coverage needs.
- Complexity in Customization: While customization is a strength, it may lead to a more complex decision-making process for businesses that prefer straightforward coverage options.
#3 – Nationwide: Best for Industry Experience
Pros
- Industry Expertise: Nationwide stands out for its extensive industry experience, understanding the specific risks and challenges faced by oil and gas companies.
- Multi-Policy Discount: Nationwide insurance review and ratings offer a competitive multi-policy discount, providing cost savings for oil and gas companies bundling their insurance needs.
- Industry-Specific Discount: Recognizing the unique challenges of the oil and gas industry, Nationwide extends industry-specific discounts for tailored coverage.
Cons
- Less Focus on Global Reach: While Nationwide excels in industry experience, it may have a relatively lesser focus on global reach compared to some competitors, which could be a drawback for multinational companies.
- Moderate Limit on Industry-Specific Discount: The industry-specific discount, while competitive, may have a moderate limit compared to some other providers, potentially impacting overall cost savings.
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#4 – Chubb: Best for Specialized Expertise
Pros
- Specialized Expertise: Chubb is known for its specialized expertise, making it an excellent choice for oil and gas companies seeking highly knowledgeable and focused insurance solutions.
- Multi-Policy Discount (Up to 15%): Chubb insurance review and ratings provide a competitive multi-policy discount, offering cost savings for oil and gas companies bundling their insurance needs.
- Industry-Specific Discount (Up to 10%): Recognizing the specific risks in the oil and gas sector, Chubb extends industry-specific discounts for tailored coverage.
Cons
- Moderate Limit on Industry-Specific Discount: While the industry-specific discount is competitive, it may have a moderate limit compared to some other providers, potentially impacting overall cost savings.
- Limited Global Reach: Chubb’s focus on specialized expertise may mean a relatively limited global reach compared to some competitors, which could be a drawback for multinational companies.
#5 – AIG: Best for Global Reach
Pros
- Global Reach: AIG insurance review and ratings stands out for its extensive global reach, making it a strong choice for multinational oil and gas companies with operations across borders.
- Multi-Policy Discount (Up to 20%): AIG offers a substantial multi-policy discount, providing significant cost savings for oil and gas companies bundling their insurance needs.
- Industry-Specific Discount (Up to 12%): Recognizing the unique risks faced by oil and gas companies, AIG extends industry-specific discounts for tailored coverage.
Cons
- Higher Premiums: While AIG offers global reach, its premiums may be relatively higher compared to some competitors, potentially impacting budget-conscious businesses.
- Less Emphasis on specialized Coverage: AIG, while providing comprehensive coverage, may have a slightly lesser emphasis on highly specialized coverage compared to some other competitors.
#6 – The Hartford: Best for Mechanical Safeguard
Pros
- Mechanical Safeguard: The Hartford focuses on mechanical safeguard features, making it an excellent choice for oil and gas companies looking to protect their equipment and machinery.
- Multi-Policy Discount (Up to 10%): The Hartford insurance review and ratings provides a competitive multi-policy discount, offering cost savings for oil and gas companies bundling their insurance needs.
- Industry-Specific Discount (Up to 8%): Recognizing the specific risks in the oil and gas sector, The Hartford extends industry-specific discounts for tailored coverage.
Cons
- Limited Industry-Specific Discount: The industry-specific discount, while available, may have a relatively lower limit compared to some other providers, potentially impacting overall cost savings.
- Less Emphasis on Global Expertise: The Hartford’s specialization in mechanical safeguard may mean a slightly lesser emphasis on global expertise compared to some competitors, which could be a drawback for multinational companies.
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#7 – Zurich: Best for Risk Management
Pros
- Risk Management: Zurich is distinguished for its strong emphasis on risk management, making it a valuable choice for oil and gas companies seeking proactive risk mitigation strategies.
- Multi-Policy Discount: Zurich insurance group review & ratings provides a competitive multi-policy discount, offering cost savings for oil and gas companies bundling their insurance needs.
- Industry-Specific Discount: Recognizing the specific risks in the oil and gas sector, Zurich extends industry-specific discounts for tailored coverage.
Cons
- Moderate Limit on Industry-Specific Discount: While the industry-specific discount is competitive, it may have a moderate limit compared to some other providers, potentially impacting overall cost savings.
- Limited Focus on Specialized Coverage: Zurich’s primary focus on risk management may mean a slightly lesser emphasis on highly specialized coverage compared to some other competitors.
#8 – CNA: Best for Loss Control
Pros
- Loss Control: CNA excels in loss control measures, making it an excellent choice for oil and gas companies looking to minimize losses through effective risk management.
- Multi-Policy Discount (Up to 20%): CNA offers a generous multi-policy discount, providing significant cost savings for oil and gas companies bundling their insurance needs.
- Industry-Specific Discount (Up to 15%): Recognizing the unique risks faced by oil and gas companies, CNA extends industry-specific discounts for tailored coverage. Read on our CNA insurance review and ratings for more information.
Cons
- Higher Minimum Policy Requirements: CNA’s generous discounts may come with higher minimum policy requirements, potentially making it less suitable for smaller businesses with lower coverage needs.
- Complex Decision-Making Process: The emphasis on loss control may lead to a more complex decision-making process for businesses that prefer straightforward coverage options.
#9 – The Hanover: Best for Specialized Coverage
Pros
- Specialized Coverage: The Hanover is known for its emphasis on specialized coverage, making it an excellent choice for oil and gas companies seeking highly specific and focused insurance solutions.
- Multi-Policy Discount: The Hanover provides a competitive multi-policy discount, offering cost savings for oil and gas companies bundling their insurance needs.
- Industry-Specific Discount (Up to 10%): Recognizing the specific risks in the oil and gas sector, The Hanover extends industry-specific discounts for tailored coverage.
Cons
- Moderate Limit on Industry-Specific Discount: While the industry-specific discount is competitive, it may have a moderate limit compared to some other providers, potentially impacting overall cost savings.
- Limited Global Expertise: The Hanover’s specialization in specialized coverage may mean a relatively limited focus on global expertise compared to some competitors, which could be a drawback for multinational companies.
Read more: Hanover Insurance Group vs. Selective Insurance Renters Insurance
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#10 – Allianz: Best for Global Expertise
Pros
- Global Expertise: Allianz is distinguished for its extensive global expertise, making it a strong choice for multinational oil and gas companies with operations across borders.
- Multi-Policy Discount (Up to 20%): Allianz insurance review and ratings offers a substantial multi-policy discount, providing significant cost savings for oil and gas companies bundling their insurance needs.
- Industry-Specific Discount (Up to 12%): Recognizing the unique risks faced by oil and gas companies, Allianz extends industry-specific discounts for tailored coverage.
Cons
- Higher Premiums: While Allianz offers global expertise, its premiums may be relatively higher compared to some competitors, potentially impacting budget-conscious businesses.
- Less Emphasis on Specialized Coverage: Allianz, while providing comprehensive coverage, may have a slightly lesser emphasis on highly specialized coverage compared to some other competitors.
Comparative Analysis of Business Insurance Coverage Rates for Oil and Gas Companies
Delving into the specifics, coverage rates for oil and gas companies vary depending on factors such as the type of coverage, the size and scope of operations, and the level of risk involved. Providers like Travelers, Liberty Mutual, and Nationwide offer competitive rates tailored to the unique needs of the industry, ensuring that companies receive adequate protection without overextending their budgets.
Business Insurance Monthly Rates for Oil and Gas Companies by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| AIG | $800 | $2,400 |
| Allianz | $850 | $2,550 |
| Chubb | $900 | $2,700 |
| CNA | $750 | $2,250 |
| Liberty Mutual | $700 | $2,100 |
| Nationwide | $650 | $1,950 |
| The Hanover | $800 | $2,400 |
| The Hartford | $850 | $2,550 |
| Travelers | $900 | $2,700 |
| Zurich | $950 | $2,850 |
Insurance rates are impacted by location, claims history, and adherence to safety regulations. Utilizing resources like free quote comparison tools enables businesses to efficiently compare rates from various insurers, aiding in cost-effective decision-making.
Striking a balance between affordability and comprehensive coverage is crucial for safeguarding assets and mitigating financial risks effectively. Read on our “how to get free insurance quotes online” for more information.
A Legacy of Safety and Sustainability in the Oil and Gas Industry
Insurance providers specializing in the oil and gas industry have a strong track record of supporting safety and sustainability. They have worked closely with businesses to develop safety protocols, training programs, and risk control measures, reducing workplace accidents.
Additionally, insurers have encouraged sustainable practices, such as responsible waste management and emissions reduction. Check our “Insurance for the future: A guide to conservation, waste reduction and recycling at home” to gain further insights.
Melanie Musson Published Insurance Expert
They have assisted companies in navigating environmental regulations and have actively participated in industry forums and research initiatives. Through their commitment, insurers contribute to a safer and more sustainable future for the oil and gas sector.
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Understanding Business Insurance Products for Oil and Gas Companies
Insurers offer a wide range of business insurance products specifically tailored to meet the unique needs and challenges of oil and gas companies. These insurance solutions provide comprehensive coverage and protection across various aspects of the industry. Some of the key insurance products available for oil and gas companies include:
- Property Insurance: Covers physical assets like buildings, rigs, machinery, and storage tanks against damage from fire, natural disasters, vandalism, and other perils.
- Inland Marine Insurance: Protects equipment and materials during transportation over land or water, including drilling equipment and pipelines.
- General Liability Insurance: Provides coverage for third-party bodily injury, property damage, and personal or advertising injury claims, including pollution-related incidents.
- Professional Liability Insurance: Offers protection against claims of negligence, errors, or omissions in professional services or advice.
- Pollution Liability Insurance: Covers damages and liabilities resulting from pollution incidents, such as oil spills or gas leaks.
- Workers’ Compensation Insurance: Protects employees in case of work-related injuries or illnesses, covering medical expenses, rehabilitation costs, and lost wages.
- Business Interruption Insurance: Provides coverage for lost income and extra expenses during business disruptions caused by covered events.
- Cyber Liability Insurance: Safeguards against financial losses and liabilities resulting from cyber attacks and data breaches.
- Directors and Officers Insurance: Offers liability coverage for company directors and officers, protecting their personal assets from claims related to managerial decisions.
- Employment Practices Liability Insurance (EPLI): Covers claims related to employment practices, such as discrimination, harassment, or wrongful termination.
By leveraging these various insurance products, oil and gas companies can ensure they have comprehensive coverage and protection against a wide range of risks. It is important for companies to work closely with experienced insurance providers to tailor their coverage to their specific needs and industry requirements.
Exploring Business Insurance Insights & Expertise for Oil and Gas Companies
Specialized insurance providers catering to the needs of oil and gas businesses offer invaluable expertise across various domains. They furnish guidance in crucial areas such as safety training, imparting practical tips and materials to ensure worker safety through measures like personal protective equipment and emergency response protocols.
Additionally, they assist in risk management by identifying potential hazards, implementing preventive measures, and formulating contingency plans to minimize accidents. These providers aid in the implementation of contractual risk transfer programs, managing liabilities associated with subcontractors and vendors. To gain further insights, check our “liability insurance: A complete guide“.
Moreover, they offer support in pollution risk mitigation, helping companies develop comprehensive strategies to address environmental hazards. Regulatory compliance is another focus, with guidance provided on industry-specific standards and regulations. In times of crisis, their prompt claims assistance ensures smooth navigation through the claims process, minimizing operational disruptions.
Chris Abrams Licensed Insurance Agent
By leveraging the expertise of these specialized providers, oil and gas companies can enhance their risk management strategies, bolster safety measures, and ensure compliance, thus safeguarding their long-term success and sustainability.
Cost considerations for Business Insurance in the Oil and Gas Industry
When considering business insurance for oil and gas companies, it’s essential to understand the factors that influence the cost of coverage. The insurance premiums are determined based on various factors specific to the industry’s unique risks and challenges, read our “How does the insurance company determine my premium?” for further information. Here are some key factors that can impact the cost of insurance for oil and gas companies:
- Operations: The nature of an oil and gas company’s operations impacts insurance premiums. High-risk activities like offshore drilling or pipeline construction may result in higher costs.
- Equipment and property: The value of equipment, machinery, and property owned by the company affects insurance prices. Expensive assets like drilling rigs and storage tanks may lead to higher premiums.
- Employee safety: Insurers consider safety measures implemented by companies. A strong safety program with training and regular inspections can result in lower premiums.
- Claims history: The company’s claims history influences insurance costs. Frequent or severe claims may increase premiums.
- Coverage limits and deductibles: The coverage limits and deductibles chosen affect insurance prices. Higher limits and lower deductibles generally mean higher premiums.
- Location: Geographical location matters. Proximity to high-risk areas or exposure to natural disasters can impact insurance costs.
- Compliance: Compliance with regulations and safety standards plays a role in determining premiums. Strong compliance records may lead to more favorable rates.
Work closely with experienced insurance professionals who understand the industry’s unique risks and can provide tailored coverage options. By carefully evaluating these factors and working to mitigate risks, companies can obtain appropriate insurance coverage that aligns with their needs and budget.
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Acquiring Business Insurance for Oil and Gas Companies
Securing appropriate business insurance for oil and gas companies is crucial to protect assets, mitigate risks, and ensure the smooth operation of the business. Here are the seven steps to obtain business insurance tailored to the specific needs of oil and gas companies:
- Assess your insurance needs. Evaluate the specific risks and liabilities associated with your oil and gas operations, such as property damage, equipment breakdown, pollution risks, workers’ compensation, and liability exposures.
- Research insurance providers. Look for insurance companies with experience in serving the oil and gas industry. Consider their reputation, expertise, and the range of insurance products they offer. Seek recommendations from industry peers and consult with specialized insurance brokers.
- Consult with insurance professionals. Discuss your operations, risks, and insurance needs with knowledgeable insurance professionals. They can provide guidance in identifying appropriate coverage options and help customize policies to your specific requirements.
- Request multiple quotes. Obtain quotes from different insurance providers to compare coverage options, limits, deductibles, and premiums. Consider the value provided by each insurer, rather than solely focusing on the cheapest option.
- Review policy terms and conditions. Carefully review the policy terms, including coverage exclusions, limitations, deductibles, and endorsements. Ensure the policy adequately addresses your identified risks and provides comprehensive protection for your business.
- Customize and endorsements. Discuss any unique aspects of your operations, such as offshore drilling or specific pollution risks, with the insurance provider. Consider if additional endorsements or customized policy provisions are necessary to meet your specific needs.
- Maintain communication. Stay in touch with your insurance provider to keep them informed of any changes in your operations or risk profile. This ensures your coverage remains up to date and aligned with your evolving needs.
Obtaining business insurance for oil and gas companies is a critical investment in safeguarding your assets and protecting against potential financial losses.
By following these steps and working closely with insurance professionals who understand the industry, you can secure comprehensive coverage that provides peace of mind and allows you to focus on running your oil and gas business efficiently.
Case Studies: Exploring Business Insurance Success Stories for Oil and Gas Companies
In the oil and gas industry, daily operations are rife with unforeseen challenges and risks. To navigate these complexities effectively, companies depend on tailored insurance coverage. This section delves into three fictional but plausible case studies based on real-world scenarios, highlighting the indispensable role of top insurance providers—Travelers, Liberty Mutual, and Nationwide.
Through these narratives, we observe how strategic insurance planning and prompt claim resolutions can curtail financial losses, protect reputations, and maintain business continuity amidst adversity.
Case Study #1 – Property and Inland Marine Coverage: A drilling contractor faced a significant equipment breakdown during operations, causing costly delays. Fortunately, their property and inland marine insurance covered the repair or replacement costs, minimizing financial losses and enabling swift operations resumption.
Case Study #2 – Commercial General Liability Coverage: An oil and gas service contractor caused property damage and bodily injury during maintenance work at a client’s site, leading to a lawsuit. Luckily, their commercial general liability coverage covered legal expenses and settlement costs, easing financial strain and safeguarding their reputation.
Case Study #3 – Pollution Liability Coverage: An oil transportation company faced a pipeline leak causing a major oil spill and environmental contamination. With pollution liability coverage, they managed cleanup costs, environmental remediation, and third-party claims for injury and property damage. This coverage not only eased financial strain but also showcased their commitment to environmental responsibility.
Summing Up: Key Considerations for Business Insurance in the Oil and Gas Industry
Obtaining the right business insurance is vital for oil and gas companies to safeguard their operations and mitigate risks effectively. This article highlighted key steps to consider when acquiring insurance coverage.
By assessing specific needs, researching reputable providers, and consulting with industry professionals, companies can find tailored coverage to address unique risks. Thoroughly reviewing policy terms, requesting multiple quotes, and customizing coverage ensure comprehensive protection.
The case studies provided real-world examples of how different types of insurance, such as property and inland marine coverage, commercial general liability coverage, pollution liability coverage, and workers’ compensation coverage, have played pivotal roles in minimizing financial losses, protecting reputations, and supporting injured employees.
By adhering to these guidelines and investing in appropriate business insurance, oil and gas companies can navigate the industry’s challenges confidently. They can operate sustainably, with peace of mind knowing their assets, employees, and stakeholders are well-protected. Enter your ZIP code below to get started on comparing business insurance quotes.
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Frequently Asked Questions
How does workers’ compensation insurance benefit oil and gas companies?
Workers’ compensation insurance provides crucial benefits to oil and gas companies by covering medical expenses, lost wages, and rehabilitation costs for employees injured on the job. It helps protect the company from legal actions while supporting the well-being and recovery of their workforce.
How can business insurance help protect oil and gas companies from environmental risks?
Business insurance, specifically pollution liability coverage, plays a crucial role in helping oil and gas companies manage environmental risks. This coverage provides financial protection for cleanup costs, environmental remediation, and third-party claims resulting from pollution incidents.
Can business insurance for oil and gas companies cover equipment breakdown?
Yes, oil and gas companies can secure property and inland marine insurance that covers equipment breakdown. This coverage helps mitigate financial losses and ensures prompt repair or replacement of vital equipment necessary for operations.
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Are there insurance options available for offshore drilling operations?
Yes, insurance providers offer coverage options specifically designed for offshore drilling operations. These policies address the unique risks associated with offshore activities, including property damage, pollution risks, and liability exposures in offshore environments.
What types of insurance coverage do oil and gas companies typically need?
Oil and gas companies typically require specialized coverage, including property and inland marine, commercial general liability, pollution liability, and workers’ compensation insurance. These coverages address the unique risks associated with their operations, ensuring comprehensive protection.
What factors influence the cost of business insurance for oil and gas companies?
The cost of business insurance for oil and gas companies is influenced by factors such as the size and scope of operations, location, claims history, adherence to safety regulations, and the level of coverage needed. Working with experienced insurance professionals can help mitigate costs.
How can oil and gas companies ensure they have appropriate insurance coverage?
Oil and gas companies can ensure they have appropriate insurance coverage by assessing their specific needs, researching reputable providers, and consulting with industry professionals. Thoroughly reviewing policy terms, requesting multiple quotes, and customizing coverage are essential steps.
What role do insurance providers play in supporting safety and sustainability in the oil and gas industry?
Insurance providers play a significant role in supporting safety and sustainability in the oil and gas industry by developing safety protocols, encouraging sustainable practices, assisting with environmental compliance, and offering prompt claims assistance during crises.
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Can you provide examples of how insurance coverage has helped oil and gas companies mitigate risks in real-world scenarios?
Certainly, insurance coverage has helped oil and gas companies mitigate risks in various real-world scenarios, such as equipment breakdowns, liability claims, and environmental disasters. Case studies highlight the indispensable role of insurance in minimizing financial losses and supporting business continuity.
To gain further insights, read our “Home preparedness – what to do in an earthquake“.
What are some key steps to obtaining business insurance tailored to the needs of oil and gas companies?
Key steps to obtaining business insurance tailored to the needs of oil and gas companies include assessing specific needs, researching reputable providers, consulting with industry professionals, reviewing policy terms, requesting multiple quotes, and customizing coverage options.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
