Will your home owners insurance pay for rodent damage to your stove?

Whether or not your homeowners insurance will pay for rodent damage to your stove will depend on the specifics of your policy and the cause of the damage. In general, homeowners insurance policies typically provide coverage for damage to your home and personal property caused by certain "perils" or events, such as fire, theft, or vandalism. However, coverage for damage caused by rodents may be limited or excluded depending on the terms and conditions of your policy. Some homeowners insurance policies may specifically exclude damage caused by rodents, while others may provide coverage only for certain types of damage, such as damage to electrical wiring or structural damage caused by burrowing rodents. Additionally, some policies may require that certain preventative measures be taken, such as regular pest control services, in order for rodent damage to be covered. If you have experienced rodent damage to your stove, you should review the terms and conditions of your homeowners insurance policy carefully and contact your insurance company to report the damage and inquire about coverage. Your insurance company may require an inspection or additional information in order to evaluate the claim and determine if it is covered under your policy. It's also important to note that even if your homeowners insurance does provide coverage for rodent damage to your stove, you may still be responsible for paying a deductible and any other out-of-pocket expenses associated with repairing or replacing the stove.