Will my life insurance company test me for herpes?

It is highly unlikely that your life insurance company will test you for herpes. When you apply for life insurance, you may be required to undergo a medical examination, which typically includes a blood and urine test. However, herpes is not typically tested for during these exams, and it is not a routine part of the medical underwriting process. Life insurance companies typically only test for specific medical conditions that are considered high risk, such as HIV, hepatitis, or other serious diseases. They may also review your medical history and ask you questions about your health and lifestyle. However, if you have a pre-existing condition or if you disclose that you have herpes during the application process, the insurance company may request additional medical information or tests to assess your risk level. In these cases, any medical tests will typically be conducted with your consent and in compliance with privacy laws. It's important to note that while herpes is a common and relatively benign condition, it can be considered a health risk in some situations, such as for pregnant women or people with weakened immune systems. If you have concerns about your health or insurance coverage related to herpes, you should consult with a medical professional or insurance expert for guidance.