Will my homeowners insurance protect against a broken window?

Whether or not your homeowner's insurance policy will protect against a broken window depends on the specific circumstances of the damage and the terms of your policy. In general, most homeowner's insurance policies provide coverage for accidental or sudden damage to your home, including broken windows. For example, if a storm or a fallen tree branch shatters your window, your insurance policy may cover the cost of repair or replacement. However, if the damage is caused by a lack of maintenance, intentional acts, or neglect, your policy may not cover the cost of repairs or replacement. For example, if a baseball is intentionally thrown through your window or if the window was in disrepair due to negligence on your part, your policy may not cover the cost of repairs or replacement. It's also important to note that there may be limits on the amount of coverage provided by your policy for broken windows. You should review your policy documents or contact your insurance provider to determine the extent of your coverage. If you experience a broken window, it's important to take steps to mitigate the damage and prevent further harm to your property. This may include boarding up the window, covering the opening with plastic, or calling a professional to make repairs as soon as possible. Be sure to document the damage and contact your insurance provider to begin the claims process.