Will insurance replumb your home?

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Asked June 28, 2011

1 Answer


Whether or not insurance will replumb your home depends on the specific circumstances of your situation, the type of insurance you have, and the coverage included in your policy. In general, homeowners insurance policies may provide coverage for damage caused by sudden and accidental water damage, such as a burst pipe, as well as resulting damage to your home's structure and personal property. However, most homeowners insurance policies do not cover damage caused by wear and tear or neglect. If you experience water damage to your home, it's important to contact your insurance company as soon as possible to report the damage and begin the claims process. The insurance company will send an adjuster to assess the damage and determine what repairs are covered under your policy. If the adjuster determines that your plumbing system needs to be replaced due to covered damage, such as a burst pipe, your insurance policy may cover the cost of repairing or replacing the plumbing. However, if the damage was caused by wear and tear or neglect, your insurance policy may not cover the cost of replumbing your home. It's important to review your homeowners insurance policy and speak with your insurance provider to understand the specifics of your coverage and what is included. If you believe that you have experienced a covered event that has caused damage to your plumbing system, you may want to file a claim with your insurance company.

Answered June 28, 2011 by Anonymous

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