Where can I get my free CLUE report?

You can obtain a free CLUE report (Comprehensive Loss Underwriting Exchange report) from either of two consumer reporting agencies: LexisNexis and Verisk. Here's what you need to know:

• LexisNexis: To request your free CLUE report from LexisNexis, you can visit their website at personalreports.lexisnexis.com, or call their toll-free number at 866-312-8076. You will need to provide personal information, such as your name, address, and Social Security number, in order to verify your identity.
• Verisk: To request your free CLUE report from Verisk, you can visit their website at personalreports.verisk.com, or call their toll-free number at 888-414-7682. Similar to LexisNexis, you will need to provide personal information to verify your identity.
• Information included: Your CLUE report includes information about insurance claims that have been made on your property or on any property that you have owned in the past seven years. This information includes the type of claim, the date of the claim, and the amount paid out.
• Importance of reviewing: It's important to review your CLUE report to make sure that the information is accurate, as it can affect your ability to obtain insurance coverage in the future. If you find any errors on your CLUE report, you can dispute them with the consumer reporting agency.
• Limitations: It's worth noting that while CLUE reports are helpful in providing a history of insurance claims, they do not include information about every loss that may have occurred on your property. For example, they may not include information about losses that were not covered by insurance, such as damage caused by natural disasters.

In summary, you can obtain your free CLUE report from either LexisNexis or Verisk by providing personal information to verify your identity. Reviewing your CLUE report can help ensure that the information is accurate and may help you obtain insurance coverage in the future.