When changing companies do you have to show proof of insurance to the old company?

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Asked March 8, 2011

1 Answer


If you are changing insurance companies, you typically do not have to show proof of insurance to your old company. However, it's important to make sure you have continuous coverage throughout the transition process. When you purchase a new insurance policy, your new company will usually provide you with proof of insurance, such as an insurance card or certificate of insurance. It's important to keep this documentation handy and provide it to anyone who requires proof of insurance, such as your state's department of motor vehicles or a lender if you have a car loan. While your old insurance company may not require proof of insurance, it's still a good idea to inform them that you have switched companies and cancel your old policy to avoid any confusion or double billing. You may also be entitled to a refund of any unused premium payments. It's important to note that there may be some exceptions to this process. For example, if you are switching insurance companies in the middle of a policy term, you may need to provide proof of insurance to your old company to avoid a lapse in coverage. Additionally, if you have a high-risk insurance policy or have been cancelled for non-payment in the past, your new insurance company may require proof of insurance from your old company before providing coverage. Overall, while you may not always need to provide proof of insurance to your old insurance company when switching to a new company, it's important to maintain continuous coverage throughout the transition process to avoid any gaps in coverage.

Answered March 8, 2011 by Anonymous

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