What are total loss thresholds for each state?
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Asked June 4, 2012
1 Answer
The total loss threshold is the point at which a vehicle is considered a total loss and the insurance company will pay out the actual cash value of the vehicle instead of repairing it. Total loss thresholds vary by state and are typically based on a percentage of the vehicle's actual cash value. Here are the total loss thresholds for each state:
- Alabama: 75%
- Alaska: 80%
- Arizona: 66%
- Arkansas: 70%
- California: 65%
- Colorado: 100%
- Connecticut: 80%
- Delaware: 80%
- Florida: 80%
- Georgia: 75%
- Hawaii: 75%
- Idaho: 80%
- Illinois: 70%
- Indiana: 70%
- Iowa: 50%
- Kansas: 75%
- Kentucky: 75%
- Louisiana: 75%
- Maine: 100%
- Maryland: 75%
- Massachusetts: 75%
- Michigan: 75%
- Minnesota: 70%
- Mississippi: 70%
- Missouri: 80%
- Montana: 80%
- Nebraska: 75%
- Nevada: 65%
- New Hampshire: 75%
- New Jersey: 80%
- New Mexico: 70%
- New York: 75%
- North Carolina: 75%
- North Dakota: 75%
- Ohio: 70%
- Oklahoma: 60%
- Oregon: 80%
- Pennsylvania: 75%
- Rhode Island: 75%
- South Carolina: 75%
- South Dakota: 75%
- Tennessee: 75%
- Texas: 100%
- Utah: 80%
- Vermont: 75%
- Virginia: 75%
- Washington: 80%
- West Virginia: 75%
- Wisconsin: 70%
- Wyoming: 75%
Answered June 4, 2012 by Anonymous