can i switch insurance from one vehicle to another if the insurance is not in my name?

Whether or not you can switch insurance from one vehicle to another depends on a few factors, including who owns the insurance policy and whether the new vehicle you want to insure is covered under the policy. If the insurance policy is not in your name, you will need to find out who the policyholder is and whether they are willing to make the necessary changes to the policy. If you are the primary driver of the vehicle and have permission from the policyholder, you may be able to switch the insurance coverage from one vehicle to another. However, it is important to note that insurance companies have different policies when it comes to transferring coverage between vehicles. Some insurance companies will allow you to transfer coverage from one vehicle to another as long as the new vehicle is similar in type and value to the old one. Others may require you to cancel your current policy and purchase a new one for the new vehicle. Additionally, if the new vehicle is more expensive or higher-risk than the old one, you may see an increase in your insurance premiums. The policyholder may also be required to add additional coverage or increase their liability limits to meet the requirements of the new vehicle. It is important to work with your insurance company and the policyholder to ensure that you have the proper coverage for the new vehicle and that you are following all the necessary steps to transfer the insurance policy. It is also important to keep in mind that the process may take some time, so be sure to plan ahead if you need insurance coverage for a new vehicle.