Does Ranchers and Farmers Mutual Insurance Company Still Sell Insurance?

Ranchers and Farmers Mutual Insurance Company (RFMIC) is a mutual insurance company that was founded in 1909 in Colorado. The company's main focus is on providing insurance products to farmers and ranchers, as well as other customers in rural areas. RFMIC is headquartered in Castle Rock, Colorado, and operates in several states, including Colorado, Nebraska, and Wyoming. Historically, mutual insurance companies like RFMIC were owned by their policyholders and operated on a non-profit basis. They provided insurance coverage to members who shared similar risks and paid premiums into a common pool. Any surplus funds were returned to members as dividends or used to improve the company's services. In recent years, the insurance industry has undergone significant changes, with many traditional insurers moving towards a for-profit business model. This has led to the consolidation of the industry, with larger companies acquiring smaller ones or merging with their competitors. Given this context, it's possible that RFMIC may have faced challenges in remaining competitive and profitable in the current market. It's also possible that the company may have been acquired by another insurer, or may have merged with another company. To determine whether RFMIC still sells insurance policies, it's best to check directly with the company or its website. Alternatively, you could consult with an independent insurance agent or broker who may be familiar with the company's products and services.