Is personal property (tools, ect) in my car covered under my renter’s policy if stolen out of my car?

In most cases, personal property that is stolen from your car is not covered under your renters insurance policy. This is because renters insurance policies typically only provide coverage for personal property that is stolen or damaged while it is located within your rented dwelling, such as your apartment or rented house. However, some renters insurance policies may offer limited coverage for personal property that is stolen from your vehicle while it is parked on the rented property, such as in the parking lot or garage. This coverage is usually subject to a separate deductible and is often limited to a certain amount of coverage, such as $1,000 or $2,000. It's important to review the terms and conditions of your renters insurance policy carefully to understand the extent of your coverage and any limitations or exclusions that may apply. If you have valuable personal property that you frequently transport in your car, you may want to consider purchasing a separate insurance policy to protect it in the event of theft or other damages. Additionally, taking steps to prevent theft, such as locking your car and keeping valuables out of sight, can help reduce the risk of property loss or damage.