In Oregon or Washington state, does life insurance pay for assisted suicide?

In both Oregon and Washington state, it is legal for terminally ill patients to request medication to end their lives. This process is known as "Death with Dignity" or "Physician-assisted suicide," and it is strictly regulated to ensure that it is only available to patients who meet specific criteria. However, whether or not life insurance policies will pay out in cases of physician-assisted suicide can vary depending on the specific terms of the policy. In general, life insurance policies will pay out in the event of the policyholder's death, regardless of the circumstances surrounding their passing. Some life insurance policies may contain specific exclusions related to assisted suicide. In such cases, if the policyholder chooses to end their life through physician-assisted suicide, their beneficiaries may not receive the full amount of the policy's death benefit. It's essential to carefully review the terms of a life insurance policy to determine whether or not it contains any such exclusions. In both Oregon and Washington, state law requires physicians to report all deaths resulting from the use of Death with Dignity medication as "natural" deaths. This means that the cause of death listed on a death certificate would not include any reference to assisted suicide or any other indication that the patient ended their life intentionally. In summary, while life insurance policies in Oregon and Washington may have specific exclusions related to assisted suicide, state law treats these deaths as natural deaths, and the cause of death is not listed as suicide on the death certificate. Therefore, the payment of life insurance benefits will depend on the terms of the policy itself.