In Ohio, can you get homeowner insurance if your name not on the deed?

In Ohio, it is generally possible to obtain homeowner's insurance even if your name is not on the deed of the property. However, the process and requirements for obtaining this type of insurance can vary depending on the insurance company you are working with and the specific circumstances of your situation. First and foremost, it is important to understand that homeowner's insurance is designed to protect the physical structure of a home and its contents, as well as provide liability coverage for accidents that may occur on the property. While the insurance policy is typically purchased by the person who owns the property, it is not always required that the policyholder be listed on the deed. If you are not the owner of the property but wish to obtain homeowner's insurance, you will need to work closely with the insurance company to ensure that you are adequately covered. In some cases, the insurance company may require that you have a legal interest in the property, such as a lease agreement or other type of contract that gives you the right to occupy the home. In other cases, the insurance company may allow you to purchase a separate policy to cover your personal belongings and liability, while the property owner maintains their own homeowner's insurance policy to cover the structure itself. It is important to note that insurance companies will typically require that the property owner be aware of any insurance policies taken out on the property, and may require their consent before issuing a policy to someone who is not listed on the deed. Overall, while it is possible to obtain homeowner's insurance in Ohio even if your name is not on the deed, it is important to work closely with the insurance company and ensure that you are properly covered based on your unique situation.