Is Army National Guard service with honorable discharge eligible for USAA insurance?

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Asked October 26, 2017

1 Answer


Yes, Army National Guard service with an honorable discharge is generally eligible for USAA insurance. USAA, or the United Services Automobile Association, is a financial services company that offers insurance, banking, and investment products to members of the U.S. military, veterans, and their families. To be eligible for USAA insurance, individuals must be:

  • Active, retired, or honorably separated officers or enlisted personnel of the U.S. military.
  • Cadets or midshipmen at U.S. service academies, in advanced ROTC or on ROTC scholarship, plus Officer Candidate School (OCS)/Officer Training School (OTS) program graduates within 24 months of commissioning.
  • Adult children of USAA members who have or had a USAA auto or property insurance policy.
  • Widows, widowers and former spouses of USAA members who have or had a USAA auto or property insurance policy.
National Guard service with an honorable discharge generally meets the requirement of being an honorably separated officer or enlisted personnel of the U.S. military. However, eligibility may depend on specific circumstances such as the duration of service and type of discharge. It's important to note that eligibility for USAA insurance does not guarantee acceptance or approval for insurance coverage. USAA's underwriting guidelines and approval criteria still apply, and coverage is subject to state regulations and availability. Therefore, if you are a former Army National Guard service member with an honorable discharge, you may be eligible for USAA insurance. To confirm your eligibility and explore your options for insurance coverage, it is recommended that you contact USAA directly or speak with an independent insurance agent who is authorized to sell USAA insurance products.

Answered October 30, 2017 by teddyx

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