Is my employer required to provide me with health insurane coverage?

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Asked April 15, 2013

1 Answer


In the United States, there is no federal law that requires employers to provide health insurance coverage to their employees. However, under the Affordable Care Act (ACA), also known as Obamacare, employers with 50 or more full-time employees must offer affordable health insurance coverage that meets certain minimum standards to their full-time employees or face a penalty. Additionally, some states have their own laws that require employers to provide health insurance coverage to their employees. For example, in California, employers with five or more employees are required to provide health insurance coverage to their employees. It's important to note that even if your employer is not required by law to provide health insurance coverage, they may still choose to offer it as part of their employee benefits package. If you're not sure whether your employer offers health insurance coverage, you should check with your human resources department to find out what benefits are available to you.

Answered April 15, 2013 by Anonymous

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