Can my mortgage company force me to do repairs with check received from Insurance Co.

If your home has been damaged and you have a mortgage on the property, your mortgage company may have a financial interest in the property and may require that repairs be made to protect their investment. This means that they may have the right to require that you use the insurance proceeds to repair the damage. In some cases, the insurance company may issue a check jointly to you and your mortgage company. This is known as a two-party check. The mortgage company may require that the repairs be made before they release the funds from the check to you or the contractor. This helps ensure that the repairs are completed and that the property is restored to its original condition. It's important to review your mortgage agreement and insurance policy to understand the terms and conditions of your coverage and any obligations you have to your mortgage company. If you have any questions or concerns, you can contact your mortgage company or insurance agent for clarification.